DEPARTMENT OF INSURANCE

Agent Licensing - Continuing Education Information

Name	Elkins, Michael Wayne	DOIID	351911	NAIC NPN	7192277

If a course you have completed is not listed below, please contact your CE Provider to validate that you have completed it properly, and it has been sent to the Kentucky Department of Insurance (DOI). All CE Courses received by DOI are posted on the web site within (3) working days. IT IS YOUR RESPONSIBILITY TO MONITOR AND VERIFY ALL CE COURSES HAVE BEEN PROPERLY FILED WITH DOI. Failure to do so may result in license expiration.

UPDATE FOR KENTUCKY RESIDENT LICENSEES AND NON-RESIDENT ADJUSTERS DESIGNATING KENTUCKY AS THEIR HOME STATE:

IF YOU ARE NEWLY LICENSED, compliance period begins after you are licensed for one full year, then you are subject to renewal based on your birth month and birth year. Example: John Doe – DOB is 4/12/1960, Licensed on 4/30/2017. Licensed from April 2017 to April 2018, birth month is April, and birth year is even-numbered year. Therefore, first license renewal (and CE) is due on 4/30/2018. Then compliance period will be due 4/30 of every even-numbered year.
Each compliance period, you must complete –

Minimum of 24 hours total continuing education credit, up to twelve (12) excess hours will be carried over to the next compliance period as 'general' hours.
Three (3) of those hours in course concentration of 'Ethics' for Agents, Independent Adjusters, and Public Adjusters,

There is no longer a 'classroom' requirement, so your courses may be completed by self-study, correspondence, or classroom.
REMINDER - Continuing Education is only HALF of your License Renewal Requirement – be sure to complete the license renewal through eServices by answering three (3) background questions, reporting any applicable background issues to DOI, and pay any applicable fees.
Agents - License renewal fees are only charged when you have no active insurer appointments. You must be appointed in Kentucky to sell, solicit and negotiate insurance for each insurer. If renewed within the 60-days following the renewal date, a penalty fee of $40 is applied for resident agents, or $50 for non-resident agents.
Adjusters’ license renewal fee is $50. If paid within the 60-days following the renewal date, a penalty fee of $50 is applied.

Agent CE Compliance Date: 6/30/2025

CE Compliance Date	Ethics Hours	Ethics Complete	LOA Hours	LOA Complete	Class Carryover	Class Hours Biennium	Class Complete	Corr. Carryover	Corr Hours	Total Carryover hours	Total CE Hours	Compliant This Period
6/30/2027	0	No	0	Yes	0	0	N/A	3	0	3	3	No
6/30/2025	3	Yes	21	Yes	0	0	N/A	3	24	3	27	Yes
6/30/2023	3	Yes	21	Yes	0	0	N/A	3	24	3	27	Yes
6/30/2021	3	Yes	23	Yes	0	3	N/A	1	23	1	27	Yes
6/30/2019	3	Yes	16	Yes	0	6	N/A	6	13	6	25	Yes
6/30/2017	3	Yes	23	Yes	0	0	N/A	4	26	4	30	Yes
6/30/2015	5	Yes	23	Yes	0	4	N/A	0	24	0	28	Yes
6/30/2013	4	Yes	18	Yes	0	0	N/A	2	22	2	24	Yes
6/30/2011	3	Yes	18	Yes	5	3	N/A	0	18	5	26	Yes
6/30/2009	6	Yes	19	Yes	4	16	N/A	0	9	4	29	Yes
6/30/2006	4	Yes	20	Yes	4	12	Yes	0	12	4	28	Yes
6/30/2004	4	Yes	20	Yes	4	12	Yes	0	12	4	28	Yes

Course #	Course Concentration	KY Provider Name	Completion Date	Method of Instruction	Credit Hours	Compliance Date
Ethical Issues - Part I - C98461	Ethics	Commonwealth Schools of Insurance, Inc.	4/24/2025	Correspondence	3	6/30/2025
Agent Liability & Kentucky Law - C98456	Life, Health, Property & Casualty	Commonwealth Schools of Insurance, Inc.	4/24/2025	Correspondence	12	6/30/2025
Suitability Issues - Part I - C98463	Life, Health, Property & Casualty	Commonwealth Schools of Insurance, Inc.	4/24/2025	Correspondence	6	6/30/2025
NFIP-National Flood Insurance Program (3 credits) - C67532	Flood - NFIP	Commonwealth Schools of Insurance, Inc.	4/24/2025	Correspondence	3	6/30/2025
Personal Lines Insurance Coverage Gaps - C11176	Property and Casualty	WebCE, Inc	5/25/2023	Correspondence	10	6/30/2023
Personal Autos Used in Business - C94451	Property and Casualty	WebCE, Inc	5/25/2023	Correspondence	2	6/30/2023
IRMI on Personal Lines 101 - C58612	Personal Lines	WebCE, Inc	5/25/2023	Correspondence	4	6/30/2023
Analyzing P&C Insurance Policies and Their Key Pro - C13107	Property and Casualty	WebCE, Inc	5/23/2023	Correspondence	5	6/30/2023
Ethics & Performance with Integrity - C93335	Ethics	WebCE, Inc	5/22/2023	Correspondence	3	6/30/2023
Risk Management & General Liability - C10356	Property and Casualty	American Online Insurance School	5/19/2021	Correspondence	10	6/30/2021
Financial Challenges/Changing Markets - C94344	Life, Health, Property & Casualty	American Online Insurance School	5/19/2021	Correspondence	10	6/30/2021
The Ethics Narrative - C94023	Ethics	American Online Insurance School	5/18/2021	Correspondence	3	6/30/2021
Earth, Wind, & Fire Coverages - C17603	Property and Casualty	Cincinnati Insurance Board	2/13/2020	Classroom	3	6/30/2021