DEPARTMENT OF INSURANCE

Agent Licensing - Continuing Education Information

Name	Ducharme, Dennis Allen	DOIID	359932	NAIC NPN	7195837

If a course you have completed is not listed below, please contact your CE Provider to validate that you have completed it properly, and it has been sent to the Kentucky Department of Insurance (DOI). All CE Courses received by DOI are posted on the web site within (3) working days. IT IS YOUR RESPONSIBILITY TO MONITOR AND VERIFY ALL CE COURSES HAVE BEEN PROPERLY FILED WITH DOI. Failure to do so may result in license expiration.

UPDATE FOR KENTUCKY RESIDENT LICENSEES AND NON-RESIDENT ADJUSTERS DESIGNATING KENTUCKY AS THEIR HOME STATE:

IF YOU ARE NEWLY LICENSED, compliance period begins after you are licensed for one full year, then you are subject to renewal based on your birth month and birth year. Example: John Doe – DOB is 4/12/1960, Licensed on 4/30/2017. Licensed from April 2017 to April 2018, birth month is April, and birth year is even-numbered year. Therefore, first license renewal (and CE) is due on 4/30/2018. Then compliance period will be due 4/30 of every even-numbered year.
Each compliance period, you must complete –

Minimum of 24 hours total continuing education credit, up to twelve (12) excess hours will be carried over to the next compliance period as 'general' hours.
Three (3) of those hours in course concentration of 'Ethics' for Agents, Independent Adjusters, and Public Adjusters,

There is no longer a 'classroom' requirement, so your courses may be completed by self-study, correspondence, or classroom.
REMINDER - Continuing Education is only HALF of your License Renewal Requirement – be sure to complete the license renewal through eServices by answering three (3) background questions, reporting any applicable background issues to DOI, and pay any applicable fees.
Agents - License renewal fees are only charged when you have no active insurer appointments. You must be appointed in Kentucky to sell, solicit and negotiate insurance for each insurer. If renewed within the 60-days following the renewal date, a penalty fee of $40 is applied for resident agents, or $50 for non-resident agents.
Adjusters’ license renewal fee is $50. If paid within the 60-days following the renewal date, a penalty fee of $50 is applied.

Agent CE Compliance Date: 7/31/2026

CE Compliance Date	Ethics Hours	Ethics Complete	LOA Hours	LOA Complete	Class Carryover	Class Hours Biennium	Class Complete	Corr. Carryover	Corr Hours	Total Carryover hours	Total CE Hours	Compliant This Period
7/31/2026	0	No	0	Yes	0	0	N/A	12	0	12	12	No
7/31/2024	3	Yes	21	Yes	0	9	N/A	12	15	12	36	Yes
7/31/2022	3	Yes	21	Yes	0	9	N/A	12	15	12	36	Yes
7/31/2020	3	Yes	21	Yes	0	9	N/A	12	15	12	36	Yes
7/31/2018	3	Yes	21	Yes	3	9	N/A	9	15	12	36	Yes
7/31/2016	3	Yes	21	Yes	6	9	N/A	6	15	12	36	Yes
7/31/2014	3	Yes	21	Yes	9	9	N/A	3	15	12	36	Yes
7/31/2012	3	Yes	21	Yes	12	9	N/A	0	15	12	36	Yes
7/31/2010	3	Yes	22	Yes	12	25	N/A	0	0	12	37	Yes
7/31/2008	3	Yes	30	Yes	5	33	Yes	0	0	5	38	Yes
6/30/2006	3	Yes	14	Yes	12	17	Yes	0	0	12	29	Yes
6/30/2004	2	Yes	22	Yes	12	24	Yes	0	0	12	36	Yes

Course #	Course Concentration	KY Provider Name	Completion Date	Method of Instruction	Credit Hours	Compliance Date
Insurance Planning - C65351	Life and Health	Investors Heritage Life Insurance Company	2/27/2024	Correspondence	3	7/31/2024
The Life Insurance Contract - C02380	Life and Health	Investors Heritage Life Insurance Company	2/27/2024	Correspondence	4	7/31/2024
Commercial Insurance - C65350	Life and Health	Investors Heritage Life Insurance Company	2/27/2024	Correspondence	3	7/31/2024
Life Ins in Estate, Retirement & Savings Plans - C42816	Life and Health	Investors Heritage Life Insurance Company	2/27/2024	Classroom	6	7/31/2024
Whole Life Insurance Policies - C03169	Life and Health	Investors Heritage Life Insurance Company	2/27/2024	Correspondence	2	7/31/2024
Individual Health Insurance - C03111	Health	Investors Heritage Life Insurance Company	2/27/2024	Correspondence	3	7/31/2024
Ethics Module - 3 Credit Hours - C59852	Ethics	Investors Heritage Life Insurance Company	2/27/2024	Classroom	3	7/31/2024
The Life Insurance Contract - C02380	Life and Health	Investors Heritage Life Insurance Company	6/23/2022	Correspondence	4	7/31/2022
Whole Life Insurance Policies - C03169	Life and Health	Investors Heritage Life Insurance Company	6/23/2022	Correspondence	2	7/31/2022
Insurance Planning - C65351	Life and Health	Investors Heritage Life Insurance Company	6/23/2022	Correspondence	3	7/31/2022
Individual Health Insurance - C03111	Health	Investors Heritage Life Insurance Company	6/23/2022	Correspondence	3	7/31/2022
Life Ins in Estate, Retirement & Savings Plans - C42816	Life and Health	Investors Heritage Life Insurance Company	6/23/2022	Classroom	6	7/31/2022
Commercial Insurance - C65350	Life and Health	Investors Heritage Life Insurance Company	6/23/2022	Correspondence	3	7/31/2022
Ethics Module - 3 Credit Hours - C59852	Ethics	Investors Heritage Life Insurance Company	6/23/2022	Classroom	3	7/31/2022