DEPARTMENT OF INSURANCE

Agent Licensing - Continuing Education Information

Name	Watts, Richard Michael	DOIID	308664	NAIC NPN	7159478

If a course you have completed is not listed below, please contact your CE Provider to validate that you have completed it properly, and it has been sent to the Kentucky Department of Insurance (DOI). All CE Courses received by DOI are posted on the web site within (3) working days. IT IS YOUR RESPONSIBILITY TO MONITOR AND VERIFY ALL CE COURSES HAVE BEEN PROPERLY FILED WITH DOI. Failure to do so may result in license expiration.

UPDATE FOR KENTUCKY RESIDENT LICENSEES AND NON-RESIDENT ADJUSTERS DESIGNATING KENTUCKY AS THEIR HOME STATE:

IF YOU ARE NEWLY LICENSED, compliance period begins after you are licensed for one full year, then you are subject to renewal based on your birth month and birth year. Example: John Doe – DOB is 4/12/1960, Licensed on 4/30/2017. Licensed from April 2017 to April 2018, birth month is April, and birth year is even-numbered year. Therefore, first license renewal (and CE) is due on 4/30/2018. Then compliance period will be due 4/30 of every even-numbered year.
Each compliance period, you must complete –

Minimum of 24 hours total continuing education credit, up to twelve (12) excess hours will be carried over to the next compliance period as 'general' hours.
Three (3) of those hours in course concentration of 'Ethics' for Agents, Independent Adjusters, and Public Adjusters,

There is no longer a 'classroom' requirement, so your courses may be completed by self-study, correspondence, or classroom.
REMINDER - Continuing Education is only HALF of your License Renewal Requirement – be sure to complete the license renewal through eServices by answering three (3) background questions, reporting any applicable background issues to DOI, and pay any applicable fees.
Agents - License renewal fees are only charged when you have no active insurer appointments. You must be appointed in Kentucky to sell, solicit and negotiate insurance for each insurer. If renewed within the 60-days following the renewal date, a penalty fee of $40 is applied for resident agents, or $50 for non-resident agents.
Adjusters’ license renewal fee is $50. If paid within the 60-days following the renewal date, a penalty fee of $50 is applied.

Agent CE Compliance Date: 9/30/2025

CE Compliance Date	Ethics Hours	Ethics Complete	LOA Hours	LOA Complete	Class Carryover	Class Hours Biennium	Class Complete	Corr. Carryover	Corr Hours	Total Carryover hours	Total CE Hours	Compliant This Period
9/30/2027	0	No	0	Yes	6	0	N/A	4	0	10	10	No
9/30/2025	3	Yes	19	Yes	12	6	N/A	0	16	12	34	Yes
9/30/2023	9	Yes	50	Yes	0	32	N/A	0	27	0	59	Yes
9/30/2021	6	Yes	6	Yes	0	0	N/A	12	12	12	24	Yes
9/30/2019	3	Yes	22	Yes	0	0	N/A	12	25	12	37	Yes
9/30/2017	3	Yes	29	Yes	0	0	N/A	8	32	8	40	Yes
9/30/2015	3	Yes	17	Yes	9	0	N/A	3	20	12	32	Yes
9/30/2013	6	Yes	34	Yes	3	18	N/A	0	22	3	43	Yes
9/30/2011	3	Yes	12	Yes	12	15	N/A	0	0	12	27	Yes
9/30/2009	7	Yes	51	Yes	0	55	N/A	0	3	0	58	Yes
6/30/2006	4	Yes	20	Yes	0	24	Yes	0	0	0	24	Yes

Course #	Course Concentration	KY Provider Name	Completion Date	Method of Instruction	Credit Hours	Compliance Date
Ethical Principles, Ethical Practices - C67264	Ethics	WebCE, Inc	4/14/2025	Correspondence	3	9/30/2025
State-BasedMarketplaceCertification,RegistrationRe - C80455	Life and Health	Kentucky Health Benefit Exchange	9/13/2024	Correspondence	2	9/30/2025
2025 Medicare Advantage & Part D Plan Training - C26931	Life and Health	America's Health Insurance Plan (AHIP)	7/21/2024	Correspondence	6	9/30/2025
2024 Medicare Summit - C27020	Health	National Association of Benefits and Insurance Professionals Kentucky Chapter	6/12/2024	Classroom	6	9/30/2025
The Many Faces of Insurance Fraud - C26185	Property and Casualty	Big I Kentucky	10/25/2023	Correspondence	2	9/30/2025
An Hour of True Crime - Wrong Way Driver - C26183	Property and Casualty	Big I Kentucky	10/25/2023	Correspondence	1	9/30/2025
Insurance Horror Story - Hoarders - C26186	Property and Casualty	Big I Kentucky	10/25/2023	Correspondence	2	9/30/2025
PY2024 Individual Marketplace For New Agents&Broke - C25954	Health	Geozoning Inc,DBA Healthsherpa	9/10/2023	Correspondence	5	9/30/2023
State-BasedMarketplaceCertificate,RegistrationInit - C80454	Health	Kentucky Health Benefit Exchange	8/27/2023	Correspondence	2	9/30/2023
2023 Medicare Summit-Ethics Classroom - C25824	Ethics	National Association of Benefits and Insurance Professionals Kentucky Chapter	7/19/2023	Classroom	3	9/30/2023
Anti-Money Laundering for the Insurance Industry - C78856	Life and Health	WebCE, Inc	4/27/2023	Correspondence	2	9/30/2023
Ethics in the Medicare Industry - C23680	Ethics	Senior Market Team LLC	2/7/2023	Classroom	3	9/30/2023
Commercial Lines Claims that Cause Problems - C23736	Property and Casualty	Big I Kentucky	12/25/2022	Correspondence	3	9/30/2023
Ins. Ethics, Easy to Discuss, Harder to Achieve - C24621	Ethics	Big I Kentucky	12/24/2022	Correspondence	3	9/30/2023
2023 Medicare Advantage & Part D Plan Training - C23814	Life and Health	America's Health Insurance Plan (AHIP)	8/13/2022	Correspondence	6	9/30/2023
KYAHU Medicare Summit 2022-Classroom - C24218	Health	National Association of Benefits and Insurance Professionals Kentucky Chapter	8/2/2022	Classroom	6	9/30/2023
Key Fundamentals of Flood Insurance 2.0-Part 2 (Webinar) - C18391	Flood - NFIP	Flood Insurance Training Solutions	4/27/2022	Classroom	2	9/30/2023
Key Fundamentals of Flood Insurance 2.0-Part 1 (Webinar) - C18379	Flood - NFIP	Flood Insurance Training Solutions	4/26/2022	Classroom	2	9/30/2023
E&O Roadmap to Policy Analysis -Part 1 - C23152	Life, Health, Property & Casualty	Big I Kentucky	4/17/2022	Correspondence	3	9/30/2023
Flood Program Overview - NFIP Then & Now - C23150	Flood - NFIP	Big I Kentucky	4/16/2022	Correspondence	3	9/30/2023
CIC- Commercial Multiline (Classroom/Webinar) - C15727	Property and Casualty	National Alliance, The	1/27/2022	Classroom	16	9/30/2023
Ethical Guidelines for CPCU''s - C20239	Ethics	American Institute for CPCU	3/26/2020	Correspondence	6	9/30/2021
Errors & Omissions (E&O) - C98458	Property and Casualty	Commonwealth Schools of Insurance, Inc.	3/25/2020	Correspondence	6	9/30/2021