PUBLIC PROTECTION
CABINET
DEPARTMENT OF INSURANCE
Affiliations
NameSpears, Benny JoeDOIID333428NAIC NPN7181810
License - Line of Authority Information
StatusResidencyClassLine of AuthorityActive DateInactive DateLicense Expiration Date
DeniedResidentAgentHealth   
DeniedResidentAgentLife   
InactiveResidentAgentCasualty8/15/20002/28/2015 
InactiveResidentAgentCredit Life & Health11/16/19943/31/1997 
InactiveResidentAgentVariable Life and Variable Annuities5/31/20012/28/2015 
InactiveResidentAgentProperty8/15/20002/28/2015 
InactiveResidentAgentGeneral Lines11/22/19998/15/2000 
Pending ReplacementResidentAgentLimited Line Credit10/23/2019 2/28/2025
* If a status Is Pending, Pending Replacement,Or the record displays Affidavit On File, click On them For more details.
Notice: The Department verifies, at the time of application for a Variable Life and Variable Annuity line of authority, that an agent is registered with the Financial Industry Regulatory Authority (FINRA) and the applicant has passed the Series 6 or greater exam. The Department does not verify registration with FINRA after the agent is qualified by the Department to receive the Variable Life and Variable Annuity line of authority. If you have questions about a broker’s FINRA registration status, you should check this status directly with FINRA.

License Renewal Information
ClassInvoice DateResponse Due / Expiration DateResponse Received DatePayment Received DateRenewal Complete
Agent12/15/202402/28/2025   
Appointments with the following Insurers
StatusAffiliation NameDOI NumberLine of AuthorityActive DateInactive Date
InactiveAmerican Enterprise Life Insurance Company300262Agent - Life2/1/200011/26/2001
InactiveAmerican Enterprise Life Insurance Company300262Agent - Variable Life and Variable Annuities4/16/200111/26/2001
InactiveAmerican General Life Insurance Company of Delaware301057Agent - Life8/28/20001/2/2002
InactiveAmerican Heritage Life Insurance Company300272Agent - Credit Life & Health8/20/19963/31/1997
InactiveAutomobile Insurance Company of Hartford, Connecticut300630Agent - Casualty8/15/200012/14/2006
InactiveAutomobile Insurance Company of Hartford, Connecticut300630Agent - General Lines11/22/19998/15/2000
InactiveAutomobile Insurance Company of Hartford, Connecticut300630Agent - Property8/15/200012/14/2006
InactiveCharter Oak Fire Insurance Company (The)301501Agent - Casualty8/15/200012/14/2006
InactiveCharter Oak Fire Insurance Company (The)301501Agent - General Lines11/22/19998/15/2000
InactiveCharter Oak Fire Insurance Company (The)301501Agent - Property8/15/200012/14/2006
InactiveContinental Insurance Company (The)301242Agent - Casualty8/15/200011/4/2002
InactiveContinental Insurance Company (The)301242Agent - General Lines4/3/20008/15/2000
InactiveContinental Insurance Company (The)301242Agent - Property8/15/200011/4/2002
InactiveFidelity Life Association, A Legal Reserve Life Insurance Company300774Agent - Life3/11/200210/28/2008
InactiveFranklin Life Insurance Company (The)300779Agent - Credit Life & Health11/16/19944/1/1996
InactiveHartford Accident and Indemnity Company301917Agent - Casualty8/15/20009/15/2004
InactiveHartford Accident and Indemnity Company301917Agent - General Lines2/7/20008/15/2000
InactiveHartford Accident and Indemnity Company301917Agent - Property8/15/20009/15/2004
InactiveHartford Casualty Insurance Company301332Agent - Casualty8/15/20009/15/2004
InactiveHartford Casualty Insurance Company301332Agent - General Lines2/7/20008/15/2000
InactiveHartford Casualty Insurance Company301332Agent - Property8/15/20009/15/2004
InactiveHartford Fire Insurance Company300628Agent - Casualty8/15/20009/15/2004
InactiveHartford Fire Insurance Company300628Agent - General Lines2/7/20008/15/2000
InactiveHartford Fire Insurance Company300628Agent - Property8/15/20009/15/2004
InactiveHartford Insurance Company of the Midwest301918Agent - Casualty8/15/20009/15/2004
InactiveHartford Insurance Company of the Midwest301918Agent - General Lines2/7/20008/15/2000
InactiveHartford Insurance Company of the Midwest301918Agent - Property8/15/20009/15/2004
InactiveHartford Underwriters Insurance Company301064Agent - Casualty8/15/20009/15/2004
InactiveHartford Underwriters Insurance Company301064Agent - General Lines2/7/20008/15/2000
InactiveHartford Underwriters Insurance Company301064Agent - Property8/15/20009/15/2004
InactiveIllinois Mutual Life Insurance Company301479Agent - Health3/4/20021/12/2015
InactiveIllinois Mutual Life Insurance Company301479Agent - Life3/4/20021/12/2015
InactiveInvestors Heritage Life Insurance Company300363Agent - Health5/18/20152/28/2017
InactiveInvestors Heritage Life Insurance Company300363Agent - Life5/18/20152/28/2017
InactiveLincoln National Life Insurance Company (The)301382Agent - Health5/31/20011/4/2002
InactiveLincoln National Life Insurance Company (The)301382Agent - Life5/31/20011/4/2002
InactiveLyndon Southern Insurance Company609602Agent - Casualty12/11/20072/16/2009
InactiveLyndon Southern Insurance Company609602Agent - Property12/11/20072/16/2009
InactiveMagna Insurance Company301090Agent - Life3/16/20013/31/2005
InactiveProgressive Max Insurance Company301034Agent - Casualty8/15/200010/29/2003
InactiveProgressive Max Insurance Company301034Agent - General Lines1/22/20008/15/2000
InactiveProgressive Max Insurance Company301034Agent - Property8/15/200010/29/2003
InactiveProgressive Northern Insurance Company301378Agent - Casualty8/15/200010/29/2003
InactiveProgressive Northern Insurance Company301378Agent - General Lines1/18/20008/15/2000
InactiveProgressive Northern Insurance Company301378Agent - Property8/15/200010/29/2003
InactiveProgressive Northwestern Insurance Company300441Agent - Casualty8/15/200010/29/2003
InactiveProgressive Northwestern Insurance Company300441Agent - General Lines1/18/20008/15/2000
InactiveProgressive Northwestern Insurance Company300441Agent - Property8/15/200010/29/2003
InactiveSouthern Financial Life Insurance Company300664Agent - Health12/11/20072/28/2015
InactiveSouthern Financial Life Insurance Company300664Agent - Life12/11/20072/28/2015
Pending ReplacementSouthern Financial Life Insurance Company300664Agent - Limited Line Credit10/29/2019 
InactiveStandard Fire Insurance Company (The)301068Agent - Casualty8/15/200012/14/2006
InactiveStandard Fire Insurance Company (The)301068Agent - General Lines11/22/19998/15/2000
InactiveStandard Fire Insurance Company (The)301068Agent - Property8/15/200012/14/2006
InactiveThe Phoenix Insurance Company301502Agent - Casualty8/15/200012/14/2006
InactiveThe Phoenix Insurance Company301502Agent - General Lines11/22/19998/15/2000
InactiveThe Phoenix Insurance Company301502Agent - Property8/15/200012/14/2006
InactiveTransamerica Life Insurance Company300571Agent - Life12/29/19992/21/2002
InactiveTransamerica Life Insurance Company300571Agent - Variable Life and Variable Annuities2/13/20012/21/2002
InactiveTravelers Indemnity Company (The)301855Agent - Casualty8/15/200012/14/2006
InactiveTravelers Indemnity Company (The)301855Agent - General Lines11/22/19998/15/2000
InactiveTravelers Indemnity Company (The)301855Agent - Property8/15/200012/14/2006
InactiveTwin City Fire Insurance Company300721Agent - Casualty8/15/20009/15/2004
InactiveTwin City Fire Insurance Company300721Agent - General Lines2/7/20008/15/2000
InactiveTwin City Fire Insurance Company300721Agent - Property8/15/20009/15/2004
InactiveWestern National Life Insurance Company300461Agent - Life12/27/19998/27/2003
InactiveWestern National Life Insurance Company300461Agent - Variable Life and Variable Annuities3/31/20018/27/2003
Designated to act on behalf of the following Business Entities
StatusAffiliation NameDOI NumberLine of AuthorityActive DateInactive Date
InactiveBank of Cumberland398776Agent - Credit Life & Health12/2/19944/1/1996
InactiveFirst & Farmers National Bank Inc701544Agent - Life1/9/20132/28/2015
InactiveFirst & Farmers National Bank Inc701544Agent - Health1/9/20132/28/2015
Pending ReplacementFirst & Farmers National Bank Inc701544Agent - Limited Line Credit11/20/2019 
InactivePFIC Corporation of Kentucky399873Agent - General Lines2/10/20008/15/2000
InactivePFIC Corporation of Kentucky399873Agent - Property8/15/20003/3/2003
InactivePFIC Corporation of Kentucky399873Agent - Casualty8/15/20003/3/2003

© Commonwealth of Kentucky. All rights reserved.