DEPARTMENT OF INSURANCE
Affiliations
NameKarraker, Ray HowardDOIID562754NAIC NPN7546220
License - Line of Authority Information
StatusResidencyClassLine of AuthorityActive DateInactive DateLicense Expiration Date
InactiveResidentAgentVariable Life and Variable Annuities2/10/20037/1/2010 
InactiveResidentAgentLife1/24/20037/1/2010 
InactiveResidentAgentHealth1/24/20037/1/2010 
* If a status Is Pending, Pending Replacement,Or the record displays Affidavit On File, click On them For more details.
Notice: The Department verifies, at the time of application for a Variable Life and Variable Annuity line of authority, that an agent is registered with the Financial Industry Regulatory Authority (FINRA) and the applicant has passed the Series 6 or greater exam. The Department does not verify registration with FINRA after the agent is qualified by the Department to receive the Variable Life and Variable Annuity line of authority. If you have questions about a broker’s FINRA registration status, you should check this status directly with FINRA.

Appointments with the following Insurers
StatusAffiliation NameDOI NumberLine of AuthorityActive DateInactive Date
InactiveBrighthouse Life Insurance Company301829Agent - Life12/7/20077/1/2010
InactiveBrighthouse Life Insurance Company301829Agent - Variable Life and Variable Annuities12/7/20077/1/2010
InactiveFortitude Life Insurance & Annuity Company301503Agent - Health12/7/20059/26/2008
InactiveFortitude Life Insurance & Annuity Company301503Agent - Life12/7/20059/26/2008
InactiveFortitude Life Insurance & Annuity Company301503Agent - Variable Life and Variable Annuities12/7/20059/26/2008
InactiveGenworth Life Insurance Company300623Agent - Life2/13/20069/22/2009
InactiveGenworth Life and Annuity Insurance Company301276Agent - Health2/13/200612/19/2008
InactiveGenworth Life and Annuity Insurance Company301276Agent - Life2/13/200612/19/2008
InactiveGenworth Life and Annuity Insurance Company301276Agent - Variable Life and Variable Annuities2/13/200612/19/2008
InactiveJohn Hancock Life Insurance Company (U.S.A.)300132Agent - Life2/26/20037/1/2010
InactiveJohn Hancock Life Insurance Company (U.S.A.)300132Agent - Variable Life and Variable Annuities2/26/200312/29/2008
InactiveLincoln National Life Insurance Company (The)301382Agent - Health10/8/20036/16/2004
InactiveLincoln National Life Insurance Company (The)301382Agent - Life10/8/20036/16/2004
InactiveMetLife Life and Annuity Company of Connecticut301593Agent - Life9/15/200312/7/2007
InactiveMetLife Life and Annuity Company of Connecticut301593Agent - Variable Life and Variable Annuities9/15/200312/7/2007
InactivePacific Life Insurance Company301848Agent - Life8/11/20044/7/2010
InactivePacific Life Insurance Company301848Agent - Variable Life and Variable Annuities8/11/20044/7/2010
InactivePrincipal Life Insurance Company300129Agent - Health8/23/200412/8/2008
InactivePrincipal Life Insurance Company300129Agent - Life8/23/200412/8/2008
InactivePrincipal Life Insurance Company300129Agent - Variable Life and Variable Annuities8/23/200412/8/2008
InactiveTalcott Resolution Life Insurance Company301759Agent - Health1/24/20036/4/2004
InactiveTalcott Resolution Life Insurance Company301759Agent - Life1/24/20036/4/2004
InactiveTalcott Resolution Life Insurance Company301759Agent - Variable Life and Variable Annuities2/10/20036/4/2004
InactiveTalcott Resolution Life and Annuity Insurance Company300932Agent - Health1/24/20036/4/2004
InactiveTalcott Resolution Life and Annuity Insurance Company300932Agent - Life1/24/20036/4/2004
InactiveTalcott Resolution Life and Annuity Insurance Company300932Agent - Variable Life and Variable Annuities2/10/20036/14/2004
InactiveTransamerica Life Insurance Company300571Agent - Life7/14/20087/1/2010
InactiveTransamerica Life Insurance Company300571Agent - Variable Life and Variable Annuities7/14/20087/1/2010
InactiveVenerable Insurance and Annuity Company301006Agent - Health7/7/200410/13/2008
InactiveVenerable Insurance and Annuity Company301006Agent - Life7/7/200410/13/2008
InactiveVenerable Insurance and Annuity Company301006Agent - Variable Life and Variable Annuities8/16/200410/13/2008
Designated to act on behalf of the following Business Entities
StatusAffiliation NameDOI NumberLine of AuthorityActive DateInactive Date
InactiveCetera Investment Services LLC398143Agent - Life10/15/20079/26/2008
InactiveCetera Investment Services LLC398143Agent - Variable Life and Variable Annuities10/15/20079/26/2008
InactiveLPL FINANCIAL LLC399327Agent - Health3/14/20034/6/2004
InactiveLPL FINANCIAL LLC399327Agent - Life3/14/20034/6/2004
InactiveLPL FINANCIAL LLC399327Agent - Variable Life and Variable Annuities3/14/20034/6/2004

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