DEPARTMENT OF INSURANCE

Agent Licensing - Continuing Education Information

Name	Howard, Michael B	DOIID	515682	NAIC NPN	7215145

If a course you have completed is not listed below, please contact your CE Provider to validate that you have completed it properly, and it has been sent to the Kentucky Department of Insurance (DOI). All CE Courses received by DOI are posted on the web site within (3) working days. IT IS YOUR RESPONSIBILITY TO MONITOR AND VERIFY ALL CE COURSES HAVE BEEN PROPERLY FILED WITH DOI. Failure to do so may result in license expiration.

UPDATE FOR KENTUCKY RESIDENT LICENSEES AND NON-RESIDENT ADJUSTERS DESIGNATING KENTUCKY AS THEIR HOME STATE:

IF YOU ARE NEWLY LICENSED, compliance period begins after you are licensed for one full year, then you are subject to renewal based on your birth month and birth year. Example: John Doe – DOB is 4/12/1960, Licensed on 4/30/2017. Licensed from April 2017 to April 2018, birth month is April, and birth year is even-numbered year. Therefore, first license renewal (and CE) is due on 4/30/2018. Then compliance period will be due 4/30 of every even-numbered year.
Each compliance period, you must complete –

Minimum of 24 hours total continuing education credit, up to twelve (12) excess hours will be carried over to the next compliance period as 'general' hours.
Three (3) of those hours in course concentration of 'Ethics' for Agents, Independent Adjusters, and Public Adjusters,

There is no longer a 'classroom' requirement, so your courses may be completed by self-study, correspondence, or classroom.
REMINDER - Continuing Education is only HALF of your License Renewal Requirement – be sure to complete the license renewal through eServices by answering three (3) background questions, reporting any applicable background issues to DOI, and pay any applicable fees.
Agents - License renewal fees are only charged when you have no active insurer appointments. You must be appointed in Kentucky to sell, solicit and negotiate insurance for each insurer. If renewed within the 60-days following the renewal date, a penalty fee of $40 is applied for resident agents, or $50 for non-resident agents.
Adjusters’ license renewal fee is $50. If paid within the 60-days following the renewal date, a penalty fee of $50 is applied.

Agent CE Compliance Date: 10/31/2027

CE Compliance Date	Ethics Hours	Ethics Complete	LOA Hours	LOA Complete	Class Carryover	Class Hours Biennium	Class Complete	Corr. Carryover	Corr Hours	Total Carryover hours	Total CE Hours	Compliant This Period
10/31/2027	0	No	0	Yes	0	0	N/A	11	0	11	11	No
10/31/2025	3	Yes	24	Yes	0	0	N/A	8	27	8	35	Yes
10/31/2023	3	Yes	25	Yes	0	0	N/A	4	28	4	32	Yes
10/31/2021	3	Yes	22	Yes	0	0	N/A	3	25	3	28	Yes
10/31/2019	3	Yes	22	Yes	0	0	N/A	2	25	2	27	Yes
10/31/2017	4	Yes	20	Yes	0	0	N/A	2	24	2	26	Yes
10/31/2015	3	Yes	11	Yes	0	0	N/A	12	14	12	26	Yes
10/31/2013	4	Yes	32	Yes	5	0	N/A	0	36	5	41	Yes
10/31/2011	8	Yes	9	Yes	12	11	N/A	0	6	12	29	Yes
10/31/2009	6	Yes	29	Yes	12	27	N/A	0	8	12	47	Yes
6/30/2006	3	Yes	16	Yes	8	36	Yes	0	8	8	52	Yes
6/30/2004	13	Yes	19	Yes	0	20	Yes	0	12	0	32	Yes

Course #	Course Concentration	KY Provider Name	Completion Date	Method of Instruction	Credit Hours	Compliance Date
Understanding Personal Auto Insurance - C73005	Property and Casualty	WebCE, Inc	8/29/2025	Correspondence	12	10/31/2025
Property & Casualty Ins Essentials - Ethics - C97509	Ethics	WebCE, Inc	8/28/2025	Correspondence	3	10/31/2025
Property & Casualty Insurance Essentials - C97179	Property and Casualty	WebCE, Inc	8/28/2025	Correspondence	12	10/31/2025
Understanding Personal Auto Insurance - C73005	Property and Casualty	WebCE, Inc	8/22/2023	Correspondence	12	10/31/2023
The Collision Loss: Total or Repair - C78550	Property and Casualty	WebCE, Inc	8/21/2023	Correspondence	3	10/31/2023
Personal Autos Used in Business - C94451	Property and Casualty	WebCE, Inc	8/21/2023	Correspondence	2	10/31/2023
20 Key Questions to Ask When Writing Personal Auto - C15630	Property and Casualty	WebCE, Inc	8/18/2023	Correspondence	4	10/31/2023
Ethics in the P&C Insurance Workplace - C05140	Ethics	WebCE, Inc	8/17/2023	Correspondence	3	10/31/2023
Annuity Suitability and Best Interest Standards - C20776	Annuity Suitability	WebCE, Inc	1/4/2022	Correspondence	4	10/31/2023