DEPARTMENT OF INSURANCE

Agent Licensing - Continuing Education Information

Name	Karad, Rasik B.	DOIID	1067389	NAIC NPN	19366062

If a course you have completed is not listed below, please contact your CE Provider to validate that you have completed it properly, and it has been sent to the Kentucky Department of Insurance (DOI). All CE Courses received by DOI are posted on the web site within (3) working days. IT IS YOUR RESPONSIBILITY TO MONITOR AND VERIFY ALL CE COURSES HAVE BEEN PROPERLY FILED WITH DOI. Failure to do so may result in license expiration.

UPDATE FOR KENTUCKY RESIDENT LICENSEES AND NON-RESIDENT ADJUSTERS DESIGNATING KENTUCKY AS THEIR HOME STATE:

IF YOU ARE NEWLY LICENSED, compliance period begins after you are licensed for one full year, then you are subject to renewal based on your birth month and birth year. Example: John Doe – DOB is 4/12/1960, Licensed on 4/30/2017. Licensed from April 2017 to April 2018, birth month is April, and birth year is even-numbered year. Therefore, first license renewal (and CE) is due on 4/30/2018. Then compliance period will be due 4/30 of every even-numbered year.
Each compliance period, you must complete –

Minimum of 24 hours total continuing education credit, up to twelve (12) excess hours will be carried over to the next compliance period as 'general' hours.
Three (3) of those hours in course concentration of 'Ethics' for Agents, Independent Adjusters, and Public Adjusters,

There is no longer a 'classroom' requirement, so your courses may be completed by self-study, correspondence, or classroom.
REMINDER - Continuing Education is only HALF of your License Renewal Requirement – be sure to complete the license renewal through eServices by answering three (3) background questions, reporting any applicable background issues to DOI, and pay any applicable fees.
Agents - License renewal fees are only charged when you have no active insurer appointments. You must be appointed in Kentucky to sell, solicit and negotiate insurance for each insurer. If renewed within the 60-days following the renewal date, a penalty fee of $40 is applied for resident agents, or $50 for non-resident agents.
Adjusters’ license renewal fee is $50. If paid within the 60-days following the renewal date, a penalty fee of $50 is applied.

Agent CE Compliance Date: 11/30/2026

CE Compliance Date	Ethics Hours	Ethics Complete	LOA Hours	LOA Complete	Class Complete	Corr. Carryover	Corr Hours	Total Carryover hours	Total CE Hours	Compliant This Period
11/30/2028	0	No	0	Yes	N/A	0	0	0	0	No
11/30/2026	3	Yes	0	Yes	N/A	9	3	9	12	No
11/30/2024	3	Yes	21	Yes	N/A	9	24	9	33	Yes
11/30/2022	3	Yes	26	Yes	N/A	0	33	0	33	Yes

Course #	Course Concentration	KY Provider Name	Completion Date	Method of Instruction	Credit Hours	Compliance Date
Anti-MoneyLaundering - Ethical Decision Making Ins - C12438	Ethics	ExamFX Inc	2/7/2025	Correspondence	3	11/30/2026
Kentucky 3 Hour Ethics Review - C20018	Ethics	0At Your Pace Online	11/5/2024	Correspondence	3	11/30/2024
Kentucky 21 Hour Life and Health Review - C20016	Life and Health	0At Your Pace Online	11/5/2024	Correspondence	21	11/30/2024
Introduction to Life Insurance - C61769	Life and Health	Kaplan	9/25/2022	Correspondence	6	11/30/2022
Health Concepts, 21E - C22623	Life and Health	Kaplan	9/23/2022	Correspondence	12	11/30/2022
Ethics at Work, 2nd Edition - C15440	Ethics	Kaplan	9/15/2022	Correspondence	3	11/30/2022
AML:Threats, Vulnerabilities, and Strategies - C27554	General Insurance Principles	Kaplan	4/14/2022	Correspondence	2	11/30/2022
Agent/Rep Responsibilities Under AML Laws - C32317	General Insurance Principles	Affordable-Success-FirstChoice-ClienTell CE	10/4/2020	Correspondence	2	11/30/2022
Kentucky Partnership Long Term Care - C02761	Long Term Care Partnership Act	Affordable-Success-FirstChoice-ClienTell CE	10/4/2020	Correspondence	8	11/30/2022