PUBLIC PROTECTION
CABINET
PPC Agencies
PPC Services
Open Records
Leadership
Internships
PPC News
DEPARTMENT OF INSURANCE
Affiliations
Name
Luzadder, Michael Todd
DOIID
575731
NAIC NPN
7816174
License - Line of Authority Information
Status
Residency
Class
Line of Authority
Active Date
Inactive Date
License Expiration Date
Active
Non Resident
Agent
Casualty
9/8/2003
2/28/2027
Active
Non Resident
Agent
Health
5/27/2008
2/28/2027
Active
Non Resident
Agent
Life
5/27/2008
2/28/2027
Active
Non Resident
Agent
Property
9/8/2003
2/28/2027
* If a status Is
Pending, Pending Replacement
,Or the record displays
Affidavit On File
, click On them For more details.
License Renewal Information
Class
Invoice Date
Response Due / Expiration Date
Response Received Date
Payment Received Date
Renewal Complete
Agent
12/15/2026
02/28/2027
Appointments with the following Insurers
Status
Affiliation Name
DOI Number
Line of Authority
Active Date
Inactive Date
Inactive
ACUITY, A Mutual Insurance Company
300095
Agent - Casualty
2/19/2018
12/14/2020
Inactive
ACUITY, A Mutual Insurance Company
300095
Agent - Property
2/19/2018
12/14/2020
Active
All America Insurance Company
300078
Agent - Casualty
1/15/2026
Active
All America Insurance Company
300078
Agent - Property
1/15/2026
Active
AmGUARD Insurance Company
500010
Agent - Casualty
12/12/2024
Active
AmGUARD Insurance Company
500010
Agent - Property
12/12/2024
Active
Ansur America Insurance Company
520667
Agent - Casualty
5/21/2008
Active
Ansur America Insurance Company
520667
Agent - Property
5/21/2008
Active
Bridgefield Casualty Insurance Company
500013
Agent - Casualty
6/14/2005
Inactive
Capitol Indemnity Corporation
301030
Agent - Casualty
9/29/2008
12/6/2013
Inactive
Capitol Indemnity Corporation
301030
Agent - Property
9/29/2008
12/6/2013
Active
Central Insurance Company
300965
Agent - Casualty
1/15/2026
Active
Central Insurance Company
300965
Agent - Property
1/15/2026
Active
Cincinnati Indemnity Company (The)
301566
Agent - Casualty
9/4/2021
Active
Cincinnati Indemnity Company (The)
301566
Agent - Property
9/4/2021
Active
Cincinnati Insurance Company
301298
Agent - Casualty
9/4/2021
Active
Cincinnati Insurance Company
301298
Agent - Property
9/4/2021
Inactive
EMC Property & Casualty Company
955217
Agent - Casualty
5/17/2021
11/4/2024
Inactive
EMC Property & Casualty Company
955217
Agent - Property
5/17/2021
11/4/2024
Active
Employers Insurance Company of Wausau
301813
Agent - Casualty
6/29/2012
Active
Employers Insurance Company of Wausau
301813
Agent - Property
6/29/2012
Inactive
Employers Mutual Casualty Company
300202
Agent - Casualty
10/19/2012
11/4/2024
Inactive
Employers Mutual Casualty Company
300202
Agent - Property
10/19/2012
11/4/2024
Active
Fireman's Fund Insurance Company
301423
Agent - Casualty
11/15/2006
Active
Fireman's Fund Insurance Company
301423
Agent - Property
11/15/2006
Active
First Liberty Insurance Corporation (The)
301060
Agent - Casualty
6/29/2012
Active
First Liberty Insurance Corporation (The)
301060
Agent - Property
6/29/2012
Active
Frankenmuth Insurance Company
301481
Agent - Casualty
5/21/2008
Active
Frankenmuth Insurance Company
301481
Agent - Property
5/21/2008
Active
Hartford Casualty Insurance Company
301332
Agent - Casualty
3/31/2026
Active
Hartford Casualty Insurance Company
301332
Agent - Property
3/31/2026
Active
Hartford Insurance Company of Illinois
1014405
Agent - Casualty
4/14/2026
Active
Hartford Insurance Company of Illinois
1014405
Agent - Property
4/14/2026
Active
Hartford Insurance Company of the Southeast
1014204
Agent - Casualty
11/27/2025
Active
Hartford Insurance Company of the Southeast
1014204
Agent - Property
11/27/2025
Active
LM Insurance Corporation
301061
Agent - Casualty
6/29/2012
Active
LM Insurance Corporation
301061
Agent - Property
6/29/2012
Active
Liberty Insurance Corporation
300444
Agent - Casualty
6/29/2012
Active
Liberty Insurance Corporation
300444
Agent - Property
6/29/2012
Active
Liberty Mutual Fire Insurance Company
301913
Agent - Casualty
6/29/2012
Active
Liberty Mutual Fire Insurance Company
301913
Agent - Property
6/29/2012
Active
Liberty Mutual Insurance Company
301159
Agent - Casualty
6/29/2012
Active
Liberty Mutual Insurance Company
301159
Agent - Property
6/29/2012
Active
NorGUARD Insurance Company
500015
Agent - Casualty
12/12/2024
Active
Nutmeg Insurance Company
751698
Agent - Casualty
3/31/2026
Active
Nutmeg Insurance Company
751698
Agent - Property
3/31/2026
Active
Ohio Casualty Insurance Company
301492
Agent - Casualty
4/21/2025
Active
Ohio Casualty Insurance Company
301492
Agent - Property
4/21/2025
Inactive
RLI Insurance Company
301217
Agent - Casualty
12/11/2003
12/28/2005
Inactive
RLI Insurance Company
301217
Agent - Property
12/11/2003
12/28/2005
Active
Trumbull Insurance Company
300242
Agent - Casualty
7/16/2024
Active
Trumbull Insurance Company
300242
Agent - Property
7/16/2024
Inactive
Union Insurance Company of Providence
842791
Agent - Casualty
3/6/2019
11/4/2024
Inactive
Union Insurance Company of Providence
842791
Agent - Property
3/6/2019
11/4/2024
Inactive
Wausau Business Insurance Company
301476
Agent - Casualty
6/29/2012
3/31/2015
Inactive
Wausau Business Insurance Company
301476
Agent - Property
6/29/2012
3/31/2015
Inactive
Wausau Underwriters Insurance Company
301105
Agent - Casualty
6/29/2012
8/31/2015
Inactive
Wausau Underwriters Insurance Company
301105
Agent - Property
6/29/2012
8/31/2015
Designated to act on behalf of the following Business Entities
Status
Affiliation Name
DOI Number
Line of Authority
Active Date
Inactive Date
Inactive
Acrisure LLC
696181
Agent - Casualty
10/17/2011
5/20/2025
Inactive
Acrisure LLC
696181
Agent - Property
10/17/2011
5/20/2025
Denied
Acrisure LLC
696181
Agent - Life
Active
Acrisure Midwest Insurance Services, LLC
1271471
Agent - Casualty
11/21/2024
Active
Acrisure Midwest Insurance Services, LLC
1271471
Agent - Property
11/21/2024
Denied
Acrisure Midwest Insurance Services, LLC
1271471
Agent - Health
Denied
Acrisure Midwest Insurance Services, LLC
1271471
Agent - Life
Inactive
United Ins Agencies Inc
559759
Agent - Casualty
2/12/2004
3/31/2012
Inactive
United Ins Agencies Inc
559759
Agent - Property
2/12/2004
3/31/2012
© Commonwealth of Kentucky. All rights reserved.