{"text_format":"1","workbook":"xlsx","n_sheets":4,"sheets":["Wksh 1 - Market Experience","Wksh 2 - Plan Product Info","Wksh 3 - Rating Areas","PlanTemplate"],"not_rendered":{"charts":0,"images":0,"macros":1,"external_links":0,"defined_names":24,"comments":0,"pivot_tables":0},"unopened":[],"bounds":{"document_bytes":16777216,"sheet_cells":100000,"rows_first":2000,"rows_last":500,"rows_between":2000,"halvings":0,"cell_chars":16384,"cell_head_chars":4096},"cells_cut":0,"cells_raw":0,"read":"whole","date_system":"1900"}

{"sheet":"Wksh 1 - Market Experience","index":0,"n_rows":50,"n_cols":11,"rows_kept":50,"cut":false,"hidden":false,"merged":[[29,3,29,6],[111,0,111,14],[49,1,49,16],[7,1,8,16],[21,3,21,4],[21,5,21,6],[13,1,13,3],[14,1,14,3],[15,1,15,3],[16,1,16,3],[17,1,17,3],[18,1,18,3]]}
["Press TAB and directional arrow keys to read through the document. If macros are disabled, press and hold the ALT key and press the F, then I, and then N key. After that, select the Enable All Content option by pressing enter. (note that you can also press the C key to select \"Enable All Content\")  Instructions can be found in cells K1 through K4. If screen reader fails to announce a cell after performing a dropdown selection, please press F2 and then ESC to force the screen reader to resume.","Unified Rate Review v8.2 [assistive technology users, please reference cell A1 for instructions]",null,null,null,null,null,null,null,null,"To add a product to Worksheet 2 - Plan Product Info, select the Add Product button or Ctrl + Shift + P."]
[null,null,null,null,null,null,null,null,null,null,"To add a plan to Worksheet 2 - Plan Product Info, select the Add Plan button or Ctrl + Shift + L."]
[null,"Company Legal Name:","Anthem Health Plans of Kentucky, Inc.",null,null,null,null,null,null,null,"To validate, select the Validate button or Ctrl + Shift + I."]
[null,"HIOS Issuer ID:",36239.0,"State:","KY",null,null,null,null,null,"To finalize, select the Finalize button or Ctrl + Shift + F."]
[null,"Effective Date of Rate Change(s):",{"$f":"MAX('Wksh 2 - Plan Product Info'!E19:CX19)","v":"1/1/2027"},"Market: ","Individual"]
[]
[]
[null,"Market Level Calculations (Same for all Plans)"]
[]
[]
[null,"Section I: Experience Period Data"]
[null,"Experience Period:",null,"2025-01-01","to",{"$f":"EDATE(D12,12)-1","v":"12/31/2025"}]
[null,null,null,null,"Total","PMPM"]
[null,"Allowed Claims",null,null,3.7769851734E8,{"$f":"IF(OR(E19=0,E19=\"\"), 0, E14/E19)","v":"$800.65"}]
[null,"Reinsurance",null,null,0.0,{"$f":"IF(OR(E19=0,E19=\"\"), 0, E15/E19)","v":"$0.00"}]
[null,"Incurred Claims in Experience Period",null,null,2.9742849517E8,{"$f":"IF(OR(E19=0,E19=\"\"), 0, E16/E19)","v":"$630.50"}]
[null,"Risk Adjustment",null,null,3637692.83,{"$f":"IF(OR(E19=0,E19=\"\"), 0, E17/E19)","v":"$7.71"}]
[null,"Experience Period Premium",null,null,3.1702178387E8,{"$f":"IF(OR(E19=0,E19=\"\"), 0, E18/E19)","v":"$672.03"}]
[null,"Experience Period Member Months",null,null,{"$f":"'Wksh 2 - Plan Product Info'!D35","v":471738.0}]
[]
[null,"Section II: Projections"]
[null,null,null,"Year 1 Trend",null,"Year 2 Trend"]
[null,"Benefit Category","Experience Period Index Rate PMPM","Cost","Utilization","Cost","Utilization","Trended EHB Allowed Claims PMPM"]
[null,"Inpatient Hospital",104.5,1.02650526538569,1.04348068539929,1.02650526538568,1.0434806853993,{"$f":"PRODUCT(C24:G24)","v":"$119.90"}]
[null,"Outpatient Hospital",268.08,1.02650526538569,1.04348068539929,1.02650526538568,1.0434806853993,{"$f":"PRODUCT(C25:G25)","v":"$307.58"}]
[null,"Professional",127.48,1.02650526538569,1.04348068539929,1.02650526538568,1.0434806853993,{"$f":"PRODUCT(C26:G26)","v":"$146.27"}]
[null,"Other Medical",11.68,1.02650526538569,1.04348068539929,1.02650526538568,1.0434806853993,{"$f":"PRODUCT(C27:G27)","v":"$13.40"}]
[null,"Capitation",0.0,1.00088348762967,1.0,1.00088348762967,1.0,{"$f":"PRODUCT(C28:G28)","v":"$0.00"}]
[null,"Prescription Drug",288.19,0.992147930206956,1.14122997322881,0.992147930206957,1.14122997322882,{"$f":"PRODUCT(C29:G29)","v":"$369.47"}]
[null,"Total",{"$f":"SUM(C24:C29)","v":"$799.94"},null,null,null,null,{"$f":"SUM(H24:H29)","v":"$956.62"}]
[]
[null,"Morbidity Adjustment",null,null,null,1.049]
[null,"Demographic Shift",null,null,null,0.932]
[null,"Plan Design Changes",null,null,null,1.024]
[null,"Other",null,null,null,1.15242578115362]
[null,"Adjusted Trended EHB Allowed Claims PMPM for",null,{"$f":"IF(C5<>\"\",C5,\"\")","v":"1/1/2027"},null,{"$f":"H30*PRODUCT(F32:F35)","v":"$1,103.68"}]
[]
[null,"Manual EHB Allowed Claims PMPM",null,null,null,0.0]
[null,"Applied Credibility %",null,null,null,1.0]
[]
[null,null,null,null,null,null,"Projected Period Totals"]
[null,"Projected Index Rate for",null,{"$f":"IF(C5<>\"\",C5,\"\")","v":"1/1/2027"},null,{"$f":"ROUND(F39*F36+(1-F39)*F38,2)","v":"$1,103.68"},{"$f":"F42*F48","v":"$591,538,265.92"}]
[null,"Reinsurance",null,null,null,0.0,{"$f":"F43*F48","v":"$0.00"}]
[null,"Risk Adjustment Payment/Charge",null,null,null,14.6280775275013,{"$f":"F44*F48","v":"$7,840,196.08"}]
[null,"Exchange User Fees",null,null,null,0.0,{"$f":"F45*F46*F48","v":"$0.00"}]
[null,"Market Adjusted Index Rate",null,null,null,{"$f":"(F42-F43-F44)/(1-F45)","v":"$1,089.05"},{"$f":"F46*F48","v":"$583,698,069.84"}]
[]
[null,"Projected Member Months",null,null,null,{"$f":"'Wksh 2 - Plan Product Info'!D80","v":"535969"}]
[]
[null,"Information Not Releasable to the Public Unless Authorized by Law:  This information has not been publically disclosed and may be privileged and confidential. It is for internal government use only and must not be disseminated, distributed, or copied to persons not authorized to receive the information.  Unauthorized disclosure may result in prosecution to the full extent of the law.  "]

{"sheet":"Wksh 2 - Plan Product Info","index":1,"n_rows":91,"n_cols":102,"rows_kept":91,"cut":false,"hidden":false,"merged":[[6,2,7,21],[9,5,9,56],[9,57,9,66],[9,67,9,101],[10,5,10,56],[10,57,10,66],[10,67,10,101],[20,5,20,56],[20,57,20,66],[20,67,20,101],[21,4,21,101],[63,4,63,101],[64,4,64,101],[65,4,65,101],[51,4,51,101]]}
["Press TAB and directional arrow keys to read through the document. If macros are disabled, press and hold the ALT key and press the F, then I, and then N key. After that, select the Enable All Content option by pressing enter. (note that you can also press the C key to select \"Enable All Content\")  Instructions can be found in cells P1 through P6. If screen reader fails to announce a cell after performing a dropdown selection, please press F2 and then ESC to force the screen reader to resume.",null,"Product-Plan Data Collection [assistive technology users, please reference cell A1 for instructions]",null,null,null,null,null,null,null,null,null,null,null,null,"To add a product to Worksheet 2 - Plan Product Info, select the Add Product button or Ctrl + Shift + P."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"To add a plan to Worksheet 2 - Plan Product Info, select the Add Plan button or Ctrl + Shift + L."]
[null,null,"Company Legal Name:",{"$f":"IF('Wksh 1 - Market Experience'!C3<>\"\", 'Wksh 1 - Market Experience'!C3,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,"To validate, select the Validate button or Ctrl + Shift + I."]
[null,null,"HIOS Issuer ID:",{"$f":"IF('Wksh 1 - Market Experience'!C4<>\"\", 'Wksh 1 - Market Experience'!C4,\"\")","v":""},"State:",{"$f":"IF('Wksh 1 - Market Experience'!E4<>\"\",'Wksh 1 - Market Experience'!E4,\"\")","v":""},null,null,null,null,null,null,null,null,null,"To finalize, select the Finalize button or Ctrl + Shift + F."]
[null,null,"Effective Date of Rate Change(s):",{"$f":"IF('Wksh 1 - Market Experience'!C5<>\"\", 'Wksh 1 - Market Experience'!C5,\"\")","v":"00:00:00"},"Market: ",{"$f":"IF('Wksh 1 - Market Experience'!E5<>\"\",'Wksh 1 - Market Experience'!E5,\"\")","v":""},null,null,null,null,null,null,null,null,null,"To remove a product, navigate to the corresponding Product Name/Product ID field and select the Remove Product button or Ctrl + Shift + Q."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"To remove a plan, navigate to the corresponding Plan Name/Plan ID field and select the Remove Plan button or Ctrl + Shift + A."]
[null,null,"Product/Plan Level Calculations"]
[]
[null,"Field #","Section I: General Product and Plan Information"]
[null,"1.1","Product Name",null,"Blue Access","HMO 121",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"HMO 122",null,null,null,null,null,null,null,null,null,"HMO 123"]
[null,"1.2","Product ID",null,"36239KY017","36239KY121",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"36239KY122",null,null,null,null,null,null,null,null,null,"36239KY123"]
[null,"1.3","Plan Name",null,"2025 Experience","Anthem Catastrophic Pathway Transition X HSA ($0 Virtual PCP + Incentives)","Anthem Catastrophic Pathway Transition X HSA ($0 Virtual PCP + Incentives)","Anthem Catastrophic Pathway Transition X HSA ($0 Virtual PCP + Incentives)","Anthem Catastrophic Pathway X HSA ($0 Virtual PCP + Incentives)","Anthem Catastrophic Pathway Transition X HSA ($0 Virtual PCP + Incentives)","Anthem Bronze Pathway X Transition 11700 HSA ($0 Virtual PCP + $0 Select Drugs + Incentives)","Anthem Bronze Pathway X Transition 11700 HSA ($0 Virtual PCP + $0 Select Drugs + Incentives)","Anthem Bronze Pathway X Transition 11700 HSA ($0 Virtual PCP + $0 Select Drugs + Incentives)","Anthem Bronze Pathway X 11700 HSA ($0 Virtual PCP + $0 Select Drugs + Incentives)","Anthem Bronze Pathway X Transition 11700 HSA ($0 Virtual PCP + $0 Select Drugs + Incentives)","Anthem Bronze Pathway X Transition 8000 HSA ($0 Virtual PCP + $0 Select Drugs + Incentives)","Anthem Bronze Pathway X Transition 6000 HSA ($0 Virtual PCP + $0 Select Drugs + Incentives)","Anthem Bronze Pathway X Transition 6000 HSA ($0 Virtual PCP + $0 Select Drugs + Incentives)","Anthem Bronze Pathway X Transition 6000 HSA ($0 Virtual PCP + $0 Select Drugs + Incentives)","Anthem Bronze Pathway X Transition 6000 HSA ($0 Virtual PCP + $0 Select Drugs + Incentives)","Anthem Bronze Pathway X 6000 HSA ($0 Virtual PCP + $0 Select Drugs + Incentives)","Anthem Bronze Pathway X Transition 7300 HSA ($0 Virtual PCP + $0 Select Drugs + Incentives)","Anthem Bronze Pathway X Transition 7300 HSA ($0 Virtual PCP + $0 Select Drugs + Incentives)","Anthem Bronze Pathway X Transition 7300 HSA ($0 Virtual PCP + $0 Select Drugs + Incentives)","Anthem Bronze Pathway X Transition 7300 HSA ($0 Virtual PCP + $0 Select Drugs + Incentives)","Anthem Bronze Pathway X 6700 HSA ($0 Virtual PCP + $0 Select Drugs + Incentives)","Anthem Bronze Pathway X Transition 7600 HSA ($0 Virtual PCP + $0 Select Drugs + Incentives)","Anthem Bronze Pathway X Transition 7600 HSA ($0 Virtual PCP + $0 Select Drugs + Incentives)","Anthem Bronze Pathway X Transition 7600 HSA ($0 Virtual PCP + $0 Select Drugs + Incentives)","Anthem Bronze Pathway X Transition 7600 HSA ($0 Virtual PCP + $0 Select Drugs + Incentives)","Anthem Bronze Pathway X 8700 HSA ($0 Virtual PCP + $0 Select Drugs + Incentives)","Anthem Bronze Pathway X Transition 8000 HSA ($0 Virtual PCP + $0 Select Drugs + Incentives)","Anthem Bronze Pathway X Transition 8000 HSA ($0 Virtual PCP + $0 Select Drugs + Incentives)","Anthem Bronze Pathway X 8000 HSA ($0 Virtual PCP + $0 Select Drugs + Incentives)","Anthem Bronze Pathway X Transition 8000 HSA ($0 Virtual PCP + $0 Select Drugs + Incentives)","Anthem Bronze Pathway X 7600 HSA ($0 Virtual PCP + $0 Select Drugs + Incentives)","Anthem Bronze Pathway X Transition 8700 HSA ($0 Virtual PCP + $0 Select Drugs + Incentives)","Anthem Bronze Pathway X Transition 8700 HSA ($0 Virtual PCP + $0 Select Drugs + Incentives)","Anthem Bronze Pathway X Transition 8700 HSA ($0 Virtual PCP + $0 Select Drugs + Incentives)","Anthem Bronze Pathway X Transition 8700 HSA ($0 Virtual PCP + $0 Select Drugs + Incentives)","Anthem Silver Pathway X 750 ($0 Virtual PCP + $0 Select Drugs + Incentives)","Anthem Silver Pathway X Transition 4200 HSA ($0 Virtual PCP + Incentives)","Anthem Silver Pathway X Transition 4200 HSA ($0 Virtual PCP + Incentives)","Anthem Silver Pathway X Transition 4200 HSA ($0 Virtual PCP + Incentives)","Anthem Silver Pathway X Transition 4200 HSA ($0 Virtual PCP + Incentives)","Anthem Silver Pathway X 6000 ($0 Virtual PCP + $0 Select Drugs + Incentives)","Anthem Silver Pathway X Transition 6000 ($0 Virtual PCP + $0 Select Drugs + Incentives)","Anthem Silver Pathway X Transition 6000 ($0 Virtual PCP + $0 Select Drugs + Incentives)","Anthem Silver Pathway X Transition 6000 ($0 Virtual PCP + $0 Select Drugs + Incentives)","Anthem Silver Pathway X 3500 ($0 Virtual PCP + $0 Select Drugs + Incentives)","Anthem Silver Pathway X Transition 6000 ($0 Virtual PCP + $0 Select Drugs + Incentives)","Anthem Silver Pathway X 3800 HSA ($0 Virtual PCP + Incentives)","Anthem Gold Pathway X Transition 2300 ($0 Virtual PCP + $0 Select Drugs + Incentives)","Anthem Gold Pathway X Transition 2300 ($0 Virtual PCP + $0 Select Drugs + Incentives)","Anthem Gold Pathway X Transition 2300 ($0 Virtual PCP + $0 Select Drugs + Incentives)","Anthem Gold Pathway X Transition 2300 ($0 Virtual PCP + $0 Select Drugs + Incentives)","Anthem Gold Pathway X 2300 ($0 Virtual PCP + $0 Select Drugs + Incentives)","Anthem Bronze Pathway X 7000 HSA Adult Dental/Vision ($0 Virtual PCP + $0 Select Rx)","Anthem Bronze Pathway X Transition 7000 HSA Adult Dental/Vision ($0 Virtual PCP + $0 Select Rx)","Anthem Bronze Pathway X Transition 7000 HSA Adult Dental/Vision ($0 Virtual PCP + $0 Select Rx)","Anthem Bronze Pathway X Transition 7000 HSA Adult Dental/Vision ($0 Virtual PCP + $0 Select Rx)","Anthem Bronze Pathway X Transition 7000 HSA Adult Dental/Vision ($0 Virtual PCP + $0 Select Rx)","Anthem Silver Pathway X Transition 4000 Adult Dental/Vision ($0 Virtual PCP + $0 Select Rx)","Anthem Silver Pathway X Transition 4000 Adult Dental/Vision ($0 Virtual PCP + $0 Select Rx)","Anthem Silver Pathway X Transition 4000 Adult Dental/Vision ($0 Virtual PCP + $0 Select Rx)","Anthem Silver Pathway X Transition 4000 Adult Dental/Vision ($0 Virtual PCP + $0 Select Rx)","Anthem Silver Pathway X 4000 Adult Dental/Vision ($0 Virtual PCP + $0 Select Rx)","Anthem ICHRA Bronze Pathway Transition 5000 ($0 Virtual PCP + $0 Select Drugs + Incentives)","Anthem ICHRA Bronze Pathway 5000 ($0 Virtual PCP + $0 Select Drugs + Incentives)","Anthem ICHRA Bronze Pathway Transition 5400 HSA ($0 Virtual PCP + Incentives)","Anthem ICHRA Bronze Pathway Transition 5000 ($0 Virtual PCP + $0 Select Drugs + Incentives)","Anthem ICHRA Bronze Pathway Transition 5000 ($0 Virtual PCP + $0 Select Drugs + Incentives)","Anthem ICHRA Bronze Pathway Transition 5000 ($0 Virtual PCP + $0 Select Drugs + Incentives)","Anthem ICHRA Bronze Pathway Transition 5400 HSA ($0 Virtual PCP + Incentives)","Anthem ICHRA Bronze Pathway Transition 5400 HSA ($0 Virtual PCP + Incentives)","Anthem ICHRA Bronze Pathway Transition 5400 HSA ($0 Virtual PCP + Incentives)","Anthem ICHRA Bronze Pathway 5400 HSA ($0 Virtual PCP + Incentives)","Anthem ICHRA Silver Pathway 2500 ($0 Virtual PCP + $0 Select Drugs + Incentives)","Anthem ICHRA Silver Pathway Transition 5900 HSA ($0 Virtual PCP + Incentives)","Anthem ICHRA Silver Pathway Transition 5900 HSA ($0 Virtual PCP + Incentives)","Anthem ICHRA Silver Pathway Transition 5900 HSA ($0 Virtual PCP + Incentives)","Anthem ICHRA Silver Pathway Transition 5900 HSA ($0 Virtual PCP + Incentives)","Anthem ICHRA Silver Pathway Transition 2500 ($0 Virtual PCP + $0 Select Drugs + Incentives)","Anthem ICHRA Silver Pathway Transition 2500 ($0 Virtual PCP + $0 Select Drugs + Incentives)","Anthem ICHRA Silver Pathway Transition 2500 ($0 Virtual PCP + $0 Select Drugs + Incentives)","Anthem ICHRA Silver Pathway Transition 2500 ($0 Virtual PCP + $0 Select Drugs + Incentives)","Anthem ICHRA Silver Pathway 5900 HSA ($0 Virtual PCP + Incentives)","Anthem ICHRA Gold Pathway $0 ($0 Virtual PCP + $0 Select Drugs + Incentives)","Anthem ICHRA Gold Pathway Transition 3600 HSA ($0 Virtual PCP + Incentives)","Anthem ICHRA Gold Pathway Transition 3600 HSA ($0 Virtual PCP + Incentives)","Anthem ICHRA Gold Pathway Transition 3600 HSA ($0 Virtual PCP + Incentives)","Anthem ICHRA Gold Pathway Transition $0 ($0 Virtual PCP + $0 Select Drugs + Incentives)","Anthem ICHRA Gold Pathway Transition $0 ($0 Virtual PCP + $0 Select Drugs + Incentives)","Anthem ICHRA Gold Pathway Transition $0 ($0 Virtual PCP + $0 Select Drugs + Incentives)","Anthem ICHRA Gold Pathway 1500 ($0 Virtual PCP + $0 Select Drugs + Incentives)","Anthem ICHRA Gold Pathway Transition 3600 HSA ($0 Virtual PCP + Incentives)","Anthem ICHRA Gold Pathway Transition 1500 ($0 Virtual PCP + $0 Select Drugs + Incentives)","Anthem ICHRA Gold Pathway Transition 1500 ($0 Virtual PCP + $0 Select Drugs + Incentives)","Anthem ICHRA Gold Pathway Transition 1500 ($0 Virtual PCP + $0 Select Drugs + Incentives)","Anthem ICHRA Gold Pathway 3600 HSA ($0 Virtual PCP + Incentives)","Anthem ICHRA Gold Pathway Transition $0 ($0 Virtual PCP + $0 Select Drugs + Incentives)","Anthem ICHRA Gold Pathway Transition 1500 ($0 Virtual PCP + $0 Select Drugs + Incentives)"]
[null,"1.4","Plan ID (Standard Component ID)",null,"36239KY0170001","36239KY1210056","36239KY1210057","36239KY1210067","36239KY1210039","36239KY1210043","36239KY1210073","36239KY1210074","36239KY1210075","36239KY1210071","36239KY1210072","36239KY1210078","36239KY1210092","36239KY1210093","36239KY1210094","36239KY1210095","36239KY1210091","36239KY1210051","36239KY1210052","36239KY1210065","36239KY1210038","36239KY1210001","36239KY1210042","36239KY1210053","36239KY1210054","36239KY1210055","36239KY1210096","36239KY1210079","36239KY1210080","36239KY1210076","36239KY1210077","36239KY1210034","36239KY1210099","36239KY1210097","36239KY1210098","36239KY1210100","36239KY1210064","36239KY1210046","36239KY1210060","36239KY1210061","36239KY1210062","36239KY1210045","36239KY1210040","36239KY1210058","36239KY1210059","36239KY1210005","36239KY1210066","36239KY1210035","36239KY1210044","36239KY1210068","36239KY1210069","36239KY1210070","36239KY1210009","36239KY1220090","36239KY1220085","36239KY1220086","36239KY1220087","36239KY1220088","36239KY1220081","36239KY1220082","36239KY1220083","36239KY1220084","36239KY1220089","36239KY1230002","36239KY1230001","36239KY1230014","36239KY1230003","36239KY1230004","36239KY1230005","36239KY1230015","36239KY1230016","36239KY1230017","36239KY1230013","36239KY1230006","36239KY1230008","36239KY1230009","36239KY1230010","36239KY1230007","36239KY1230019","36239KY1230020","36239KY1230021","36239KY1230018","36239KY1230022","36239KY1230023","36239KY1230033","36239KY1230034","36239KY1230035","36239KY1230025","36239KY1230026","36239KY1230027","36239KY1230011","36239KY1230032","36239KY1230029","36239KY1230030","36239KY1230031","36239KY1230012","36239KY1230024","36239KY1230028"]
[null,"1.5","Metal",null,"Not Applicable","Catastrophic","Catastrophic","Catastrophic","Catastrophic","Catastrophic","Bronze","Bronze","Bronze","Bronze","Bronze","Bronze","Bronze","Bronze","Bronze","Bronze","Bronze","Bronze","Bronze","Bronze","Bronze","Bronze","Bronze","Bronze","Bronze","Bronze","Bronze","Bronze","Bronze","Bronze","Bronze","Bronze","Bronze","Bronze","Bronze","Bronze","Silver","Silver","Silver","Silver","Silver","Silver","Silver","Silver","Silver","Silver","Silver","Silver","Gold","Gold","Gold","Gold","Gold","Bronze","Bronze","Bronze","Bronze","Bronze","Silver","Silver","Silver","Silver","Silver","Bronze","Bronze","Bronze","Bronze","Bronze","Bronze","Bronze","Bronze","Bronze","Bronze","Silver","Silver","Silver","Silver","Silver","Silver","Silver","Silver","Silver","Silver","Gold","Gold","Gold","Gold","Gold","Gold","Gold","Gold","Gold","Gold","Gold","Gold","Gold","Gold","Gold"]
[null,"1.6","AV Metal Value",null,0.0,0.59,0.59,0.59,0.59,0.59,0.581,0.581,0.581,0.581,0.581,0.638,0.627,0.627,0.627,0.627,0.627,0.641,0.641,0.641,0.641,0.644,0.649,0.649,0.649,0.649,0.632,0.638,0.638,0.638,0.638,0.649,0.632,0.632,0.632,0.632,0.702,0.708,0.708,0.708,0.708,0.703,0.703,0.703,0.703,0.709,0.703,0.717,0.807,0.807,0.807,0.807,0.807,0.643,0.643,0.643,0.643,0.643,0.717,0.717,0.717,0.717,0.717,0.642,0.642,0.649,0.642,0.642,0.642,0.649,0.649,0.649,0.649,0.719,0.716,0.716,0.716,0.716,0.719,0.719,0.719,0.719,0.716,0.817,0.807,0.807,0.807,0.817,0.817,0.817,0.81,0.807,0.81,0.81,0.81,0.807,0.817,0.81]
[null,"1.7","Plan Category",null,"Terminated","Renewing","Renewing","Renewing","Renewing","Renewing","Renewing","Renewing","Renewing","Renewing","Renewing","Renewing","Renewing","Renewing","Renewing","Renewing","Renewing","Renewing","Renewing","Renewing","Renewing","Renewing","Renewing","Renewing","Renewing","Renewing","Renewing","Renewing","Renewing","Renewing","Renewing","Renewing","Renewing","Renewing","Renewing","Renewing","Renewing","Renewing","Renewing","Renewing","Renewing","Renewing","Renewing","Renewing","Renewing","Renewing","Renewing","Renewing","Renewing","Renewing","Renewing","Renewing","Renewing","Renewing","Renewing","Renewing","Renewing","Renewing","Renewing","Renewing","Renewing","Renewing","Renewing","Renewing","Renewing","Renewing","Renewing","Renewing","Renewing","Renewing","Renewing","Renewing","Renewing","Renewing","Renewing","Renewing","Renewing","Renewing","Renewing","Renewing","Renewing","Renewing","Renewing","Renewing","Renewing","Renewing","Renewing","Renewing","Renewing","Renewing","Renewing","Renewing","Renewing","Renewing","Renewing","Renewing","Renewing","Renewing"]
[null,"1.8","Plan Type",null,"HMO","HMO","HMO","HMO","HMO","HMO","HMO","HMO","HMO","HMO","HMO","HMO","HMO","HMO","HMO","HMO","HMO","HMO","HMO","HMO","HMO","HMO","HMO","HMO","HMO","HMO","HMO","HMO","HMO","HMO","HMO","HMO","HMO","HMO","HMO","HMO","HMO","HMO","HMO","HMO","HMO","HMO","HMO","HMO","HMO","HMO","HMO","HMO","HMO","HMO","HMO","HMO","HMO","HMO","HMO","HMO","HMO","HMO","HMO","HMO","HMO","HMO","HMO","HMO","HMO","HMO","HMO","HMO","HMO","HMO","HMO","HMO","HMO","HMO","HMO","HMO","HMO","HMO","HMO","HMO","HMO","HMO","HMO","HMO","HMO","HMO","HMO","HMO","HMO","HMO","HMO","HMO","HMO","HMO","HMO","HMO","HMO","HMO"]
[null,"1.9","Exchange Plan?",null,"No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No"]
[null,"1.10","Effective Date of Proposed Rates",null,"2027-01-01","2027-01-01","2027-01-01","2027-01-01","2027-01-01","2027-01-01","2027-01-01","2027-01-01","2027-01-01","2027-01-01","2027-01-01","2027-01-01","2027-01-01","2027-01-01","2027-01-01","2027-01-01","2027-01-01","2027-01-01","2027-01-01","2027-01-01","2027-01-01","2027-01-01","2027-01-01","2027-01-01","2027-01-01","2027-01-01","2027-01-01","2027-01-01","2027-01-01","2027-01-01","2027-01-01","2027-01-01","2027-01-01","2027-01-01","2027-01-01","2027-01-01","2027-01-01","2027-01-01","2027-01-01","2027-01-01","2027-01-01","2027-01-01","2027-01-01","2027-01-01","2027-01-01","2027-01-01","2027-01-01","2027-01-01","2027-01-01","2027-01-01","2027-01-01","2027-01-01","2027-01-01","2027-01-01","2027-01-01","2027-01-01","2027-01-01","2027-01-01","2027-01-01","2027-01-01","2027-01-01","2027-01-01","2027-01-01","2027-01-01","2027-01-01","2027-01-01","2027-01-01","2027-01-01","2027-01-01","2027-01-01","2027-01-01","2027-01-01","2027-01-01","2027-01-01","2027-01-01","2027-01-01","2027-01-01","2027-01-01","2027-01-01","2027-01-01","2027-01-01","2027-01-01","2027-01-01","2027-01-01","2027-01-01","2027-01-01","2027-01-01","2027-01-01","2027-01-01","2027-01-01","2027-01-01","2027-01-01","2027-01-01","2027-01-01","2027-01-01","2027-01-01","2027-01-01","2027-01-01"]
[null,"1.11","Cumulative Rate Change %  (over 12 mos prior)",null,0.0,0.1083,0.157,0.1072,0.1575,0.1217,0.0904,0.0876,0.1343,0.14,0.1021,0.0771,0.0938,0.0852,0.0841,0.136,0.1375,0.0805,0.1281,0.0832,0.0911,0.1361,0.1049,0.0947,0.0893,0.1418,0.1716,0.0761,0.1239,0.1295,0.0879,0.1407,0.1126,0.1335,0.116,0.1696,0.2051,0.1823,0.1622,0.1684,0.2186,0.214,0.1712,0.1638,0.2169,0.1939,0.1638,0.2269,0.1798,0.1675,0.1623,0.2216,0.2256,0.1388,0.0983,0.0863,0.0845,0.1339,0.174,0.159,0.1586,0.213,0.219,0.1158,0.1411,0.091,0.0966,0.0851,0.1452,0.096,0.0936,0.1444,0.1551,0.2012,0.1464,0.1393,0.1971,0.1586,0.1448,0.1393,0.1971,0.1624,0.2138,0.2336,0.1719,0.1693,0.0,0.1638,0.1614,0.0,0.227,0.1665,0.1652,0.1627,0.0,0.237,0.1744,0.1647]
[null,"1.12","Product Rate Increase %",null,{"$f":"IF(SUMPRODUCT((E16:E16=\"Renewing\")*((E14:E14=\"Platinum\")+(E14:E14=\"Gold\")+(E14:E14=\"Silver\")+(E14:E14=\"Bronze\")+(E14:E14=\"Catastrophic\")))=0, 0, IF(SUMPRODUCT(E36:E36,E37:E37,--((E16:E16=\"Renewing\")*((E14:E14=\"Platinum\")+(E14:E14=\"Gold\")+(E14:E14=\"Silver\")+(E14:E14=\"Bronze\")+(E14:E14=\"Catastrophic\"))))=0, 0, ROUND(ROUND(SUMPRODUCT(1+E20:E20,E36:E36,E37:E37,--((E16:E16=\"Renewing\")*((E14:E14=\"Platinum\")+(E14:E14=\"Gold\")+(E14:E14=\"Silver\")+(E14:E14=\"Bronze\")+(E14:E14=\"Catastrophic\"))))/SUMPRODUCT(E36:E36,E37:E37,--((E16:E16=\"Renewing\")*((E14:E14=\"Platinum\")+(E14:E14=\"Gold\")+(E14:E14=\"Silver\")+(E14:E14=\"Bronze\")+(E14:E14=\"Catastrophic\")))), 4)-1, 4)))","v":"0"},{"$f":"IF(SUMPRODUCT((F16:BE16=\"Renewing\")*((F14:BE14=\"Platinum\")+(F14:BE14=\"Gold\")+(F14:BE14=\"Silver\")+(F14:BE14=\"Bronze\")+(F14:BE14=\"Catastrophic\")))=0, 0, IF(SUMPRODUCT(F36:BE36,F37:BE37,--((F16:BE16=\"Renewing\")*((F14:BE14=\"Platinum\")+(F14:BE14=\"Gold\")+(F14:BE14=\"Silver\")+(F14:BE14=\"Bronze\")+(F14:BE14=\"Catastrophic\"))))=0, 0, ROUND(ROUND(SUMPRODUCT(1+F20:BE20,F36:BE36,F37:BE37,--((F16:BE16=\"Renewing\")*((F14:BE14=\"Platinum\")+(F14:BE14=\"Gold\")+(F14:BE14=\"Silver\")+(F14:BE14=\"Bronze\")+(F14:BE14=\"Catastrophic\"))))/SUMPRODUCT(F36:BE36,F37:BE37,--((F16:BE16=\"Renewing\")*((F14:BE14=\"Platinum\")+(F14:BE14=\"Gold\")+(F14:BE14=\"Silver\")+(F14:BE14=\"Bronze\")+(F14:BE14=\"Catastrophic\")))), 4)-1, 4)))","v":"0.1685"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(SUMPRODUCT((BF16:BO16=\"Renewing\")*((BF14:BO14=\"Platinum\")+(BF14:BO14=\"Gold\")+(BF14:BO14=\"Silver\")+(BF14:BO14=\"Bronze\")+(BF14:BO14=\"Catastrophic\")))=0, 0, IF(SUMPRODUCT(BF36:BO36,BF37:BO37,--((BF16:BO16=\"Renewing\")*((BF14:BO14=\"Platinum\")+(BF14:BO14=\"Gold\")+(BF14:BO14=\"Silver\")+(BF14:BO14=\"Bronze\")+(BF14:BO14=\"Catastrophic\"))))=0, 0, ROUND(ROUND(SUMPRODUCT(1+BF20:BO20,BF36:BO36,BF37:BO37,--((BF16:BO16=\"Renewing\")*((BF14:BO14=\"Platinum\")+(BF14:BO14=\"Gold\")+(BF14:BO14=\"Silver\")+(BF14:BO14=\"Bronze\")+(BF14:BO14=\"Catastrophic\"))))/SUMPRODUCT(BF36:BO36,BF37:BO37,--((BF16:BO16=\"Renewing\")*((BF14:BO14=\"Platinum\")+(BF14:BO14=\"Gold\")+(BF14:BO14=\"Silver\")+(BF14:BO14=\"Bronze\")+(BF14:BO14=\"Catastrophic\")))), 4)-1, 4)))","v":"0.1716"},null,null,null,null,null,null,null,null,null,{"$f":"IF(SUMPRODUCT((BP16:CX16=\"Renewing\")*((BP14:CX14=\"Platinum\")+(BP14:CX14=\"Gold\")+(BP14:CX14=\"Silver\")+(BP14:CX14=\"Bronze\")+(BP14:CX14=\"Catastrophic\")))=0, 0, IF(SUMPRODUCT(BP36:CX36,BP37:CX37,--((BP16:CX16=\"Renewing\")*((BP14:CX14=\"Platinum\")+(BP14:CX14=\"Gold\")+(BP14:CX14=\"Silver\")+(BP14:CX14=\"Bronze\")+(BP14:CX14=\"Catastrophic\"))))=0, 0, ROUND(ROUND(SUMPRODUCT(1+BP20:CX20,BP36:CX36,BP37:CX37,--((BP16:CX16=\"Renewing\")*((BP14:CX14=\"Platinum\")+(BP14:CX14=\"Gold\")+(BP14:CX14=\"Silver\")+(BP14:CX14=\"Bronze\")+(BP14:CX14=\"Catastrophic\"))))/SUMPRODUCT(BP36:CX36,BP37:CX37,--((BP16:CX16=\"Renewing\")*((BP14:CX14=\"Platinum\")+(BP14:CX14=\"Gold\")+(BP14:CX14=\"Silver\")+(BP14:CX14=\"Bronze\")+(BP14:CX14=\"Catastrophic\")))), 4)-1, 4)))","v":"0.1768"}]
[null,"1.13","Submission Level Rate Increase %",null,{"$f":"IF(SUMPRODUCT((E16:CX16=\"Renewing\")*((E14:CX14=\"Platinum\")+(E14:CX14=\"Gold\")+(E14:CX14=\"Silver\")+(E14:CX14=\"Bronze\")+(E14:CX14=\"Catastrophic\")))=0, 0, IF(SUMPRODUCT(E36:CX36,E37:CX37,--((E16:CX16=\"Renewing\")*((E14:CX14=\"Platinum\")+(E14:CX14=\"Gold\")+(E14:CX14=\"Silver\")+(E14:CX14=\"Bronze\")+(E14:CX14=\"Catastrophic\"))))=0, 0, ROUND(ROUND(SUMPRODUCT(1+E20:CX20,E36:CX36,E37:CX37,--((E16:CX16=\"Renewing\")*((E14:CX14=\"Platinum\")+(E14:CX14=\"Gold\")+(E14:CX14=\"Silver\")+(E14:CX14=\"Bronze\")+(E14:CX14=\"Catastrophic\"))))/SUMPRODUCT(E36:CX36,E37:CX37,--((E16:CX16=\"Renewing\")*((E14:CX14=\"Platinum\")+(E14:CX14=\"Gold\")+(E14:CX14=\"Silver\")+(E14:CX14=\"Bronze\")+(E14:CX14=\"Catastrophic\")))), 4)-1, 4)))","v":"0.1691"}]
[]
["Worksheet 1 Totals",null,"Section II: Experience Period and Current Plan Level Information"]
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\"\")","v":"36239KY1230032"},{"$f":"IF(CS13<>\"\",CS13,\"\")","v":"36239KY1230029"},{"$f":"IF(CT13<>\"\",CT13,\"\")","v":"36239KY1230030"},{"$f":"IF(CU13<>\"\",CU13,\"\")","v":"36239KY1230031"},{"$f":"IF(CV13<>\"\",CV13,\"\")","v":"36239KY1230012"},{"$f":"IF(CW13<>\"\",CW13,\"\")","v":"36239KY1230024"},{"$f":"IF(CX13<>\"\",CX13,\"\")","v":"36239KY1230028"}]
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[null,"2.14","Loss Ratio",{"$f":"IF(OR(D33+D34=0,D33+D34=\"\"), 0, D32/(D33+D34))","v":"92.85%"},0.71699736039412,0.37530584172854,-0.381730621576891,0.698967845321981,0.278145340081906,-0.0880663050139544,0.486347969980949,0.83632825400011,1.09252326961309,0.8365475312512,0.639675669314199,0.457431990242201,0.916126782259025,-0.113657228100956,-0.17443161371843,-0.136831356637819,0.622434855572765,0.389679503027474,0.350060868287372,0.759763005403729,0.649169851663159,0.608706337833225,0.792513856953315,0.744783971531232,0.785267038424872,0.236029058093504,1.00661471902981,0.235116566733584,0.0643736134549385,0.71236037800603,0.553464551716606,0.989165661783122,0.370127405780976,0.252709867200493,0.575799937323331,-0.172806339278143,1.01127556677682,1.14554604022346,0.881767530527731,1.05762301261289,1.24218454310613,1.0427032171172,0.891332973563081,0.738336860680685,0.844818950665535,1.21094241467592,0.831838081304426,1.04460001895268,1.32558958118916,0.599044866135654,0.256708447700029,1.05887048246796,1.2706424696384,0.686114030553098,0.41977672005647,0.357394591922136,0.375159492219245,1.09252893717829,0.814358015596938,1.00182514200161,0.729145551383,0.978202317791445,0.974783494232495,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0]
[null,null,"Per Member Per Month"]
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[null,"2.18","Federal CSR Payments",{"$f":"IF(OR(D35=0,D35=\"\"), 0, D29/D35)","v":"$0.00"},{"$f":"IF(OR(E35=0,E35=\"\"), 0, E29/E35)","v":"0"},{"$f":"IF(OR(F35=0,F35=\"\"), 0, F29/F35)","v":"0"},{"$f":"IF(OR(G35=0,G35=\"\"), 0, G29/G35)","v":"0"},{"$f":"IF(OR(H35=0,H35=\"\"), 0, H29/H35)","v":"0"},{"$f":"IF(OR(I35=0,I35=\"\"), 0, I29/I35)","v":"0"},{"$f":"IF(OR(J35=0,J35=\"\"), 0, J29/J35)","v":"0"},{"$f":"IF(OR(K35=0,K35=\"\"), 0, K29/K35)","v":"0"},{"$f":"IF(OR(L35=0,L35=\"\"), 0, L29/L35)","v":"0"},{"$f":"IF(OR(M35=0,M35=\"\"), 0, M29/M35)","v":"0"},{"$f":"IF(OR(N35=0,N35=\"\"), 0, N29/N35)","v":"0"},{"$f":"IF(OR(O35=0,O35=\"\"), 0, O29/O35)","v":"0"},{"$f":"IF(OR(P35=0,P35=\"\"), 0, P29/P35)","v":"0"},{"$f":"IF(OR(Q35=0,Q35=\"\"), 0, Q29/Q35)","v":"0"},{"$f":"IF(OR(R35=0,R35=\"\"), 0, R29/R35)","v":"0"},{"$f":"IF(OR(S35=0,S35=\"\"), 0, S29/S35)","v":"0"},{"$f":"IF(OR(T35=0,T35=\"\"), 0, T29/T35)","v":"0"},{"$f":"IF(OR(U35=0,U35=\"\"), 0, 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[null,"2.19","Issuer CSR Payments",{"$f":"IF(OR(D35=0,D35=\"\"), 0, D30/D35)","v":"$42.43"},{"$f":"IF(OR(E35=0,E35=\"\"), 0, E30/E35)","v":"0"},{"$f":"IF(OR(F35=0,F35=\"\"), 0, F30/F35)","v":"0"},{"$f":"IF(OR(G35=0,G35=\"\"), 0, G30/G35)","v":"0"},{"$f":"IF(OR(H35=0,H35=\"\"), 0, H30/H35)","v":"0"},{"$f":"IF(OR(I35=0,I35=\"\"), 0, I30/I35)","v":"0"},{"$f":"IF(OR(J35=0,J35=\"\"), 0, J30/J35)","v":"0"},{"$f":"IF(OR(K35=0,K35=\"\"), 0, K30/K35)","v":"0"},{"$f":"IF(OR(L35=0,L35=\"\"), 0, L30/L35)","v":"0"},{"$f":"IF(OR(M35=0,M35=\"\"), 0, M30/M35)","v":"0"},{"$f":"IF(OR(N35=0,N35=\"\"), 0, N30/N35)","v":"1.7846"},{"$f":"IF(OR(O35=0,O35=\"\"), 0, O30/O35)","v":"2.992"},{"$f":"IF(OR(P35=0,P35=\"\"), 0, P30/P35)","v":"0"},{"$f":"IF(OR(Q35=0,Q35=\"\"), 0, Q30/Q35)","v":"0"},{"$f":"IF(OR(R35=0,R35=\"\"), 0, R30/R35)","v":"0"},{"$f":"IF(OR(S35=0,S35=\"\"), 0, S30/S35)","v":"0"},{"$f":"IF(OR(T35=0,T35=\"\"), 0, T30/T35)","v":"0"},{"$f":"IF(OR(U35=0,U35=\"\"), 0, 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[null,"2.20","Recoveries from CSR Load",{"$f":"IF(OR(D35=0,D35=\"\"), 0, D31/D35)","v":"$32.06"},{"$f":"IF(OR(E35=0,E35=\"\"), 0, E31/E35)","v":"0"},{"$f":"IF(OR(F35=0,F35=\"\"), 0, F31/F35)","v":"0"},{"$f":"IF(OR(G35=0,G35=\"\"), 0, G31/G35)","v":"0"},{"$f":"IF(OR(H35=0,H35=\"\"), 0, H31/H35)","v":"0"},{"$f":"IF(OR(I35=0,I35=\"\"), 0, I31/I35)","v":"0"},{"$f":"IF(OR(J35=0,J35=\"\"), 0, J31/J35)","v":"0"},{"$f":"IF(OR(K35=0,K35=\"\"), 0, K31/K35)","v":"0"},{"$f":"IF(OR(L35=0,L35=\"\"), 0, L31/L35)","v":"0"},{"$f":"IF(OR(M35=0,M35=\"\"), 0, M31/M35)","v":"0"},{"$f":"IF(OR(N35=0,N35=\"\"), 0, N31/N35)","v":"0"},{"$f":"IF(OR(O35=0,O35=\"\"), 0, O31/O35)","v":"0"},{"$f":"IF(OR(P35=0,P35=\"\"), 0, P31/P35)","v":"0"},{"$f":"IF(OR(Q35=0,Q35=\"\"), 0, Q31/Q35)","v":"0"},{"$f":"IF(OR(R35=0,R35=\"\"), 0, R31/R35)","v":"0"},{"$f":"IF(OR(S35=0,S35=\"\"), 0, S31/S35)","v":"0"},{"$f":"IF(OR(T35=0,T35=\"\"), 0, T31/T35)","v":"0"},{"$f":"IF(OR(U35=0,U35=\"\"), 0, 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[null,"2.21","Incurred Claims",{"$f":"IF(OR(D35=0,D35=\"\"), 0, D32/D35)","v":"$630.46"},{"$f":"IF(OR(E35=0,E35=\"\"), 0, E32/E35)","v":"430.5555"},{"$f":"IF(OR(F35=0,F35=\"\"), 0, F32/F35)","v":"102.3048"},{"$f":"IF(OR(G35=0,G35=\"\"), 0, G32/G35)","v":"-48.3737"},{"$f":"IF(OR(H35=0,H35=\"\"), 0, H32/H35)","v":"202.9148"},{"$f":"IF(OR(I35=0,I35=\"\"), 0, I32/I35)","v":"107.5137"},{"$f":"IF(OR(J35=0,J35=\"\"), 0, J32/J35)","v":"-14.4496"},{"$f":"IF(OR(K35=0,K35=\"\"), 0, K32/K35)","v":"328.7222"},{"$f":"IF(OR(L35=0,L35=\"\"), 0, L32/L35)","v":"333.9862"},{"$f":"IF(OR(M35=0,M35=\"\"), 0, M32/M35)","v":"1121.6816"},{"$f":"IF(OR(N35=0,N35=\"\"), 0, N32/N35)","v":"415.5409"},{"$f":"IF(OR(O35=0,O35=\"\"), 0, O32/O35)","v":"206.0516"},{"$f":"IF(OR(P35=0,P35=\"\"), 0, P32/P35)","v":"140.9556"},{"$f":"IF(OR(Q35=0,Q35=\"\"), 0, Q32/Q35)","v":"306.8503"},{"$f":"IF(OR(R35=0,R35=\"\"), 0, R32/R35)","v":"-24.4979"},{"$f":"IF(OR(S35=0,S35=\"\"), 0, 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[null,"2.23","Premium",{"$f":"IF(OR(D35=0,D35=\"\"), 0, D34/D35)","v":"$671.28"},{"$f":"IF(OR(E35=0,E35=\"\"), 0, E34/E35)","v":"600.4981"},{"$f":"IF(OR(F35=0,F35=\"\"), 0, F34/F35)","v":"278.0198"},{"$f":"IF(OR(G35=0,G35=\"\"), 0, G34/G35)","v":"252.9503"},{"$f":"IF(OR(H35=0,H35=\"\"), 0, H34/H35)","v":"270.3258"},{"$f":"IF(OR(I35=0,I35=\"\"), 0, I34/I35)","v":"285.502"},{"$f":"IF(OR(J35=0,J35=\"\"), 0, J34/J35)","v":"236.7894"},{"$f":"IF(OR(K35=0,K35=\"\"), 0, K34/K35)","v":"537.4479"},{"$f":"IF(OR(L35=0,L35=\"\"), 0, L34/L35)","v":"596.2243"},{"$f":"IF(OR(M35=0,M35=\"\"), 0, M34/M35)","v":"595.3517"},{"$f":"IF(OR(N35=0,N35=\"\"), 0, N34/N35)","v":"661.2711"},{"$f":"IF(OR(O35=0,O35=\"\"), 0, O34/O35)","v":"498.2274"},{"$f":"IF(OR(P35=0,P35=\"\"), 0, P34/P35)","v":"636.7361"},{"$f":"IF(OR(Q35=0,Q35=\"\"), 0, Q34/Q35)","v":"411.4893"},{"$f":"IF(OR(R35=0,R35=\"\"), 0, R34/R35)","v":"628.1501"},{"$f":"IF(OR(S35=0,S35=\"\"), 0, S34/S35)","v":"556.4352"},{"$f":"IF(OR(T35=0,T35=\"\"), 0, T34/T35)","v":"1056.0045"},{"$f":"IF(OR(U35=0,U35=\"\"), 0, U34/U35)","v":"654.6649"},{"$f":"IF(OR(V35=0,V35=\"\"), 0, V34/V35)","v":"632.7114"},{"$f":"IF(OR(W35=0,W35=\"\"), 0, W34/W35)","v":"720.0935"},{"$f":"IF(OR(X35=0,X35=\"\"), 0, X34/X35)","v":"614.4119"},{"$f":"IF(OR(Y35=0,Y35=\"\"), 0, Y34/Y35)","v":"551.6895"},{"$f":"IF(OR(Z35=0,Z35=\"\"), 0, Z34/Z35)","v":"703.0234"},{"$f":"IF(OR(AA35=0,AA35=\"\"), 0, AA34/AA35)","v":"555.1241"},{"$f":"IF(OR(AB35=0,AB35=\"\"), 0, AB34/AB35)","v":"640.7184"},{"$f":"IF(OR(AC35=0,AC35=\"\"), 0, AC34/AC35)","v":"694.3992"},{"$f":"IF(OR(AD35=0,AD35=\"\"), 0, AD34/AD35)","v":"655.6443"},{"$f":"IF(OR(AE35=0,AE35=\"\"), 0, AE34/AE35)","v":"657.1446"},{"$f":"IF(OR(AF35=0,AF35=\"\"), 0, AF34/AF35)","v":"659.8665"},{"$f":"IF(OR(AG35=0,AG35=\"\"), 0, AG34/AG35)","v":"682.2309"},{"$f":"IF(OR(AH35=0,AH35=\"\"), 0, AH34/AH35)","v":"669.7853"},{"$f":"IF(OR(AI35=0,AI35=\"\"), 0, AI34/AI35)","v":"548.8026"},{"$f":"IF(OR(AJ35=0,AJ35=\"\"), 0, AJ34/AJ35)","v":"714.7991"},{"$f":"IF(OR(AK35=0,AK35=\"\"), 0, AK34/AK35)","v":"610.3895"},{"$f":"IF(OR(AL35=0,AL35=\"\"), 0, AL34/AL35)","v":"485.0701"},{"$f":"IF(OR(AM35=0,AM35=\"\"), 0, AM34/AM35)","v":"558.9508"},{"$f":"IF(OR(AN35=0,AN35=\"\"), 0, AN34/AN35)","v":"702.0679"},{"$f":"IF(OR(AO35=0,AO35=\"\"), 0, AO34/AO35)","v":"717.3182"},{"$f":"IF(OR(AP35=0,AP35=\"\"), 0, AP34/AP35)","v":"644.5523"},{"$f":"IF(OR(AQ35=0,AQ35=\"\"), 0, AQ34/AQ35)","v":"733.2839"},{"$f":"IF(OR(AR35=0,AR35=\"\"), 0, AR34/AR35)","v":"747.2092"},{"$f":"IF(OR(AS35=0,AS35=\"\"), 0, AS34/AS35)","v":"713.1575"},{"$f":"IF(OR(AT35=0,AT35=\"\"), 0, AT34/AT35)","v":"772.3108"},{"$f":"IF(OR(AU35=0,AU35=\"\"), 0, AU34/AU35)","v":"597.7421"},{"$f":"IF(OR(AV35=0,AV35=\"\"), 0, AV34/AV35)","v":"756.6651"},{"$f":"IF(OR(AW35=0,AW35=\"\"), 0, AW34/AW35)","v":"730.0137"},{"$f":"IF(OR(AX35=0,AX35=\"\"), 0, AX34/AX35)","v":"771.521"},{"$f":"IF(OR(AY35=0,AY35=\"\"), 0, AY34/AY35)","v":"702.868"},{"$f":"IF(OR(AZ35=0,AZ35=\"\"), 0, AZ34/AZ35)","v":"776.004"},{"$f":"IF(OR(BA35=0,BA35=\"\"), 0, BA34/BA35)","v":"680.6491"},{"$f":"IF(OR(BB35=0,BB35=\"\"), 0, BB34/BB35)","v":"808.9564"},{"$f":"IF(OR(BC35=0,BC35=\"\"), 0, BC34/BC35)","v":"842.7626"},{"$f":"IF(OR(BD35=0,BD35=\"\"), 0, BD34/BD35)","v":"697.4557"},{"$f":"IF(OR(BE35=0,BE35=\"\"), 0, BE34/BE35)","v":"870.1801"},{"$f":"IF(OR(BF35=0,BF35=\"\"), 0, BF34/BF35)","v":"684.1495"},{"$f":"IF(OR(BG35=0,BG35=\"\"), 0, BG34/BG35)","v":"499.7526"},{"$f":"IF(OR(BH35=0,BH35=\"\"), 0, BH34/BH35)","v":"593.478"},{"$f":"IF(OR(BI35=0,BI35=\"\"), 0, BI34/BI35)","v":"627.8167"},{"$f":"IF(OR(BJ35=0,BJ35=\"\"), 0, BJ34/BJ35)","v":"662.1977"},{"$f":"IF(OR(BK35=0,BK35=\"\"), 0, BK34/BK35)","v":"553.8782"},{"$f":"IF(OR(BL35=0,BL35=\"\"), 0, BL34/BL35)","v":"649.2469"},{"$f":"IF(OR(BM35=0,BM35=\"\"), 0, BM34/BM35)","v":"681.4235"},{"$f":"IF(OR(BN35=0,BN35=\"\"), 0, BN34/BN35)","v":"741.9297"},{"$f":"IF(OR(BO35=0,BO35=\"\"), 0, BO34/BO35)","v":"713.0563"},{"$f":"IF(OR(BP35=0,BP35=\"\"), 0, BP34/BP35)","v":"0"},{"$f":"IF(OR(BQ35=0,BQ35=\"\"), 0, BQ34/BQ35)","v":"0"},{"$f":"IF(OR(BR35=0,BR35=\"\"), 0, BR34/BR35)","v":"0"},{"$f":"IF(OR(BS35=0,BS35=\"\"), 0, BS34/BS35)","v":"0"},{"$f":"IF(OR(BT35=0,BT35=\"\"), 0, BT34/BT35)","v":"0"},{"$f":"IF(OR(BU35=0,BU35=\"\"), 0, BU34/BU35)","v":"0"},{"$f":"IF(OR(BV35=0,BV35=\"\"), 0, BV34/BV35)","v":"0"},{"$f":"IF(OR(BW35=0,BW35=\"\"), 0, BW34/BW35)","v":"0"},{"$f":"IF(OR(BX35=0,BX35=\"\"), 0, BX34/BX35)","v":"0"},{"$f":"IF(OR(BY35=0,BY35=\"\"), 0, BY34/BY35)","v":"0"},{"$f":"IF(OR(BZ35=0,BZ35=\"\"), 0, BZ34/BZ35)","v":"0"},{"$f":"IF(OR(CA35=0,CA35=\"\"), 0, CA34/CA35)","v":"0"},{"$f":"IF(OR(CB35=0,CB35=\"\"), 0, CB34/CB35)","v":"0"},{"$f":"IF(OR(CC35=0,CC35=\"\"), 0, CC34/CC35)","v":"0"},{"$f":"IF(OR(CD35=0,CD35=\"\"), 0, CD34/CD35)","v":"0"},{"$f":"IF(OR(CE35=0,CE35=\"\"), 0, CE34/CE35)","v":"0"},{"$f":"IF(OR(CF35=0,CF35=\"\"), 0, CF34/CF35)","v":"0"},{"$f":"IF(OR(CG35=0,CG35=\"\"), 0, CG34/CG35)","v":"0"},{"$f":"IF(OR(CH35=0,CH35=\"\"), 0, CH34/CH35)","v":"0"},{"$f":"IF(OR(CI35=0,CI35=\"\"), 0, CI34/CI35)","v":"0"},{"$f":"IF(OR(CJ35=0,CJ35=\"\"), 0, CJ34/CJ35)","v":"0"},{"$f":"IF(OR(CK35=0,CK35=\"\"), 0, CK34/CK35)","v":"0"},{"$f":"IF(OR(CL35=0,CL35=\"\"), 0, CL34/CL35)","v":"0"},{"$f":"IF(OR(CM35=0,CM35=\"\"), 0, CM34/CM35)","v":"0"},{"$f":"IF(OR(CN35=0,CN35=\"\"), 0, CN34/CN35)","v":"0"},{"$f":"IF(OR(CO35=0,CO35=\"\"), 0, CO34/CO35)","v":"0"},{"$f":"IF(OR(CP35=0,CP35=\"\"), 0, CP34/CP35)","v":"0"},{"$f":"IF(OR(CQ35=0,CQ35=\"\"), 0, CQ34/CQ35)","v":"0"},{"$f":"IF(OR(CR35=0,CR35=\"\"), 0, CR34/CR35)","v":"0"},{"$f":"IF(OR(CS35=0,CS35=\"\"), 0, CS34/CS35)","v":"0"},{"$f":"IF(OR(CT35=0,CT35=\"\"), 0, CT34/CT35)","v":"0"},{"$f":"IF(OR(CU35=0,CU35=\"\"), 0, CU34/CU35)","v":"0"},{"$f":"IF(OR(CV35=0,CV35=\"\"), 0, CV34/CV35)","v":"0"},{"$f":"IF(OR(CW35=0,CW35=\"\"), 0, CW34/CW35)","v":"0"},{"$f":"IF(OR(CX35=0,CX35=\"\"), 0, CX34/CX35)","v":"0"}]
[]
[null,null,"Section III: Plan Adjustment Factors"]
[null,"3.1","Plan ID (Standard Component ID)",null,{"$f":"IF(E13<>\"\",E13,\"\")","v":"36239KY0170001"},{"$f":"IF(F13<>\"\",F13,\"\")","v":"36239KY1210056"},{"$f":"IF(G13<>\"\",G13,\"\")","v":"36239KY1210057"},{"$f":"IF(H13<>\"\",H13,\"\")","v":"36239KY1210067"},{"$f":"IF(I13<>\"\",I13,\"\")","v":"36239KY1210039"},{"$f":"IF(J13<>\"\",J13,\"\")","v":"36239KY1210043"},{"$f":"IF(K13<>\"\",K13,\"\")","v":"36239KY1210073"},{"$f":"IF(L13<>\"\",L13,\"\")","v":"36239KY1210074"},{"$f":"IF(M13<>\"\",M13,\"\")","v":"36239KY1210075"},{"$f":"IF(N13<>\"\",N13,\"\")","v":"36239KY1210071"},{"$f":"IF(O13<>\"\",O13,\"\")","v":"36239KY1210072"},{"$f":"IF(P13<>\"\",P13,\"\")","v":"36239KY1210078"},{"$f":"IF(Q13<>\"\",Q13,\"\")","v":"36239KY1210092"},{"$f":"IF(R13<>\"\",R13,\"\")","v":"36239KY1210093"},{"$f":"IF(S13<>\"\",S13,\"\")","v":"36239KY1210094"},{"$f":"IF(T13<>\"\",T13,\"\")","v":"36239KY1210095"},{"$f":"IF(U13<>\"\",U13,\"\")","v":"36239KY1210091"},{"$f":"IF(V13<>\"\",V13,\"\")","v":"36239KY1210051"},{"$f":"IF(W13<>\"\",W13,\"\")","v":"36239KY1210052"},{"$f":"IF(X13<>\"\",X13,\"\")","v":"36239KY1210065"},{"$f":"IF(Y13<>\"\",Y13,\"\")","v":"36239KY1210038"},{"$f":"IF(Z13<>\"\",Z13,\"\")","v":"36239KY1210001"},{"$f":"IF(AA13<>\"\",AA13,\"\")","v":"36239KY1210042"},{"$f":"IF(AB13<>\"\",AB13,\"\")","v":"36239KY1210053"},{"$f":"IF(AC13<>\"\",AC13,\"\")","v":"36239KY1210054"},{"$f":"IF(AD13<>\"\",AD13,\"\")","v":"36239KY1210055"},{"$f":"IF(AE13<>\"\",AE13,\"\")","v":"36239KY1210096"},{"$f":"IF(AF13<>\"\",AF13,\"\")","v":"36239KY1210079"},{"$f":"IF(AG13<>\"\",AG13,\"\")","v":"36239KY1210080"},{"$f":"IF(AH13<>\"\",AH13,\"\")","v":"36239KY1210076"},{"$f":"IF(AI13<>\"\",AI13,\"\")","v":"36239KY1210077"},{"$f":"IF(AJ13<>\"\",AJ13,\"\")","v":"36239KY1210034"},{"$f":"IF(AK13<>\"\",AK13,\"\")","v":"36239KY1210099"},{"$f":"IF(AL13<>\"\",AL13,\"\")","v":"36239KY1210097"},{"$f":"IF(AM13<>\"\",AM13,\"\")","v":"36239KY1210098"},{"$f":"IF(AN13<>\"\",AN13,\"\")","v":"36239KY1210100"},{"$f":"IF(AO13<>\"\",AO13,\"\")","v":"36239KY1210064"},{"$f":"IF(AP13<>\"\",AP13,\"\")","v":"36239KY1210046"},{"$f":"IF(AQ13<>\"\",AQ13,\"\")","v":"36239KY1210060"},{"$f":"IF(AR13<>\"\",AR13,\"\")","v":"36239KY1210061"},{"$f":"IF(AS13<>\"\",AS13,\"\")","v":"36239KY1210062"},{"$f":"IF(AT13<>\"\",AT13,\"\")","v":"36239KY1210045"},{"$f":"IF(AU13<>\"\",AU13,\"\")","v":"36239KY1210040"},{"$f":"IF(AV13<>\"\",AV13,\"\")","v":"36239KY1210058"},{"$f":"IF(AW13<>\"\",AW13,\"\")","v":"36239KY1210059"},{"$f":"IF(AX13<>\"\",AX13,\"\")","v":"36239KY1210005"},{"$f":"IF(AY13<>\"\",AY13,\"\")","v":"36239KY1210066"},{"$f":"IF(AZ13<>\"\",AZ13,\"\")","v":"36239KY1210035"},{"$f":"IF(BA13<>\"\",BA13,\"\")","v":"36239KY1210044"},{"$f":"IF(BB13<>\"\",BB13,\"\")","v":"36239KY1210068"},{"$f":"IF(BC13<>\"\",BC13,\"\")","v":"36239KY1210069"},{"$f":"IF(BD13<>\"\",BD13,\"\")","v":"36239KY1210070"},{"$f":"IF(BE13<>\"\",BE13,\"\")","v":"36239KY1210009"},{"$f":"IF(BF13<>\"\",BF13,\"\")","v":"36239KY1220090"},{"$f":"IF(BG13<>\"\",BG13,\"\")","v":"36239KY1220085"},{"$f":"IF(BH13<>\"\",BH13,\"\")","v":"36239KY1220086"},{"$f":"IF(BI13<>\"\",BI13,\"\")","v":"36239KY1220087"},{"$f":"IF(BJ13<>\"\",BJ13,\"\")","v":"36239KY1220088"},{"$f":"IF(BK13<>\"\",BK13,\"\")","v":"36239KY1220081"},{"$f":"IF(BL13<>\"\",BL13,\"\")","v":"36239KY1220082"},{"$f":"IF(BM13<>\"\",BM13,\"\")","v":"36239KY1220083"},{"$f":"IF(BN13<>\"\",BN13,\"\")","v":"36239KY1220084"},{"$f":"IF(BO13<>\"\",BO13,\"\")","v":"36239KY1220089"},{"$f":"IF(BP13<>\"\",BP13,\"\")","v":"36239KY1230002"},{"$f":"IF(BQ13<>\"\",BQ13,\"\")","v":"36239KY1230001"},{"$f":"IF(BR13<>\"\",BR13,\"\")","v":"36239KY1230014"},{"$f":"IF(BS13<>\"\",BS13,\"\")","v":"36239KY1230003"},{"$f":"IF(BT13<>\"\",BT13,\"\")","v":"36239KY1230004"},{"$f":"IF(BU13<>\"\",BU13,\"\")","v":"36239KY1230005"},{"$f":"IF(BV13<>\"\",BV13,\"\")","v":"36239KY1230015"},{"$f":"IF(BW13<>\"\",BW13,\"\")","v":"36239KY1230016"},{"$f":"IF(BX13<>\"\",BX13,\"\")","v":"36239KY1230017"},{"$f":"IF(BY13<>\"\",BY13,\"\")","v":"36239KY1230013"},{"$f":"IF(BZ13<>\"\",BZ13,\"\")","v":"36239KY1230006"},{"$f":"IF(CA13<>\"\",CA13,\"\")","v":"36239KY1230008"},{"$f":"IF(CB13<>\"\",CB13,\"\")","v":"36239KY1230009"},{"$f":"IF(CC13<>\"\",CC13,\"\")","v":"36239KY1230010"},{"$f":"IF(CD13<>\"\",CD13,\"\")","v":"36239KY1230007"},{"$f":"IF(CE13<>\"\",CE13,\"\")","v":"36239KY1230019"},{"$f":"IF(CF13<>\"\",CF13,\"\")","v":"36239KY1230020"},{"$f":"IF(CG13<>\"\",CG13,\"\")","v":"36239KY1230021"},{"$f":"IF(CH13<>\"\",CH13,\"\")","v":"36239KY1230018"},{"$f":"IF(CI13<>\"\",CI13,\"\")","v":"36239KY1230022"},{"$f":"IF(CJ13<>\"\",CJ13,\"\")","v":"36239KY1230023"},{"$f":"IF(CK13<>\"\",CK13,\"\")","v":"36239KY1230033"},{"$f":"IF(CL13<>\"\",CL13,\"\")","v":"36239KY1230034"},{"$f":"IF(CM13<>\"\",CM13,\"\")","v":"36239KY1230035"},{"$f":"IF(CN13<>\"\",CN13,\"\")","v":"36239KY1230025"},{"$f":"IF(CO13<>\"\",CO13,\"\")","v":"36239KY1230026"},{"$f":"IF(CP13<>\"\",CP13,\"\")","v":"36239KY1230027"},{"$f":"IF(CQ13<>\"\",CQ13,\"\")","v":"36239KY1230011"},{"$f":"IF(CR13<>\"\",CR13,\"\")","v":"36239KY1230032"},{"$f":"IF(CS13<>\"\",CS13,\"\")","v":"36239KY1230029"},{"$f":"IF(CT13<>\"\",CT13,\"\")","v":"36239KY1230030"},{"$f":"IF(CU13<>\"\",CU13,\"\")","v":"36239KY1230031"},{"$f":"IF(CV13<>\"\",CV13,\"\")","v":"36239KY1230012"},{"$f":"IF(CW13<>\"\",CW13,\"\")","v":"36239KY1230024"},{"$f":"IF(CX13<>\"\",CX13,\"\")","v":"36239KY1230028"}]
[null,"3.2","Market Adjusted Index Rate",null,{"$f":"'Wksh 1 - Market Experience'!F46","v":"$1,089.05"}]
[null,"3.3","AV and Cost Sharing Design of Plan",null,0.0,0.6475,0.6475,0.6475,0.6475,0.6475,0.6229,0.6229,0.6229,0.6229,0.6229,0.6622,0.6767,0.6767,0.6767,0.6767,0.6767,0.6662,0.6662,0.6662,0.6662,0.668,0.7036,0.7036,0.7036,0.7036,0.6878,0.6622,0.6622,0.6622,0.6622,0.7036,0.6878,0.6878,0.6878,0.6878,0.7702,0.7758,0.7758,0.7758,0.7758,0.7282,0.7283,0.7283,0.7283,0.7573,0.7283,0.79,1.0896,1.0896,1.0896,1.0896,1.0896,0.6722,0.6722,0.6722,0.6722,0.6722,0.7652,0.7652,0.7652,0.7652,0.7652,0.6941,0.6941,0.693,0.6941,0.6941,0.6941,0.693,0.693,0.693,0.693,0.7865,0.7977,0.7977,0.7977,0.7977,0.7865,0.7865,0.7865,0.7865,0.7977,1.1207,1.1468,1.1468,1.1468,1.1207,1.1207,1.1207,1.1016,1.1468,1.1016,1.1016,1.1016,1.1468,1.1207,1.1016]
[null,"3.4","CSR Load Factor",null,0.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.1088,1.1088,1.1088,1.1088,1.1088,1.1088,1.1088,1.1088,1.1088,1.1088,1.1088,1.1088,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.1084,1.1084,1.1084,1.1084,1.1083,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0]
[null,"3.5","Provider Network Adjustment",null,0.0,0.8767,0.9309,0.9053,1.1,0.8828,0.9053,0.8767,0.9309,1.1,0.8828,0.9053,0.8828,0.9053,0.8767,0.9309,1.1,0.8767,0.9309,0.9053,0.8828,1.1,0.8828,0.9053,0.8767,0.9309,1.1,0.8767,0.9309,1.1,0.8828,1.1,0.8767,0.8828,0.9053,0.9309,1.1,0.8828,0.9053,0.8767,0.9309,1.1,0.8828,0.8767,0.9309,1.1,0.9053,1.1,0.8828,0.9053,0.8767,0.9309,1.1,1.1,0.8828,0.9053,0.8767,0.9309,0.8828,0.9053,0.8767,0.9309,1.1,0.8828,1.1,0.8828,0.9053,0.8767,0.9309,0.9053,0.8767,0.9309,1.1,1.1,0.9053,0.8767,0.9309,0.8828,0.9053,0.8767,0.9309,0.8828,1.1,1.1,0.9053,0.8767,0.9309,0.9053,0.8767,0.9309,1.1,0.8828,0.9053,0.8767,0.9309,1.1,0.8828,0.8828]
[null,"3.6","Benefits in Addition to EHB",null,0.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0064,1.0082,1.0075,1.0076,1.0069,1.006,1.0054,1.0055,1.005,1.0048,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0]
[null,null,"Administrative Costs"]
[null,"3.7","Administrative Expense",null,0.0,0.0604,0.0604,0.0604,0.0604,0.0604,0.0604,0.0604,0.0604,0.0604,0.0604,0.0604,0.0604,0.0604,0.0604,0.0604,0.0604,0.0604,0.0604,0.0604,0.0604,0.0604,0.0604,0.0604,0.0604,0.0604,0.0604,0.0604,0.0604,0.0604,0.0604,0.0604,0.0604,0.0604,0.0604,0.0604,0.0604,0.0604,0.0604,0.0604,0.0604,0.0604,0.0604,0.0604,0.0604,0.0604,0.0604,0.0604,0.0604,0.0604,0.0604,0.0604,0.0604,0.0598,0.0592,0.0594,0.0594,0.0596,0.0594,0.0597,0.0596,0.0598,0.06,0.0604,0.0604,0.0604,0.0604,0.0604,0.0604,0.0604,0.0604,0.0604,0.0604,0.0604,0.0604,0.0604,0.0604,0.0604,0.0604,0.0604,0.0604,0.0604,0.0604,0.0604,0.0604,0.0604,0.0604,0.0604,0.0604,0.0604,0.0604,0.0604,0.0604,0.0604,0.0604,0.0604,0.0604,0.0604]
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[null,"3.9","Profit & Risk Load",null,0.0,0.0511,0.0511,0.0511,0.0511,0.0511,0.0511,0.0511,0.0511,0.0511,0.0511,0.0511,0.0511,0.0511,0.0511,0.0511,0.0511,0.0511,0.0511,0.0511,0.0511,0.0511,0.0511,0.0511,0.0511,0.0511,0.0511,0.0511,0.0511,0.0511,0.0511,0.0511,0.0511,0.0511,0.0511,0.0511,0.0511,0.0511,0.0511,0.0511,0.0511,0.0511,0.0511,0.0511,0.0511,0.0511,0.0511,0.0511,0.0511,0.0511,0.0511,0.0511,0.0511,0.0506,0.05,0.0502,0.0502,0.0504,0.0503,0.0504,0.0504,0.0506,0.0507,0.0511,0.0511,0.0511,0.0511,0.0511,0.0511,0.0511,0.0511,0.0511,0.0511,0.0511,0.0511,0.0511,0.0511,0.0511,0.0511,0.0511,0.0511,0.0511,0.0511,0.0511,0.0511,0.0511,0.0511,0.0511,0.0511,0.0511,0.0511,0.0511,0.0511,0.0511,0.0511,0.0511,0.0511,0.0511]
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[null,"3.14","Tobacco Calibration Factor","1.0000",{"$f":"IF(D66<>\"\", D66, \"\")","v":"1.0000"},"0.0000","0.0000","0.0000","0.0000","0.0000","0.0000","0.0000","0.0000","0.0000","0.0000","0.0000","0.0000","0.0000","0.0000","0.0000","0.0000","0.0000","0.0000","0.0000","0.0000","0.0000","0.0000","0.0000","0.0000","0.0000","0.0000","0.0000","0.0000","0.0000","0.0000","0.0000","0.0000","0.0000","0.0000","0.0000","0.0000","0.0000","0.0000","0.0000","0.0000","0.0000","0.0000","0.0000","0.0000","0.0000","0.0000","0.0000","0.0000","0.0000","0.0000","0.0000","0.0000","0.0000","0.0000","0.0000","0.0000","0.0000","0.0000","0.0000","0.0000","0.0000","0.0000","0.0000","0.0000","0.0000","0.0000","0.0000","0.0000","0.0000","0.0000","0.0000","0.0000","0.0000","0.0000","0.0000","0.0000","0.0000","0.0000","0.0000","0.0000","0.0000","0.0000","0.0000","0.0000","0.0000","0.0000","0.0000","0.0000","0.0000","0.0000","0.0000","0.0000","0.0000","0.0000","0.0000","0.0000","0.0000"]
[null,"3.15","Calibrated Plan Adjusted Index Rate",null,{"$f":"E62*(PRODUCT($E$64:$E$66))","v":"$0.00"},{"$f":"F62*(PRODUCT($E$64:$E$66))","v":"$387.07"},{"$f":"G62*(PRODUCT($E$64:$E$66))","v":"$411.00"},{"$f":"H62*(PRODUCT($E$64:$E$66))","v":"$399.70"},{"$f":"I62*(PRODUCT($E$64:$E$66))","v":"$485.66"},{"$f":"J62*(PRODUCT($E$64:$E$66))","v":"$389.76"},{"$f":"K62*(PRODUCT($E$64:$E$66))","v":"$413.86"},{"$f":"L62*(PRODUCT($E$64:$E$66))","v":"$400.78"},{"$f":"M62*(PRODUCT($E$64:$E$66))","v":"$425.56"},{"$f":"N62*(PRODUCT($E$64:$E$66))","v":"$502.86"},{"$f":"O62*(PRODUCT($E$64:$E$66))","v":"$403.57"},{"$f":"P62*(PRODUCT($E$64:$E$66))","v":"$439.97"},{"$f":"Q62*(PRODUCT($E$64:$E$66))","v":"$438.43"},{"$f":"R62*(PRODUCT($E$64:$E$66))","v":"$449.60"},{"$f":"S62*(PRODUCT($E$64:$E$66))","v":"$435.40"},{"$f":"T62*(PRODUCT($E$64:$E$66))","v":"$462.31"},{"$f":"U62*(PRODUCT($E$64:$E$66))","v":"$546.29"},{"$f":"V62*(PRODUCT($E$64:$E$66))","v":"$428.64"},{"$f":"W62*(PRODUCT($E$64:$E$66))","v":"$455.14"},{"$f":"X62*(PRODUCT($E$64:$E$66))","v":"$442.62"},{"$f":"Y62*(PRODUCT($E$64:$E$66))","v":"$431.62"},{"$f":"Z62*(PRODUCT($E$64:$E$66))","v":"$539.27"},{"$f":"AA62*(PRODUCT($E$64:$E$66))","v":"$455.85"},{"$f":"AB62*(PRODUCT($E$64:$E$66))","v":"$467.47"},{"$f":"AC62*(PRODUCT($E$64:$E$66))","v":"$452.70"},{"$f":"AD62*(PRODUCT($E$64:$E$66))","v":"$480.69"},{"$f":"AE62*(PRODUCT($E$64:$E$66))","v":"$555.25"},{"$f":"AF62*(PRODUCT($E$64:$E$66))","v":"$426.07"},{"$f":"AG62*(PRODUCT($E$64:$E$66))","v":"$452.41"},{"$f":"AH62*(PRODUCT($E$64:$E$66))","v":"$534.59"},{"$f":"AI62*(PRODUCT($E$64:$E$66))","v":"$429.03"},{"$f":"AJ62*(PRODUCT($E$64:$E$66))","v":"$568.01"},{"$f":"AK62*(PRODUCT($E$64:$E$66))","v":"$442.54"},{"$f":"AL62*(PRODUCT($E$64:$E$66))","v":"$445.62"},{"$f":"AM62*(PRODUCT($E$64:$E$66))","v":"$456.97"},{"$f":"AN62*(PRODUCT($E$64:$E$66))","v":"$469.90"},{"$f":"AO62*(PRODUCT($E$64:$E$66))","v":"$689.42"},{"$f":"AP62*(PRODUCT($E$64:$E$66))","v":"$557.32"},{"$f":"AQ62*(PRODUCT($E$64:$E$66))","v":"$571.52"},{"$f":"AR62*(PRODUCT($E$64:$E$66))","v":"$553.47"},{"$f":"AS62*(PRODUCT($E$64:$E$66))","v":"$587.68"},{"$f":"AT62*(PRODUCT($E$64:$E$66))","v":"$651.83"},{"$f":"AU62*(PRODUCT($E$64:$E$66))","v":"$523.19"},{"$f":"AV62*(PRODUCT($E$64:$E$66))","v":"$519.58"},{"$f":"AW62*(PRODUCT($E$64:$E$66))","v":"$551.70"},{"$f":"AX62*(PRODUCT($E$64:$E$66))","v":"$677.88"},{"$f":"AY62*(PRODUCT($E$64:$E$66))","v":"$536.53"},{"$f":"AZ62*(PRODUCT($E$64:$E$66))","v":"$707.15"},{"$f":"BA62*(PRODUCT($E$64:$E$66))","v":"$705.94"},{"$f":"BB62*(PRODUCT($E$64:$E$66))","v":"$723.93"},{"$f":"BC62*(PRODUCT($E$64:$E$66))","v":"$701.06"},{"$f":"BD62*(PRODUCT($E$64:$E$66))","v":"$744.40"},{"$f":"BE62*(PRODUCT($E$64:$E$66))","v":"$879.62"},{"$f":"BF62*(PRODUCT($E$64:$E$66))","v":"$545.25"},{"$f":"BG62*(PRODUCT($E$64:$E$66))","v":"$437.55"},{"$f":"BH62*(PRODUCT($E$64:$E$66))","v":"$448.71"},{"$f":"BI62*(PRODUCT($E$64:$E$66))","v":"$434.52"},{"$f":"BJ62*(PRODUCT($E$64:$E$66))","v":"$461.39"},{"$f":"BK62*(PRODUCT($E$64:$E$66))","v":"$551.33"},{"$f":"BL62*(PRODUCT($E$64:$E$66))","v":"$565.37"},{"$f":"BM62*(PRODUCT($E$64:$E$66))","v":"$547.50"},{"$f":"BN62*(PRODUCT($E$64:$E$66))","v":"$581.33"},{"$f":"BO62*(PRODUCT($E$64:$E$66))","v":"$687.05"},{"$f":"BP62*(PRODUCT($E$64:$E$66))","v":"$449.70"},{"$f":"BQ62*(PRODUCT($E$64:$E$66))","v":"$560.34"},{"$f":"BR62*(PRODUCT($E$64:$E$66))","v":"$448.99"},{"$f":"BS62*(PRODUCT($E$64:$E$66))","v":"$461.16"},{"$f":"BT62*(PRODUCT($E$64:$E$66))","v":"$446.59"},{"$f":"BU62*(PRODUCT($E$64:$E$66))","v":"$474.20"},{"$f":"BV62*(PRODUCT($E$64:$E$66))","v":"$460.43"},{"$f":"BW62*(PRODUCT($E$64:$E$66))","v":"$445.88"},{"$f":"BX62*(PRODUCT($E$64:$E$66))","v":"$473.45"},{"$f":"BY62*(PRODUCT($E$64:$E$66))","v":"$559.45"},{"$f":"BZ62*(PRODUCT($E$64:$E$66))","v":"$634.93"},{"$f":"CA62*(PRODUCT($E$64:$E$66))","v":"$529.99"},{"$f":"CB62*(PRODUCT($E$64:$E$66))","v":"$513.25"},{"$f":"CC62*(PRODUCT($E$64:$E$66))","v":"$544.98"},{"$f":"CD62*(PRODUCT($E$64:$E$66))","v":"$516.82"},{"$f":"CE62*(PRODUCT($E$64:$E$66))","v":"$522.55"},{"$f":"CF62*(PRODUCT($E$64:$E$66))","v":"$506.04"},{"$f":"CG62*(PRODUCT($E$64:$E$66))","v":"$537.33"},{"$f":"CH62*(PRODUCT($E$64:$E$66))","v":"$509.56"},{"$f":"CI62*(PRODUCT($E$64:$E$66))","v":"$643.98"},{"$f":"CJ62*(PRODUCT($E$64:$E$66))","v":"$904.73"},{"$f":"CK62*(PRODUCT($E$64:$E$66))","v":"$761.93"},{"$f":"CL62*(PRODUCT($E$64:$E$66))","v":"$737.86"},{"$f":"CM62*(PRODUCT($E$64:$E$66))","v":"$783.48"},{"$f":"CN62*(PRODUCT($E$64:$E$66))","v":"$744.59"},{"$f":"CO62*(PRODUCT($E$64:$E$66))","v":"$721.07"},{"$f":"CP62*(PRODUCT($E$64:$E$66))","v":"$765.65"},{"$f":"CQ62*(PRODUCT($E$64:$E$66))","v":"$889.31"},{"$f":"CR62*(PRODUCT($E$64:$E$66))","v":"$743.00"},{"$f":"CS62*(PRODUCT($E$64:$E$66))","v":"$731.90"},{"$f":"CT62*(PRODUCT($E$64:$E$66))","v":"$708.78"},{"$f":"CU62*(PRODUCT($E$64:$E$66))","v":"$752.60"},{"$f":"CV62*(PRODUCT($E$64:$E$66))","v":"$925.80"},{"$f":"CW62*(PRODUCT($E$64:$E$66))","v":"$726.09"},{"$f":"CX62*(PRODUCT($E$64:$E$66))","v":"$713.71"}]
[]
[null,null,"Section IV: Projected Plan Level Information"]
[null,"4.1","Plan ID (Standard Component ID)","Total",{"$f":"IF(E13<>\"\",E13,\"\")","v":"36239KY0170001"},{"$f":"IF(F13<>\"\",F13,\"\")","v":"36239KY1210056"},{"$f":"IF(G13<>\"\",G13,\"\")","v":"36239KY1210057"},{"$f":"IF(H13<>\"\",H13,\"\")","v":"36239KY1210067"},{"$f":"IF(I13<>\"\",I13,\"\")","v":"36239KY1210039"},{"$f":"IF(J13<>\"\",J13,\"\")","v":"36239KY1210043"},{"$f":"IF(K13<>\"\",K13,\"\")","v":"36239KY1210073"},{"$f":"IF(L13<>\"\",L13,\"\")","v":"36239KY1210074"},{"$f":"IF(M13<>\"\",M13,\"\")","v":"36239KY1210075"},{"$f":"IF(N13<>\"\",N13,\"\")","v":"36239KY1210071"},{"$f":"IF(O13<>\"\",O13,\"\")","v":"36239KY1210072"},{"$f":"IF(P13<>\"\",P13,\"\")","v":"36239KY1210078"},{"$f":"IF(Q13<>\"\",Q13,\"\")","v":"36239KY1210092"},{"$f":"IF(R13<>\"\",R13,\"\")","v":"36239KY1210093"},{"$f":"IF(S13<>\"\",S13,\"\")","v":"36239KY1210094"},{"$f":"IF(T13<>\"\",T13,\"\")","v":"36239KY1210095"},{"$f":"IF(U13<>\"\",U13,\"\")","v":"36239KY1210091"},{"$f":"IF(V13<>\"\",V13,\"\")","v":"36239KY1210051"},{"$f":"IF(W13<>\"\",W13,\"\")","v":"36239KY1210052"},{"$f":"IF(X13<>\"\",X13,\"\")","v":"36239KY1210065"},{"$f":"IF(Y13<>\"\",Y13,\"\")","v":"36239KY1210038"},{"$f":"IF(Z13<>\"\",Z13,\"\")","v":"36239KY1210001"},{"$f":"IF(AA13<>\"\",AA13,\"\")","v":"36239KY1210042"},{"$f":"IF(AB13<>\"\",AB13,\"\")","v":"36239KY1210053"},{"$f":"IF(AC13<>\"\",AC13,\"\")","v":"36239KY1210054"},{"$f":"IF(AD13<>\"\",AD13,\"\")","v":"36239KY1210055"},{"$f":"IF(AE13<>\"\",AE13,\"\")","v":"36239KY1210096"},{"$f":"IF(AF13<>\"\",AF13,\"\")","v":"36239KY1210079"},{"$f":"IF(AG13<>\"\",AG13,\"\")","v":"36239KY1210080"},{"$f":"IF(AH13<>\"\",AH13,\"\")","v":"36239KY1210076"},{"$f":"IF(AI13<>\"\",AI13,\"\")","v":"36239KY1210077"},{"$f":"IF(AJ13<>\"\",AJ13,\"\")","v":"36239KY1210034"},{"$f":"IF(AK13<>\"\",AK13,\"\")","v":"36239KY1210099"},{"$f":"IF(AL13<>\"\",AL13,\"\")","v":"36239KY1210097"},{"$f":"IF(AM13<>\"\",AM13,\"\")","v":"36239KY1210098"},{"$f":"IF(AN13<>\"\",AN13,\"\")","v":"36239KY1210100"},{"$f":"IF(AO13<>\"\",AO13,\"\")","v":"36239KY1210064"},{"$f":"IF(AP13<>\"\",AP13,\"\")","v":"36239KY1210046"},{"$f":"IF(AQ13<>\"\",AQ13,\"\")","v":"36239KY1210060"},{"$f":"IF(AR13<>\"\",AR13,\"\")","v":"36239KY1210061"},{"$f":"IF(AS13<>\"\",AS13,\"\")","v":"36239KY1210062"},{"$f":"IF(AT13<>\"\",AT13,\"\")","v":"36239KY1210045"},{"$f":"IF(AU13<>\"\",AU13,\"\")","v":"36239KY1210040"},{"$f":"IF(AV13<>\"\",AV13,\"\")","v":"36239KY1210058"},{"$f":"IF(AW13<>\"\",AW13,\"\")","v":"36239KY1210059"},{"$f":"IF(AX13<>\"\",AX13,\"\")","v":"36239KY1210005"},{"$f":"IF(AY13<>\"\",AY13,\"\")","v":"36239KY1210066"},{"$f":"IF(AZ13<>\"\",AZ13,\"\")","v":"36239KY1210035"},{"$f":"IF(BA13<>\"\",BA13,\"\")","v":"36239KY1210044"},{"$f":"IF(BB13<>\"\",BB13,\"\")","v":"36239KY1210068"},{"$f":"IF(BC13<>\"\",BC13,\"\")","v":"36239KY1210069"},{"$f":"IF(BD13<>\"\",BD13,\"\")","v":"36239KY1210070"},{"$f":"IF(BE13<>\"\",BE13,\"\")","v":"36239KY1210009"},{"$f":"IF(BF13<>\"\",BF13,\"\")","v":"36239KY1220090"},{"$f":"IF(BG13<>\"\",BG13,\"\")","v":"36239KY1220085"},{"$f":"IF(BH13<>\"\",BH13,\"\")","v":"36239KY1220086"},{"$f":"IF(BI13<>\"\",BI13,\"\")","v":"36239KY1220087"},{"$f":"IF(BJ13<>\"\",BJ13,\"\")","v":"36239KY1220088"},{"$f":"IF(BK13<>\"\",BK13,\"\")","v":"36239KY1220081"},{"$f":"IF(BL13<>\"\",BL13,\"\")","v":"36239KY1220082"},{"$f":"IF(BM13<>\"\",BM13,\"\")","v":"36239KY1220083"},{"$f":"IF(BN13<>\"\",BN13,\"\")","v":"36239KY1220084"},{"$f":"IF(BO13<>\"\",BO13,\"\")","v":"36239KY1220089"},{"$f":"IF(BP13<>\"\",BP13,\"\")","v":"36239KY1230002"},{"$f":"IF(BQ13<>\"\",BQ13,\"\")","v":"36239KY1230001"},{"$f":"IF(BR13<>\"\",BR13,\"\")","v":"36239KY1230014"},{"$f":"IF(BS13<>\"\",BS13,\"\")","v":"36239KY1230003"},{"$f":"IF(BT13<>\"\",BT13,\"\")","v":"36239KY1230004"},{"$f":"IF(BU13<>\"\",BU13,\"\")","v":"36239KY1230005"},{"$f":"IF(BV13<>\"\",BV13,\"\")","v":"36239KY1230015"},{"$f":"IF(BW13<>\"\",BW13,\"\")","v":"36239KY1230016"},{"$f":"IF(BX13<>\"\",BX13,\"\")","v":"36239KY1230017"},{"$f":"IF(BY13<>\"\",BY13,\"\")","v":"36239KY1230013"},{"$f":"IF(BZ13<>\"\",BZ13,\"\")","v":"36239KY1230006"},{"$f":"IF(CA13<>\"\",CA13,\"\")","v":"36239KY1230008"},{"$f":"IF(CB13<>\"\",CB13,\"\")","v":"36239KY1230009"},{"$f":"IF(CC13<>\"\",CC13,\"\")","v":"36239KY1230010"},{"$f":"IF(CD13<>\"\",CD13,\"\")","v":"36239KY1230007"},{"$f":"IF(CE13<>\"\",CE13,\"\")","v":"36239KY1230019"},{"$f":"IF(CF13<>\"\",CF13,\"\")","v":"36239KY1230020"},{"$f":"IF(CG13<>\"\",CG13,\"\")","v":"36239KY1230021"},{"$f":"IF(CH13<>\"\",CH13,\"\")","v":"36239KY1230018"},{"$f":"IF(CI13<>\"\",CI13,\"\")","v":"36239KY1230022"},{"$f":"IF(CJ13<>\"\",CJ13,\"\")","v":"36239KY1230023"},{"$f":"IF(CK13<>\"\",CK13,\"\")","v":"36239KY1230033"},{"$f":"IF(CL13<>\"\",CL13,\"\")","v":"36239KY1230034"},{"$f":"IF(CM13<>\"\",CM13,\"\")","v":"36239KY1230035"},{"$f":"IF(CN13<>\"\",CN13,\"\")","v":"36239KY1230025"},{"$f":"IF(CO13<>\"\",CO13,\"\")","v":"36239KY1230026"},{"$f":"IF(CP13<>\"\",CP13,\"\")","v":"36239KY1230027"},{"$f":"IF(CQ13<>\"\",CQ13,\"\")","v":"36239KY1230011"},{"$f":"IF(CR13<>\"\",CR13,\"\")","v":"36239KY1230032"},{"$f":"IF(CS13<>\"\",CS13,\"\")","v":"36239KY1230029"},{"$f":"IF(CT13<>\"\",CT13,\"\")","v":"36239KY1230030"},{"$f":"IF(CU13<>\"\",CU13,\"\")","v":"36239KY1230031"},{"$f":"IF(CV13<>\"\",CV13,\"\")","v":"36239KY1230012"},{"$f":"IF(CW13<>\"\",CW13,\"\")","v":"36239KY1230024"},{"$f":"IF(CX13<>\"\",CX13,\"\")","v":"36239KY1230028"}]
[null,"4.2","Allowed Claims",{"$f":"SUM(E71:CX71)","v":"$591,511,296"},0.0,1515526.57,308450.68,1170825.12,4237754.65,4732951.75,3572013.12,6039603.97,1249968.13,1.868026689E7,1.518794854E7,3710950.78,1189372.09,398560.14,381848.84,75542.68,2769716.97,4455342.72,491075.9,1922656.26,7359965.95,2.952113293E7,4944335.7,2154733.88,1203710.55,241602.86,5054326.07,4737752.59,1219618.15,3.202765065E7,1.3924366E7,1.427743696E7,915663.56,1904075.02,833690.02,189174.99,1.837421952E7,5435819.2,2950814.19,1255289.15,477389.3,1.0339165276E8,5.521719404E7,1.803541369E7,8124377.11,3.178310273E7,2.088990116E7,9399295.85,2663171.65,280765.22,293446.87,230602.47,1.605355458E7,1.837229314E7,8334101.87,2635210.42,2752188.75,833945.04,1.767602342E7,5606586.96,4229945.51,2175268.0,3.19883122E7,128114.49,399766.17,211253.22,35355.22,162863.16,113920.26,23319.46,69056.16,12523.18,395514.45,2452423.09,37462.88,234204.99,13412.39,169689.89,237117.67,874643.86,187656.91,983590.53,1022477.57,370365.04,16513.95,48902.93,17736.88,33329.64,49349.69,17898.92,288875.03,74800.72,16464.29,16251.95,17683.54,328379.28,256645.87,134236.38]
[null,"4.3","Reinsurance",{"$f":"SUM(E72:CX72)","v":"$0"},0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0]
[null,"4.4","Member Cost Sharing",{"$f":"SUM(E73:CX73)","v":"$139,532,696"},0.0,515279.12,104873.25,398080.61,1440836.83,1609203.87,1232241.33,2083488.88,431202.89,6444152.47,5239403.46,1167249.64,357354.41,119749.93,114728.91,22697.28,832179.09,1387631.78,152947.27,598817.89,2292286.66,9183222.37,1383482.26,602919.44,336812.12,67603.27,1466597.41,1490221.86,383621.05,1.007403929E7,4379797.01,3994991.88,265695.12,552499.27,241909.13,54892.29,3086998.19,846970.78,459774.93,195590.25,74383.41,2.033721104E7,1.086147046E7,3547647.01,1598101.52,5706422.8,4109137.53,1379022.56,534198.45,56317.94,58861.72,46255.93,3220139.41,5591662.43,2536508.83,802034.17,837636.87,253813.67,2916468.13,925062.83,697922.89,358909.9,5277814.38,36684.29,114469.01,59101.28,10123.61,46634.22,32619.92,6523.97,19319.5,3503.55,110651.14,579480.19,8463.16,52908.76,3029.96,38334.29,56028.26,206668.58,44341.23,232411.46,230985.76,68544.64,2617.98,7752.64,2811.85,6168.42,9133.31,3312.61,54668.71,11858.25,3115.82,3075.63,3346.55,52058.38,47498.27,25403.82]
[null,"4.5","Federal CSR Payments",{"$f":"SUM(E74:CX74)","v":"$0"},0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0]
[null,"4.6","Issuer CSR Payments",{"$f":"SUM(E75:CX75)","v":"$28,808,353"},0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,1604730.27,481668.11,261488.66,111240.19,42305.83,8718114.39,4655616.81,1520771.86,685074.16,2737295.73,1761438.1,841915.81,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,1543927.8,489743.96,369498.14,190020.21,2793503.42,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0]
[null,"4.7","Recoveries from CSR Load",{"$f":"SUM(E76:CX76)","v":"$30,934,154"},0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,1723080.29,517009.29,280908.87,119561.07,45507.36,9361528.39,4997149.05,1634218.6,736437.45,2939196.72,1892440.22,904060.63,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,1657315.37,526220.29,397063.53,204280.11,2998177.5,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0]
[null,"4.8","Incurred Claims",{"$f":"D71-D72-D73-D74","v":"$451,978,599"},{"$f":"E71-E72-E73-E74","v":"0"},{"$f":"F71-F72-F73-F74","v":"1000247.45"},{"$f":"G71-G72-G73-G74","v":"203577.43"},{"$f":"H71-H72-H73-H74","v":"772744.51"},{"$f":"I71-I72-I73-I74","v":"2796917.82"},{"$f":"J71-J72-J73-J74","v":"3123747.88"},{"$f":"K71-K72-K73-K74","v":"2339771.79"},{"$f":"L71-L72-L73-L74","v":"3956115.09"},{"$f":"M71-M72-M73-M74","v":"818765.24"},{"$f":"N71-N72-N73-N74","v":"12236114.42"},{"$f":"O71-O72-O73-O74","v":"9948545.08"},{"$f":"P71-P72-P73-P74","v":"2543701.14"},{"$f":"Q71-Q72-Q73-Q74","v":"832017.68"},{"$f":"R71-R72-R73-R74","v":"278810.21"},{"$f":"S71-S72-S73-S74","v":"267119.93"},{"$f":"T71-T72-T73-T74","v":"52845.4"},{"$f":"U71-U72-U73-U74","v":"1937537.88"},{"$f":"V71-V72-V73-V74","v":"3067710.94"},{"$f":"W71-W72-W73-W74","v":"338128.63"},{"$f":"X71-X72-X73-X74","v":"1323838.37"},{"$f":"Y71-Y72-Y73-Y74","v":"5067679.29"},{"$f":"Z71-Z72-Z73-Z74","v":"20337910.56"},{"$f":"AA71-AA72-AA73-AA74","v":"3560853.44"},{"$f":"AB71-AB72-AB73-AB74","v":"1551814.44"},{"$f":"AC71-AC72-AC73-AC74","v":"866898.43"},{"$f":"AD71-AD72-AD73-AD74","v":"173999.59"},{"$f":"AE71-AE72-AE73-AE74","v":"3587728.66"},{"$f":"AF71-AF72-AF73-AF74","v":"3247530.73"},{"$f":"AG71-AG72-AG73-AG74","v":"835997.1"},{"$f":"AH71-AH72-AH73-AH74","v":"21953611.36"},{"$f":"AI71-AI72-AI73-AI74","v":"9544568.99"},{"$f":"AJ71-AJ72-AJ73-AJ74","v":"10282445.08"},{"$f":"AK71-AK72-AK73-AK74","v":"649968.44"},{"$f":"AL71-AL72-AL73-AL74","v":"1351575.75"},{"$f":"AM71-AM72-AM73-AM74","v":"591780.89"},{"$f":"AN71-AN72-AN73-AN74","v":"134282.7"},{"$f":"AO71-AO72-AO73-AO74","v":"15287221.33"},{"$f":"AP71-AP72-AP73-AP74","v":"4588848.42"},{"$f":"AQ71-AQ72-AQ73-AQ74","v":"2491039.26"},{"$f":"AR71-AR72-AR73-AR74","v":"1059698.9"},{"$f":"AS71-AS72-AS73-AS74","v":"403005.89"},{"$f":"AT71-AT72-AT73-AT74","v":"83054441.72"},{"$f":"AU71-AU72-AU73-AU74","v":"44355723.58"},{"$f":"AV71-AV72-AV73-AV74","v":"14487766.68"},{"$f":"AW71-AW72-AW73-AW74","v":"6526275.59"},{"$f":"AX71-AX72-AX73-AX74","v":"26076679.93"},{"$f":"AY71-AY72-AY73-AY74","v":"16780763.63"},{"$f":"AZ71-AZ72-AZ73-AZ74","v":"8020273.29"},{"$f":"BA71-BA72-BA73-BA74","v":"2128973.2"},{"$f":"BB71-BB72-BB73-BB74","v":"224447.28"},{"$f":"BC71-BC72-BC73-BC74","v":"234585.15"},{"$f":"BD71-BD72-BD73-BD74","v":"184346.54"},{"$f":"BE71-BE72-BE73-BE74","v":"12833415.17"},{"$f":"BF71-BF72-BF73-BF74","v":"12780630.71"},{"$f":"BG71-BG72-BG73-BG74","v":"5797593.04"},{"$f":"BH71-BH72-BH73-BH74","v":"1833176.25"},{"$f":"BI71-BI72-BI73-BI74","v":"1914551.88"},{"$f":"BJ71-BJ72-BJ73-BJ74","v":"580131.37"},{"$f":"BK71-BK72-BK73-BK74","v":"14759555.29"},{"$f":"BL71-BL72-BL73-BL74","v":"4681524.13"},{"$f":"BM71-BM72-BM73-BM74","v":"3532022.62"},{"$f":"BN71-BN72-BN73-BN74","v":"1816358.1"},{"$f":"BO71-BO72-BO73-BO74","v":"26710497.82"},{"$f":"BP71-BP72-BP73-BP74","v":"91430.2"},{"$f":"BQ71-BQ72-BQ73-BQ74","v":"285297.16"},{"$f":"BR71-BR72-BR73-BR74","v":"152151.94"},{"$f":"BS71-BS72-BS73-BS74","v":"25231.61"},{"$f":"BT71-BT72-BT73-BT74","v":"116228.94"},{"$f":"BU71-BU72-BU73-BU74","v":"81300.34"},{"$f":"BV71-BV72-BV73-BV74","v":"16795.49"},{"$f":"BW71-BW72-BW73-BW74","v":"49736.66"},{"$f":"BX71-BX72-BX73-BX74","v":"9019.63"},{"$f":"BY71-BY72-BY73-BY74","v":"284863.31"},{"$f":"BZ71-BZ72-BZ73-BZ74","v":"1872942.9"},{"$f":"CA71-CA72-CA73-CA74","v":"28999.72"},{"$f":"CB71-CB72-CB73-CB74","v":"181296.23"},{"$f":"CC71-CC72-CC73-CC74","v":"10382.43"},{"$f":"CD71-CD72-CD73-CD74","v":"131355.6"},{"$f":"CE71-CE72-CE73-CE74","v":"181089.41"},{"$f":"CF71-CF72-CF73-CF74","v":"667975.28"},{"$f":"CG71-CG72-CG73-CG74","v":"143315.68"},{"$f":"CH71-CH72-CH73-CH74","v":"751179.07"},{"$f":"CI71-CI72-CI73-CI74","v":"791491.81"},{"$f":"CJ71-CJ72-CJ73-CJ74","v":"301820.4"},{"$f":"CK71-CK72-CK73-CK74","v":"13895.97"},{"$f":"CL71-CL72-CL73-CL74","v":"41150.29"},{"$f":"CM71-CM72-CM73-CM74","v":"14925.03"},{"$f":"CN71-CN72-CN73-CN74","v":"27161.22"},{"$f":"CO71-CO72-CO73-CO74","v":"40216.38"},{"$f":"CP71-CP72-CP73-CP74","v":"14586.31"},{"$f":"CQ71-CQ72-CQ73-CQ74","v":"234206.32"},{"$f":"CR71-CR72-CR73-CR74","v":"62942.47"},{"$f":"CS71-CS72-CS73-CS74","v":"13348.47"},{"$f":"CT71-CT72-CT73-CT74","v":"13176.32"},{"$f":"CU71-CU72-CU73-CU74","v":"14336.99"},{"$f":"CV71-CV72-CV73-CV74","v":"276320.9"},{"$f":"CW71-CW72-CW73-CW74","v":"209147.6"},{"$f":"CX71-CX72-CX73-CX74","v":"108832.56"}]
[null,"4.9","Risk Adjustment Transfer Amount",{"$f":"SUM(E78:CX78)","v":"$5,986,666"},0.0,12524.73,2481.64,9862.6,37082.29,42915.38,29862.71,49537.03,9980.89,162229.72,136677.37,32465.48,11430.61,3558.48,3344.78,644.19,25688.4,38412.76,4121.84,16896.26,69621.95,269645.53,48920.53,19805.94,10854.99,2121.08,47567.08,40664.4,10190.95,291066.93,131127.37,136327.44,8138.67,18568.53,7552.95,1636.93,202682.12,63043.56,31793.35,13269.16,4912.71,1101158.29,609377.91,181410.53,79556.4,345731.69,214174.32,106334.96,29248.74,2864.64,2937.39,2247.22,170148.9,169449.07,79649.81,23396.99,23973.32,7071.9,202773.09,59750.69,44226.7,22141.71,354135.02,1256.11,3782.55,2090.33,322.03,1455.38,991.06,214.36,622.78,109.95,3776.79,24831.98,370.13,2270.13,126.56,1804.62,2311.26,8364.14,1747.04,10320.02,10493.81,4001.62,177.36,515.27,181.94,346.66,503.57,177.81,3105.17,864.73,170.37,164.99,174.77,3663.54,2873.36,1495.19]
[null,"4.10","Premium",{"$f":"SUM(E79:CX79)","v":"$519,204,060"},0.0,1149531.95,234016.63,888254.75,3212646.63,3586656.31,2689157.94,4548084.64,941157.47,1.405594248E7,1.142232648E7,2923689.21,955346.84,320152.16,307342.08,60813.76,2225938.18,3526241.64,389113.72,1521771.33,5818542.1,2.336231952E7,4088722.68,1783495.68,996781.23,200537.41,4121539.73,3733606.92,961487.08,2.521814314E7,1.095886009E7,1.181155332E7,746980.47,1551872.14,680325.66,154530.66,1.756021534E7,5268932.96,2862791.87,1218467.97,463773.56,9.540498787E7,5.092682786E7,1.665461017E7,7505164.01,2.995387245E7,1.92861922E7,9213441.4,2444108.16,258377.48,269209.06,212609.68,1.474239935E7,1.4681471E7,6656509.35,2106987.76,2201105.87,666740.09,1.69462025E7,5380651.05,4060011.21,2088783.01,3.068218024E7,104795.67,327806.39,174892.12,28948.62,133928.33,93559.3,18994.45,57077.6,10676.23,327307.91,2151066.48,33271.84,208367.76,12289.32,150557.47,208079.17,768108.39,164589.11,862684.66,909117.39,346630.07,16398.59,47223.92,17666.25,30717.31,46152.18,17265.31,268573.82,71731.29,15752.48,15553.13,16970.19,317933.41,240527.05,124741.95]
[null,"4.11","Projected Member Months",{"$f":"SUM(E80:CX80)","v":"535969"},0.0,1624.0,303.0,1239.0,3833.0,5528.0,3623.0,6206.0,1177.0,16198.0,17004.0,3705.0,1309.0,397.0,386.0,70.0,2361.0,4499.0,455.0,1917.0,8099.0,25103.0,5388.0,2127.0,1204.0,222.0,4301.0,4792.0,1131.0,27335.0,15345.0,12049.0,923.0,2092.0,830.0,175.0,14760.0,5680.0,2793.0,1204.0,420.0,84810.0,58480.0,17530.0,7240.0,25605.0,20043.0,7550.0,2080.0,199.0,210.0,152.0,9712.0,15602.0,9139.0,2618.0,2770.0,769.0,18465.0,5306.0,4055.0,1912.0,25874.0,140.0,339.0,234.0,35.0,164.0,105.0,23.0,70.0,12.0,339.0,1963.0,35.0,222.0,12.0,175.0,222.0,830.0,163.0,1017.0,818.0,222.0,12.0,35.0,12.0,23.0,35.0,12.0,175.0,58.0,12.0,12.0,12.0,199.0,199.0,105.0]
[null,"4.12","Loss Ratio",{"$f":"IF(OR(D78+D79=0,D78+D79=\"\"), 0, D77/(D78+D79))","v":"86.06%"},{"$f":"IF(OR(E78+E79=0,E78+E79=\"\"), 0, E77/(E78+E79))","v":"0"},{"$f":"IF(OR(F78+F79=0,F78+F79=\"\"), 0, F77/(F78+F79))","v":"0.860756163804334"},{"$f":"IF(OR(G78+G79=0,G78+G79=\"\"), 0, G77/(G78+G79))","v":"0.86079881260865"},{"$f":"IF(OR(H78+H79=0,H78+H79=\"\"), 0, H77/(H78+H79))","v":"0.86040483462434"},{"$f":"IF(OR(I78+I79=0,I78+I79=\"\"), 0, I77/(I78+I79))","v":"0.860661885607369"},{"$f":"IF(OR(J78+J79=0,J78+J79=\"\"), 0, J77/(J78+J79))","v":"0.860638154250095"},{"$f":"IF(OR(K78+K79=0,K78+K79=\"\"), 0, K77/(K78+K79))","v":"0.860520051585485"},{"$f":"IF(OR(L78+L79=0,L78+L79=\"\"), 0, L77/(L78+L79))","v":"0.860469906824674"},{"$f":"IF(OR(M78+M79=0,M78+M79=\"\"), 0, M77/(M78+M79))","v":"0.860826641457295"},{"$f":"IF(OR(N78+N79=0,N78+N79=\"\"), 0, N77/(N78+N79))","v":"0.86059686490504"},{"$f":"IF(OR(O78+O79=0,O78+O79=\"\"), 0, O77/(O78+O79))","v":"0.860674951674144"},{"$f":"IF(OR(P78+P79=0,P78+P79=\"\"), 0, P77/(P78+P79))","v":"0.860476330485939"},{"$f":"IF(OR(Q78+Q79=0,Q78+Q79=\"\"), 0, Q77/(Q78+Q79))","v":"0.860609316032351"},{"$f":"IF(OR(R78+R79=0,R78+R79=\"\"), 0, R77/(R78+R79))","v":"0.86129454997216"},{"$f":"IF(OR(S78+S79=0,S78+S79=\"\"), 0, S77/(S78+S79))","v":"0.859772215664351"},{"$f":"IF(OR(T78+T79=0,T78+T79=\"\"), 0, T77/(T78+T79))","v":"0.85986271914374"},{"$f":"IF(OR(U78+U79=0,U78+U79=\"\"), 0, U77/(U78+U79))","v":"0.86050586594159"},{"$f":"IF(OR(V78+V79=0,V78+V79=\"\"), 0, V77/(V78+V79))","v":"0.860591405438911"},{"$f":"IF(OR(W78+W79=0,W78+W79=\"\"), 0, W77/(W78+W79))","v":"0.859862800810791"},{"$f":"IF(OR(X78+X79=0,X78+X79=\"\"), 0, X77/(X78+X79))","v":"0.860379706834535"},{"$f":"IF(OR(Y78+Y79=0,Y78+Y79=\"\"), 0, Y77/(Y78+Y79))","v":"0.860655247878157"},{"$f":"IF(OR(Z78+Z79=0,Z78+Z79=\"\"), 0, Z77/(Z78+Z79))","v":"0.860610216584592"},{"$f":"IF(OR(AA78+AA79=0,AA78+AA79=\"\"), 0, 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[null,null,"Per Member Per Month"]
[null,"4.13","Allowed Claims",{"$f":"IF(OR(D80=0,D80=\"\"), 0, D71/D80)","v":"$1,103.63"},{"$f":"IF(OR(E80=0,E80=\"\"), 0, E71/E80)","v":"0"},{"$f":"IF(OR(F80=0,F80=\"\"), 0, F71/F80)","v":"933.206"},{"$f":"IF(OR(G80=0,G80=\"\"), 0, G71/G80)","v":"1017.989"},{"$f":"IF(OR(H80=0,H80=\"\"), 0, H71/H80)","v":"944.9759"},{"$f":"IF(OR(I80=0,I80=\"\"), 0, I71/I80)","v":"1105.5974"},{"$f":"IF(OR(J80=0,J80=\"\"), 0, J71/J80)","v":"856.178"},{"$f":"IF(OR(K80=0,K80=\"\"), 0, K71/K80)","v":"985.9269"},{"$f":"IF(OR(L80=0,L80=\"\"), 0, L71/L80)","v":"973.1879"},{"$f":"IF(OR(M80=0,M80=\"\"), 0, M71/M80)","v":"1061.995"},{"$f":"IF(OR(N80=0,N80=\"\"), 0, N71/N80)","v":"1153.2453"},{"$f":"IF(OR(O80=0,O80=\"\"), 0, O71/O80)","v":"893.1986"},{"$f":"IF(OR(P80=0,P80=\"\"), 0, P71/P80)","v":"1001.6061"},{"$f":"IF(OR(Q80=0,Q80=\"\"), 0, Q71/Q80)","v":"908.6112"},{"$f":"IF(OR(R80=0,R80=\"\"), 0, R71/R80)","v":"1003.9298"},{"$f":"IF(OR(S80=0,S80=\"\"), 0, S71/S80)","v":"989.2457"},{"$f":"IF(OR(T80=0,T80=\"\"), 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BD74/BD80)","v":"0"},{"$f":"IF(OR(BE80=0,BE80=\"\"), 0, BE74/BE80)","v":"0"},{"$f":"IF(OR(BF80=0,BF80=\"\"), 0, BF74/BF80)","v":"0"},{"$f":"IF(OR(BG80=0,BG80=\"\"), 0, BG74/BG80)","v":"0"},{"$f":"IF(OR(BH80=0,BH80=\"\"), 0, BH74/BH80)","v":"0"},{"$f":"IF(OR(BI80=0,BI80=\"\"), 0, BI74/BI80)","v":"0"},{"$f":"IF(OR(BJ80=0,BJ80=\"\"), 0, BJ74/BJ80)","v":"0"},{"$f":"IF(OR(BK80=0,BK80=\"\"), 0, BK74/BK80)","v":"0"},{"$f":"IF(OR(BL80=0,BL80=\"\"), 0, BL74/BL80)","v":"0"},{"$f":"IF(OR(BM80=0,BM80=\"\"), 0, BM74/BM80)","v":"0"},{"$f":"IF(OR(BN80=0,BN80=\"\"), 0, BN74/BN80)","v":"0"},{"$f":"IF(OR(BO80=0,BO80=\"\"), 0, BO74/BO80)","v":"0"},{"$f":"IF(OR(BP80=0,BP80=\"\"), 0, BP74/BP80)","v":"0"},{"$f":"IF(OR(BQ80=0,BQ80=\"\"), 0, BQ74/BQ80)","v":"0"},{"$f":"IF(OR(BR80=0,BR80=\"\"), 0, BR74/BR80)","v":"0"},{"$f":"IF(OR(BS80=0,BS80=\"\"), 0, BS74/BS80)","v":"0"},{"$f":"IF(OR(BT80=0,BT80=\"\"), 0, BT74/BT80)","v":"0"},{"$f":"IF(OR(BU80=0,BU80=\"\"), 0, BU74/BU80)","v":"0"},{"$f":"IF(OR(BV80=0,BV80=\"\"), 0, BV74/BV80)","v":"0"},{"$f":"IF(OR(BW80=0,BW80=\"\"), 0, BW74/BW80)","v":"0"},{"$f":"IF(OR(BX80=0,BX80=\"\"), 0, BX74/BX80)","v":"0"},{"$f":"IF(OR(BY80=0,BY80=\"\"), 0, BY74/BY80)","v":"0"},{"$f":"IF(OR(BZ80=0,BZ80=\"\"), 0, BZ74/BZ80)","v":"0"},{"$f":"IF(OR(CA80=0,CA80=\"\"), 0, CA74/CA80)","v":"0"},{"$f":"IF(OR(CB80=0,CB80=\"\"), 0, CB74/CB80)","v":"0"},{"$f":"IF(OR(CC80=0,CC80=\"\"), 0, CC74/CC80)","v":"0"},{"$f":"IF(OR(CD80=0,CD80=\"\"), 0, CD74/CD80)","v":"0"},{"$f":"IF(OR(CE80=0,CE80=\"\"), 0, CE74/CE80)","v":"0"},{"$f":"IF(OR(CF80=0,CF80=\"\"), 0, CF74/CF80)","v":"0"},{"$f":"IF(OR(CG80=0,CG80=\"\"), 0, CG74/CG80)","v":"0"},{"$f":"IF(OR(CH80=0,CH80=\"\"), 0, CH74/CH80)","v":"0"},{"$f":"IF(OR(CI80=0,CI80=\"\"), 0, CI74/CI80)","v":"0"},{"$f":"IF(OR(CJ80=0,CJ80=\"\"), 0, CJ74/CJ80)","v":"0"},{"$f":"IF(OR(CK80=0,CK80=\"\"), 0, CK74/CK80)","v":"0"},{"$f":"IF(OR(CL80=0,CL80=\"\"), 0, CL74/CL80)","v":"0"},{"$f":"IF(OR(CM80=0,CM80=\"\"), 0, CM74/CM80)","v":"0"},{"$f":"IF(OR(CN80=0,CN80=\"\"), 0, CN74/CN80)","v":"0"},{"$f":"IF(OR(CO80=0,CO80=\"\"), 0, CO74/CO80)","v":"0"},{"$f":"IF(OR(CP80=0,CP80=\"\"), 0, CP74/CP80)","v":"0"},{"$f":"IF(OR(CQ80=0,CQ80=\"\"), 0, CQ74/CQ80)","v":"0"},{"$f":"IF(OR(CR80=0,CR80=\"\"), 0, CR74/CR80)","v":"0"},{"$f":"IF(OR(CS80=0,CS80=\"\"), 0, CS74/CS80)","v":"0"},{"$f":"IF(OR(CT80=0,CT80=\"\"), 0, CT74/CT80)","v":"0"},{"$f":"IF(OR(CU80=0,CU80=\"\"), 0, CU74/CU80)","v":"0"},{"$f":"IF(OR(CV80=0,CV80=\"\"), 0, CV74/CV80)","v":"0"},{"$f":"IF(OR(CW80=0,CW80=\"\"), 0, CW74/CW80)","v":"0"},{"$f":"IF(OR(CX80=0,CX80=\"\"), 0, CX74/CX80)","v":"0"}]
[null,"4.17","Issuer CSR Payments",{"$f":"IF(OR(D80=0,D80=\"\"), 0, D75/D80)","v":"$53.75"},{"$f":"IF(OR(E80=0,E80=\"\"), 0, E75/E80)","v":"0"},{"$f":"IF(OR(F80=0,F80=\"\"), 0, F75/F80)","v":"0"},{"$f":"IF(OR(G80=0,G80=\"\"), 0, G75/G80)","v":"0"},{"$f":"IF(OR(H80=0,H80=\"\"), 0, H75/H80)","v":"0"},{"$f":"IF(OR(I80=0,I80=\"\"), 0, I75/I80)","v":"0"},{"$f":"IF(OR(J80=0,J80=\"\"), 0, J75/J80)","v":"0"},{"$f":"IF(OR(K80=0,K80=\"\"), 0, K75/K80)","v":"0"},{"$f":"IF(OR(L80=0,L80=\"\"), 0, L75/L80)","v":"0"},{"$f":"IF(OR(M80=0,M80=\"\"), 0, M75/M80)","v":"0"},{"$f":"IF(OR(N80=0,N80=\"\"), 0, N75/N80)","v":"0"},{"$f":"IF(OR(O80=0,O80=\"\"), 0, O75/O80)","v":"0"},{"$f":"IF(OR(P80=0,P80=\"\"), 0, P75/P80)","v":"0"},{"$f":"IF(OR(Q80=0,Q80=\"\"), 0, Q75/Q80)","v":"0"},{"$f":"IF(OR(R80=0,R80=\"\"), 0, R75/R80)","v":"0"},{"$f":"IF(OR(S80=0,S80=\"\"), 0, S75/S80)","v":"0"},{"$f":"IF(OR(T80=0,T80=\"\"), 0, T75/T80)","v":"0"},{"$f":"IF(OR(U80=0,U80=\"\"), 0, U75/U80)","v":"0"},{"$f":"IF(OR(V80=0,V80=\"\"), 0, V75/V80)","v":"0"},{"$f":"IF(OR(W80=0,W80=\"\"), 0, W75/W80)","v":"0"},{"$f":"IF(OR(X80=0,X80=\"\"), 0, X75/X80)","v":"0"},{"$f":"IF(OR(Y80=0,Y80=\"\"), 0, Y75/Y80)","v":"0"},{"$f":"IF(OR(Z80=0,Z80=\"\"), 0, Z75/Z80)","v":"0"},{"$f":"IF(OR(AA80=0,AA80=\"\"), 0, AA75/AA80)","v":"0"},{"$f":"IF(OR(AB80=0,AB80=\"\"), 0, AB75/AB80)","v":"0"},{"$f":"IF(OR(AC80=0,AC80=\"\"), 0, AC75/AC80)","v":"0"},{"$f":"IF(OR(AD80=0,AD80=\"\"), 0, AD75/AD80)","v":"0"},{"$f":"IF(OR(AE80=0,AE80=\"\"), 0, AE75/AE80)","v":"0"},{"$f":"IF(OR(AF80=0,AF80=\"\"), 0, AF75/AF80)","v":"0"},{"$f":"IF(OR(AG80=0,AG80=\"\"), 0, AG75/AG80)","v":"0"},{"$f":"IF(OR(AH80=0,AH80=\"\"), 0, AH75/AH80)","v":"0"},{"$f":"IF(OR(AI80=0,AI80=\"\"), 0, AI75/AI80)","v":"0"},{"$f":"IF(OR(AJ80=0,AJ80=\"\"), 0, AJ75/AJ80)","v":"0"},{"$f":"IF(OR(AK80=0,AK80=\"\"), 0, AK75/AK80)","v":"0"},{"$f":"IF(OR(AL80=0,AL80=\"\"), 0, AL75/AL80)","v":"0"},{"$f":"IF(OR(AM80=0,AM80=\"\"), 0, AM75/AM80)","v":"0"},{"$f":"IF(OR(AN80=0,AN80=\"\"), 0, AN75/AN80)","v":"0"},{"$f":"IF(OR(AO80=0,AO80=\"\"), 0, AO75/AO80)","v":"108.7216"},{"$f":"IF(OR(AP80=0,AP80=\"\"), 0, AP75/AP80)","v":"84.8007"},{"$f":"IF(OR(AQ80=0,AQ80=\"\"), 0, AQ75/AQ80)","v":"93.6229"},{"$f":"IF(OR(AR80=0,AR80=\"\"), 0, AR75/AR80)","v":"92.3922"},{"$f":"IF(OR(AS80=0,AS80=\"\"), 0, AS75/AS80)","v":"100.7282"},{"$f":"IF(OR(AT80=0,AT80=\"\"), 0, AT75/AT80)","v":"102.7958"},{"$f":"IF(OR(AU80=0,AU80=\"\"), 0, AU75/AU80)","v":"79.6104"},{"$f":"IF(OR(AV80=0,AV80=\"\"), 0, AV75/AV80)","v":"86.7525"},{"$f":"IF(OR(AW80=0,AW80=\"\"), 0, AW75/AW80)","v":"94.6235"},{"$f":"IF(OR(AX80=0,AX80=\"\"), 0, AX75/AX80)","v":"106.9047"},{"$f":"IF(OR(AY80=0,AY80=\"\"), 0, AY75/AY80)","v":"87.883"},{"$f":"IF(OR(AZ80=0,AZ80=\"\"), 0, AZ75/AZ80)","v":"111.512"},{"$f":"IF(OR(BA80=0,BA80=\"\"), 0, BA75/BA80)","v":"0"},{"$f":"IF(OR(BB80=0,BB80=\"\"), 0, BB75/BB80)","v":"0"},{"$f":"IF(OR(BC80=0,BC80=\"\"), 0, 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BT75/BT80)","v":"0"},{"$f":"IF(OR(BU80=0,BU80=\"\"), 0, BU75/BU80)","v":"0"},{"$f":"IF(OR(BV80=0,BV80=\"\"), 0, BV75/BV80)","v":"0"},{"$f":"IF(OR(BW80=0,BW80=\"\"), 0, BW75/BW80)","v":"0"},{"$f":"IF(OR(BX80=0,BX80=\"\"), 0, BX75/BX80)","v":"0"},{"$f":"IF(OR(BY80=0,BY80=\"\"), 0, BY75/BY80)","v":"0"},{"$f":"IF(OR(BZ80=0,BZ80=\"\"), 0, BZ75/BZ80)","v":"0"},{"$f":"IF(OR(CA80=0,CA80=\"\"), 0, CA75/CA80)","v":"0"},{"$f":"IF(OR(CB80=0,CB80=\"\"), 0, CB75/CB80)","v":"0"},{"$f":"IF(OR(CC80=0,CC80=\"\"), 0, CC75/CC80)","v":"0"},{"$f":"IF(OR(CD80=0,CD80=\"\"), 0, CD75/CD80)","v":"0"},{"$f":"IF(OR(CE80=0,CE80=\"\"), 0, CE75/CE80)","v":"0"},{"$f":"IF(OR(CF80=0,CF80=\"\"), 0, CF75/CF80)","v":"0"},{"$f":"IF(OR(CG80=0,CG80=\"\"), 0, CG75/CG80)","v":"0"},{"$f":"IF(OR(CH80=0,CH80=\"\"), 0, CH75/CH80)","v":"0"},{"$f":"IF(OR(CI80=0,CI80=\"\"), 0, CI75/CI80)","v":"0"},{"$f":"IF(OR(CJ80=0,CJ80=\"\"), 0, CJ75/CJ80)","v":"0"},{"$f":"IF(OR(CK80=0,CK80=\"\"), 0, 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[null,"4.18","Recoveries from CSR Load",{"$f":"IF(OR(D80=0,D80=\"\"), 0, D76/D80)","v":"$57.72"},{"$f":"IF(OR(E80=0,E80=\"\"), 0, E76/E80)","v":"0"},{"$f":"IF(OR(F80=0,F80=\"\"), 0, F76/F80)","v":"0"},{"$f":"IF(OR(G80=0,G80=\"\"), 0, G76/G80)","v":"0"},{"$f":"IF(OR(H80=0,H80=\"\"), 0, H76/H80)","v":"0"},{"$f":"IF(OR(I80=0,I80=\"\"), 0, I76/I80)","v":"0"},{"$f":"IF(OR(J80=0,J80=\"\"), 0, J76/J80)","v":"0"},{"$f":"IF(OR(K80=0,K80=\"\"), 0, K76/K80)","v":"0"},{"$f":"IF(OR(L80=0,L80=\"\"), 0, L76/L80)","v":"0"},{"$f":"IF(OR(M80=0,M80=\"\"), 0, M76/M80)","v":"0"},{"$f":"IF(OR(N80=0,N80=\"\"), 0, N76/N80)","v":"0"},{"$f":"IF(OR(O80=0,O80=\"\"), 0, O76/O80)","v":"0"},{"$f":"IF(OR(P80=0,P80=\"\"), 0, P76/P80)","v":"0"},{"$f":"IF(OR(Q80=0,Q80=\"\"), 0, Q76/Q80)","v":"0"},{"$f":"IF(OR(R80=0,R80=\"\"), 0, R76/R80)","v":"0"},{"$f":"IF(OR(S80=0,S80=\"\"), 0, S76/S80)","v":"0"},{"$f":"IF(OR(T80=0,T80=\"\"), 0, T76/T80)","v":"0"},{"$f":"IF(OR(U80=0,U80=\"\"), 0, U76/U80)","v":"0"},{"$f":"IF(OR(V80=0,V80=\"\"), 0, V76/V80)","v":"0"},{"$f":"IF(OR(W80=0,W80=\"\"), 0, W76/W80)","v":"0"},{"$f":"IF(OR(X80=0,X80=\"\"), 0, X76/X80)","v":"0"},{"$f":"IF(OR(Y80=0,Y80=\"\"), 0, Y76/Y80)","v":"0"},{"$f":"IF(OR(Z80=0,Z80=\"\"), 0, Z76/Z80)","v":"0"},{"$f":"IF(OR(AA80=0,AA80=\"\"), 0, AA76/AA80)","v":"0"},{"$f":"IF(OR(AB80=0,AB80=\"\"), 0, AB76/AB80)","v":"0"},{"$f":"IF(OR(AC80=0,AC80=\"\"), 0, AC76/AC80)","v":"0"},{"$f":"IF(OR(AD80=0,AD80=\"\"), 0, AD76/AD80)","v":"0"},{"$f":"IF(OR(AE80=0,AE80=\"\"), 0, AE76/AE80)","v":"0"},{"$f":"IF(OR(AF80=0,AF80=\"\"), 0, AF76/AF80)","v":"0"},{"$f":"IF(OR(AG80=0,AG80=\"\"), 0, AG76/AG80)","v":"0"},{"$f":"IF(OR(AH80=0,AH80=\"\"), 0, AH76/AH80)","v":"0"},{"$f":"IF(OR(AI80=0,AI80=\"\"), 0, AI76/AI80)","v":"0"},{"$f":"IF(OR(AJ80=0,AJ80=\"\"), 0, AJ76/AJ80)","v":"0"},{"$f":"IF(OR(AK80=0,AK80=\"\"), 0, AK76/AK80)","v":"0"},{"$f":"IF(OR(AL80=0,AL80=\"\"), 0, AL76/AL80)","v":"0"},{"$f":"IF(OR(AM80=0,AM80=\"\"), 0, 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[null,"4.19","Incurred Claims",{"$f":"IF(OR(D80=0,D80=\"\"), 0, D77/D80)","v":"$843.29"},{"$f":"IF(OR(E80=0,E80=\"\"), 0, E77/E80)","v":"0"},{"$f":"IF(OR(F80=0,F80=\"\"), 0, F77/F80)","v":"615.9159"},{"$f":"IF(OR(G80=0,G80=\"\"), 0, G77/G80)","v":"671.8727"},{"$f":"IF(OR(H80=0,H80=\"\"), 0, H77/H80)","v":"623.684"},{"$f":"IF(OR(I80=0,I80=\"\"), 0, I77/I80)","v":"729.6942"},{"$f":"IF(OR(J80=0,J80=\"\"), 0, J77/J80)","v":"565.0774"},{"$f":"IF(OR(K80=0,K80=\"\"), 0, K77/K80)","v":"645.8106"},{"$f":"IF(OR(L80=0,L80=\"\"), 0, L77/L80)","v":"637.4662"},{"$f":"IF(OR(M80=0,M80=\"\"), 0, M77/M80)","v":"695.6374"},{"$f":"IF(OR(N80=0,N80=\"\"), 0, N77/N80)","v":"755.409"},{"$f":"IF(OR(O80=0,O80=\"\"), 0, O77/O80)","v":"585.0709"},{"$f":"IF(OR(P80=0,P80=\"\"), 0, P77/P80)","v":"686.559"},{"$f":"IF(OR(Q80=0,Q80=\"\"), 0, Q77/Q80)","v":"635.6132"},{"$f":"IF(OR(R80=0,R80=\"\"), 0, R77/R80)","v":"702.2927"},{"$f":"IF(OR(S80=0,S80=\"\"), 0, S77/S80)","v":"692.0205"},{"$f":"IF(OR(T80=0,T80=\"\"), 0, 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AJ78/AJ80)","v":"11.3144"},{"$f":"IF(OR(AK80=0,AK80=\"\"), 0, AK78/AK80)","v":"8.8176"},{"$f":"IF(OR(AL80=0,AL80=\"\"), 0, AL78/AL80)","v":"8.876"},{"$f":"IF(OR(AM80=0,AM80=\"\"), 0, AM78/AM80)","v":"9.0999"},{"$f":"IF(OR(AN80=0,AN80=\"\"), 0, AN78/AN80)","v":"9.3539"},{"$f":"IF(OR(AO80=0,AO80=\"\"), 0, AO78/AO80)","v":"13.7319"},{"$f":"IF(OR(AP80=0,AP80=\"\"), 0, AP78/AP80)","v":"11.0992"},{"$f":"IF(OR(AQ80=0,AQ80=\"\"), 0, AQ78/AQ80)","v":"11.3832"},{"$f":"IF(OR(AR80=0,AR80=\"\"), 0, AR78/AR80)","v":"11.0209"},{"$f":"IF(OR(AS80=0,AS80=\"\"), 0, AS78/AS80)","v":"11.6969"},{"$f":"IF(OR(AT80=0,AT80=\"\"), 0, AT78/AT80)","v":"12.9838"},{"$f":"IF(OR(AU80=0,AU80=\"\"), 0, AU78/AU80)","v":"10.4203"},{"$f":"IF(OR(AV80=0,AV80=\"\"), 0, AV78/AV80)","v":"10.3486"},{"$f":"IF(OR(AW80=0,AW80=\"\"), 0, AW78/AW80)","v":"10.9885"},{"$f":"IF(OR(AX80=0,AX80=\"\"), 0, AX78/AX80)","v":"13.5025"},{"$f":"IF(OR(AY80=0,AY80=\"\"), 0, AY78/AY80)","v":"10.6857"},{"$f":"IF(OR(AZ80=0,AZ80=\"\"), 0, AZ78/AZ80)","v":"14.0841"},{"$f":"IF(OR(BA80=0,BA80=\"\"), 0, BA78/BA80)","v":"14.0619"},{"$f":"IF(OR(BB80=0,BB80=\"\"), 0, BB78/BB80)","v":"14.3952"},{"$f":"IF(OR(BC80=0,BC80=\"\"), 0, BC78/BC80)","v":"13.9876"},{"$f":"IF(OR(BD80=0,BD80=\"\"), 0, BD78/BD80)","v":"14.7843"},{"$f":"IF(OR(BE80=0,BE80=\"\"), 0, BE78/BE80)","v":"17.5195"},{"$f":"IF(OR(BF80=0,BF80=\"\"), 0, BF78/BF80)","v":"10.8607"},{"$f":"IF(OR(BG80=0,BG80=\"\"), 0, BG78/BG80)","v":"8.7154"},{"$f":"IF(OR(BH80=0,BH80=\"\"), 0, BH78/BH80)","v":"8.937"},{"$f":"IF(OR(BI80=0,BI80=\"\"), 0, BI78/BI80)","v":"8.6546"},{"$f":"IF(OR(BJ80=0,BJ80=\"\"), 0, BJ78/BJ80)","v":"9.1962"},{"$f":"IF(OR(BK80=0,BK80=\"\"), 0, BK78/BK80)","v":"10.9815"},{"$f":"IF(OR(BL80=0,BL80=\"\"), 0, BL78/BL80)","v":"11.261"},{"$f":"IF(OR(BM80=0,BM80=\"\"), 0, BM78/BM80)","v":"10.9067"},{"$f":"IF(OR(BN80=0,BN80=\"\"), 0, BN78/BN80)","v":"11.5804"},{"$f":"IF(OR(BO80=0,BO80=\"\"), 0, BO78/BO80)","v":"13.6869"},{"$f":"IF(OR(BP80=0,BP80=\"\"), 0, BP78/BP80)","v":"8.9722"},{"$f":"IF(OR(BQ80=0,BQ80=\"\"), 0, BQ78/BQ80)","v":"11.158"},{"$f":"IF(OR(BR80=0,BR80=\"\"), 0, BR78/BR80)","v":"8.933"},{"$f":"IF(OR(BS80=0,BS80=\"\"), 0, BS78/BS80)","v":"9.2009"},{"$f":"IF(OR(BT80=0,BT80=\"\"), 0, BT78/BT80)","v":"8.8743"},{"$f":"IF(OR(BU80=0,BU80=\"\"), 0, BU78/BU80)","v":"9.4387"},{"$f":"IF(OR(BV80=0,BV80=\"\"), 0, BV78/BV80)","v":"9.32"},{"$f":"IF(OR(BW80=0,BW80=\"\"), 0, BW78/BW80)","v":"8.8969"},{"$f":"IF(OR(BX80=0,BX80=\"\"), 0, BX78/BX80)","v":"9.1625"},{"$f":"IF(OR(BY80=0,BY80=\"\"), 0, BY78/BY80)","v":"11.141"},{"$f":"IF(OR(BZ80=0,BZ80=\"\"), 0, BZ78/BZ80)","v":"12.65"},{"$f":"IF(OR(CA80=0,CA80=\"\"), 0, CA78/CA80)","v":"10.5751"},{"$f":"IF(OR(CB80=0,CB80=\"\"), 0, CB78/CB80)","v":"10.2258"},{"$f":"IF(OR(CC80=0,CC80=\"\"), 0, CC78/CC80)","v":"10.5467"},{"$f":"IF(OR(CD80=0,CD80=\"\"), 0, CD78/CD80)","v":"10.3121"},{"$f":"IF(OR(CE80=0,CE80=\"\"), 0, CE78/CE80)","v":"10.4111"},{"$f":"IF(OR(CF80=0,CF80=\"\"), 0, CF78/CF80)","v":"10.0773"},{"$f":"IF(OR(CG80=0,CG80=\"\"), 0, CG78/CG80)","v":"10.718"},{"$f":"IF(OR(CH80=0,CH80=\"\"), 0, CH78/CH80)","v":"10.1475"},{"$f":"IF(OR(CI80=0,CI80=\"\"), 0, CI78/CI80)","v":"12.8286"},{"$f":"IF(OR(CJ80=0,CJ80=\"\"), 0, CJ78/CJ80)","v":"18.0253"},{"$f":"IF(OR(CK80=0,CK80=\"\"), 0, CK78/CK80)","v":"14.78"},{"$f":"IF(OR(CL80=0,CL80=\"\"), 0, CL78/CL80)","v":"14.722"},{"$f":"IF(OR(CM80=0,CM80=\"\"), 0, CM78/CM80)","v":"15.1617"},{"$f":"IF(OR(CN80=0,CN80=\"\"), 0, CN78/CN80)","v":"15.0722"},{"$f":"IF(OR(CO80=0,CO80=\"\"), 0, CO78/CO80)","v":"14.3877"},{"$f":"IF(OR(CP80=0,CP80=\"\"), 0, CP78/CP80)","v":"14.8175"},{"$f":"IF(OR(CQ80=0,CQ80=\"\"), 0, CQ78/CQ80)","v":"17.7438"},{"$f":"IF(OR(CR80=0,CR80=\"\"), 0, CR78/CR80)","v":"14.9091"},{"$f":"IF(OR(CS80=0,CS80=\"\"), 0, CS78/CS80)","v":"14.1975"},{"$f":"IF(OR(CT80=0,CT80=\"\"), 0, CT78/CT80)","v":"13.7492"},{"$f":"IF(OR(CU80=0,CU80=\"\"), 0, CU78/CU80)","v":"14.5642"},{"$f":"IF(OR(CV80=0,CV80=\"\"), 0, CV78/CV80)","v":"18.4097"},{"$f":"IF(OR(CW80=0,CW80=\"\"), 0, CW78/CW80)","v":"14.439"},{"$f":"IF(OR(CX80=0,CX80=\"\"), 0, CX78/CX80)","v":"14.2399"}]
[null,"4.21","Premium",{"$f":"IF(OR(D80=0,D80=\"\"), 0, D79/D80)","v":"$968.72"},{"$f":"IF(OR(E80=0,E80=\"\"), 0, E79/E80)","v":"0"},{"$f":"IF(OR(F80=0,F80=\"\"), 0, F79/F80)","v":"707.8399"},{"$f":"IF(OR(G80=0,G80=\"\"), 0, G79/G80)","v":"772.3321"},{"$f":"IF(OR(H80=0,H80=\"\"), 0, H79/H80)","v":"716.9126"},{"$f":"IF(OR(I80=0,I80=\"\"), 0, I79/I80)","v":"838.1546"},{"$f":"IF(OR(J80=0,J80=\"\"), 0, J79/J80)","v":"648.8163"},{"$f":"IF(OR(K80=0,K80=\"\"), 0, K79/K80)","v":"742.2462"},{"$f":"IF(OR(L80=0,L80=\"\"), 0, L79/L80)","v":"732.8528"},{"$f":"IF(OR(M80=0,M80=\"\"), 0, M79/M80)","v":"799.624"},{"$f":"IF(OR(N80=0,N80=\"\"), 0, N79/N80)","v":"867.7579"},{"$f":"IF(OR(O80=0,O80=\"\"), 0, O79/O80)","v":"671.7435"},{"$f":"IF(OR(P80=0,P80=\"\"), 0, P79/P80)","v":"789.1199"},{"$f":"IF(OR(Q80=0,Q80=\"\"), 0, Q79/Q80)","v":"729.8295"},{"$f":"IF(OR(R80=0,R80=\"\"), 0, R79/R80)","v":"806.4286"},{"$f":"IF(OR(S80=0,S80=\"\"), 0, S79/S80)","v":"796.223"},{"$f":"IF(OR(T80=0,T80=\"\"), 0, T79/T80)","v":"868.768"},{"$f":"IF(OR(U80=0,U80=\"\"), 0, U79/U80)","v":"942.7947"},{"$f":"IF(OR(V80=0,V80=\"\"), 0, V79/V80)","v":"783.7834"},{"$f":"IF(OR(W80=0,W80=\"\"), 0, W79/W80)","v":"855.195"},{"$f":"IF(OR(X80=0,X80=\"\"), 0, X79/X80)","v":"793.8296"},{"$f":"IF(OR(Y80=0,Y80=\"\"), 0, Y79/Y80)","v":"718.4272"},{"$f":"IF(OR(Z80=0,Z80=\"\"), 0, Z79/Z80)","v":"930.6585"},{"$f":"IF(OR(AA80=0,AA80=\"\"), 0, AA79/AA80)","v":"758.8572"},{"$f":"IF(OR(AB80=0,AB80=\"\"), 0, AB79/AB80)","v":"838.5029"},{"$f":"IF(OR(AC80=0,AC80=\"\"), 0, AC79/AC80)","v":"827.8914"},{"$f":"IF(OR(AD80=0,AD80=\"\"), 0, AD79/AD80)","v":"903.3217"},{"$f":"IF(OR(AE80=0,AE80=\"\"), 0, AE79/AE80)","v":"958.2748"},{"$f":"IF(OR(AF80=0,AF80=\"\"), 0, AF79/AF80)","v":"779.1333"},{"$f":"IF(OR(AG80=0,AG80=\"\"), 0, AG79/AG80)","v":"850.1212"},{"$f":"IF(OR(AH80=0,AH80=\"\"), 0, AH79/AH80)","v":"922.5587"},{"$f":"IF(OR(AI80=0,AI80=\"\"), 0, AI79/AI80)","v":"714.1649"},{"$f":"IF(OR(AJ80=0,AJ80=\"\"), 0, AJ79/AJ80)","v":"980.2932"},{"$f":"IF(OR(AK80=0,AK80=\"\"), 0, AK79/AK80)","v":"809.2963"},{"$f":"IF(OR(AL80=0,AL80=\"\"), 0, AL79/AL80)","v":"741.8127"},{"$f":"IF(OR(AM80=0,AM80=\"\"), 0, AM79/AM80)","v":"819.6695"},{"$f":"IF(OR(AN80=0,AN80=\"\"), 0, AN79/AN80)","v":"883.0323"},{"$f":"IF(OR(AO80=0,AO80=\"\"), 0, AO79/AO80)","v":"1189.7165"},{"$f":"IF(OR(AP80=0,AP80=\"\"), 0, AP79/AP80)","v":"927.629"},{"$f":"IF(OR(AQ80=0,AQ80=\"\"), 0, AQ79/AQ80)","v":"1024.9881"},{"$f":"IF(OR(AR80=0,AR80=\"\"), 0, AR79/AR80)","v":"1012.0166"},{"$f":"IF(OR(AS80=0,AS80=\"\"), 0, AS79/AS80)","v":"1104.2228"},{"$f":"IF(OR(AT80=0,AT80=\"\"), 0, AT79/AT80)","v":"1124.9262"},{"$f":"IF(OR(AU80=0,AU80=\"\"), 0, AU79/AU80)","v":"870.8418"},{"$f":"IF(OR(AV80=0,AV80=\"\"), 0, AV79/AV80)","v":"950.0633"},{"$f":"IF(OR(AW80=0,AW80=\"\"), 0, AW79/AW80)","v":"1036.6249"},{"$f":"IF(OR(AX80=0,AX80=\"\"), 0, AX79/AX80)","v":"1169.8447"},{"$f":"IF(OR(AY80=0,AY80=\"\"), 0, AY79/AY80)","v":"962.2408"},{"$f":"IF(OR(AZ80=0,AZ80=\"\"), 0, AZ79/AZ80)","v":"1220.3234"},{"$f":"IF(OR(BA80=0,BA80=\"\"), 0, BA79/BA80)","v":"1175.052"},{"$f":"IF(OR(BB80=0,BB80=\"\"), 0, BB79/BB80)","v":"1298.3793"},{"$f":"IF(OR(BC80=0,BC80=\"\"), 0, BC79/BC80)","v":"1281.9479"},{"$f":"IF(OR(BD80=0,BD80=\"\"), 0, BD79/BD80)","v":"1398.7479"},{"$f":"IF(OR(BE80=0,BE80=\"\"), 0, BE79/BE80)","v":"1517.9571"},{"$f":"IF(OR(BF80=0,BF80=\"\"), 0, BF79/BF80)","v":"940.9993"},{"$f":"IF(OR(BG80=0,BG80=\"\"), 0, BG79/BG80)","v":"728.363"},{"$f":"IF(OR(BH80=0,BH80=\"\"), 0, BH79/BH80)","v":"804.8082"},{"$f":"IF(OR(BI80=0,BI80=\"\"), 0, BI79/BI80)","v":"794.6231"},{"$f":"IF(OR(BJ80=0,BJ80=\"\"), 0, BJ79/BJ80)","v":"867.0222"},{"$f":"IF(OR(BK80=0,BK80=\"\"), 0, BK79/BK80)","v":"917.7472"},{"$f":"IF(OR(BL80=0,BL80=\"\"), 0, BL79/BL80)","v":"1014.0692"},{"$f":"IF(OR(BM80=0,BM80=\"\"), 0, BM79/BM80)","v":"1001.2358"},{"$f":"IF(OR(BN80=0,BN80=\"\"), 0, BN79/BN80)","v":"1092.4597"},{"$f":"IF(OR(BO80=0,BO80=\"\"), 0, BO79/BO80)","v":"1185.8306"},{"$f":"IF(OR(BP80=0,BP80=\"\"), 0, BP79/BP80)","v":"748.5405"},{"$f":"IF(OR(BQ80=0,BQ80=\"\"), 0, BQ79/BQ80)","v":"966.9805"},{"$f":"IF(OR(BR80=0,BR80=\"\"), 0, BR79/BR80)","v":"747.4022"},{"$f":"IF(OR(BS80=0,BS80=\"\"), 0, BS79/BS80)","v":"827.1034"},{"$f":"IF(OR(BT80=0,BT80=\"\"), 0, BT79/BT80)","v":"816.6362"},{"$f":"IF(OR(BU80=0,BU80=\"\"), 0, BU79/BU80)","v":"891.041"},{"$f":"IF(OR(BV80=0,BV80=\"\"), 0, BV79/BV80)","v":"825.8457"},{"$f":"IF(OR(BW80=0,BW80=\"\"), 0, BW79/BW80)","v":"815.3943"},{"$f":"IF(OR(BX80=0,BX80=\"\"), 0, BX79/BX80)","v":"889.6858"},{"$f":"IF(OR(BY80=0,BY80=\"\"), 0, BY79/BY80)","v":"965.5101"},{"$f":"IF(OR(BZ80=0,BZ80=\"\"), 0, BZ79/BZ80)","v":"1095.8056"},{"$f":"IF(OR(CA80=0,CA80=\"\"), 0, CA79/CA80)","v":"950.624"},{"$f":"IF(OR(CB80=0,CB80=\"\"), 0, CB79/CB80)","v":"938.5935"},{"$f":"IF(OR(CC80=0,CC80=\"\"), 0, CC79/CC80)","v":"1024.11"},{"$f":"IF(OR(CD80=0,CD80=\"\"), 0, CD79/CD80)","v":"860.3284"},{"$f":"IF(OR(CE80=0,CE80=\"\"), 0, CE79/CE80)","v":"937.2936"},{"$f":"IF(OR(CF80=0,CF80=\"\"), 0, CF79/CF80)","v":"925.4318"},{"$f":"IF(OR(CG80=0,CG80=\"\"), 0, CG79/CG80)","v":"1009.7491"},{"$f":"IF(OR(CH80=0,CH80=\"\"), 0, CH79/CH80)","v":"848.2642"},{"$f":"IF(OR(CI80=0,CI80=\"\"), 0, CI79/CI80)","v":"1111.3905"},{"$f":"IF(OR(CJ80=0,CJ80=\"\"), 0, CJ79/CJ80)","v":"1561.3967"},{"$f":"IF(OR(CK80=0,CK80=\"\"), 0, CK79/CK80)","v":"1366.5492"},{"$f":"IF(OR(CL80=0,CL80=\"\"), 0, CL79/CL80)","v":"1349.2549"},{"$f":"IF(OR(CM80=0,CM80=\"\"), 0, CM79/CM80)","v":"1472.1875"},{"$f":"IF(OR(CN80=0,CN80=\"\"), 0, CN79/CN80)","v":"1335.5352"},{"$f":"IF(OR(CO80=0,CO80=\"\"), 0, CO79/CO80)","v":"1318.6337"},{"$f":"IF(OR(CP80=0,CP80=\"\"), 0, CP79/CP80)","v":"1438.7758"},{"$f":"IF(OR(CQ80=0,CQ80=\"\"), 0, CQ79/CQ80)","v":"1534.7075"},{"$f":"IF(OR(CR80=0,CR80=\"\"), 0, CR79/CR80)","v":"1236.7464"},{"$f":"IF(OR(CS80=0,CS80=\"\"), 0, CS79/CS80)","v":"1312.7067"},{"$f":"IF(OR(CT80=0,CT80=\"\"), 0, CT79/CT80)","v":"1296.0942"},{"$f":"IF(OR(CU80=0,CU80=\"\"), 0, CU79/CU80)","v":"1414.1825"},{"$f":"IF(OR(CV80=0,CV80=\"\"), 0, CV79/CV80)","v":"1597.6553"},{"$f":"IF(OR(CW80=0,CW80=\"\"), 0, CW79/CW80)","v":"1208.6786"},{"$f":"IF(OR(CX80=0,CX80=\"\"), 0, CX79/CX80)","v":"1188.0186"}]

{"sheet":"Wksh 3 - Rating Areas","index":2,"n_rows":13,"n_cols":14,"rows_kept":13,"cut":false,"hidden":false,"merged":[]}
["Rating Area Data Collection [assistive technology users, please reference cell A2 for instructions]",null,"Specify the total number of Rating Areas in your State by selecting the Create Rating Areas button or Ctrl + Shift + R.",null,null,null,null,null,null,null,null,null,null,"generated"]
["Press TAB and directional arrow keys to read through the document. If macros are disabled, press and hold the ALT key and press the F, then I, and then N key. After that, select the Enable All Content option by pressing enter. (note that you can also press the C key to select \"Enable All Content\")  Instructions can be found in cells C1 through C4. If screen reader fails to announce a cell after performing a dropdown selection, please press F2 and then ESC to force the screen reader to resume.",null,"Select only the Rating Areas you are offering plans within and add a factor for each area."]
[null,null,"To validate, select the Validate button or Ctrl + Shift + I."]
[null,null,"To finalize, select the Finalize button or Ctrl + Shift + F."]
["Rating Area","Rating Factor"]
["Rating Area 1",1.0081]
["Rating Area 2",0.987]
["Rating Area 3",0.9528]
["Rating Area 4",1.0383]
["Rating Area 5",0.9914]
["Rating Area 6",1.0586]
["Rating Area 7",1.0027]
["Rating Area 8",1.0901]

{"sheet":"PlanTemplate","index":3,"n_rows":91,"n_cols":15,"rows_kept":91,"cut":false,"hidden":true,"merged":[[4,6,4,8],[9,3,21,3],[57,3,61,3],[50,3,55,3]]}
[null,null,"Product-Plan Data Collection"]
[]
[null,null,"Company Legal Name:",{"$f":"IF('Wksh 1 - Market Experience'!C3<>\"\", 'Wksh 1 - Market Experience'!C3,\"\")","v":""},null,null,null,null,null,null,null,null,null,"State:",{"$f":"IF('Wksh 1 - Market Experience'!E4=\"\",\"\",'Wksh 1 - Market Experience'!E4)","v":""}]
[null,null,"HIOS Issuer ID:",{"$f":"IF('Wksh 1 - Market Experience'!C4<>\"\", 'Wksh 1 - Market Experience'!C4,\"\")","v":""},null,null,null,null,null,null,null,null,null,"Market: ",{"$f":"IF('Wksh 1 - Market Experience'!E5=\"\",\"\",'Wksh 1 - Market Experience'!E5)","v":""}]
[null,null,"Effective Date of Rate Change(s):",{"$f":"IF('Wksh 1 - Market Experience'!#REF!<>\"\", 'Wksh 1 - Market Experience'!#REF!,\"\")","v":{"$error":"#REF!"}}]
[]
[null,null,"Product/Plan Level Calculations"]
[]
[null,"Field #","Section I: General Product and Plan Information"]
[null,"1.1","Product Name",null,null,null,null,null,null,null,null,"AL","New","Platinum","Yes"]
[null,"1.2","Product ID",null,null,null,null,null,null,null,null,"AK","Renewing","Gold","No"]
[null,"1.3","Plan Name",null,null,null,null,null,null,null,null,"AZ","Terminated","Silver"]
[null,"1.4","Plan ID (Standard Component ID)",null,null,null,null,null,null,null,null,"AR",null,"Bronze"]
[null,"1.5","Metal",null,null,null,null,null,null,null,null,"CA",null,"Catastrophic"]
[null,"1.6","AV Metal Value",null,null,null,null,null,null,null,null,"CO",null,"Not Applicable"]
[null,"1.7","Plan Category",null,null,null,null,null,null,null,null,"CT"]
[null,"1.8","Plan Type",null,null,null,null,null,null,null,null,"DC"]
[null,"1.9","Exchange Plan?",null,null,null,null,null,null,null,null,"DE"]
[null,"1.10","Effective Date of Proposed Rates",null,null,null,null,null,null,null,null,"FL"]
[null,"1.11","Cumulative Rate Change %  (over 12 mos prior)",null,null,null,null,null,null,null,null,"GA"]
[null,"1.12","Product Rate Increase %",null,null,null,null,null,null,null,null,"HI"]
[null,"1.13","Submission Level Rate Increase %",null,null,null,null,null,null,null,null,"ID"]
[null,null,null,null,null,null,null,null,null,null,null,"IL"]
[null,null,"Section II: Experience Period and Current Plan Level Information",null,null,null,null,null,null,null,null,"IN"]
[null,"2.1","Plan ID (Standard Component ID)","Total",{"$f":"IF(E13<>\"\",E13,\"\")","v":""},null,null,null,null,null,null,"IA"]
[null,"2.2","Allowed Claims",{"$f":"SUM(E26:XFD26)","v":0},null,null,null,null,null,null,null,"KS"]
[null,"2.3","Reinsurance",0,null,null,null,null,null,null,null,"KY"]
[null,"2.4","Member Cost Sharing",0,null,null,null,null,null,null,null,"LA"]
[null,"2.5","Federal Cost-Sharing Reduction (CSR) Payments",0,null,null,null,null,null,null,null,"ME"]
[null,"2.6","Issuer CSR Payments",0,null,null,null,null,null,null,null,"MD"]
[null,"2.7","Recoveries from CSR Load",0,null,null,null,null,null,null,null,"MA"]
[null,"2.8","Incurred Claims",{"$f":"D26-D27-D28-D29","v":0},{"$f":"E26-E27-E28-E29","v":0},null,null,null,null,null,null,"MI"]
[null,"2.9","Risk Adjustment Transfer Amount",{"$f":"SUM(E33:XFD33)","v":0},null,null,null,null,null,null,null,"MN"]
[null,"2.10","Premium",{"$f":"SUM(E34:XFD34)","v":0},null,null,null,null,null,null,null,"MS"]
[null,"2.11","Experience Period Member Months",{"$f":"SUM(E35:XFD35)","v":0},null,null,null,null,null,null,null,"MO"]
[null,"2.12","Current Enrollment",{"$f":"SUM(E36:XFD36)","v":0},null,null,null,null,null,null,null,"MT"]
[null,"2.13","Current Premium PMPM",{"$f":"IF(OR(D36=0,D36=\"\"), 0, SUMPRODUCT(E37:XFD37,E36:XFD36)/D36)","v":0},null,null,null,null,null,null,null,"NE"]
[null,"2.14","Loss Ratio",{"$f":"IF(OR(D33+D34=0,D33+D34=\"\"), 0, D32/(D33+D34))","v":0},{"$f":"IF(OR(E33+E34=0,E33+E34=\"\"), 0, E32/(E33+E34))","v":0},null,null,null,null,null,null,"NV"]
[null,null,"Per Member Per Month",null,null,null,null,null,null,null,null,"NH"]
[null,"2.15","Allowed Claims",{"$f":"IF(OR(D35=0,D35=\"\"), 0, D26/D35)","v":0},{"$f":"IF(OR(E35=0,E35=\"\"), 0, E26/E35)","v":0},null,null,null,null,null,null,"NJ"]
[null,"2.16","Reinsurance",{"$f":"IF(OR(D35=0,D35=\"\"), 0, D27/D35)","v":0},{"$f":"IF(OR(E35=0,E35=\"\"), 0, E27/E35)","v":0},null,null,null,null,null,null,"NM"]
[null,"2.17","Member Cost Sharing",{"$f":"IF(OR(D35=0,D35=\"\"), 0, D28/D35)","v":0},{"$f":"IF(OR(E35=0,E35=\"\"), 0, E28/E35)","v":0},null,null,null,null,null,null,"NY"]
[null,"2.18","Federal CSR Payments",{"$f":"IF(OR(D35=0,D35=\"\"), 0, D29/D35)","v":0},{"$f":"IF(OR(E35=0,E35=\"\"), 0, E29/E35)","v":0},null,null,null,null,null,null,"NC"]
[null,"2.19","Issuer CSR Payments",{"$f":"IF(OR(D35=0,D35=\"\"), 0, D30/D35)","v":0},{"$f":"IF(OR(E35=0,E35=\"\"), 0, E30/E35)","v":0},null,null,null,null,null,null,"ND"]
[null,"2.20","Recoveries from CSR Load",{"$f":"IF(OR(D35=0,D35=\"\"), 0, D31/D35)","v":0},{"$f":"IF(OR(E35=0,E35=\"\"), 0, E31/E35)","v":0},null,null,null,null,null,null,"OH"]
[null,"2.21","Incurred Claims",{"$f":"IF(OR(D35=0,D35=\"\"), 0, D32/D35)","v":0},{"$f":"IF(OR(E35=0,E35=\"\"), 0, E32/E35)","v":0},null,null,null,null,null,null,"OK"]
[null,"2.22","Risk Adjustment Transfer Amount",{"$f":"IF(OR(D35=0,D35=\"\"), 0, D33/D35)","v":0},{"$f":"IF(OR(E35=0,E35=\"\"), 0, E33/E35)","v":0},null,null,null,null,null,null,"OR"]
[null,"2.23","Premium",{"$f":"IF(OR(D35=0,D35=\"\"), 0, D34/D35)","v":0},{"$f":"IF(OR(E35=0,E35=\"\"), 0, E34/E35)","v":0},null,null,null,null,null,null,"PA"]
[null,null,null,null,null,null,null,null,null,null,null,"RI"]
[null,null,"Section III: Plan Adjustment Factors",null,null,null,null,null,null,null,null,"SC"]
[null,"3.1","Plan ID (Standard Component ID)",null,{"$f":"IF(E13<>\"\",E13,\"\")","v":""},null,null,null,null,null,null,"SD"]
[null,"3.2","Market Adjusted Index Rate",null,{"$f":"'Wksh 1 - Market Experience'!F46","v":0},null,null,null,null,null,null,"TN"]
[null,"3.3","AV and Cost Sharing Design of Plan",null,null,null,null,null,null,null,null,"TX"]
[null,"3.4","CSR Load Factor",null,null,null,null,null,null,null,null,"UT"]
[null,"3.5","Provider Network Adjustment",null,null,null,null,null,null,null,null,"VT"]
[null,"3.6","Benefits in Addition to EHB",null,null,null,null,null,null,null,null,"VA"]
[null,null,"Administrative Costs",null,null,null,null,null,null,null,null,"WA"]
[null,"3.7","Administrative Expense",null,null,null,null,null,null,null,null,"WV"]
[null,"3.8","Taxes and Fees",null,null,null,null,null,null,null,null,"WI"]
[null,"3.9","Profit & Risk Load",null,null,null,null,null,null,null,null,"WY"]
[null,"3.10","Catastrophic Adjustment"]
[null,"3.11","Plan Adjusted Index Rate",null,{"$f":"($E$52*PRODUCT(E53:E56)*E61)/(1-SUM(E58:E60))","v":0}]
[]
[null,"3.12","Age Calibration Factor",null,{"$f":"IF(D64<>\"\", D64, \"\")","v":""}]
[null,"3.13","Geographic Calibration Factor",null,{"$f":"IF(D65<>\"\", D65, \"\")","v":""}]
[null,"3.14","Tobacco Calibration Factor",null,{"$f":"IF(D66<>\"\", D66, \"\")","v":""}]
[null,"3.15","Calibrated Plan Adjusted Index Rate",null,{"$f":"E62*(PRODUCT($E$64:$E$66))","v":0}]
[]
[null,null,"Section IV: Projected Plan Level Information"]
[null,"4.1","Plan ID (Standard Component ID)","Total",{"$f":"IF(E13<>\"\",E13,\"\")","v":""}]
[null,"4.2","Allowed Claims",{"$f":"SUM(E71:XFD71)","v":0}]
[null,"4.3","Reinsurance",0]
[null,"4.4","Member Cost Sharing",0]
[null,"4.5","Federal CSR Payments",0]
[null,"4.6","Issuer CSR Payments",0]
[null,"4.7","Recoveries from CSR Load",0]
[null,"4.8","Incurred Claims",{"$f":"D71-D72-D73-D74","v":0},{"$f":"E71-E72-E73-E74","v":0}]
[null,"4.9","Risk Adjustment Transfer Amount",{"$f":"SUM(E78:XFD78)","v":0}]
[null,"4.10","Premium",{"$f":"SUM(E79:XFD79)","v":0}]
[null,"4.11","Projected Member Months",{"$f":"SUM(E80:XFD80)","v":0}]
[null,"4.12","Loss Ratio",{"$f":"IF(OR(D78+D79=0,D78+D79=\"\"), 0, D77/(D78+D79))","v":0},{"$f":"IF(OR(E78+E79=0,E78+E79=\"\"), 0, E77/(E78+E79))","v":0}]
[null,null,"Per Member Per Month"]
[null,"4.13","Allowed Claims",{"$f":"IF(OR(D80=0,D80=\"\"), 0, D71/D80)","v":0},{"$f":"IF(OR(E80=0,E80=\"\"), 0, E71/E80)","v":0}]
[null,"4.14","Reinsurance",{"$f":"IF(OR(D80=0,D80=\"\"), 0, D72/D80)","v":0},{"$f":"IF(OR(E80=0,E80=\"\"), 0, E72/E80)","v":0}]
[null,"4.15","Member Cost Sharing",{"$f":"IF(OR(D80=0,D80=\"\"), 0, D73/D80)","v":0},{"$f":"IF(OR(E80=0,E80=\"\"), 0, E73/E80)","v":0}]
[null,"4.16","Federal CSR Payments",{"$f":"IF(OR(D80=0,D80=\"\"), 0, D74/D80)","v":0},{"$f":"IF(OR(E80=0,E80=\"\"), 0, E74/E80)","v":0}]
[null,"4.17","Issuer CSR Payments",{"$f":"IF(OR(D80=0,D80=\"\"), 0, D75/D80)","v":0},{"$f":"IF(OR(E80=0,E80=\"\"), 0, E75/E80)","v":0}]
[null,"4.18","Recoveries from CSR Load",{"$f":"IF(OR(D80=0,D80=\"\"), 0, D76/D80)","v":0},{"$f":"IF(OR(E80=0,E80=\"\"), 0, E76/E80)","v":0}]
[null,"4.15","Incurred Claims",{"$f":"IF(OR(D80=0,D80=\"\"), 0, D77/D80)","v":0},{"$f":"IF(OR(E80=0,E80=\"\"), 0, E77/E80)","v":0}]
[null,"4.16","Risk Adjustment Transfer Amount",{"$f":"IF(OR(D80=0,D80=\"\"), 0, D78/D80)","v":0},{"$f":"IF(OR(E80=0,E80=\"\"), 0, E78/E80)","v":0}]
[null,"4.17","Premium",{"$f":"IF(OR(D80=0,D80=\"\"), 0, D79/D80)","v":0},{"$f":"IF(OR(E80=0,E80=\"\"), 0, E79/E80)","v":0}]