DEPARTMENT OF INSURANCE
Affiliations
NameReams, Frances MarleneDOIID364336NAIC NPN7197784
License - Line of Authority Information
StatusResidencyClassLine of AuthorityActive DateInactive DateLicense Expiration Date
ActiveResidentAgentLife5/8/2006 4/30/2026
ActiveResidentAgentCasualty8/15/2000 4/30/2026
ActiveResidentAgentLimited Line Credit8/7/2000 4/30/2026
ActiveResidentAgentProperty8/15/2000 4/30/2026
ActiveResidentAgentHealth5/8/2006 4/30/2026
InactiveResidentAgentCredit Life & Health6/10/19968/7/2000 
InactiveResidentAgentGeneral Lines9/1/19988/15/2000 
* If a status Is Pending, Pending Replacement,Or the record displays Affidavit On File, click On them For more details.
Appointments with the following Insurers
StatusAffiliation NameDOI NumberLine of AuthorityActive DateInactive Date
Active1st Choice Advantage Insurance Company, Inc.750782Agent - Casualty9/22/2011 
InactiveAIG Assurance Company300897Agent - Casualty1/11/20053/12/2010
InactiveAIG Assurance Company300897Agent - Property1/11/20053/12/2010
ActiveAmerican Economy Insurance Company300315Agent - Casualty11/9/2019 
ActiveAmerican Economy Insurance Company300315Agent - Property11/9/2019 
InactiveAmerican Fire and Casualty Company300567Agent - Casualty12/7/201110/15/2021
InactiveAmerican Fire and Casualty Company300567Agent - Property12/7/201110/15/2021
ActiveAmerican Modern Property and Casualty Insurance Company301954Agent - Casualty9/24/2018 
ActiveAmerican Modern Property and Casualty Insurance Company301954Agent - Property9/24/2018 
InactiveAmerican Select Insurance Company301229Agent - Casualty12/26/20018/19/2009
InactiveAmerican Select Insurance Company301229Agent - Property12/26/20018/19/2009
InactiveAmerican Southern Home Insurance Company626276Agent - Casualty1/27/201711/14/2021
InactiveAmerican Southern Home Insurance Company626276Agent - Property1/27/201711/14/2021
InactiveAssurance Company of America300432Agent - Casualty10/21/20021/22/2014
InactiveAssurance Company of America300432Agent - Property10/21/20021/22/2014
InactiveBlackboard Insurance Company301640Agent - Casualty10/21/200211/30/2007
InactiveBlackboard Insurance Company301640Agent - Property10/21/200211/30/2007
ActiveBristol West Insurance Company301655Agent - Casualty5/8/2007 
ActiveBristol West Insurance Company301655Agent - Property5/8/2007 
ActiveClearPath Insurance Company979815Agent - Casualty3/6/2024 
ActiveColonial American Casualty & Surety Company300769Agent - Casualty10/21/2002 
ActiveColonial American Casualty & Surety Company300769Agent - Property10/21/2002 
InactiveConsolidated Insurance Company300943Agent - Casualty4/30/200710/13/2022
InactiveConsolidated Insurance Company300943Agent - Property4/30/200710/13/2022
ActiveEMC National Life Company300388Agent - Health5/21/2021 
ActiveEMC National Life Company300388Agent - Life5/21/2021 
ActiveEMC Property & Casualty Company955217Agent - Casualty5/21/2021 
ActiveEMC Property & Casualty Company955217Agent - Property5/21/2021 
ActiveEMCASCO Insurance Company842790Agent - Casualty8/12/2019 
ActiveEMCASCO Insurance Company842790Agent - Property8/12/2019 
ActiveEmployers Mutual Casualty Company300202Agent - Casualty8/12/2019 
ActiveEmployers Mutual Casualty Company300202Agent - Property8/12/2019 
ActiveEverett Cash Mutual Insurance Company750768Agent - Casualty9/22/2011 
ActiveEverett Cash Mutual Insurance Company750768Agent - Property9/22/2011 
InactiveFFVA Mutual Insurance Company552456Agent - Casualty3/8/20109/10/2019
ActiveFidelity and Deposit Company of Maryland300976Agent - Casualty10/21/2002 
ActiveFidelity and Deposit Company of Maryland300976Agent - Property10/21/2002 
ActiveFirst Benefits Insurance Mutual, Inc.1090183Agent - Casualty6/14/2021 
InactiveFirst National Insurance Company of America301690Agent - Casualty10/7/200810/15/2021
InactiveFirst National Insurance Company of America301690Agent - Property10/7/200810/15/2021
ActiveForemost Insurance Company Grand Rapids, Michigan301027Agent - Casualty4/26/2012 
ActiveForemost Insurance Company Grand Rapids, Michigan301027Agent - Property4/26/2012 
InactiveForemost Property and Casualty Insurance Company300871Agent - Casualty11/21/20125/11/2018
InactiveForemost Property and Casualty Insurance Company300871Agent - Property11/21/20125/11/2018
InactiveForemost Signature Insurance Company300140Agent - Casualty11/21/20125/11/2018
InactiveForemost Signature Insurance Company300140Agent - Property11/21/20125/11/2018
InactiveGeneral Insurance Company of America300261Agent - Casualty10/7/200810/15/2021
InactiveGeneral Insurance Company of America300261Agent - Property10/7/200810/15/2021
ActiveGrange Indemnity Insurance Company300793Agent - Casualty8/15/2000 
InactiveGrange Indemnity Insurance Company300793Agent - General Lines10/20/19988/15/2000
ActiveGrange Indemnity Insurance Company300793Agent - Property8/15/2000 
ActiveGrange Insurance Company300234Agent - Casualty8/15/2000 
InactiveGrange Insurance Company300234Agent - General Lines9/1/19988/15/2000
ActiveGrange Insurance Company300234Agent - Property8/15/2000 
InactiveGrange Life Insurance Company300128Agent - Health6/13/20063/31/2021
InactiveGrange Life Insurance Company300128Agent - Life6/13/200612/28/2020
ActiveGrange Property & Casualty Insurance Company601680Agent - Casualty2/7/2008 
ActiveGrange Property & Casualty Insurance Company601680Agent - Property2/7/2008 
InactiveGranite State Insurance Company300818Agent - Casualty10/13/20063/12/2010
InactiveGranite State Insurance Company300818Agent - Property10/13/20063/12/2010
InactiveGuideOne Elite Insurance Company300490Agent - Casualty7/19/20139/27/2021
InactiveGuideOne Elite Insurance Company300490Agent - Property7/19/20139/27/2021
InactiveGuideOne Insurance Company301794Agent - Casualty7/19/20139/27/2021
InactiveGuideOne Insurance Company301794Agent - Property7/19/20139/27/2021
InactiveGuideOne Specialty Insurance Company300278Agent - Casualty7/19/20139/27/2021
InactiveGuideOne Specialty Insurance Company300278Agent - Property7/19/20139/27/2021
InactiveIllinois National Insurance Company301367Agent - Casualty1/16/20073/12/2010
InactiveIllinois National Insurance Company301367Agent - Property1/16/20073/12/2010
InactiveIndiana Insurance Company301909Agent - Casualty4/30/20072/3/2023
InactiveIndiana Insurance Company301909Agent - Property4/30/20072/3/2023
ActiveIntegon Indemnity Corporation300674Agent - Casualty10/13/2022 
ActiveIntegon Indemnity Corporation300674Agent - Property10/13/2022 
InactiveInvestors Heritage Life Insurance Company300363Agent - Credit Life & Health6/10/19968/7/2000
InactiveInvestors Heritage Life Insurance Company300363Agent - Limited Line Credit8/7/20002/19/2016
ActiveKansas City Life Insurance Company301444Agent - Life5/1/2019 
ActiveKeystone National Insurance Company745173Agent - Casualty5/8/2017 
ActiveKeystone National Insurance Company745173Agent - Property5/8/2017 
InactiveMaryland Casualty Company301719Agent - Casualty10/21/20021/22/2014
InactiveMaryland Casualty Company301719Agent - Property10/21/20021/22/2014
InactiveNetherlands Insurance Company (The)300339Agent - Casualty4/30/20074/26/2024
InactiveNetherlands Insurance Company (The)300339Agent - Property4/30/20074/26/2024
InactiveNorthern Insurance Company of New York301317Agent - Casualty10/21/20021/22/2014
InactiveNorthern Insurance Company of New York301317Agent - Property10/21/20021/22/2014
ActiveOhio Casualty Insurance Company301492Agent - Casualty12/24/2007 
ActiveOhio Casualty Insurance Company301492Agent - Property12/24/2007 
InactiveOhio Farmers Insurance Company301667Agent - Casualty10/18/20018/19/2009
InactiveOhio Farmers Insurance Company301667Agent - Property10/18/20018/19/2009
ActiveOhio Security Insurance Company300622Agent - Casualty12/7/2011 
ActiveOhio Security Insurance Company300622Agent - Property12/7/2011 
InactiveOld Guard Insurance Company533854Agent - Casualty6/3/20216/14/2021
InactiveOld Guard Insurance Company533854Agent - Property6/3/20216/14/2021
ActivePeerless Insurance Company301910Agent - Casualty4/30/2007 
ActivePeerless Insurance Company301910Agent - Property4/30/2007 
InactivePlymouth Rock Assurance Preferred Corporation301834Agent - Casualty9/10/20073/12/2010
InactivePlymouth Rock Assurance Preferred Corporation301834Agent - Property9/10/20073/12/2010
ActiveSAFECO Insurance Company of America300159Agent - Casualty10/7/2008 
ActiveSAFECO Insurance Company of America300159Agent - Property10/7/2008 
ActiveSAFECO Insurance Company of Illinois301350Agent - Casualty10/7/2008 
ActiveSAFECO Insurance Company of Illinois301350Agent - Property10/7/2008 
ActiveSouthern Mutual Church Insurance Company676676Agent - Casualty2/7/2019 
ActiveSouthern Mutual Church Insurance Company676676Agent - Property2/7/2019 
InactiveState Automobile Mutual Insurance Company301824Agent - Casualty4/6/20218/1/2023
InactiveState Automobile Mutual Insurance Company301824Agent - Property4/6/20218/1/2023
ActiveTrustgard Insurance Company300104Agent - Casualty12/1/2010 
ActiveTrustgard Insurance Company300104Agent - Property12/1/2010 
ActiveUnion Insurance Company of Providence842791Agent - Casualty8/12/2019 
ActiveUnion Insurance Company of Providence842791Agent - Property8/12/2019 
ActiveWest American Insurance Company301112Agent - Casualty12/7/2011 
ActiveWest American Insurance Company301112Agent - Property12/7/2011 
ActiveWest Bend Insurance Company672974Agent - Casualty12/2/2011 
ActiveWest Bend Insurance Company672974Agent - Property12/2/2011 
InactiveWestfield Champion Insurance Company1054839Agent - Casualty6/3/20216/14/2021
InactiveWestfield Champion Insurance Company1054839Agent - Property6/3/20216/14/2021
ActiveWestfield Insurance Company301950Agent - Casualty10/18/2001 
ActiveWestfield Insurance Company301950Agent - Property10/18/2001 
InactiveWestfield National Insurance Company301036Agent - Casualty10/18/20018/19/2009
InactiveWestfield National Insurance Company301036Agent - Property10/18/20018/19/2009
InactiveWestfield Premier Insurance Company1055055Agent - Casualty6/3/20216/14/2021
InactiveWestfield Premier Insurance Company1055055Agent - Property6/3/20216/14/2021
InactiveWestfield Superior Insurance Company1054978Agent - Casualty6/3/20216/14/2021
InactiveWestfield Superior Insurance Company1054978Agent - Property6/3/20216/14/2021
InactiveWestfield Touchstone Insurance Company1055057Agent - Casualty6/3/20216/14/2021
InactiveWestfield Touchstone Insurance Company1055057Agent - Property6/3/20216/14/2021
Designated to act on behalf of the following Business Entities
StatusAffiliation NameDOI NumberLine of AuthorityActive DateInactive Date
ActiveInsurance Service Centers of Southeast Ky, Inc.502139Agent - Property11/29/2001 
ActiveInsurance Service Centers of Southeast Ky, Inc.502139Agent - Casualty11/29/2001 
ActiveInsurance Service Centers of Southeast Ky, Inc.502139Agent - Health12/3/2007 
ActiveInsurance Service Centers of Southeast Ky, Inc.502139Agent - Life12/3/2007 
InactiveKiore Inc.398531Agent - Credit Life & Health7/24/19978/7/2000
InactiveKiore Inc.398531Agent - Limited Line Credit8/7/20005/13/2003
InactiveSouthern Insurance Group, Inc633603Agent - Property1/15/20093/31/2016
InactiveSouthern Insurance Group, Inc633603Agent - Casualty1/15/20093/31/2016
InactiveSouthern Insurance Group, Inc633603Agent - Health1/15/20093/31/2016
InactiveSouthern Insurance Group, Inc633603Agent - Life1/15/20093/31/2016

© Commonwealth of Kentucky. All rights reserved.