DEPARTMENT OF INSURANCE

Affiliations

Name	Karam, Joseph Michael	DOIID	768156	NAIC NPN	9931349

License - Line of Authority Information

Status	Residency	Class	Line of Authority	Active Date	License Expiration Date
Active	Non Resident	Agent	Health	11/3/2011	8/31/2027
Active	Non Resident	Agent	Life	11/3/2011	8/31/2027
* If a status Is Pending, Pending Replacement,Or the record displays Affidavit On File, click On them For more details.

License Renewal Information

Class	Invoice Date	Response Due / Expiration Date	Response Received Date	Payment Received Date	Renewal Complete
Agent	06/15/2025	08/31/2025	06/03/2025	06/03/2025	Yes

Appointments with the following Insurers

Status	Affiliation Name	DOI Number	Line of Authority	Active Date	Inactive Date
Inactive	ACE American Insurance Company	300625	Agent - Health	10/7/2016	2/20/2023
Inactive	AXA XL Insurance Company Americas	300979	Agent - Health	10/9/2015	7/12/2018
Inactive	Accendo Insurance Company	300312	Agent - Health	9/10/2021	11/17/2023
Active	Accendo Insurance Company	300312	Agent - Life	6/10/2020
Active	Aetna Health Inc. (PA)	660717	Agent - Health	10/22/2014
Active	Aetna Health and Life Insurance Company	300523	Agent - Health	11/29/2017
Active	Aetna Health of Ohio Inc.	1065035	Agent - Health	10/7/2020
Active	Aetna Life Insurance Company	301140	Agent - Health	10/22/2014
Active	Aetna Life Insurance Company	301140	Agent - Life	10/22/2014
Active	American General Life Insurance Company	301585	Agent - Health	3/9/2012
Active	American General Life Insurance Company	301585	Agent - Life	3/9/2012
Active	Ameritas Life Insurance Corporation	300126	Agent - Health	10/10/2019
Active	Anthem Health Plans of Kentucky, Inc.	300999	Agent - Health	10/3/2020
Inactive	Anthem Life Insurance Company	301209	Agent - Health	10/3/2020	4/15/2025
Inactive	Anthem Life Insurance Company	301209	Agent - Life	10/3/2020	4/15/2025
Active	Arcadian Health Plan, Inc.	728196	Agent - Health	10/8/2022
Active	CIGNA Health & Life Insurance Company	301783	Agent - Health	1/10/2024
Active	Care Improvement Plus South Central Insurance Company	799697	Agent - Health	3/26/2023
Active	CareSource Kentucky Co.	838179	Agent - Health	11/3/2019
Inactive	Chesapeake Life Insurance Company (The)	301017	Agent - Health	6/16/2015	3/19/2019
Inactive	Chesapeake Life Insurance Company (The)	301017	Agent - Life	6/16/2015	3/19/2019
Inactive	CompBenefits Dental, Inc.	591692	Agent - Health	2/1/2013	12/8/2015
Active	Companion Life Insurance Company	300191	Agent - Health	8/31/2020
Active	Companion Life Insurance Company	300191	Agent - Life	8/31/2020
Active	Continental Life Insurance Company of Brentwood Tennessee	301526	Agent - Health	3/6/2018
Active	Continental Life Insurance Company of Brentwood Tennessee	301526	Agent - Life	3/10/2021
Active	Coventry Health and Life Insurance Company	301771	Agent - Health	10/22/2014
Active	Coventry Health and Life Insurance Company	301771	Agent - Life	10/22/2014
Inactive	Dental Concern Inc. (The)	301641	Agent - Health	2/1/2013	12/8/2015
Inactive	Federal Insurance Company	301144	Agent - Health	10/7/2016	2/20/2023
Inactive	Genworth Life Insurance Company	300623	Agent - Health	1/11/2012	1/7/2014
Inactive	Genworth Life Insurance Company	300623	Agent - Life	1/11/2012	1/7/2014
Inactive	Genworth Life and Annuity Insurance Company	301276	Agent - Health	1/11/2012	1/7/2014
Inactive	Genworth Life and Annuity Insurance Company	301276	Agent - Life	1/11/2012	1/7/2014
Active	Golden Rule Insurance Company	301943	Agent - Health	12/19/2016
Active	Golden Rule Insurance Company	301943	Agent - Life	12/19/2016
Inactive	Humana Health Plan, Inc.	300142	Agent - Health	2/1/2013	12/8/2015
Inactive	Humana Insurance Company	301104	Agent - Health	2/13/2013	12/8/2015
Inactive	Humana Insurance Company	301104	Agent - Life	2/13/2013	12/8/2015
Inactive	Humana Insurance Company of Kentucky	300826	Agent - Health	2/1/2013	12/8/2015
Inactive	Humana Insurance Company of Kentucky	300826	Agent - Life	2/1/2013	12/8/2015
Inactive	Independence American Insurance Company	524747	Agent - Health	11/1/2018	12/30/2022
Inactive	Kanawha Insurance Company	300127	Agent - Health	12/14/2015	10/14/2016
Inactive	Kanawha Insurance Company	300127	Agent - Life	12/14/2015	10/14/2016
Active	LifeSecure Insurance Company	301629	Agent - Health	12/20/2018
Inactive	LifeShield National Insurance Company	737111	Agent - Health	7/13/2018	1/19/2023
Inactive	Loyal American Life Insurance Company	301172	Agent - Health	9/11/2023	12/26/2024
Inactive	Lumico Life Insurance Company	300354	Agent - Life	9/24/2021	1/19/2024
Inactive	MetLife Investors USA Insurance Company	300845	Agent - Life	1/11/2012	7/5/2012
Active	North River Insurance Company (The)	301739	Agent - Health	5/21/2025
Inactive	ReliaStar Life Insurance Company	301712	Agent - Health	1/23/2012	4/16/2016
Inactive	ReliaStar Life Insurance Company	301712	Agent - Life	1/23/2012	4/16/2016
Active	SilverScript Insurance Company	663526	Agent - Health	10/7/2020
Inactive	Standard Security Life Insurance Company of NY	301487	Agent - Health	1/11/2017	12/26/2018
Inactive	Standard Security Life Insurance Company of NY	301487	Agent - Life	1/11/2017	12/26/2018
Active	Transamerica Life Insurance Company	300571	Agent - Health	7/10/2020
Active	Transamerica Life Insurance Company	300571	Agent - Life	7/10/2020
Inactive	Unified Life Insurance Company	543169	Agent - Health	5/4/2017	4/24/2025
Active	UnitedHealthcare Insurance Company	300946	Agent - Health	6/3/2021
Inactive	UnitedHealthcare Insurance Company of the River Valley	1027817	Agent - Health	6/3/2021	12/22/2022
Inactive	UnitedHealthcare of Kentucky, Ltd.	301337	Agent - Health	6/3/2021	12/23/2021
Active	UnitedHealthcare of Wisconsin, Inc.	871491	Agent - Health	6/3/2021
Active	Washington National Insurance Company	300587	Agent - Health	10/30/2020
Active	Washington National Insurance Company	300587	Agent - Life	10/30/2020
Inactive	WellCare Health Insurance Company of Kentucky, Inc.	301478	Agent - Health	10/16/2020	12/29/2021
Active	WellCare Health Plans of Kentucky, Inc.	838592	Agent - Health	7/8/2021
Inactive	WellCare Prescription Insurance Inc.	654329	Agent - Health	10/14/2020	12/29/2021

Designated to act on behalf of the following Business Entities

Status	Affiliation Name	DOI Number	Line of Authority	Active Date	Inactive Date
Active	American Health Plans	963112	Agent - Life	10/30/2019
Active	American Health Plans	963112	Agent - Health	10/30/2019
Inactive	Designated Agent Company Inc.	681257	Agent - Life	11/9/2016	2/10/2025
Inactive	Designated Agent Company Inc.	681257	Agent - Health	11/9/2016	2/10/2025