DEPARTMENT OF INSURANCE

Agent Licensing - Continuing Education Information

Name	Howser, Margaret J	DOIID	602288	NAIC NPN	8380108

If a course you have completed is not listed below, please contact your CE Provider to validate that you have completed it properly, and it has been sent to the Kentucky Department of Insurance (DOI). All CE Courses received by DOI are posted on the web site within (3) working days. IT IS YOUR RESPONSIBILITY TO MONITOR AND VERIFY ALL CE COURSES HAVE BEEN PROPERLY FILED WITH DOI. Failure to do so may result in license expiration.

UPDATE FOR KENTUCKY RESIDENT LICENSEES AND NON-RESIDENT ADJUSTERS DESIGNATING KENTUCKY AS THEIR HOME STATE:

IF YOU ARE NEWLY LICENSED, compliance period begins after you are licensed for one full year, then you are subject to renewal based on your birth month and birth year. Example: John Doe – DOB is 4/12/1960, Licensed on 4/30/2017. Licensed from April 2017 to April 2018, birth month is April, and birth year is even-numbered year. Therefore, first license renewal (and CE) is due on 4/30/2018. Then compliance period will be due 4/30 of every even-numbered year.
Each compliance period, you must complete –

Minimum of 24 hours total continuing education credit, up to twelve (12) excess hours will be carried over to the next compliance period as 'general' hours.
Three (3) of those hours in course concentration of 'Ethics' for Agents, Independent Adjusters, and Public Adjusters,

There is no longer a 'classroom' requirement, so your courses may be completed by self-study, correspondence, or classroom.
REMINDER - Continuing Education is only HALF of your License Renewal Requirement – be sure to complete the license renewal through eServices by answering three (3) background questions, reporting any applicable background issues to DOI, and pay any applicable fees.
Agents - License renewal fees are only charged when you have no active insurer appointments. You must be appointed in Kentucky to sell, solicit and negotiate insurance for each insurer. If renewed within the 60-days following the renewal date, a penalty fee of $40 is applied for resident agents, or $50 for non-resident agents.
Adjusters’ license renewal fee is $50. If paid within the 60-days following the renewal date, a penalty fee of $50 is applied.

Agent CE Compliance Date: 5/31/2025

CE Compliance Date	Ethics Hours	Ethics Complete	LOA Hours	LOA Complete	Class Carryover	Class Hours Biennium	Class Complete	Corr. Carryover	Corr Hours	Total Carryover hours	Total CE Hours	Compliant This Period
5/31/2025	0	No	0	Yes	5	0	N/A	7	0	12	12	No
5/31/2023	6	Yes	20	Yes	6	11	N/A	6	15	12	38	Yes
5/31/2021	9	Yes	15	Yes	9	9	N/A	3	15	12	36	Yes
5/31/2019	12	Yes	14	Yes	4	17	N/A	3	16	7	40	Yes
5/31/2017	7	Yes	7	Yes	0	16	N/A	10	5	10	31	Yes
5/31/2015	3	Yes	19	Yes	0	3	N/A	12	19	12	34	Yes
5/31/2013	5	Yes	34	Yes	0	2	N/A	0	37	0	39	Yes
5/31/2011	8	Yes	16	Yes	0	4	N/A	0	20	0	24	Yes
5/31/2009	8	Yes	16	Yes	0	13	N/A	0	11	0	24	Yes
6/30/2006	5	Yes	14	Yes	0	15	Yes	0	9	0	24	Yes

Course #	Course Concentration	KY Provider Name	Completion Date	Method of Instruction	Credit Hours	Compliance Date
Vision Benefits and Vision Care 101 Webinar - C24817	Life and Health	CAPE School (www.capeschool.com)	5/4/2023	Classroom	2	5/31/2023
TheHSAToday:HowPropleareActuallyUsingTheirHSA''sWEB - C25294	Life and Health	CEU.com	5/2/2023	Classroom	1	5/31/2023
Contemporary Insurance Topics - C06203	Life, Health, Property & Casualty	Affordable-Success-FirstChoice-ClienTell CE	9/13/2022	Correspondence	12	5/31/2023
Getting Well: Increasing Employee in Health Insura - C35843	Health	Anthem Blue Cross & Blue Shield	4/20/2022	Classroom	1	5/31/2023
Health and Wellness the Millennial Way - C77776	Life and Health	Anthem Blue Cross & Blue Shield	3/25/2022	Classroom	1	5/31/2023
Ethics & Unfair Trade Practices - C94884	Ethics	Insurance Career Training, Inc	2/25/2022	Classroom	3	5/31/2023
Understanding Medicare Supplements - C10737	Life and Health	Insurance Career Training, Inc	2/25/2022	Classroom	3	5/31/2023
Insurance Ethics: Making the Right Decisions - C00257	Ethics	InsuranceStudy.com	7/23/2021	Correspondence	3	5/31/2023
Ethics Here and Now - C02032	Ethics	Anthem Blue Cross & Blue Shield	5/27/2021	Classroom	3	5/31/2021
Ethics in Business - C64885	Ethics	InsuranceStudy.com	7/23/2020	Correspondence	3	5/31/2021
Vision Insurance : More than Windows to Your Soul - C69336	Life and Health	Anthem Blue Cross & Blue Shield	5/28/2020	Classroom	1	5/31/2021
On-Demand Healthcare - C65991	Life and Health	Anthem Blue Cross & Blue Shield	5/14/2020	Classroom	1	5/31/2021
Drug Pricing-Pulling Back the Curtain - C16081	Health	Anthem Blue Cross & Blue Shield	8/29/2019	Classroom	1	5/31/2021
Ethics & Your Insurance Career - C10690	Ethics	Insurance Career Training, Inc	6/14/2019	Classroom	3	5/31/2021
Survery of Employee Benefits - C92356	Life and Health	WebCE, Inc	6/10/2019	Correspondence	12	5/31/2021