DEPARTMENT OF INSURANCE

Agent Licensing - Continuing Education Information

Name	Pagarao, Demalynn	DOIID	1170395	NAIC NPN	20126635

If a course you have completed is not listed below, please contact your CE Provider to validate that you have completed it properly, and it has been sent to the Kentucky Department of Insurance (DOI). All CE Courses received by DOI are posted on the web site within (3) working days. IT IS YOUR RESPONSIBILITY TO MONITOR AND VERIFY ALL CE COURSES HAVE BEEN PROPERLY FILED WITH DOI. Failure to do so may result in license expiration.

UPDATE FOR KENTUCKY RESIDENT LICENSEES AND NON-RESIDENT ADJUSTERS DESIGNATING KENTUCKY AS THEIR HOME STATE:

IF YOU ARE NEWLY LICENSED, compliance period begins after you are licensed for one full year, then you are subject to renewal based on your birth month and birth year. Example: John Doe – DOB is 4/12/1960, Licensed on 4/30/2017. Licensed from April 2017 to April 2018, birth month is April, and birth year is even-numbered year. Therefore, first license renewal (and CE) is due on 4/30/2018. Then compliance period will be due 4/30 of every even-numbered year.
Each compliance period, you must complete –

Minimum of 24 hours total continuing education credit, up to twelve (12) excess hours will be carried over to the next compliance period as 'general' hours.
Three (3) of those hours in course concentration of 'Ethics' for Agents, Independent Adjusters, and Public Adjusters,

There is no longer a 'classroom' requirement, so your courses may be completed by self-study, correspondence, or classroom.
REMINDER - Continuing Education is only HALF of your License Renewal Requirement – be sure to complete the license renewal through eServices by answering three (3) background questions, reporting any applicable background issues to DOI, and pay any applicable fees.
Agents - License renewal fees are only charged when you have no active insurer appointments. You must be appointed in Kentucky to sell, solicit and negotiate insurance for each insurer. If renewed within the 60-days following the renewal date, a penalty fee of $40 is applied for resident agents, or $50 for non-resident agents.
Adjusters’ license renewal fee is $50. If paid within the 60-days following the renewal date, a penalty fee of $50 is applied.

Agent CE Compliance Date: 6/30/2026

CE Compliance Date	Ethics Hours	Ethics Complete	LOA Hours	LOA Complete	Class Carryover	Class Hours Biennium	Class Complete	Corr. Carryover	Corr Hours	Total Carryover hours	Total CE Hours	Compliant This Period
6/30/2028	0	No	0	Yes	8	0	N/A	0	0	8	8	No
6/30/2026	0	No	6	Yes	0	27	N/A	5	0	5	32	No
6/30/2024	7	Yes	22	Yes	0	4	N/A	0	25	0	29	Yes

Course #	Course Concentration	KY Provider Name	Completion Date	Method of Instruction	Credit Hours	Compliance Date
Sustain Success (CPIA 3) Webinar - C24509	General Insurance Principles	American Ins. Mktg.and Sales Society (AIMS previously CPIA)	9/24/2025	Classroom	7	6/30/2026
Implement for Success (CPIA2) Webinar - C80110	General Insurance Principles	American Ins. Mktg.and Sales Society (AIMS previously CPIA)	9/17/2025	Classroom	7	6/30/2026
Rental Reimbursement: Elevating Customer Exp & Ret - C26891	Property and Casualty	A.D. Banker & Company, LLC	9/16/2025	Classroom	2	6/30/2026
Position for Success (CPIA1) Webinar - C24508	General Insurance Principles	American Ins. Mktg.and Sales Society (AIMS previously CPIA)	9/4/2025	Classroom	7	6/30/2026
2025 BIG I LAW LAW & ORDER (INSURANCE EDITION) WEBINAR - C101076	Life, Health, Property & Casualty	Big I Kentucky	8/26/2025	Classroom	4	6/30/2026
Avoiding E&O Claims: A Guide for Ins Producers - C08204	Property and Casualty	WebCE, Inc	6/27/2024	Correspondence	7	6/30/2024
Earthquake Insurance - C56593	Property and Casualty	WebCE, Inc	6/27/2024	Correspondence	3	6/30/2024
Protecting Your Practice: Avoiding E&O Loss throug - C61383	Ethics	WebCE, Inc	6/26/2024	Correspondence	3	6/30/2024
Homeowners Insurance Valuation - C05143	Property and Casualty	WebCE, Inc	6/26/2024	Correspondence	3	6/30/2024
20 Key Quest to Ask When Writing Homeowners Ins. - C68626	Property and Casualty	WebCE, Inc	4/30/2024	Correspondence	4	6/30/2024
20 Key Questions to Ask When Writing Personal Auto - C15630	Property and Casualty	WebCE, Inc	4/30/2024	Correspondence	4	6/30/2024
Personal Auto Ins: How Premiums are Determined - C21035	Property and Casualty	WebCE, Inc	4/29/2024	Correspondence	1	6/30/2024
Relating Ethics & Legality to Errors & Omissions - C07475	Ethics	Professional Insurance Agents of Kentucky, Inc.	5/5/2022	Classroom	4	6/30/2024