DEPARTMENT OF INSURANCE

Agent Licensing - Continuing Education Information

Name	Frommeyer, Michelle Ann	DOIID	611935	NAIC NPN	8518306

If a course you have completed is not listed below, please contact your CE Provider to validate that you have completed it properly, and it has been sent to the Kentucky Department of Insurance (DOI). All CE Courses received by DOI are posted on the web site within (3) working days. IT IS YOUR RESPONSIBILITY TO MONITOR AND VERIFY ALL CE COURSES HAVE BEEN PROPERLY FILED WITH DOI. Failure to do so may result in license expiration.

UPDATE FOR KENTUCKY RESIDENT LICENSEES AND NON-RESIDENT ADJUSTERS DESIGNATING KENTUCKY AS THEIR HOME STATE:

IF YOU ARE NEWLY LICENSED, compliance period begins after you are licensed for one full year, then you are subject to renewal based on your birth month and birth year. Example: John Doe – DOB is 4/12/1960, Licensed on 4/30/2017. Licensed from April 2017 to April 2018, birth month is April, and birth year is even-numbered year. Therefore, first license renewal (and CE) is due on 4/30/2018. Then compliance period will be due 4/30 of every even-numbered year.
Each compliance period, you must complete –

Minimum of 24 hours total continuing education credit, up to twelve (12) excess hours will be carried over to the next compliance period as 'general' hours.
Three (3) of those hours in course concentration of 'Ethics' for Agents, Independent Adjusters, and Public Adjusters,

There is no longer a 'classroom' requirement, so your courses may be completed by self-study, correspondence, or classroom.
REMINDER - Continuing Education is only HALF of your License Renewal Requirement – be sure to complete the license renewal through eServices by answering three (3) background questions, reporting any applicable background issues to DOI, and pay any applicable fees.
Agents - License renewal fees are only charged when you have no active insurer appointments. You must be appointed in Kentucky to sell, solicit and negotiate insurance for each insurer. If renewed within the 60-days following the renewal date, a penalty fee of $40 is applied for resident agents, or $50 for non-resident agents.
Adjusters’ license renewal fee is $50. If paid within the 60-days following the renewal date, a penalty fee of $50 is applied.

Agent CE Compliance by: Extension Date :

CE Compliance Date	Ethics Hours	Ethics Complete	LOA Hours	LOA Complete	Class Carryover	Class Hours Biennium	Class Complete	Corr. Carryover	Corr Hours	Total Carryover hours	Total CE Hours	Compliant This Period
6/30/2027	0	No	0	Yes	0	0	N/A	0	0	0	0	No
6/30/2025	6	Yes	3	Yes	0	2	N/A	6	11	6	19	No
6/30/2023	3	Yes	19	Yes	0	2	N/A	7	21	7	30	Yes
6/30/2021	3	Yes	16	Yes	0	0	N/A	12	19	12	31	Yes
6/30/2019	3	Yes	31	Yes	0	6	N/A	12	28	12	46	Yes
6/30/2017	5	Yes	29	Yes	0	1	N/A	12	33	12	46	Yes
6/30/2015	4	Yes	33	Yes	12	0	N/A	0	37	12	49	Yes
6/30/2013	3	Yes	36	Yes	2	36	N/A	0	3	2	41	Yes
6/30/2011	4	Yes	10	Yes	12	2	N/A	0	12	12	26	Yes
6/30/2009	3	Yes	36	Yes	12	36	N/A	0	3	12	51	Yes
6/30/2007	3	Yes	36	Yes	0	36	Yes	0	3	0	39	Yes

Course #	Course Concentration	KY Provider Name	Completion Date	Method of Instruction	Credit Hours	Compliance Date
2025 CURRENT ISSUES SEMINAR - C100495	Ethics	Kentucky Legislative Ethics Commission	1/8/2025	Classroom	2	6/30/2025
Senior Market Sales Ethics - C54136	Ethics	WebCE, Inc	12/26/2024	Correspondence	4	6/30/2025
Using Annuities for Retirement Income - C25077	Property and Casualty	WebCE, Inc	12/26/2024	Correspondence	4	6/30/2025
Defferred Income Annuities and QLACs - C93091	Life and Health	WebCE, Inc	12/25/2024	Correspondence	3	6/30/2025
Social Security Strategies - C69502	Life and Health	WebCE, Inc	6/29/2023	Correspondence	5	6/30/2023
More About Medicare: Home Health, Skilled Nursing. - C13570	Life and Health	WebCE, Inc	6/27/2023	Correspondence	2	6/30/2023
Medicare Coordination with Employer Health Plans - C20936	Life and Health	WebCE, Inc	6/27/2023	Correspondence	4	6/30/2023
Ethics and Seniors:Understanding the Mature Market - C13648	Ethics	WebCE, Inc	6/19/2023	Correspondence	3	6/30/2023
Medicare Advantage Plans and Supplemental Benefits - C21030	Life and Health	WebCE, Inc	6/19/2023	Correspondence	2	6/30/2023
Recommending Annuities Under The NAIC Best Interes - C23811	Annuity Suitability	RegEd, Inc.	8/16/2022	Correspondence	5	6/30/2023
Advanced Roth Planning:How to Squeeze More Juice Out of the Tax Lemon - C16727	General Insurance Principles	FPA of Greater Cincinnati	11/5/2021	Classroom	1	6/30/2023
OH Tx Updt Opp Znz Plng forthe Bsnss Incm Ded QBI - C20563	Life and Health	FPA of Greater Cincinnati	10/26/2021	Classroom	1	6/30/2023
Ethics for Producers: Cases and Comments - C69357	Ethics	WebCE, Inc	6/24/2021	Correspondence	3	6/30/2021
4-Hour Long Term Care Review - C97411	Long Term Care Partnership Act	WebCE, Inc	12/14/2020	Correspondence	4	6/30/2021
Uncovering Social Security Secrets - C19810	Life and Health	Affordable-Success-FirstChoice-ClienTell CE	5/19/2020	Correspondence	12	6/30/2021