DEPARTMENT OF INSURANCE

Agent Licensing - Continuing Education Information

Name	Gardiner, Duncan B	DOIID	379967	NAIC NPN	7204570

If a course you have completed is not listed below, please contact your CE Provider to validate that you have completed it properly, and it has been sent to the Kentucky Department of Insurance (DOI). All CE Courses received by DOI are posted on the web site within (3) working days. IT IS YOUR RESPONSIBILITY TO MONITOR AND VERIFY ALL CE COURSES HAVE BEEN PROPERLY FILED WITH DOI. Failure to do so may result in license expiration.

UPDATE FOR KENTUCKY RESIDENT LICENSEES AND NON-RESIDENT ADJUSTERS DESIGNATING KENTUCKY AS THEIR HOME STATE:

IF YOU ARE NEWLY LICENSED, compliance period begins after you are licensed for one full year, then you are subject to renewal based on your birth month and birth year. Example: John Doe – DOB is 4/12/1960, Licensed on 4/30/2017. Licensed from April 2017 to April 2018, birth month is April, and birth year is even-numbered year. Therefore, first license renewal (and CE) is due on 4/30/2018. Then compliance period will be due 4/30 of every even-numbered year.
Each compliance period, you must complete –

Minimum of 24 hours total continuing education credit, up to twelve (12) excess hours will be carried over to the next compliance period as 'general' hours.
Three (3) of those hours in course concentration of 'Ethics' for Agents, Independent Adjusters, and Public Adjusters,

There is no longer a 'classroom' requirement, so your courses may be completed by self-study, correspondence, or classroom.
REMINDER - Continuing Education is only HALF of your License Renewal Requirement – be sure to complete the license renewal through eServices by answering three (3) background questions, reporting any applicable background issues to DOI, and pay any applicable fees.
Agents - License renewal fees are only charged when you have no active insurer appointments. You must be appointed in Kentucky to sell, solicit and negotiate insurance for each insurer. If renewed within the 60-days following the renewal date, a penalty fee of $40 is applied for resident agents, or $50 for non-resident agents.
Adjusters’ license renewal fee is $50. If paid within the 60-days following the renewal date, a penalty fee of $50 is applied.

Agent CE Compliance Date: 2/28/2026

CE Compliance Date	Ethics Hours	Ethics Complete	LOA Hours	LOA Complete	Class Carryover	Class Hours Biennium	Class Complete	Corr. Carryover	Corr Hours	Total Carryover hours	Total CE Hours	Compliant This Period
2/29/2028	0	No	0	Yes	0	0	N/A	0	0	0	0	No
2/28/2026	0	No	0	Yes	0	1	N/A	1	0	1	2	No
2/29/2024	3	Yes	10	Yes	3	0	N/A	9	13	12	25	Yes
2/28/2022	3	Yes	49	Yes	12	3	N/A	0	49	12	64	Yes
2/29/2020	3	Yes	36	Yes	0	36	N/A	0	3	0	39	Yes
2/28/2018	3	Yes	21	Yes	0	0	N/A	0	24	0	24	Yes

Course #	Course Concentration	KY Provider Name	Completion Date	Method of Instruction	Credit Hours	Compliance Date
Understanding LTC Tax Advantages(Webinar) - C26638	General Insurance Principles	Nationwide Life Insurance Company c/o Quest Cont Ed Solution	2/19/2025	Classroom	1	2/28/2026
Ethics for Insurance Professionals - C97871	Ethics	RegEd, Inc.	3/5/2024	Correspondence	3	2/29/2024
NAIC Suitability in Annuity Transactions Model Reg - C07658	Annuity Suitability	RegEd, Inc.	3/25/2022	Correspondence	4	2/29/2024
Recommending Annuities Under The NAIC Best Interes - C23811	Annuity Suitability	RegEd, Inc.	3/23/2022	Correspondence	5	2/29/2024
Recommending Annuties Under the New NAIC Best Inst - C23810	Annuity Suitability	RegEd, Inc.	3/23/2022	Correspondence	1	2/29/2024
HS 355 Managing Retirement Income Plan - Ethics - C11562	Ethics	American College, The	6/7/2021	Classroom	3	2/28/2022
HS 355 Managing the Retirement Income Plan - C11486	Life and Health	American College, The	6/7/2021	Correspondence	21	2/28/2022
HS 354 Sources of Retirement Income - C66785	Life / Variable	American College, The	2/16/2021	Correspondence	12	2/28/2022
Expect Unexpected: A Guide to Long-Term Care (4HR) - C99441	Long Term Care Partnership Act	RegEd, Inc.	12/28/2020	Correspondence	4	2/28/2022
HS 353 Retirement Income Process, Strat., & Sol. - C99375	Life	American College, The	6/29/2020	Correspondence	12	2/28/2022