DEPARTMENT OF INSURANCE
Affiliations
NameCarmel, Richard GDOIID893316NAIC NPN2211622
License - Line of Authority Information
StatusResidencyClassLine of AuthorityActive DateInactive DateLicense Expiration Date
ActiveNon ResidentAgentLife10/4/2021 8/31/2024
ActiveNon ResidentAgentHealth10/4/2021 8/31/2024
InactiveNon ResidentAgentVariable Life and Variable Annuities9/28/20158/31/2018 
* If a status Is Pending, Pending Replacement,Or the record displays Affidavit On File, click On them For more details.
Notice: The Department verifies, at the time of application for a Variable Life and Variable Annuity line of authority, that an agent is registered with the Financial Industry Regulatory Authority (FINRA) and the applicant has passed the Series 6 or greater exam. The Department does not verify registration with FINRA after the agent is qualified by the Department to receive the Variable Life and Variable Annuity line of authority. If you have questions about a broker’s FINRA registration status, you should check this status directly with FINRA.

License Renewal Information
ClassInvoice DateResponse Due / Expiration DateResponse Received DatePayment Received DateRenewal Complete
Agent06/15/202408/31/2024   
Appointments with the following Insurers
StatusAffiliation NameDOI NumberLine of AuthorityActive DateInactive Date
InactiveBrighthouse Life Insurance Company301829Agent - Health10/27/20158/31/2018
InactiveBrighthouse Life Insurance Company301829Agent - Life10/27/20158/31/2018
InactiveBrighthouse Life Insurance Company301829Agent - Variable Life and Variable Annuities10/27/20158/31/2018
ActiveMassachusetts Mutual Life Insurance Company300445Agent - Life3/7/2023 
InactiveMetropolitan Life Insurance Company301948Agent - Health10/27/20158/31/2018
InactiveMetropolitan Life Insurance Company301948Agent - Life10/27/20158/31/2018
InactiveMetropolitan Life Insurance Company301948Agent - Variable Life and Variable Annuities10/27/20158/31/2018
InactiveUnited World Life Insurance Company300532Agent - Health10/4/20218/22/2022
Designated to act on behalf of the following Business Entities
StatusAffiliation NameDOI NumberLine of AuthorityActive DateInactive Date
InactiveMML Insurance Agency LLC398679Agent - Life4/4/20178/31/2018
InactiveMML Insurance Agency LLC398679Agent - Health4/4/20178/31/2018
InactiveMML Insurance Agency LLC398679Agent - Variable Life and Variable Annuities4/4/20178/31/2018
InactiveMSI Financial Services Inc731395Agent - Life6/24/20164/4/2017
InactiveMSI Financial Services Inc731395Agent - Health6/24/20164/4/2017
InactiveMSI Financial Services Inc731395Agent - Variable Life and Variable Annuities6/24/20164/4/2017

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