DEPARTMENT OF INSURANCE

Affiliations

Name	Karas, Carmen Lydia	DOIID	542888	NAIC NPN	3948586

License - Line of Authority Information

Status	Residency	Class	Line of Authority	Active Date	License Expiration Date
Active	Non Resident	Agent	Property	12/13/2001	11/30/2025
Active	Non Resident	Agent	Casualty	12/13/2001	11/30/2025
* If a status Is Pending, Pending Replacement,Or the record displays Affidavit On File, click On them For more details.

License Renewal Information

Class	Invoice Date	Response Due / Expiration Date	Response Received Date	Payment Received Date	Renewal Complete
Agent	09/15/2025	11/30/2025

Appointments with the following Insurers

Status	Affiliation Name	DOI Number	Line of Authority	Active Date	Inactive Date
Inactive	American Modern Home Insurance Company	300791	Agent - Casualty	11/18/2014	11/14/2021
Inactive	American Modern Home Insurance Company	300791	Agent - Property	11/18/2014	11/14/2021
Inactive	American Modern Property and Casualty Insurance Company	301954	Agent - Casualty	12/14/2018	6/25/2025
Inactive	American Modern Property and Casualty Insurance Company	301954	Agent - Property	12/14/2018	6/25/2025
Active	Bristol West Insurance Company	301655	Agent - Casualty	1/9/2025
Active	Bristol West Insurance Company	301655	Agent - Property	1/9/2025
Active	Foremost Insurance Company Grand Rapids, Michigan	301027	Agent - Casualty	6/3/2016
Active	Foremost Insurance Company Grand Rapids, Michigan	301027	Agent - Property	6/3/2016
Active	Foremost Property and Casualty Insurance Company	300871	Agent - Casualty	6/3/2016
Active	Foremost Property and Casualty Insurance Company	300871	Agent - Property	6/3/2016
Inactive	Hartford Accident and Indemnity Company	301917	Agent - Casualty	12/13/2001	7/17/2006
Inactive	Hartford Accident and Indemnity Company	301917	Agent - Property	12/13/2001	7/17/2006
Inactive	Hartford Casualty Insurance Company	301332	Agent - Casualty	11/12/2007	1/30/2019
Inactive	Hartford Casualty Insurance Company	301332	Agent - Property	11/12/2007	1/30/2019
Inactive	Hartford Fire Insurance Company	300628	Agent - Casualty	11/12/2007	1/30/2019
Inactive	Hartford Fire Insurance Company	300628	Agent - Property	11/12/2007	1/30/2019
Inactive	Hartford Insurance Company of the Midwest	301918	Agent - Casualty	12/12/2006	1/30/2019
Inactive	Hartford Insurance Company of the Midwest	301918	Agent - Property	12/12/2006	1/30/2019
Inactive	Hartford Underwriters Insurance Company	301064	Agent - Casualty	12/12/2006	1/30/2019
Inactive	Hartford Underwriters Insurance Company	301064	Agent - Property	12/12/2006	1/30/2019
Inactive	Property and Casualty Insurance Company of Hartford	301409	Agent - Casualty	12/12/2006	9/20/2020
Inactive	Property and Casualty Insurance Company of Hartford	301409	Agent - Property	12/12/2006	9/20/2020
Inactive	Sentinel Insurance Company, Limited	501696	Agent - Casualty	11/12/2007	1/30/2019
Inactive	Sentinel Insurance Company, Limited	501696	Agent - Property	11/12/2007	1/30/2019
Inactive	Trumbull Insurance Company	300242	Agent - Casualty	9/23/2015	9/20/2020
Inactive	Trumbull Insurance Company	300242	Agent - Property	9/23/2015	9/20/2020
Inactive	Twin City Fire Insurance Company	300721	Agent - Casualty	11/12/2007	9/20/2020
Inactive	Twin City Fire Insurance Company	300721	Agent - Property	11/12/2007	9/20/2020

Designated to act on behalf of the following Business Entities

Status	Affiliation Name	DOI Number	Line of Authority	Active Date	Inactive Date
Inactive	Nutmeg Insurance Agency, Inc.	502156	Agent - Casualty	9/8/2014	1/31/2025
Inactive	Nutmeg Insurance Agency, Inc.	502156	Agent - Property	9/8/2014	1/31/2025