DEPARTMENT OF INSURANCE

PUBLIC PROTECTION
CABINET

DEPARTMENT OF INSURANCE

Affiliations

Name	Higgins, Heather Joy	DOIID	1435777	NAIC NPN	21713488

License - Line of Authority Information

Status	Residency	Class	Line of Authority	Active Date	Inactive Date	License Expiration Date
Active	Non Resident	Agent	Health	11/21/2025		5/31/2027
Active	Non Resident	Agent	Life	11/21/2025		5/31/2027
* If a status Is Pending, Pending Replacement,Or the record displays Affidavit On File, click On them For more details.

License Renewal Information

Class	Invoice Date	Response Due / Expiration Date	Response Received Date	Payment Received Date	Renewal Complete
Agent	03/15/2027	05/31/2027

Appointments with the following Insurers

Status	Affiliation Name	DOI Number	Line of Authority	Active Date	Inactive Date
Active	Accendo Insurance Company	300312	Agent - Life	2/17/2026
Active	Aetna Health and Life Insurance Company	300523	Agent - Health	2/17/2026
Active	Aetna Health of Ohio Inc.	1065035	Agent - Health	8/12/2026
Active	Aetna Life Insurance Company	301140	Agent - Health	8/12/2026
Active	Care Improvement Plus South Central Insurance Company	799697	Agent - Health	6/29/2026
Active	Continental Life Insurance Company of Brentwood Tennessee	301526	Agent - Health	2/17/2026
Active	Continental Life Insurance Company of Brentwood Tennessee	301526	Agent - Life	2/17/2026
Active	Devoted Health Insurance Company of Kentucky, Inc.	1306593	Agent - Health	7/9/2026
Active	Family Heritage Life Insurance Company of America	301037	Agent - Health	10/27/2026
Active	Family Heritage Life Insurance Company of America	301037	Agent - Life	10/27/2026
Active	Golden Rule Insurance Company	301943	Agent - Health	2/11/2026
Active	Golden Rule Insurance Company	301943	Agent - Life	2/11/2026
Active	SilverScript Insurance Company	663526	Agent - Health	8/12/2026
Active	Transamerica Life Insurance Company	300571	Agent - Health	1/27/2026
Active	Transamerica Life Insurance Company	300571	Agent - Life	1/27/2026
Active	UnitedHealthcare Insurance Company	300946	Agent - Health	6/29/2026
Active	UnitedHealthcare of Wisconsin, Inc.	871491	Agent - Health	6/29/2026
Inactive	WellCare Health Plans of Kentucky, Inc.	838592	Agent - Health	7/23/2026	8/27/2026

Designated to act on behalf of the following Business Entities

Status	Affiliation Name	DOI Number	Line of Authority	Active Date	Inactive Date
Active	HealthMarkets Insurance Agency Inc	709727	Agent - Life	2/11/2026
Active	HealthMarkets Insurance Agency Inc	709727	Agent - Health	2/11/2026