DEPARTMENT OF INSURANCE
Affiliations
NameReams, Frances MarleneDOIID364336NAIC NPN7197784
License - Line of Authority Information
StatusResidencyClassLine of AuthorityActive DateInactive DateLicense Expiration Date
ActiveResidentAgentLife5/8/2006 4/30/2026
ActiveResidentAgentCasualty8/15/2000 4/30/2026
ActiveResidentAgentLimited Line Credit8/7/2000 4/30/2026
ActiveResidentAgentProperty8/15/2000 4/30/2026
ActiveResidentAgentHealth5/8/2006 4/30/2026
InactiveResidentAgentCredit Life & Health6/10/19968/7/2000 
InactiveResidentAgentGeneral Lines9/1/19988/15/2000 
* If a status Is Pending, Pending Replacement,Or the record displays Affidavit On File, click On them For more details.
License Renewal Information
ClassInvoice DateResponse Due / Expiration DateResponse Received DatePayment Received DateRenewal Complete
Agent02/15/202604/30/2026   
Appointments with the following Insurers
StatusAffiliation NameDOI NumberLine of AuthorityActive DateInactive Date
Active1st Choice Advantage Insurance Company, Inc.750782Agent - Casualty9/22/2011 
InactiveAIG Assurance Company300897Agent - Casualty1/11/20053/12/2010
InactiveAIG Assurance Company300897Agent - Property1/11/20053/12/2010
ActiveAmerican Economy Insurance Company300315Agent - Casualty11/9/2019 
ActiveAmerican Economy Insurance Company300315Agent - Property11/9/2019 
InactiveAmerican Fire and Casualty Company300567Agent - Casualty12/7/201110/15/2021
InactiveAmerican Fire and Casualty Company300567Agent - Property12/7/201110/15/2021
ActiveAmerican Modern Property and Casualty Insurance Company301954Agent - Casualty9/24/2018 
ActiveAmerican Modern Property and Casualty Insurance Company301954Agent - Property9/24/2018 
InactiveAmerican Select Insurance Company301229Agent - Casualty12/26/20018/19/2009
InactiveAmerican Select Insurance Company301229Agent - Property12/26/20018/19/2009
InactiveAmerican Southern Home Insurance Company626276Agent - Casualty1/27/201711/14/2021
InactiveAmerican Southern Home Insurance Company626276Agent - Property1/27/201711/14/2021
ActiveAmerican Zurich Insurance Company300592Agent - Casualty10/2/2025 
ActiveAmerican Zurich Insurance Company300592Agent - Property10/2/2025 
InactiveAssurance Company of America300432Agent - Casualty10/21/20021/22/2014
InactiveAssurance Company of America300432Agent - Property10/21/20021/22/2014
ActiveBristol West Insurance Company301655Agent - Casualty5/8/2007 
ActiveBristol West Insurance Company301655Agent - Property5/8/2007 
ActiveClearPath Insurance Company979815Agent - Casualty3/6/2024 
ActiveColonial American Casualty & Surety Company300769Agent - Casualty10/21/2002 
ActiveColonial American Casualty & Surety Company300769Agent - Property10/21/2002 
InactiveConsolidated Insurance Company300943Agent - Casualty4/30/200710/13/2022
InactiveConsolidated Insurance Company300943Agent - Property4/30/200710/13/2022
ActiveEMC National Life Company300388Agent - Health5/21/2021 
ActiveEMC National Life Company300388Agent - Life5/21/2021 
InactiveEMC Property & Casualty Company955217Agent - Casualty5/21/20219/16/2025
InactiveEMC Property & Casualty Company955217Agent - Property5/21/20219/16/2025
InactiveEMCASCO Insurance Company842790Agent - Casualty8/12/20199/16/2025
InactiveEMCASCO Insurance Company842790Agent - Property8/12/20199/16/2025
InactiveEmployers Mutual Casualty Company300202Agent - Casualty8/12/20199/16/2025
InactiveEmployers Mutual Casualty Company300202Agent - Property8/12/20199/16/2025
ActiveEverett Cash Mutual Insurance Company750768Agent - Casualty9/22/2011 
ActiveEverett Cash Mutual Insurance Company750768Agent - Property9/22/2011 
InactiveFFVA Mutual Insurance Company552456Agent - Casualty3/8/20109/10/2019
ActiveFidelity and Deposit Company of Maryland300976Agent - Casualty10/21/2002 
ActiveFidelity and Deposit Company of Maryland300976Agent - Property10/21/2002 
ActiveFirst Benefits Insurance Mutual, Inc.1090183Agent - Casualty6/14/2021 
InactiveFirst National Insurance Company of America301690Agent - Casualty10/7/200810/15/2021
InactiveFirst National Insurance Company of America301690Agent - Property10/7/200810/15/2021
ActiveForemost Insurance Company Grand Rapids, Michigan301027Agent - Casualty4/26/2012 
ActiveForemost Insurance Company Grand Rapids, Michigan301027Agent - Property4/26/2012 
InactiveForemost Property and Casualty Insurance Company300871Agent - Casualty11/21/20125/11/2018
InactiveForemost Property and Casualty Insurance Company300871Agent - Property11/21/20125/11/2018
InactiveForemost Signature Insurance Company300140Agent - Casualty11/21/20125/11/2018
InactiveForemost Signature Insurance Company300140Agent - Property11/21/20125/11/2018
InactiveGeneral Insurance Company of America300261Agent - Casualty10/7/200810/15/2021
InactiveGeneral Insurance Company of America300261Agent - Property10/7/200810/15/2021
InactiveGlatfelter Insurance Company301640Agent - Casualty10/21/200211/30/2007
InactiveGlatfelter Insurance Company301640Agent - Property10/21/200211/30/2007
ActiveGrange Indemnity Insurance Company300793Agent - Casualty8/15/2000 
InactiveGrange Indemnity Insurance Company300793Agent - General Lines10/20/19988/15/2000
ActiveGrange Indemnity Insurance Company300793Agent - Property8/15/2000 
ActiveGrange Insurance Company300234Agent - Casualty8/15/2000 
InactiveGrange Insurance Company300234Agent - General Lines9/1/19988/15/2000
ActiveGrange Insurance Company300234Agent - Property8/15/2000 
InactiveGrange Life Insurance Company300128Agent - Health6/13/20063/31/2021
InactiveGrange Life Insurance Company300128Agent - Life6/13/200612/28/2020
ActiveGrange Property & Casualty Insurance Company601680Agent - Casualty2/7/2008 
ActiveGrange Property & Casualty Insurance Company601680Agent - Property2/7/2008 
InactiveGranite State Insurance Company300818Agent - Casualty10/13/20063/12/2010
InactiveGranite State Insurance Company300818Agent - Property10/13/20063/12/2010
InactiveGuideOne Elite Insurance Company300490Agent - Casualty7/19/20139/27/2021
InactiveGuideOne Elite Insurance Company300490Agent - Property7/19/20139/27/2021
InactiveGuideOne Insurance Company301794Agent - Casualty7/19/20139/27/2021
InactiveGuideOne Insurance Company301794Agent - Property7/19/20139/27/2021
InactiveGuideOne Specialty Insurance Company300278Agent - Casualty7/19/20139/27/2021
InactiveGuideOne Specialty Insurance Company300278Agent - Property7/19/20139/27/2021
InactiveIllinois National Insurance Company301367Agent - Casualty1/16/20073/12/2010
InactiveIllinois National Insurance Company301367Agent - Property1/16/20073/12/2010
InactiveIndiana Insurance Company301909Agent - Casualty4/30/20072/3/2023
InactiveIndiana Insurance Company301909Agent - Property4/30/20072/3/2023
ActiveIntegon Indemnity Corporation300674Agent - Casualty10/13/2022 
ActiveIntegon Indemnity Corporation300674Agent - Property10/13/2022 
InactiveInvestors Heritage Life Insurance Company300363Agent - Credit Life & Health6/10/19968/7/2000
InactiveInvestors Heritage Life Insurance Company300363Agent - Limited Line Credit8/7/20002/19/2016
ActiveKansas City Life Insurance Company301444Agent - Life5/1/2019 
ActiveKeystone National Insurance Company745173Agent - Casualty5/8/2017 
ActiveKeystone National Insurance Company745173Agent - Property5/8/2017 
InactiveMaryland Casualty Company301719Agent - Casualty10/21/20021/22/2014
InactiveMaryland Casualty Company301719Agent - Property10/21/20021/22/2014
InactiveNetherlands Insurance Company (The)300339Agent - Casualty4/30/20074/26/2024
InactiveNetherlands Insurance Company (The)300339Agent - Property4/30/20074/26/2024
InactiveNorthern Insurance Company of New York301317Agent - Casualty10/21/20021/22/2014
InactiveNorthern Insurance Company of New York301317Agent - Property10/21/20021/22/2014
ActiveOhio Casualty Insurance Company301492Agent - Casualty12/24/2007 
ActiveOhio Casualty Insurance Company301492Agent - Property12/24/2007 
InactiveOhio Farmers Insurance Company301667Agent - Casualty10/18/20018/19/2009
InactiveOhio Farmers Insurance Company301667Agent - Property10/18/20018/19/2009
ActiveOhio Security Insurance Company300622Agent - Casualty12/7/2011 
ActiveOhio Security Insurance Company300622Agent - Property12/7/2011 
InactiveOld Guard Insurance Company533854Agent - Casualty6/3/20216/14/2021
InactiveOld Guard Insurance Company533854Agent - Property6/3/20216/14/2021
InactivePeerless Insurance Company301910Agent - Casualty4/30/20075/8/2025
InactivePeerless Insurance Company301910Agent - Property4/30/20075/8/2025
InactivePlymouth Rock Assurance Preferred Corporation301834Agent - Casualty9/10/20073/12/2010
InactivePlymouth Rock Assurance Preferred Corporation301834Agent - Property9/10/20073/12/2010
ActiveSAFECO Insurance Company of America300159Agent - Casualty10/7/2008 
ActiveSAFECO Insurance Company of America300159Agent - Property10/7/2008 
ActiveSAFECO Insurance Company of Illinois301350Agent - Casualty10/7/2008 
ActiveSAFECO Insurance Company of Illinois301350Agent - Property10/7/2008 
ActiveSouthern Mutual Church Insurance Company676676Agent - Casualty2/7/2019 
ActiveSouthern Mutual Church Insurance Company676676Agent - Property2/7/2019 
InactiveState Automobile Mutual Insurance Company301824Agent - Casualty4/6/20218/1/2023
InactiveState Automobile Mutual Insurance Company301824Agent - Property4/6/20218/1/2023
ActiveTrustgard Insurance Company300104Agent - Casualty12/1/2010 
ActiveTrustgard Insurance Company300104Agent - Property12/1/2010 
InactiveUnion Insurance Company of Providence842791Agent - Casualty8/12/20199/16/2025
InactiveUnion Insurance Company of Providence842791Agent - Property8/12/20199/16/2025
ActiveWest American Insurance Company301112Agent - Casualty12/7/2011 
ActiveWest American Insurance Company301112Agent - Property12/7/2011 
ActiveWest Bend Insurance Company672974Agent - Casualty12/2/2011 
ActiveWest Bend Insurance Company672974Agent - Property12/2/2011 
InactiveWestfield Champion Insurance Company1054839Agent - Casualty6/3/20216/14/2021
InactiveWestfield Champion Insurance Company1054839Agent - Property6/3/20216/14/2021
ActiveWestfield Insurance Company301950Agent - Casualty10/18/2001 
ActiveWestfield Insurance Company301950Agent - Property10/18/2001 
InactiveWestfield National Insurance Company301036Agent - Casualty10/18/20018/19/2009
InactiveWestfield National Insurance Company301036Agent - Property10/18/20018/19/2009
InactiveWestfield Premier Insurance Company1055055Agent - Casualty6/3/20216/14/2021
InactiveWestfield Premier Insurance Company1055055Agent - Property6/3/20216/14/2021
InactiveWestfield Superior Insurance Company1054978Agent - Casualty6/3/20216/14/2021
InactiveWestfield Superior Insurance Company1054978Agent - Property6/3/20216/14/2021
InactiveWestfield Touchstone Insurance Company1055057Agent - Casualty6/3/20216/14/2021
InactiveWestfield Touchstone Insurance Company1055057Agent - Property6/3/20216/14/2021
Designated to act on behalf of the following Business Entities
StatusAffiliation NameDOI NumberLine of AuthorityActive DateInactive Date
ActiveInsurance Service Centers of Southeast Ky, Inc.502139Agent - Property11/29/2001 
ActiveInsurance Service Centers of Southeast Ky, Inc.502139Agent - Casualty11/29/2001 
ActiveInsurance Service Centers of Southeast Ky, Inc.502139Agent - Health12/3/2007 
ActiveInsurance Service Centers of Southeast Ky, Inc.502139Agent - Life12/3/2007 
InactiveKiore Inc.398531Agent - Credit Life & Health7/24/19978/7/2000
InactiveKiore Inc.398531Agent - Limited Line Credit8/7/20005/13/2003
InactiveSouthern Insurance Group, Inc633603Agent - Property1/15/20093/31/2016
InactiveSouthern Insurance Group, Inc633603Agent - Casualty1/15/20093/31/2016
InactiveSouthern Insurance Group, Inc633603Agent - Health1/15/20093/31/2016
InactiveSouthern Insurance Group, Inc633603Agent - Life1/15/20093/31/2016

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