PUBLIC PROTECTION
CABINET
DEPARTMENT OF INSURANCE
Agent Licensing - Continuing Education Information
NameRatliff, Margaret DOIID1070436NAIC NPN19393377
If a course you have completed is not listed below, please contact your CE Provider to validate that you have completed it properly, and it has been sent to the Kentucky Department of Insurance (DOI). All CE Courses received by DOI are posted on the web site within (3) working days. IT IS YOUR RESPONSIBILITY TO MONITOR AND VERIFY ALL CE COURSES HAVE BEEN PROPERLY FILED WITH DOI. Failure to do so may result in license expiration.

UPDATE FOR KENTUCKY RESIDENT LICENSEES AND NON-RESIDENT ADJUSTERS DESIGNATING KENTUCKY AS THEIR HOME STATE:
  • IF YOU ARE NEWLY LICENSED, compliance period begins after you are licensed for one full year, then you are subject to renewal based on your birth month and birth year. Example: John Doe – DOB is 4/12/1960, Licensed on 4/30/2017. Licensed from April 2017 to April 2018, birth month is April, and birth year is even-numbered year. Therefore, first license renewal (and CE) is due on 4/30/2018. Then compliance period will be due 4/30 of every even-numbered year.
  • Each compliance period, you must complete –
    • Minimum of 24 hours total continuing education credit, up to twelve (12) excess hours will be carried over to the next compliance period as 'general' hours.
    • Three (3) of those hours in course concentration of 'Ethics' for Agents, Independent Adjusters, and Public Adjusters,
  • There is no longer a 'classroom' requirement, so your courses may be completed by self-study, correspondence, or classroom.
  • REMINDER - Continuing Education is only HALF of your License Renewal Requirement – be sure to complete the license renewal through eServices by answering three (3) background questions, reporting any applicable background issues to DOI, and pay any applicable fees.
  • Agents - License renewal fees are only charged when you have no active insurer appointments. You must be appointed in Kentucky to sell, solicit and negotiate insurance for each insurer. If renewed within the 60-days following the renewal date, a penalty fee of $40 is applied for resident agents, or $50 for non-resident agents.
  • Adjusters’ license renewal fee is $50. If paid within the 60-days following the renewal date, a penalty fee of $50 is applied.
Agent CE Compliance Date: 11/30/2025
CE Compliance DateEthics HoursEthics CompleteLOA HoursLOA CompleteClass CarryoverClass Hours BienniumClass CompleteCorr. CarryoverCorr HoursTotal Carryover hoursTotal CE HoursCompliant
This
Period
11/30/20270No0Yes00N/A0000No
11/30/20250No12Yes812N/A00820No
11/30/20233Yes17Yes1220N/A001232Yes
11/30/20213Yes26Yes033N/A03036Yes
Course #Course ConcentrationKY Provider NameCompletion DateMethod of InstructionCredit HoursCompliance Date
2025 SYMPOSIUM PART 2 "IN OUR HEALTH ERA " - C100669LifeCentral Kentucky Association of Health Underwriters3/6/2025Classroom311/30/2025
2025 SYMPOSIUM PART 1 "IN OUR HEALTH ERA " - C100670LifeCentral Kentucky Association of Health Underwriters3/4/2025Classroom311/30/2025
2024 Symposium Part 1(Morning) -Classroom - C26723Life and HealthCentral Kentucky Association of Health Underwriters3/5/2024Classroom311/30/2025
2024 Symposium Part 2 (Afternoon) - C26610Life and HealthCentral Kentucky Association of Health Underwriters3/5/2024Classroom311/30/2025
Ethics, Diversity & Law-Webinar - C80380EthicsA.D. Banker & Company, LLC9/22/2023Classroom311/30/2023
2023 CKAHU Symposium Part 1-Classroom - C25140Life and HealthCentral Kentucky Association of Health Underwriters3/7/2023Classroom311/30/2023
2023 CKAHU Symposium Part2-Classroom - C25314Life and HealthCentral Kentucky Association of Health Underwriters3/7/2023Classroom311/30/2023
Partnership & Trends in Group Disability Insuranc - C80351LifeAmerican United Life Insurance Company - Indiv Marketing2/9/2023Classroom111/30/2023
Self-Funded Underwriting -Webinar - C12370Life and HealthInsuranceStudy.com1/19/2023Classroom111/30/2023
Auto-Enrollment 1hr -Classroom - C80022Life and HealthAmerican United Life Insurance Company - Indiv Marketing8/11/2022Classroom111/30/2023
CKAHU Symposium 2022-Part2-Classroom - C23808Life and HealthCentral Kentucky Association of Health Underwriters5/10/2022Classroom311/30/2023
CKAHU Symposium 2022-Part1 - C80135Life and HealthCentral Kentucky Association of Health Underwriters5/10/2022Classroom311/30/2023
Employee Paid - Voluntary Group Benefits - C59335Life and HealthLincoln National Life Insurance Co/CT c/o Quest CE Solutions4/19/2022Classroom111/30/2023
Health and Wellness the Millennial Way - C77776Life and HealthAnthem Blue Cross & Blue Shield3/25/2022Classroom111/30/2023
New Account Rep Program - C94237Life, Health, Property & CasualtyCincinnati Insurance Company11/17/2021Classroom1011/30/2021
Emerging Technologies & Markets- Webinar - C19990General Insurance PrinciplesA.D. Banker & Company, LLC9/17/2021Classroom311/30/2021
Cyber Security - Webinar - C52761Property and CasualtyA.D. Banker & Company, LLC8/10/2021Classroom411/30/2021
P&C Risks and Catastrophes- Webinar - C12485Property and CasualtyA.D. Banker & Company, LLC8/4/2021Classroom411/30/2021
Financial Planning Made Easy- Webinar - C32914LifeA.D. Banker & Company, LLC7/30/2021Classroom411/30/2021
Pet Insurance-Webinar - C11834Property and CasualtyA.D. Banker & Company, LLC7/20/2021Classroom211/30/2021
Insuring Cannabis Risks-Webinar - C23920Property and CasualtyA.D. Banker & Company, LLC7/15/2021Classroom211/30/2021
Ethics in Action - C78108EthicsA.D. Banker & Company, LLC2/2/2021Correspondence311/30/2021
Key Fundamentals of Flood Insurance for Agents P1 - C68991Flood - NFIPFlood Insurance Training Solutions3/24/2020Classroom211/30/2021
Key Fundamentals of Flood for Insurance Agents P2 - C68992Flood - NFIPFlood Insurance Training Solutions3/24/2020Classroom211/30/2021

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