DEPARTMENT OF INSURANCE
Affiliations
NameRatliff, Emma DOIID1393898NAIC NPN21536791
License - Line of Authority Information
StatusResidencyClassLine of AuthorityActive DateInactive DateLicense Expiration Date
ActiveNon ResidentAgentProperty4/8/2025 10/31/2026
ActiveNon ResidentAgentCasualty4/8/2025 10/31/2026
* If a status Is Pending, Pending Replacement,Or the record displays Affidavit On File, click On them For more details.
License Renewal Information
ClassInvoice DateResponse Due / Expiration DateResponse Received DatePayment Received DateRenewal Complete
Agent08/15/202610/31/2026   
Appointments with the following Insurers
StatusAffiliation NameDOI NumberLine of AuthorityActive DateInactive Date
ActiveAllmerica Financial Benefit Insurance Company301223Agent - Casualty4/28/2025 
ActiveAllmerica Financial Benefit Insurance Company301223Agent - Property4/28/2025 
ActiveForemost Insurance Company Grand Rapids, Michigan301027Agent - Casualty2/4/2026 
ActiveForemost Insurance Company Grand Rapids, Michigan301027Agent - Property2/4/2026 
ActiveGrange Indemnity Insurance Company300793Agent - Casualty4/30/2025 
ActiveGrange Indemnity Insurance Company300793Agent - Property4/30/2025 
ActiveGrange Insurance Company300234Agent - Casualty4/30/2025 
ActiveGrange Insurance Company300234Agent - Property4/30/2025 
ActiveGrange Property & Casualty Insurance Company601680Agent - Casualty4/30/2025 
ActiveGrange Property & Casualty Insurance Company601680Agent - Property4/30/2025 
ActiveHanover Insurance Company (The)300508Agent - Casualty4/28/2025 
ActiveHanover Insurance Company (The)300508Agent - Property4/28/2025 
ActiveMassachusetts Bay Insurance Company300898Agent - Casualty4/28/2025 
ActiveMassachusetts Bay Insurance Company300898Agent - Property4/28/2025 
ActiveProgressive Casualty Insurance Company300696Agent - Casualty5/16/2025 
ActiveProgressive Casualty Insurance Company300696Agent - Property5/16/2025 
ActiveTrustgard Insurance Company300104Agent - Casualty4/30/2025 
ActiveTrustgard Insurance Company300104Agent - Property4/30/2025 
ActiveUnited Financial Casualty Company301886Agent - Casualty5/16/2025 
ActiveUnited Financial Casualty Company301886Agent - Property5/16/2025 
Designated to act on behalf of the following Business Entities
StatusAffiliation NameDOI NumberLine of AuthorityActive DateInactive Date
ActiveHuntington Insurance Inc515749Agent - Casualty4/28/2025 
ActiveHuntington Insurance Inc515749Agent - Property4/28/2025 

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