DEPARTMENT OF INSURANCE
Affiliations
NameCulmo, Janene RuthDOIID1183772NAIC NPN2677855
License - Line of Authority Information
StatusResidencyClassLine of AuthorityActive DateInactive DateLicense Expiration Date
ActiveNon ResidentAgentLife1/19/2022 2/28/2026
ActiveNon ResidentAgentHealth1/19/2022 2/28/2026
ActiveNon ResidentAgentVariable Life and Variable Annuities1/19/2022 2/28/2026
* If a status Is Pending, Pending Replacement,Or the record displays Affidavit On File, click On them For more details.
Notice: The Department verifies, at the time of application for a Variable Life and Variable Annuity line of authority, that an agent is registered with the Financial Industry Regulatory Authority (FINRA) and the applicant has passed the Series 6 or greater exam. The Department does not verify registration with FINRA after the agent is qualified by the Department to receive the Variable Life and Variable Annuity line of authority. If you have questions about a broker’s FINRA registration status, you should check this status directly with FINRA.

Appointments with the following Insurers
StatusAffiliation NameDOI NumberLine of AuthorityActive DateInactive Date
ActiveIntegrity Life Insurance Company301687Agent - Life3/17/2022 
ActiveIntegrity Life Insurance Company301687Agent - Variable Life and Variable Annuities3/17/2022 
ActivePruco Life Insurance Company300954Agent - Life3/3/2022 
ActivePruco Life Insurance Company300954Agent - Variable Life and Variable Annuities3/3/2022 
ActiveWestern and Southern Life Insurance Company301744Agent - Health3/17/2022 
ActiveWestern and Southern Life Insurance Company301744Agent - Life3/17/2022 
ActiveWestern-Southern Life Assurance Company301590Agent - Health3/17/2022 
ActiveWestern-Southern Life Assurance Company301590Agent - Life3/17/2022 
Designated to act on behalf of the following Business Entities
StatusAffiliation NameDOI NumberLine of AuthorityActive DateInactive Date
ActiveKeycorp Ins Agency Usa Inc602413Agent - Life10/24/2022 
ActiveKeycorp Ins Agency Usa Inc602413Agent - Health10/24/2022 
ActiveKeycorp Ins Agency Usa Inc602413Agent - Variable Life and Variable Annuities10/24/2022 

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