DEPARTMENT OF INSURANCE

Agent Licensing - Continuing Education Information

Name	Sadr, Susan S	DOIID	371713	NAIC NPN	7200930

If a course you have completed is not listed below, please contact your CE Provider to validate that you have completed it properly, and it has been sent to the Kentucky Department of Insurance (DOI). All CE Courses received by DOI are posted on the web site within (3) working days. IT IS YOUR RESPONSIBILITY TO MONITOR AND VERIFY ALL CE COURSES HAVE BEEN PROPERLY FILED WITH DOI. Failure to do so may result in license expiration.

UPDATE FOR KENTUCKY RESIDENT LICENSEES AND NON-RESIDENT ADJUSTERS DESIGNATING KENTUCKY AS THEIR HOME STATE:

IF YOU ARE NEWLY LICENSED, compliance period begins after you are licensed for one full year, then you are subject to renewal based on your birth month and birth year. Example: John Doe – DOB is 4/12/1960, Licensed on 4/30/2017. Licensed from April 2017 to April 2018, birth month is April, and birth year is even-numbered year. Therefore, first license renewal (and CE) is due on 4/30/2018. Then compliance period will be due 4/30 of every even-numbered year.
Each compliance period, you must complete –

Minimum of 24 hours total continuing education credit, up to twelve (12) excess hours will be carried over to the next compliance period as 'general' hours.
Three (3) of those hours in course concentration of 'Ethics' for Agents, Independent Adjusters, and Public Adjusters,

There is no longer a 'classroom' requirement, so your courses may be completed by self-study, correspondence, or classroom.
REMINDER - Continuing Education is only HALF of your License Renewal Requirement – be sure to complete the license renewal through eServices by answering three (3) background questions, reporting any applicable background issues to DOI, and pay any applicable fees.
Agents - License renewal fees are only charged when you have no active insurer appointments. You must be appointed in Kentucky to sell, solicit and negotiate insurance for each insurer. If renewed within the 60-days following the renewal date, a penalty fee of $40 is applied for resident agents, or $50 for non-resident agents.
Adjusters’ license renewal fee is $50. If paid within the 60-days following the renewal date, a penalty fee of $50 is applied.

Agent CE Compliance Date: 8/31/2025

CE Compliance Date	Ethics Hours	Ethics Complete	LOA Hours	LOA Complete	Class Carryover	Class Hours Biennium	Class Complete	Corr. Carryover	Corr Hours	Total Carryover hours	Total CE Hours	Compliant This Period
8/31/2027	0	No	0	Yes	0	0	N/A	0	0	0	0	No
8/31/2025	4	Yes	19	Yes	0	0	N/A	1	23	1	24	Yes
8/31/2023	3	Yes	19	Yes	0	0	N/A	3	22	3	25	Yes
8/31/2021	4	Yes	18	Yes	0	0	N/A	5	22	5	27	Yes
8/31/2019	4	Yes	20	Yes	0	0	N/A	5	24	5	29	Yes
8/31/2017	3	Yes	25	Yes	0	0	N/A	1	28	1	29	Yes
8/31/2015	4	Yes	9	Yes	0	0	N/A	12	13	12	25	Yes
8/31/2013	4	Yes	45	Yes	0	0	N/A	1	49	1	50	Yes
8/31/2011	4	Yes	9	Yes	12	0	N/A	0	13	12	25	Yes
8/31/2009	4	Yes	52	Yes	2	46	N/A	10	10	12	68	Yes
6/30/2006	8	Yes	22	Yes	6	8	Yes	4	22	10	40	Yes
6/30/2004	2	Yes	22	Yes	10	8	Yes	0	16	10	34	Yes

Course #	Course Concentration	KY Provider Name	Completion Date	Method of Instruction	Credit Hours	Compliance Date
Annuity Transactions: Ensuring Suitability 2nd Ed - C10555	Annuities and Securities	RegEd, Inc.	2/26/2025	Correspondence	3	8/31/2025
Annuities In Your Client''s Portfolio - C76993	Life / Variable	RegEd, Inc.	2/26/2025	Correspondence	3	8/31/2025
Unethical Behavior - Opportunities Abound - C03113	Ethics	RegEd, Inc.	2/26/2025	Correspondence	4	8/31/2025
Long-Term Care:In-Depth View, Kentucky 2nd Edition - C95329	Long Term Care Partnership Act	RegEd, Inc.	2/26/2025	Correspondence	8	8/31/2025
Variable Annuities, 2nd Edition - C12310	Annuities and Securities	RegEd, Inc.	2/25/2025	Correspondence	5	8/31/2025
Retirement Planning for Seniors:Helping Our Client - C63300	Life	RegEd, Inc.	4/11/2023	Correspondence	7	8/31/2023
Fixed Annuities - C06073	Life	RegEd, Inc.	4/10/2023	Correspondence	3	8/31/2023
Recommending Annuties Under the New NAIC Best Inst - C23810	Annuity Suitability	RegEd, Inc.	4/10/2023	Correspondence	1	8/31/2023
A Walk Through the Ethical Insurance Practice - C09133	Ethics	RegEd, Inc.	4/3/2023	Correspondence	3	8/31/2023
Understanding Variable Annuities:Functions,Benefit - C63203	Life / Variable	RegEd, Inc.	4/3/2023	Correspondence	4	8/31/2023
Long Term Care 4-Hour Training - C02813	Long Term Care Partnership Act	WebCE, Inc	3/29/2023	Correspondence	4	8/31/2023
LTC Req-LTC-4hr Train Req - C04852	Long Term Care Partnership Act	RegEd, Inc.	5/4/2021	Correspondence	4	8/31/2021
Recommending Annuities Under The NAIC Best Interes - C23811	Annuity Suitability	RegEd, Inc.	5/3/2021	Correspondence	5	8/31/2021
Suitability & Insurable Needs of Senior Investors - C97803	Annuity Suitability	RegEd, Inc.	5/3/2021	Correspondence	5	8/31/2021
Ethics: Do Not Harm - C96816	Ethics	RegEd, Inc.	5/3/2021	Correspondence	4	8/31/2021
Diversification: A Strategy for Asset Pro & Growth - C54635	Life / Variable	RegEd, Inc.	5/3/2021	Correspondence	4	8/31/2021