DEPARTMENT OF INSURANCE
Affiliations
NameGowers & Associates IncorporatedDOIID398263NAIC NPN3956162
License - Line of Authority Information
StatusResidencyClassLine of AuthorityActive DateInactive DateLicense Expiration Date
ActiveResidentAgentLife3/28/1989 3/31/2025
ActiveResidentAgentHealth3/28/1989 3/31/2025
InactiveResidentLife Settlement BrokerNot Applicable11/3/20053/31/2013 
* If a status Is Pending, Pending Replacement,Or the record displays Affidavit On File, click On them For more details.
License Renewal Information
ClassInvoice DateResponse Due / Expiration DateResponse Received DatePayment Received DateRenewal Complete
Agent01/15/202503/31/2025   
Appointments with the following Insurers
StatusAffiliation NameDOI NumberLine of AuthorityActive DateInactive Date
InactiveAll American Life Insurance Company300702Agent - Health10/20/199912/19/2002
InactiveAll American Life Insurance Company300702Agent - Life10/20/199912/19/2002
InactiveAllianz Life Insurance Company of North America301791Agent - Health12/4/20093/11/2014
InactiveAllianz Life Insurance Company of North America301791Agent - Life12/4/20093/11/2014
InactiveAmerican Equity Investment Life Insurance Company300389Agent - Life8/21/20017/24/2008
InactiveAmerican General Life Insurance Company301585Agent - Health4/10/200311/9/2012
InactiveAmerican General Life Insurance Company301585Agent - Life4/10/200311/9/2012
InactiveAmerican General Life Insurance Company of Delaware301057Agent - Health10/23/19962/6/2003
InactiveAmerican General Life Insurance Company of Delaware301057Agent - Life10/23/19962/6/2003
InactiveAmerican National Insurance Company301861Agent - Health4/3/20015/28/2021
ActiveAmerican National Insurance Company301861Agent - Life4/3/2001 
InactiveAssurity Life Insurance Company301099Agent - Health12/7/20061/23/2009
InactiveAssurity Life Insurance Company301099Agent - Life12/7/20061/23/2009
InactiveAthene Annuity & Life Assurance Company301798Agent - Health10/18/20019/26/2011
InactiveAthene Annuity & Life Assurance Company301798Agent - Life10/18/20019/26/2011
InactiveAthene Annuity & Life Assurance Company of New York300724Agent - Life10/26/20013/23/2012
InactiveBanner Life Insurance Company301696Agent - Health11/15/19964/26/2013
ActiveBanner Life Insurance Company301696Agent - Life11/15/1996 
InactiveBerkshire Life Insurance Company301158Agent - Health8/10/20007/1/2001
InactiveBerkshire Life Insurance Company301158Agent - Life8/10/20007/1/2001
InactiveBerkshire Life Insurance Company of America300983Agent - Health3/1/20054/10/2015
InactiveBerkshire Life Insurance Company of America300983Agent - Life3/1/20054/10/2015
ActiveBrighthouse Life Insurance Company301829Agent - Health8/16/1991 
ActiveBrighthouse Life Insurance Company301829Agent - Life8/16/1991 
InactiveC.M. Life Insurance Company301335Agent - Life3/28/200111/16/2012
InactiveCanada Life Assurance Company301192Agent - Health12/8/20007/27/2004
InactiveCanada Life Assurance Company301192Agent - Life12/8/20007/27/2004
InactiveChase Insurance Life and Annuity Company300518Agent - Health5/8/20004/1/2007
InactiveChase Insurance Life and Annuity Company300518Agent - Life5/8/20004/1/2007
ActiveClear Spring Life and Annuity Company300919Agent - Life10/31/2014 
InactiveConnecticut General Life Insurance Company301333Agent - Health1/22/19983/21/2001
InactiveConnecticut General Life Insurance Company301333Agent - Life1/22/19983/21/2001
InactiveConseco Insurance Company301202Agent - Life9/6/200111/29/2004
InactiveCrown Life Insurance Company300151Agent - Health3/28/19893/25/2005
InactiveCrown Life Insurance Company300151Agent - Life3/28/19893/25/2005
ActiveDelaware Life Insurance Company301256Agent - Life1/21/2010 
InactiveEquiTrust Life Insurance Company502870Agent - Life11/17/20064/30/2010
ActiveEquitable Financial Life Insurance Company300808Agent - Life7/1/2004 
ActiveEquitable Financial Life Insurance Company of America301772Agent - Life12/4/2002 
InactiveFidelity & Guaranty Life Insurance Company301359Agent - Life10/5/20013/10/2009
InactiveFirst Colony Life Insurance Company301179Agent - Life2/27/19961/1/2007
InactiveFirst Penn-Pacific Life Insurance Company301581Agent - Health7/9/199712/12/2008
InactiveFirst Penn-Pacific Life Insurance Company301581Agent - Life7/9/199712/12/2008
InactiveGeneral American Life Insurance Company300280Agent - Health8/3/200111/14/2009
InactiveGeneral American Life Insurance Company300280Agent - Life8/3/200111/14/2009
InactiveGenworth Life Insurance Company300623Agent - Health11/1/200012/14/2016
InactiveGenworth Life Insurance Company300623Agent - Life11/1/200012/14/2016
InactiveGenworth Life and Annuity Insurance Company301276Agent - Health4/9/200312/22/2016
InactiveGenworth Life and Annuity Insurance Company301276Agent - Life4/9/200312/22/2016
InactiveGolden Rule Insurance Company301943Agent - Health5/1/200611/10/2008
InactiveGolden Rule Insurance Company301943Agent - Life5/1/200611/10/2008
InactiveGuardian Life Insurance Company of America301316Agent - Health7/1/20014/10/2015
InactiveGuardian Life Insurance Company of America301316Agent - Life7/1/20014/10/2015
InactiveIntegrity Life Insurance Company301687Agent - Life2/18/200212/9/2008
InactiveJackson National Life Insurance Company300486Agent - Life7/20/20041/10/2008
InactiveJefferson Pilot Financial Insurance Company300756Agent - Health7/9/19987/2/2007
InactiveJefferson Pilot Financial Insurance Company300756Agent - Life7/9/19987/2/2007
InactiveJefferson-Pilot Life Insurance Company300379Agent - Health4/18/19964/2/2007
InactiveJefferson-Pilot Life Insurance Company300379Agent - Life4/18/19964/2/2007
InactiveJohn Hancock Life Insurance Company300821Agent - Health1/16/200112/30/2009
InactiveJohn Hancock Life Insurance Company300821Agent - Life1/16/200112/30/2009
ActiveJohn Hancock Life Insurance Company (U.S.A.)300132Agent - Health7/1/1998 
ActiveJohn Hancock Life Insurance Company (U.S.A.)300132Agent - Life7/1/1998 
InactiveJohn Hancock Variable Life Insurance Company301914Agent - Health1/16/20012/24/2009
InactiveJohn Hancock Variable Life Insurance Company301914Agent - Life1/16/20012/24/2009
InactiveLincoln Benefit Life Company301110Agent - Health8/8/20037/14/2014
InactiveLincoln Benefit Life Company301110Agent - Life8/8/20037/14/2014
ActiveLincoln National Life Insurance Company (The)301382Agent - Health1/27/2012 
ActiveLincoln National Life Insurance Company (The)301382Agent - Life1/27/2012 
InactiveManhattan Life Insurance Company300880Agent - Life1/14/19979/25/1998
InactiveManhattan National Life Insurance Company301011Agent - Health4/17/19974/12/2001
InactiveManhattan National Life Insurance Company301011Agent - Life4/17/19974/12/2001
InactiveMassachusetts Mutual Life Insurance Company300445Agent - Life12/19/20225/20/2024
InactiveMetLife Investors USA Insurance Company300845Agent - Health7/27/200511/14/2009
InactiveMetLife Investors USA Insurance Company300845Agent - Life7/27/200511/14/2009
InactiveMetLife Life and Annuity Company of Connecticut301593Agent - Health9/2/200312/7/2007
InactiveMetLife Life and Annuity Company of Connecticut301593Agent - Life9/2/200312/7/2007
ActiveMetropolitan Life Insurance Company301948Agent - Health4/10/1992 
ActiveMetropolitan Life Insurance Company301948Agent - Life4/10/1992 
InactiveMidland Life Insurance Company (The)300310Agent - Health4/9/19973/12/2002
InactiveMidland Life Insurance Company (The)300310Agent - Life4/9/19973/12/2002
InactiveNational Western Life Insurance Company301515Agent - Health8/10/20011/6/2005
InactiveNational Western Life Insurance Company301515Agent - Life8/10/20011/6/2005
ActiveNationwide Life and Annuity Insurance Company300714Agent - Health11/30/2016 
ActiveNationwide Life and Annuity Insurance Company300714Agent - Life10/22/2009 
DeniedNew England Life Insurance Company300343Agent - Health  
DeniedNew England Life Insurance Company300343Agent - Life  
ActiveNew York Life Insurance Company300431Agent - Health12/11/2003 
ActiveNew York Life Insurance Company300431Agent - Life12/11/2003 
ActiveNew York Life Insurance and Annuity Corporation300726Agent - Health12/11/2003 
ActiveNew York Life Insurance and Annuity Corporation300726Agent - Life12/11/2003 
InactiveNorth American Company for Life and Health Insurance300291Agent - Health7/9/199810/18/2005
InactiveNorth American Company for Life and Health Insurance300291Agent - Life10/12/20174/26/2019
InactiveOld Line Life Insurance Company of America (The)301709Agent - Life11/10/19973/31/2003
InactivePHL Variable Insurance Company300525Agent - Life10/12/201111/11/2016
ActivePacific Life Insurance Company301848Agent - Health3/6/2000 
ActivePacific Life Insurance Company301848Agent - Life3/6/2000 
ActivePrincipal Life Insurance Company300129Agent - Health1/23/2004 
ActivePrincipal Life Insurance Company300129Agent - Life1/23/2004 
ActivePrincipal National Life Insurance Company301926Agent - Life1/30/2014 
ActiveProtective Life Insurance Company300638Agent - Health8/19/1998 
ActiveProtective Life Insurance Company300638Agent - Life8/19/1998 
ActivePruco Life Insurance Company300954Agent - Health1/8/2001 
ActivePruco Life Insurance Company300954Agent - Life1/8/2001 
InactivePrudential Insurance Company of America300784Agent - Health5/27/199712/23/2014
InactivePrudential Insurance Company of America300784Agent - Life5/27/199712/23/2014
InactiveReassure America Life Insurance Company300678Agent - Health3/12/20029/30/2007
InactiveReassure America Life Insurance Company301902Agent - Health9/30/200711/23/2011
InactiveReassure America Life Insurance Company301902Agent - Life11/2/19959/3/2004
InactiveReassure America Life Insurance Company300678Agent - Life3/12/20021/31/2007
InactiveReliaStar Life Insurance Company301712Agent - Health10/1/20032/3/2017
InactiveReliaStar Life Insurance Company301712Agent - Life1/22/19982/3/2017
InactiveSecurity Life of Denver Insurance Company300648Agent - Life1/10/20059/29/2012
ActiveSecurity Mutual Life Insurance Company of NY300708Agent - Life3/15/2018 
InactiveSecurity-Connecticut Life Insurance Company300316Agent - Health10/13/199210/1/2003
InactiveSecurity-Connecticut Life Insurance Company300316Agent - Life10/13/199210/1/2003
InactiveSouthland Life Insurance Company301175Agent - Life2/7/19979/15/2004
InactiveStandard Insurance Company300185Agent - Health7/30/200312/5/2022
InactiveStandard Insurance Company300185Agent - Life7/30/200312/5/2022
ActiveState Life Insurance Company301497Agent - Health10/18/2015 
ActiveState Life Insurance Company301497Agent - Life10/18/2015 
ActiveSun Life Assurance Company of Canada301811Agent - Health12/8/2010 
ActiveSun Life Assurance Company of Canada301811Agent - Life2/27/2008 
InactiveSunAmerica Life Insurance Company300096Agent - Health6/4/19933/31/2003
InactiveSunAmerica Life Insurance Company300096Agent - Life6/4/19933/31/2003
ActiveSymetra Life Insurance Company301691Agent - Health3/1/2012 
ActiveSymetra Life Insurance Company301691Agent - Life3/1/2012 
InactiveTransamerica Assurance Company300893Agent - Health5/13/20028/5/2003
InactiveTransamerica Assurance Company300893Agent - Life5/13/20028/5/2003
ActiveTransamerica Life Insurance Company300571Agent - Health3/24/2014 
ActiveTransamerica Life Insurance Company300571Agent - Life3/24/2014 
InactiveTransamerica Life Insurance and Annuity Company300148Agent - Health5/13/200210/1/2005
InactiveTransamerica Life Insurance and Annuity Company300148Agent - Life5/13/200210/1/2005
InactiveTransamerica Occidental Life Insurance Company300966Agent - Health5/13/200212/7/2006
InactiveTransamerica Occidental Life Insurance Company300966Agent - Life3/30/200710/1/2008
InactiveU.S. Financial Life Insurance Company301812Agent - Life12/4/200310/23/2007
InactiveUNUM Life Insurance Company of America300817Agent - Health4/14/200012/2/2005
InactiveUNUM Life Insurance Company of America300817Agent - Life4/14/200012/2/2005
InactiveUSG Annuity & Life Company300457Agent - Life3/10/19951/1/2004
InactiveUnited Home Life Insurance Company300421Agent - Health7/17/199612/23/1998
InactiveUnited Home Life Insurance Company300421Agent - Life7/17/199612/23/1998
InactiveUnited of Omaha Life Insurance Company300156Agent - Health2/23/20111/23/2014
InactiveUnited of Omaha Life Insurance Company300156Agent - Life2/23/20111/23/2014
InactiveVenerable Insurance and Annuity Company301006Agent - Life1/1/20047/22/2016
InactiveVoya Retirement Insurance and Annuity Company300643Agent - Health12/6/199512/17/2010
InactiveVoya Retirement Insurance and Annuity Company300643Agent - Life12/6/199512/17/2010
InactiveWest Coast Life Insurance Company301607Agent - Health4/9/199711/16/2011
InactiveWest Coast Life Insurance Company301607Agent - Life4/14/199811/16/2011
InactiveWestern National Life Insurance Company300461Agent - Life12/9/199811/29/2007
Inactive300277Agent - Health6/12/19961/1/2007
Inactive300277Agent - Life6/12/19961/1/2007
Designated Individuals
StatusAffiliation NameDOI NumberLine of AuthorityActive DateInactive Date
ActiveGowers, Stephen J 308296Agent - Health8/22/1990 
ActiveGowers, Stephen J 308296Agent - Life8/22/1990 
InactiveGowers, Stephen J 308296Life Settlement Broker - Not Applicable3/27/20093/31/2013

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