DEPARTMENT OF INSURANCE
Affiliations
NameCIGI Direct Insurance Services, Inc
DBA : eterm.com, J. Robert Hightower, Inc., Hardtoinsure Insurance Agency, Inc.
DOIID510807NAIC NPN1619346
License - Line of Authority Information
StatusResidencyClassLine of AuthorityActive DateInactive DateLicense Expiration Date
ActiveNon ResidentAgentLife7/13/2000 3/31/2026
ActiveNon ResidentAgentProperty7/2/2001 3/31/2026
ActiveNon ResidentAgentHealth7/13/2000 3/31/2026
ActiveNon ResidentAgentCasualty7/2/2001 3/31/2026
DeniedNon ResidentLife Settlement BrokerNot Applicable   
* If a status Is Pending, Pending Replacement,Or the record displays Affidavit On File, click On them For more details.
Appointments with the following Insurers
StatusAffiliation NameDOI NumberLine of AuthorityActive DateInactive Date
InactiveAccendo Insurance Company300312Agent - Health11/24/202111/17/2023
ActiveAccendo Insurance Company300312Agent - Life11/24/2021 
ActiveAetna Health and Life Insurance Company300523Agent - Health11/24/2021 
InactiveAmerican General Life Insurance Company301585Agent - Health6/3/200511/9/2012
InactiveAmerican General Life Insurance Company301585Agent - Life6/3/200511/9/2012
ActiveAmerican National Insurance Company301861Agent - Life3/15/2022 
ActiveBanner Life Insurance Company301696Agent - Health5/17/2017 
ActiveBanner Life Insurance Company301696Agent - Life9/13/2005 
InactiveChase Insurance Life and Annuity Company300518Agent - Health7/13/20004/1/2007
InactiveChase Insurance Life and Annuity Company300518Agent - Life7/13/20004/1/2007
ActiveContinental Life Insurance Company of Brentwood Tennessee301526Agent - Health11/24/2021 
ActiveContinental Life Insurance Company of Brentwood Tennessee301526Agent - Life11/24/2021 
InactiveFirst Colony Life Insurance Company301179Agent - Life7/30/20011/1/2007
InactiveFirst Penn-Pacific Life Insurance Company301581Agent - Health9/24/200312/12/2008
InactiveFirst Penn-Pacific Life Insurance Company301581Agent - Life9/24/200312/12/2008
InactiveGenworth Life Insurance Company300623Agent - Health10/5/200910/4/2012
InactiveGenworth Life Insurance Company300623Agent - Life5/2/200610/4/2012
InactiveGenworth Life and Annuity Insurance Company301276Agent - Health4/21/200912/14/2016
InactiveGenworth Life and Annuity Insurance Company301276Agent - Life1/1/200712/14/2016
ActiveIntegrity Life Insurance Company301687Agent - Life12/18/2008 
InactiveJackson National Life Insurance Company300486Agent - Life11/7/20069/24/2012
InactiveJefferson National Life Insurance Company300258Agent - Life9/17/20046/8/2006
ActiveLincoln National Life Insurance Company (The)301382Agent - Health2/14/2005 
ActiveLincoln National Life Insurance Company (The)301382Agent - Life2/14/2005 
InactiveNorthern Insurance Company of New York301317Agent - Casualty7/2/20013/19/2002
InactiveNorthern Insurance Company of New York301317Agent - Property7/2/20013/19/2002
InactiveProgressive Max Insurance Company301034Agent - Casualty8/6/20013/18/2004
InactiveProgressive Max Insurance Company301034Agent - Property8/6/20013/18/2004
InactiveProgressive Northern Insurance Company301378Agent - Casualty8/6/20013/18/2004
InactiveProgressive Northern Insurance Company301378Agent - Property8/6/20013/18/2004
InactiveProgressive Northwestern Insurance Company300441Agent - Casualty8/6/20013/18/2004
InactiveProgressive Northwestern Insurance Company300441Agent - Property8/6/20013/18/2004
InactiveProtective Life Insurance Company300638Agent - Health4/1/200712/21/2010
InactiveProtective Life Insurance Company300638Agent - Life4/1/200712/21/2010
ActivePruco Life Insurance Company300954Agent - Health4/7/2022 
ActivePruco Life Insurance Company300954Agent - Life4/7/2022 
InactiveReassure America Life Insurance Company301902Agent - Life6/22/20019/3/2004
InactiveSagicor Life Insurance Company300459Agent - Life2/26/20207/12/2023
InactiveU.S. Financial Life Insurance Company301812Agent - Life3/4/200310/22/2007
InactiveWest Coast Life Insurance Company301607Agent - Life12/7/200511/16/2011
InactiveWilton Reassurance Life Company of New York300163Agent - Life9/17/20046/8/2006
Designated Individuals
StatusAffiliation NameDOI NumberLine of AuthorityActive DateInactive Date
InactiveAndrews, Kimberly D 388009Agent - Health9/10/20019/10/2001
InactiveAndrews, Kimberly D 388009Agent - Life9/10/20019/10/2001
DeniedAtkinson, Jeremy Scott 619989Agent - Health  
InactiveAtkinson, Jeremy Scott 619989Agent - Life12/9/20053/2/2006
DeniedBaumgartner, Rozena A 590284Agent - Health  
InactiveBaumgartner, Rozena A 590284Agent - Life7/19/200610/12/2006
DeniedBradshaw, Ida Marie 613544Agent - Health  
InactiveBradshaw, Ida Marie 613544Agent - Life8/24/20058/4/2006
InactiveBrown, Todd Allen 574570Agent - Health10/3/20031/27/2004
InactiveBrown, Todd Allen 574570Agent - Life10/3/20031/27/2004
InactiveDahl, Cynthia 534063Agent - Life6/26/20068/14/2006
InactiveDarr, Benjamin Joseph 595739Agent - Health10/13/20044/13/2005
InactiveDarr, Benjamin Joseph 595739Agent - Life10/13/20044/13/2005
InactiveDarr, Christine Theresa 595738Agent - Health10/13/20044/13/2005
InactiveDarr, Christine Theresa 595738Agent - Life10/13/20044/13/2005
DeniedFlowers, Karl Chandler 587803Agent - Health  
InactiveFlowers, Karl Chandler 587803Agent - Life5/14/20045/23/2005
InactiveFordahl, Jennifer Diane 554416Agent - Health9/17/20029/17/2002
InactiveFordahl, Jennifer Diane 554416Agent - Life9/17/20026/15/2017
InactiveFreeman, Glenda Sue 595447Agent - Health10/13/200412/16/2010
InactiveFreeman, Glenda Sue 595447Agent - Life10/13/20048/26/2013
DeniedGonzales, Gabriel Emillano 646342Agent - Health  
InactiveGonzales, Gabriel Emillano 646342Agent - Life1/22/20075/14/2007
InactiveHeuberger, Tiffany Nicole 614313Agent - Health9/14/200510/30/2006
InactiveHeuberger, Tiffany Nicole 614313Agent - Life9/14/200510/30/2006
DeniedHightower, Jesse Royce 840888Agent - Health  
ActiveHightower, Jesse Royce 840888Agent - Life6/9/2014 
ActiveHightower, John Robert 303681Agent - Casualty9/6/2006 
ActiveHightower, John Robert 303681Agent - Health7/13/2000 
InactiveHightower, John Robert 575770Agent - Health4/1/20071/31/2024
ActiveHightower, John Robert 303681Agent - Life7/13/2000 
InactiveHightower, John Robert 575770Agent - Life5/23/20061/31/2024
ActiveHightower, John Robert 303681Agent - Property9/6/2006 
DeniedHightower, John Robert 303681Life Settlement Broker - Not Applicable  
ActiveHightower, Jordan S 876315Agent - Life5/12/2015 
InactiveKunkel, David Paul 574880Agent - Health10/3/200312/15/2004
InactiveKunkel, David Paul 574880Agent - Life10/3/200312/15/2004
InactiveLowe, Stacy Jean 543476Agent - Health3/4/20021/12/2007
InactiveLowe, Stacy Jean 543476Agent - Life3/4/20021/12/2007
InactiveMaline, James Donald 342434Agent - Casualty9/10/200111/13/2001
InactiveMaline, James Donald 342434Agent - Health7/13/200010/29/2001
InactiveMaline, James Donald 342434Agent - Life7/13/200010/29/2001
InactiveMaline, James Donald 342434Agent - Property9/10/200111/13/2001
InactiveMena, Timothy J 595448Agent - Health10/13/20045/31/2006
InactiveMena, Timothy J 595448Agent - Life10/13/20045/31/2006
InactiveMihalovic, Meloney Ann 575109Agent - Health10/3/20031/12/2004
InactiveMihalovic, Meloney Ann 575109Agent - Life10/3/20031/12/2004
InactiveMitchell-Skinner, Heather 924214Agent - Life10/20/201612/31/2020
InactiveMorales, Ruben 536616Agent - Casualty9/20/20012/2/2004
InactiveMorales, Ruben 536616Agent - Health11/5/20012/2/2004
InactiveMorales, Ruben 536616Agent - Life11/5/20012/2/2004
InactiveMorales, Ruben 536616Agent - Property9/20/20012/2/2004
InactiveNaimy, Mark Allen 577567Agent - Health10/31/200312/17/2010
InactiveNaimy, Mark Allen 577567Agent - Life10/31/20033/31/2012
InactiveRay, Mark Andrew 562116Agent - Health2/10/20035/21/2004
InactiveRay, Mark Andrew 562116Agent - Life2/10/20035/21/2004
DeniedRuff, Joshua James 646343Agent - Health  
InactiveRuff, Joshua James 646343Agent - Life1/29/20071/9/2020
DeniedRuyak, John Kenneth 574888Agent - Health  
InactiveRuyak, John Kenneth 574888Agent - Life9/9/20138/4/2014
InactiveSallee, Gretchen 536614Agent - Casualty9/20/200110/23/2001
InactiveSallee, Gretchen 536614Agent - Property9/20/200110/23/2001
InactiveSorton, Stephen K 318161Agent - Health7/13/20001/9/2004
InactiveSorton, Stephen K 318161Agent - Life7/13/200011/3/2003
InactiveSpotts, Kevin James 543379Agent - Health3/1/20025/16/2005
InactiveSpotts, Kevin James 543379Agent - Life3/1/20025/16/2005
DeniedStewart, Anna Lee 587805Agent - Health  
InactiveStewart, Anna Lee 587805Agent - Life5/14/20043/31/2005
InactiveStreet, Benjamin Thomas 701971Agent - Life4/15/20093/30/2010
InactiveTillotson, Curtis 543376Agent - Health3/12/20029/4/2002
InactiveTillotson, Curtis 543376Agent - Life3/12/20029/4/2002
InactiveVon Haasl, Peter Joseph 576600Agent - Health6/11/200912/20/2010
ActiveVon Haasl, Peter Joseph 576600Agent - Life6/11/2009 
InactiveWatts, Kristy Lee 554532Agent - Health10/21/20025/23/2005
InactiveWatts, Kristy Lee 554532Agent - Life10/21/20025/23/2005
DeniedWebster, James Anthony 1031706Agent - Health  
DeniedWebster, James Anthony 1031706Agent - Life  
InactiveWilliams, Lindell Ray 574760Agent - Health10/3/200312/31/2004
InactiveWilliams, Lindell Ray 574760Agent - Life10/3/200312/31/2004
DeniedWilson, David Sanders 591537Agent - Health  
InactiveWilson, David Sanders 591537Agent - Life8/2/20041/8/2007

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