DEPARTMENT OF INSURANCE
Affiliations
NameKarnes, James EDOIID574328NAIC NPN7503464
License - Line of Authority Information
StatusResidencyClassLine of AuthorityActive DateInactive DateLicense Expiration Date
ActiveNon ResidentAgentVariable Life and Variable Annuities8/8/2003 4/30/2026
ActiveNon ResidentAgentHealth8/8/2003 4/30/2026
ActiveNon ResidentAgentLife8/8/2003 4/30/2026
* If a status Is Pending, Pending Replacement,Or the record displays Affidavit On File, click On them For more details.
Notice: The Department verifies, at the time of application for a Variable Life and Variable Annuity line of authority, that an agent is registered with the Financial Industry Regulatory Authority (FINRA) and the applicant has passed the Series 6 or greater exam. The Department does not verify registration with FINRA after the agent is qualified by the Department to receive the Variable Life and Variable Annuity line of authority. If you have questions about a broker’s FINRA registration status, you should check this status directly with FINRA.

Appointments with the following Insurers
StatusAffiliation NameDOI NumberLine of AuthorityActive DateInactive Date
InactiveAugustar Life Insurance Company301816Agent - Life11/28/200612/8/2012
InactiveAugustar Life Insurance Company301816Agent - Variable Life and Variable Annuities11/28/200612/8/2012
ActiveBrighthouse Life Insurance Company301829Agent - Health11/14/2014 
ActiveBrighthouse Life Insurance Company301829Agent - Life12/7/2007 
ActiveBrighthouse Life Insurance Company301829Agent - Variable Life and Variable Annuities12/7/2007 
InactiveDelaware Life Insurance Company301256Agent - Life10/12/200711/21/2022
InactiveDelaware Life Insurance Company301256Agent - Variable Life and Variable Annuities10/12/200711/21/2022
InactiveEverlake Life Insurance Company300873Agent - Life8/13/201211/27/2012
InactiveEverlake Life Insurance Company300873Agent - Variable Life and Variable Annuities8/13/201211/27/2012
ActiveJackson National Life Insurance Company300486Agent - Life3/22/2016 
ActiveJackson National Life Insurance Company300486Agent - Variable Life and Variable Annuities3/22/2016 
InactiveJohn Hancock Life Insurance Company (U.S.A.)300132Agent - Life4/28/20041/30/2013
InactiveJohn Hancock Life Insurance Company (U.S.A.)300132Agent - Variable Life and Variable Annuities4/28/20041/30/2013
InactiveMetLife Investors USA Insurance Company300845Agent - Health9/24/200411/14/2014
InactiveMetLife Investors USA Insurance Company300845Agent - Life9/24/200411/14/2014
InactiveMetLife Investors USA Insurance Company300845Agent - Variable Life and Variable Annuities9/24/200411/14/2014
InactiveMetLife Life and Annuity Company of Connecticut301593Agent - Life10/1/200312/7/2007
InactiveMetLife Life and Annuity Company of Connecticut301593Agent - Variable Life and Variable Annuities10/1/200312/7/2007
InactiveMetropolitan Life Insurance Company301948Agent - Health9/24/20044/28/2018
InactiveMetropolitan Life Insurance Company301948Agent - Life9/24/20044/28/2018
InactiveMetropolitan Life Insurance Company301948Agent - Variable Life and Variable Annuities9/24/20044/28/2018
ActiveNationwide Life Insurance Company300495Agent - Health11/30/2017 
ActiveNationwide Life Insurance Company300495Agent - Life11/30/2017 
ActiveNationwide Life Insurance Company300495Agent - Variable Life and Variable Annuities11/30/2017 
ActiveNationwide Life and Annuity Insurance Company300714Agent - Life11/30/2017 
ActiveNationwide Life and Annuity Insurance Company300714Agent - Variable Life and Variable Annuities11/30/2017 
ActiveNew York Life Insurance and Annuity Corporation300726Agent - Life7/21/2015 
ActiveNew York Life Insurance and Annuity Corporation300726Agent - Variable Life and Variable Annuities7/21/2015 
ActivePacific Life Insurance Company301848Agent - Life2/10/2004 
ActivePacific Life Insurance Company301848Agent - Variable Life and Variable Annuities2/10/2004 
InactiveSunAmerica Annuity and Life Assurance Company301930Agent - Life1/26/201110/9/2012
InactiveSunAmerica Annuity and Life Assurance Company301930Agent - Variable Life and Variable Annuities1/26/201110/9/2012
InactiveTalcott Resolution Life Insurance Company301759Agent - Health7/3/200712/17/2015
InactiveTalcott Resolution Life Insurance Company301759Agent - Life7/3/200712/17/2015
InactiveTalcott Resolution Life Insurance Company301759Agent - Variable Life and Variable Annuities7/3/200712/17/2015
InactiveTalcott Resolution Life and Annuity Insurance Company300932Agent - Health7/3/200712/17/2015
InactiveTalcott Resolution Life and Annuity Insurance Company300932Agent - Life7/3/200712/17/2015
InactiveTalcott Resolution Life and Annuity Insurance Company300932Agent - Variable Life and Variable Annuities7/3/200712/17/2015
InactiveTransamerica Life Insurance Company300571Agent - Life5/19/20046/29/2015
InactiveTransamerica Life Insurance Company300571Agent - Variable Life and Variable Annuities5/19/20046/27/2017
InactiveVenerable Insurance and Annuity Company301006Agent - Life12/26/20038/28/2008
InactiveVenerable Insurance and Annuity Company301006Agent - Variable Life and Variable Annuities12/26/20038/28/2008
Designated to act on behalf of the following Business Entities
StatusAffiliation NameDOI NumberLine of AuthorityActive DateInactive Date
InactiveSBS Insurance Brokers of Kentucky Inc.398096Agent - Health12/26/20074/21/2009
InactiveSBS Insurance Brokers of Kentucky Inc.398096Agent - Life12/26/20074/21/2009
InactiveSBS Insurance Brokers of Kentucky Inc.398096Agent - Variable Life and Variable Annuities12/26/20074/21/2009
ActiveSbhu Life Agency Inc689591Agent - Health11/17/2008 
ActiveSbhu Life Agency Inc689591Agent - Life11/17/2008 
ActiveSbhu Life Agency Inc689591Agent - Variable Life and Variable Annuities11/17/2008 

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