DEPARTMENT OF INSURANCE
Affiliations
NameRatcliff, Melvin DeanDOIID767299NAIC NPN388265
License - Line of Authority Information
StatusResidencyClassLine of AuthorityActive DateInactive DateLicense Expiration Date
InactiveNon ResidentAgentLife10/24/20115/31/2013 
InactiveNon ResidentAgentVariable Life and Variable Annuities10/24/20115/31/2013 
InactiveNon ResidentAgentHealth10/24/20115/31/2013 
* If a status Is Pending, Pending Replacement,Or the record displays Affidavit On File, click On them For more details.
Notice: The Department verifies, at the time of application for a Variable Life and Variable Annuity line of authority, that an agent is registered with the Financial Industry Regulatory Authority (FINRA) and the applicant has passed the Series 6 or greater exam. The Department does not verify registration with FINRA after the agent is qualified by the Department to receive the Variable Life and Variable Annuity line of authority. If you have questions about a broker’s FINRA registration status, you should check this status directly with FINRA.

Appointments with the following Insurers
StatusAffiliation NameDOI NumberLine of AuthorityActive DateInactive Date
InactiveJackson National Life Insurance Company300486Agent - Life4/10/20135/31/2013
InactiveJackson National Life Insurance Company300486Agent - Variable Life and Variable Annuities4/10/20135/31/2013
InactiveJohn Hancock Life Insurance Company (U.S.A.)300132Agent - Life11/29/20115/31/2013
InactiveJohn Hancock Life Insurance Company (U.S.A.)300132Agent - Variable Life and Variable Annuities11/29/20115/31/2013
InactiveNationwide Life Insurance Company300495Agent - Health8/22/20125/31/2013
InactiveNationwide Life Insurance Company300495Agent - Life8/22/20125/31/2013
InactiveNationwide Life Insurance Company300495Agent - Variable Life and Variable Annuities8/22/20125/31/2013
InactivePruco Life Insurance Company300954Agent - Life8/23/20125/31/2013
InactivePruco Life Insurance Company300954Agent - Variable Life and Variable Annuities8/23/20125/31/2013
InactivePrudential Insurance Company of America300784Agent - Life8/23/20125/31/2013
InactivePrudential Insurance Company of America300784Agent - Variable Life and Variable Annuities8/23/20125/31/2013
InactiveTalcott Resolution Life and Annuity Insurance Company300932Agent - Health3/19/20126/30/2013
InactiveTalcott Resolution Life and Annuity Insurance Company300932Agent - Life3/19/20126/30/2013
InactiveTalcott Resolution Life and Annuity Insurance Company300932Agent - Variable Life and Variable Annuities3/19/20126/30/2013
Designated to act on behalf of the following Business Entities
StatusAffiliation NameDOI NumberLine of AuthorityActive DateInactive Date
InactiveRaymond James Insurance Group, Inc.398342Agent - Life1/31/20125/31/2013
InactiveRaymond James Insurance Group, Inc.398342Agent - Health3/19/20125/31/2013
InactiveRaymond James Insurance Group, Inc.398342Agent - Variable Life and Variable Annuities1/31/20125/31/2013

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