DEPARTMENT OF INSURANCE

Affiliations

Name	CIGI Direct Insurance Services, Inc DBA : eterm.com, J. Robert Hightower, Inc., Hardtoinsure Insurance Agency, Inc.	DOIID	510807	NAIC NPN	1619346

License - Line of Authority Information

Status	Residency	Class	Line of Authority	Active Date	License Expiration Date
Active	Non Resident	Agent	Life	7/13/2000	3/31/2026
Active	Non Resident	Agent	Property	7/2/2001	3/31/2026
Active	Non Resident	Agent	Health	7/13/2000	3/31/2026
Active	Non Resident	Agent	Casualty	7/2/2001	3/31/2026
Denied	Non Resident	Life Settlement Broker	Not Applicable
* If a status Is Pending, Pending Replacement,Or the record displays Affidavit On File, click On them For more details.

License Renewal Information

Class	Invoice Date	Response Due / Expiration Date	Response Received Date	Payment Received Date	Renewal Complete
Agent	01/15/2026	03/31/2026

Appointments with the following Insurers

Status	Affiliation Name	DOI Number	Line of Authority	Active Date	Inactive Date
Inactive	Accendo Insurance Company	300312	Agent - Health	11/24/2021	11/17/2023
Active	Accendo Insurance Company	300312	Agent - Life	11/24/2021
Active	Aetna Health and Life Insurance Company	300523	Agent - Health	11/24/2021
Inactive	American General Life Insurance Company	301585	Agent - Health	6/3/2005	11/9/2012
Inactive	American General Life Insurance Company	301585	Agent - Life	6/3/2005	11/9/2012
Active	American National Insurance Company	301861	Agent - Life	3/15/2022
Active	Banner Life Insurance Company	301696	Agent - Health	5/17/2017
Active	Banner Life Insurance Company	301696	Agent - Life	9/13/2005
Inactive	Chase Insurance Life and Annuity Company	300518	Agent - Health	7/13/2000	4/1/2007
Inactive	Chase Insurance Life and Annuity Company	300518	Agent - Life	7/13/2000	4/1/2007
Active	Continental Life Insurance Company of Brentwood Tennessee	301526	Agent - Health	11/24/2021
Active	Continental Life Insurance Company of Brentwood Tennessee	301526	Agent - Life	11/24/2021
Inactive	First Colony Life Insurance Company	301179	Agent - Life	7/30/2001	1/1/2007
Inactive	First Penn-Pacific Life Insurance Company	301581	Agent - Health	9/24/2003	12/12/2008
Inactive	First Penn-Pacific Life Insurance Company	301581	Agent - Life	9/24/2003	12/12/2008
Inactive	Genworth Life Insurance Company	300623	Agent - Health	10/5/2009	10/4/2012
Inactive	Genworth Life Insurance Company	300623	Agent - Life	5/2/2006	10/4/2012
Inactive	Genworth Life and Annuity Insurance Company	301276	Agent - Health	4/21/2009	12/14/2016
Inactive	Genworth Life and Annuity Insurance Company	301276	Agent - Life	1/1/2007	12/14/2016
Active	Integrity Life Insurance Company	301687	Agent - Life	12/18/2008
Inactive	Jackson National Life Insurance Company	300486	Agent - Life	11/7/2006	9/24/2012
Inactive	Jefferson National Life Insurance Company	300258	Agent - Life	9/17/2004	6/8/2006
Active	Lincoln National Life Insurance Company (The)	301382	Agent - Health	2/14/2005
Active	Lincoln National Life Insurance Company (The)	301382	Agent - Life	2/14/2005
Inactive	Northern Insurance Company of New York	301317	Agent - Casualty	7/2/2001	3/19/2002
Inactive	Northern Insurance Company of New York	301317	Agent - Property	7/2/2001	3/19/2002
Inactive	Progressive Max Insurance Company	301034	Agent - Casualty	8/6/2001	3/18/2004
Inactive	Progressive Max Insurance Company	301034	Agent - Property	8/6/2001	3/18/2004
Inactive	Progressive Northern Insurance Company	301378	Agent - Casualty	8/6/2001	3/18/2004
Inactive	Progressive Northern Insurance Company	301378	Agent - Property	8/6/2001	3/18/2004
Inactive	Progressive Northwestern Insurance Company	300441	Agent - Casualty	8/6/2001	3/18/2004
Inactive	Progressive Northwestern Insurance Company	300441	Agent - Property	8/6/2001	3/18/2004
Inactive	Protective Life Insurance Company	300638	Agent - Health	4/1/2007	12/21/2010
Inactive	Protective Life Insurance Company	300638	Agent - Life	4/1/2007	12/21/2010
Active	Pruco Life Insurance Company	300954	Agent - Health	4/7/2022
Active	Pruco Life Insurance Company	300954	Agent - Life	4/7/2022
Inactive	Reassure America Life Insurance Company	301902	Agent - Life	6/22/2001	9/3/2004
Inactive	Sagicor Life Insurance Company	300459	Agent - Life	2/26/2020	7/12/2023
Inactive	U.S. Financial Life Insurance Company	301812	Agent - Life	3/4/2003	10/22/2007
Inactive	West Coast Life Insurance Company	301607	Agent - Life	12/7/2005	11/16/2011
Inactive	Wilton Reassurance Life Company of New York	300163	Agent - Life	9/17/2004	6/8/2006

Designated Individuals

Status	Affiliation Name	DOI Number	Line of Authority	Active Date	Inactive Date
Inactive	Andrews, Kimberly D	388009	Agent - Health	9/10/2001	9/10/2001
Inactive	Andrews, Kimberly D	388009	Agent - Life	9/10/2001	9/10/2001
Denied	Atkinson, Jeremy Scott	619989	Agent - Health
Inactive	Atkinson, Jeremy Scott	619989	Agent - Life	12/9/2005	3/2/2006
Denied	Baumgartner, Rozena A	590284	Agent - Health
Inactive	Baumgartner, Rozena A	590284	Agent - Life	7/19/2006	10/12/2006
Denied	Bradshaw, Ida Marie	613544	Agent - Health
Inactive	Bradshaw, Ida Marie	613544	Agent - Life	8/24/2005	8/4/2006
Inactive	Brown, Todd Allen	574570	Agent - Health	10/3/2003	1/27/2004
Inactive	Brown, Todd Allen	574570	Agent - Life	10/3/2003	1/27/2004
Inactive	Dahl, Cynthia	534063	Agent - Life	6/26/2006	8/14/2006
Inactive	Darr, Benjamin Joseph	595739	Agent - Health	10/13/2004	4/13/2005
Inactive	Darr, Benjamin Joseph	595739	Agent - Life	10/13/2004	4/13/2005
Inactive	Darr, Christine Theresa	595738	Agent - Health	10/13/2004	4/13/2005
Inactive	Darr, Christine Theresa	595738	Agent - Life	10/13/2004	4/13/2005
Denied	Flowers, Karl Chandler	587803	Agent - Health
Inactive	Flowers, Karl Chandler	587803	Agent - Life	5/14/2004	5/23/2005
Inactive	Fordahl, Jennifer Diane	554416	Agent - Health	9/17/2002	9/17/2002
Inactive	Fordahl, Jennifer Diane	554416	Agent - Life	9/17/2002	6/15/2017
Inactive	Freeman, Glenda Sue	595447	Agent - Health	10/13/2004	12/16/2010
Inactive	Freeman, Glenda Sue	595447	Agent - Life	10/13/2004	8/26/2013
Denied	Gonzales, Gabriel Emillano	646342	Agent - Health
Inactive	Gonzales, Gabriel Emillano	646342	Agent - Life	1/22/2007	5/14/2007
Inactive	Heuberger, Tiffany Nicole	614313	Agent - Health	9/14/2005	10/30/2006
Inactive	Heuberger, Tiffany Nicole	614313	Agent - Life	9/14/2005	10/30/2006
Denied	Hightower, Jesse Royce	840888	Agent - Health
Active	Hightower, Jesse Royce	840888	Agent - Life	6/9/2014
Active	Hightower, John Robert	303681	Agent - Casualty	9/6/2006
Active	Hightower, John Robert	303681	Agent - Health	7/13/2000
Inactive	Hightower, John Robert	575770	Agent - Health	4/1/2007	1/31/2024
Active	Hightower, John Robert	303681	Agent - Life	7/13/2000
Inactive	Hightower, John Robert	575770	Agent - Life	5/23/2006	1/31/2024
Active	Hightower, John Robert	303681	Agent - Property	9/6/2006
Denied	Hightower, John Robert	303681	Life Settlement Broker - Not Applicable
Active	Hightower, Jordan S	876315	Agent - Life	5/12/2015
Inactive	Kunkel, David Paul	574880	Agent - Health	10/3/2003	12/15/2004
Inactive	Kunkel, David Paul	574880	Agent - Life	10/3/2003	12/15/2004
Inactive	Lowe, Stacy Jean	543476	Agent - Health	3/4/2002	1/12/2007
Inactive	Lowe, Stacy Jean	543476	Agent - Life	3/4/2002	1/12/2007
Inactive	Maline, James Donald	342434	Agent - Casualty	9/10/2001	11/13/2001
Inactive	Maline, James Donald	342434	Agent - Health	7/13/2000	10/29/2001
Inactive	Maline, James Donald	342434	Agent - Life	7/13/2000	10/29/2001
Inactive	Maline, James Donald	342434	Agent - Property	9/10/2001	11/13/2001
Inactive	Mena, Timothy J	595448	Agent - Health	10/13/2004	5/31/2006
Inactive	Mena, Timothy J	595448	Agent - Life	10/13/2004	5/31/2006
Inactive	Mihalovic, Meloney Ann	575109	Agent - Health	10/3/2003	1/12/2004
Inactive	Mihalovic, Meloney Ann	575109	Agent - Life	10/3/2003	1/12/2004
Inactive	Mitchell-Skinner, Heather	924214	Agent - Life	10/20/2016	12/31/2020
Inactive	Morales, Ruben	536616	Agent - Casualty	9/20/2001	2/2/2004
Inactive	Morales, Ruben	536616	Agent - Health	11/5/2001	2/2/2004
Inactive	Morales, Ruben	536616	Agent - Life	11/5/2001	2/2/2004
Inactive	Morales, Ruben	536616	Agent - Property	9/20/2001	2/2/2004
Inactive	Naimy, Mark Allen	577567	Agent - Health	10/31/2003	12/17/2010
Inactive	Naimy, Mark Allen	577567	Agent - Life	10/31/2003	3/31/2012
Inactive	Ray, Mark Andrew	562116	Agent - Health	2/10/2003	5/21/2004
Inactive	Ray, Mark Andrew	562116	Agent - Life	2/10/2003	5/21/2004
Denied	Ruff, Joshua James	646343	Agent - Health
Inactive	Ruff, Joshua James	646343	Agent - Life	1/29/2007	1/9/2020
Denied	Ruyak, John Kenneth	574888	Agent - Health
Inactive	Ruyak, John Kenneth	574888	Agent - Life	9/9/2013	8/4/2014
Inactive	Sallee, Gretchen	536614	Agent - Casualty	9/20/2001	10/23/2001
Inactive	Sallee, Gretchen	536614	Agent - Property	9/20/2001	10/23/2001
Inactive	Sorton, Stephen K	318161	Agent - Health	7/13/2000	1/9/2004
Inactive	Sorton, Stephen K	318161	Agent - Life	7/13/2000	11/3/2003
Inactive	Spotts, Kevin James	543379	Agent - Health	3/1/2002	5/16/2005
Inactive	Spotts, Kevin James	543379	Agent - Life	3/1/2002	5/16/2005
Denied	Stewart, Anna Lee	587805	Agent - Health
Inactive	Stewart, Anna Lee	587805	Agent - Life	5/14/2004	3/31/2005
Inactive	Street, Benjamin Thomas	701971	Agent - Life	4/15/2009	3/30/2010
Inactive	Tillotson, Curtis	543376	Agent - Health	3/12/2002	9/4/2002
Inactive	Tillotson, Curtis	543376	Agent - Life	3/12/2002	9/4/2002
Inactive	Von Haasl, Peter Joseph	576600	Agent - Health	6/11/2009	12/20/2010
Active	Von Haasl, Peter Joseph	576600	Agent - Life	6/11/2009
Inactive	Watts, Kristy Lee	554532	Agent - Health	10/21/2002	5/23/2005
Inactive	Watts, Kristy Lee	554532	Agent - Life	10/21/2002	5/23/2005
Denied	Webster, James Anthony	1031706	Agent - Health
Denied	Webster, James Anthony	1031706	Agent - Life
Inactive	Williams, Lindell Ray	574760	Agent - Health	10/3/2003	12/31/2004
Inactive	Williams, Lindell Ray	574760	Agent - Life	10/3/2003	12/31/2004
Denied	Wilson, David Sanders	591537	Agent - Health
Inactive	Wilson, David Sanders	591537	Agent - Life	8/2/2004	1/8/2007