DEPARTMENT OF INSURANCE
Agent Licensing - Continuing Education Information
NameRatcliffe, Teresa AnneDOIID1056020NAIC NPN19287415
If a course you have completed is not listed below, please contact your CE Provider to validate that you have completed it properly, and it has been sent to the Kentucky Department of Insurance (DOI). All CE Courses received by DOI are posted on the web site within (3) working days. IT IS YOUR RESPONSIBILITY TO MONITOR AND VERIFY ALL CE COURSES HAVE BEEN PROPERLY FILED WITH DOI. Failure to do so may result in license expiration.

UPDATE FOR KENTUCKY RESIDENT LICENSEES AND NON-RESIDENT ADJUSTERS DESIGNATING KENTUCKY AS THEIR HOME STATE:
  • IF YOU ARE NEWLY LICENSED, compliance period begins after you are licensed for one full year, then you are subject to renewal based on your birth month and birth year. Example: John Doe – DOB is 4/12/1960, Licensed on 4/30/2017. Licensed from April 2017 to April 2018, birth month is April, and birth year is even-numbered year. Therefore, first license renewal (and CE) is due on 4/30/2018. Then compliance period will be due 4/30 of every even-numbered year.
  • Each compliance period, you must complete –
    • Minimum of 24 hours total continuing education credit, up to twelve (12) excess hours will be carried over to the next compliance period as 'general' hours.
    • Three (3) of those hours in course concentration of 'Ethics' for Agents, Independent Adjusters, and Public Adjusters,
  • There is no longer a 'classroom' requirement, so your courses may be completed by self-study, correspondence, or classroom.
  • REMINDER - Continuing Education is only HALF of your License Renewal Requirement – be sure to complete the license renewal through eServices by answering three (3) background questions, reporting any applicable background issues to DOI, and pay any applicable fees.
  • Agents - License renewal fees are only charged when you have no active insurer appointments. You must be appointed in Kentucky to sell, solicit and negotiate insurance for each insurer. If renewed within the 60-days following the renewal date, a penalty fee of $40 is applied for resident agents, or $50 for non-resident agents.
  • Adjusters’ license renewal fee is $50. If paid within the 60-days following the renewal date, a penalty fee of $50 is applied.
Independent Adjuster CE Compliance Date: 4/30/2026
CE Compliance DateEthics HoursEthics CompleteLOA HoursLOA CompleteClass CarryoverClass Hours BienniumClass CompleteCorr. CarryoverCorr HoursTotal Carryover hoursTotal CE HoursCompliant
This
Period
4/30/20260No0Yes10N/A0011No
4/30/20243Yes22Yes017N/A08025Yes
Course #Course ConcentrationKY Provider NameCompletion DateMethod of InstructionCredit HoursCompliance Date
Good Faith Claims,Bad Faith Claims: What Adjs Shld - C28413Property and CasualtyWebCE, Inc4/29/2024Correspondence44/30/2024
Understanding the Workers Compensation System - C77356Life, Health, Property & CasualtyWebCE, Inc4/26/2024Correspondence34/30/2024
Ethical Business Practices:Diversity,Equity,&Inclu - C24065EthicsWebCE, Inc4/26/2024Correspondence14/30/2024
TheMostCommonTypesOfStagedAutomotiveAccidents-Web - C24171General Insurance PrinciplesCEU Institute, Inc2/28/2024Classroom14/30/2024
TheDOL''sNewIndependentContractorRule:ProperClas-WE - C26639General Insurance PrinciplesCarr Allison2/21/2024Classroom14/30/2024
MasteringMedicareSecondaryPayer101:An MSP Primer-W - C26011General Insurance PrinciplesCEU Institute, Inc2/13/2024Classroom14/30/2024
Periodontal Disease (Webinar) - C28763General Insurance PrinciplesScully Health Management2/12/2024Classroom14/30/2024
TheTalentChallenge:OpportunitiesToIndentify&Over-W - C26460General Insurance PrinciplesCEU Institute, Inc2/8/2024Classroom14/30/2024
Structured Settlement 101-WC Cases Webinar - C26557General Insurance PrinciplesNational Structured Settlement Trade Association (NSSTA)2/7/2024Classroom14/30/2024
Medicare Set-Aside and Workers Compensation(1hr)-W - C26423General Insurance PrinciplesCEU Institute, Inc1/25/2024Classroom14/30/2024
Building Pain Resilience (1hr) - C12736General Insurance PrinciplesCEU Institute, Inc12/14/2023Classroom14/30/2024
BewareWhatYouPutInWriting:Emails&TextMessagesCan-W - C25979EthicsCarr Allison12/7/2023Classroom14/30/2024
Dental Trama & Facial Injuries Webinar - C18742CasualtyScully Health Management11/13/2023Classroom14/30/2024
The Psycho-Social Impact of Pain (1hr)-Webinar - C26243General Insurance PrinciplesCEU Institute, Inc11/9/2023Classroom14/30/2024
EthicalConsiderationsConcerningArtificialIntell-We - C26043EthicsCarr Allison11/1/2023Classroom14/30/2024
Catastrophic Injury Management(1hr) -Webinar - C26034General Insurance PrinciplesCEU Institute, Inc10/26/2023Classroom14/30/2024
Prescription Medication and the Negative Effects.. - C10306CasualtyScully Health Management10/23/2023Classroom14/30/2024
Navigating the Evolving MSA for Producers-Webinar - C80009General Insurance PrinciplesNational Structured Settlement Trade Association (NSSTA)10/11/2023Classroom14/30/2024
Prescription Medication&It Effects on Mental&Oral - C19711General Insurance PrinciplesScully Health Management9/29/2023Classroom14/30/2024
Ergonomics (1 hour)-Webinar - C25997General Insurance PrinciplesCEU Institute, Inc9/21/2023Classroom14/30/2024

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