DEPARTMENT OF INSURANCE

Agent Licensing - Continuing Education Information

Name	Bowles, Michelle Roxanne	DOIID	708750	NAIC NPN	14320514

If a course you have completed is not listed below, please contact your CE Provider to validate that you have completed it properly, and it has been sent to the Kentucky Department of Insurance (DOI). All CE Courses received by DOI are posted on the web site within (3) working days. IT IS YOUR RESPONSIBILITY TO MONITOR AND VERIFY ALL CE COURSES HAVE BEEN PROPERLY FILED WITH DOI. Failure to do so may result in license expiration.

UPDATE FOR KENTUCKY RESIDENT LICENSEES AND NON-RESIDENT ADJUSTERS DESIGNATING KENTUCKY AS THEIR HOME STATE:

IF YOU ARE NEWLY LICENSED, compliance period begins after you are licensed for one full year, then you are subject to renewal based on your birth month and birth year. Example: John Doe – DOB is 4/12/1960, Licensed on 4/30/2017. Licensed from April 2017 to April 2018, birth month is April, and birth year is even-numbered year. Therefore, first license renewal (and CE) is due on 4/30/2018. Then compliance period will be due 4/30 of every even-numbered year.
Each compliance period, you must complete –

Minimum of 24 hours total continuing education credit, up to twelve (12) excess hours will be carried over to the next compliance period as 'general' hours.
Three (3) of those hours in course concentration of 'Ethics' for Agents, Independent Adjusters, and Public Adjusters,

There is no longer a 'classroom' requirement, so your courses may be completed by self-study, correspondence, or classroom.
REMINDER - Continuing Education is only HALF of your License Renewal Requirement – be sure to complete the license renewal through eServices by answering three (3) background questions, reporting any applicable background issues to DOI, and pay any applicable fees.
Agents - License renewal fees are only charged when you have no active insurer appointments. You must be appointed in Kentucky to sell, solicit and negotiate insurance for each insurer. If renewed within the 60-days following the renewal date, a penalty fee of $40 is applied for resident agents, or $50 for non-resident agents.
Adjusters’ license renewal fee is $50. If paid within the 60-days following the renewal date, a penalty fee of $50 is applied.

Agent CE Compliance Date: 4/30/2026

CE Compliance Date	Ethics Hours	Ethics Complete	LOA Hours	LOA Complete	Class Carryover	Class Hours Biennium	Class Complete	Corr. Carryover	Corr Hours	Total Carryover hours	Total CE Hours	Compliant This Period
4/30/2028	0	No	0	Yes	0	0	N/A	0	0	0	0	No
4/30/2026	0	No	2	Yes	12	0	N/A	0	2	12	14	No
4/30/2024	3	Yes	25	Yes	10	25	N/A	2	3	12	40	Yes
4/30/2022	9	Yes	71	Yes	0	22	N/A	0	58	0	80	Yes
4/30/2020	3	Yes	17	Yes	0	20	N/A	4	0	4	24	Yes
4/30/2018	4	Yes	24	Yes	0	8	N/A	0	20	0	28	Yes
4/30/2016	4	Yes	20	Yes	0	7	N/A	0	17	0	24	Yes
4/30/2014	4	Yes	20	Yes	0	6	N/A	0	18	0	24	Yes
4/30/2012	4	Yes	20	Yes	0	16	N/A	0	8	0	24	Yes

Course #	Course Concentration	KY Provider Name	Completion Date	Method of Instruction	Credit Hours	Compliance Date
State-BasedMarketplaceCertificate,RegistrationInit - C80454	Health	Kentucky Health Benefit Exchange	1/12/2025	Correspondence	2	4/30/2026
Developing a Client- Centered Code - C93837	Ethics	WebCE, Inc	7/25/2024	Correspondence	3	4/30/2024
Across The Generations -Classroom - C26314	Life and Health	Central Kentucky Association of Health Underwriters	11/15/2023	Classroom	1	4/30/2024
2023 CKAHU Symposium Part 1-Classroom - C25140	Life and Health	Central Kentucky Association of Health Underwriters	3/7/2023	Classroom	3	4/30/2024
2023 CKAHU Symposium Part2-Classroom - C25314	Life and Health	Central Kentucky Association of Health Underwriters	3/7/2023	Classroom	3	4/30/2024
2022 Fall Forum Afternoon-Classroom - C80611	Health	National Association of Benefits and Insurance Professionals Kentucky Chapter	9/19/2022	Classroom	3	4/30/2024
2022 Fall Forum Morning-Classroom - C80610	Health	National Association of Benefits and Insurance Professionals Kentucky Chapter	9/19/2022	Classroom	3	4/30/2024
KYAHU Medicare Summit 2022-Classroom - C24218	Health	National Association of Benefits and Insurance Professionals Kentucky Chapter	8/2/2022	Classroom	6	4/30/2024
CKAHU Symposium 2022-Part2-Classroom - C23808	Life and Health	Central Kentucky Association of Health Underwriters	5/10/2022	Classroom	3	4/30/2024
CKAHU Symposium 2022-Part1 - C80135	Life and Health	Central Kentucky Association of Health Underwriters	5/10/2022	Classroom	3	4/30/2024
Employer Sponsored Plans in a Post ACA Era - C18140	Life and Health	National Association of Benefits and Insurance Professionals	4/26/2022	Correspondence	12	4/30/2022
NAHU Self Funded Certification - C22569	Health	National Association of Benefits and Insurance Professionals	4/25/2022	Correspondence	3	4/30/2022
Group Benefits: Basic Concepts - C92595	Life and Health	National Association of Benefits and Insurance Professionals	4/25/2022	Correspondence	18	4/30/2022
NAHU Wellness Certification - C19262	Health	National Association of Benefits and Insurance Professionals	4/23/2022	Correspondence	1	4/30/2022
Ethics and Morality-Using a Multicultural Approach - C23677	Ethics	Central Kentucky Association of Health Underwriters	4/20/2022	Classroom	3	4/30/2022
Advanced Topics in Group Benefits - C92696	Life and Health	National Association of Benefits and Insurance Professionals	4/19/2022	Correspondence	8	4/30/2022
NAHU Ethics in Business - C92694	Ethics	National Association of Benefits and Insurance Professionals	4/18/2022	Correspondence	3	4/30/2022
BENEFITS ACCOUNT MANAGER CERTIFICATION - C18141	Life and Health	National Association of Benefits and Insurance Professionals	4/13/2022	Correspondence	8	4/30/2022
Health Insurance Programs for Seniors - C24192	Life and Health	WebCE, Inc	3/7/2022	Correspondence	5	4/30/2022
2021 Fall Forum-Morning - C17431	Health	National Association of Benefits and Insurance Professionals Kentucky Chapter	9/13/2021	Classroom	3	4/30/2022
2021 CKAHU Symposium Day 2 (Webinar) - C13545	Life and Health	Central Kentucky Association of Health Underwriters	6/9/2021	Classroom	4	4/30/2022
2021 CKAHU Symposium Day 1 Webinar - C12873	Life and Health	Central Kentucky Association of Health Underwriters	6/8/2021	Classroom	3	4/30/2022
NAHU Washington Update 2021 - C27905	Life and Health	Central Kentucky Association of Health Underwriters	2/10/2021	Classroom	1	4/30/2022
Broadening the Appeal of Life Insuarnce for Gen - C27998	Life	Central Kentucky Association of Health Underwriters	1/13/2021	Classroom	1	4/30/2022
Major League Mindset - C24264	Life and Health	Central Kentucky Association of Health Underwriters	11/18/2020	Classroom	1	4/30/2022
Benefits Mod. and Voluntary Benefits - C24101	Life and Health	Central Kentucky Association of Health Underwriters	10/28/2020	Classroom	1	4/30/2022
Health Insurance Costs Reflect Medical Costs - C03996	Health	Anthem Blue Cross & Blue Shield	10/21/2020	Classroom	1	4/30/2022
Update From the Department of Insurance - C24182	Life and Health	National Association of Benefits and Insurance Professionals Kentucky Chapter	10/21/2020	Classroom	1	4/30/2022
Ethics in Action - Webinar COVID - C22737	Ethics	Central Kentucky Association of Health Underwriters	5/8/2020	Classroom	3	4/30/2022