DEPARTMENT OF INSURANCE

Agent Licensing - Continuing Education Information

Name	Shrader, Cindi M	DOIID	328970	NAIC NPN	3313703

If a course you have completed is not listed below, please contact your CE Provider to validate that you have completed it properly, and it has been sent to the Kentucky Department of Insurance (DOI). All CE Courses received by DOI are posted on the web site within (3) working days. IT IS YOUR RESPONSIBILITY TO MONITOR AND VERIFY ALL CE COURSES HAVE BEEN PROPERLY FILED WITH DOI. Failure to do so may result in license expiration.

UPDATE FOR KENTUCKY RESIDENT LICENSEES AND NON-RESIDENT ADJUSTERS DESIGNATING KENTUCKY AS THEIR HOME STATE:

IF YOU ARE NEWLY LICENSED, compliance period begins after you are licensed for one full year, then you are subject to renewal based on your birth month and birth year. Example: John Doe – DOB is 4/12/1960, Licensed on 4/30/2017. Licensed from April 2017 to April 2018, birth month is April, and birth year is even-numbered year. Therefore, first license renewal (and CE) is due on 4/30/2018. Then compliance period will be due 4/30 of every even-numbered year.
Each compliance period, you must complete –

Minimum of 24 hours total continuing education credit, up to twelve (12) excess hours will be carried over to the next compliance period as 'general' hours.
Three (3) of those hours in course concentration of 'Ethics' for Agents, Independent Adjusters, and Public Adjusters,

There is no longer a 'classroom' requirement, so your courses may be completed by self-study, correspondence, or classroom.
REMINDER - Continuing Education is only HALF of your License Renewal Requirement – be sure to complete the license renewal through eServices by answering three (3) background questions, reporting any applicable background issues to DOI, and pay any applicable fees.
Agents - License renewal fees are only charged when you have no active insurer appointments. You must be appointed in Kentucky to sell, solicit and negotiate insurance for each insurer. If renewed within the 60-days following the renewal date, a penalty fee of $40 is applied for resident agents, or $50 for non-resident agents.
Adjusters’ license renewal fee is $50. If paid within the 60-days following the renewal date, a penalty fee of $50 is applied.

Agent CE Compliance Date: 3/31/2026

CE Compliance Date	Ethics Hours	Ethics Complete	LOA Hours	LOA Complete	Class Carryover	Class Hours Biennium	Class Complete	Corr. Carryover	Corr Hours	Total Carryover hours	Total CE Hours	Compliant This Period
3/31/2028	0	No	0	Yes	0	0	N/A	12	0	12	12	No
3/31/2026	6	Yes	23	Yes	0	0	N/A	9	29	9	38	Yes
3/31/2024	3	Yes	19	Yes	0	0	N/A	11	22	11	33	Yes
3/31/2022	7	Yes	16	Yes	0	0	N/A	12	23	12	35	Yes
3/31/2020	3	Yes	38	Yes	0	0	N/A	1	41	1	42	Yes
3/31/2018	3	Yes	14	Yes	0	0	N/A	8	17	8	25	Yes
3/31/2016	4	Yes	16	Yes	12	0	N/A	0	20	12	32	Yes
3/31/2014	3	Yes	36	Yes	3	36	N/A	0	3	3	42	Yes
3/31/2012	3	Yes	12	Yes	12	3	N/A	0	12	12	27	Yes
3/31/2010	3	Yes	32	Yes	12	32	N/A	0	3	12	47	Yes
6/30/2008	3	Yes	58	Yes	8	61	Yes	0	0	8	69	Yes
6/30/2006	12	Yes	8	Yes	12	8	Yes	0	12	12	32	Yes
6/30/2004	3	Yes	70	Yes	12	61	Yes	0	12	12	85	Yes

Course #	Course Concentration	KY Provider Name	Completion Date	Method of Instruction	Credit Hours	Compliance Date
Principles of Life/Health Insu&Ethics (EthicsOnly) - C12163	Ethics	Sigco, Inc. dba Pohs Institute	10/22/2025	Correspondence	6	3/31/2026
Principles of Life and Health Insurance & Ethics - C12164	Life and Health	Sigco, Inc. dba Pohs Institute	10/22/2025	Correspondence	18	3/31/2026
Recommending Annuities Under The NAIC Best Interes - C23811	Annuity Suitability	RegEd, Inc.	10/31/2024	Correspondence	5	3/31/2026
Developing a Client- Centered Code - C93837	Ethics	WebCE, Inc	1/6/2024	Correspondence	3	3/31/2024
Uncovering Social Security Secrets - C19810	Life and Health	Affordable-Success-FirstChoice-ClienTell CE	10/10/2023	Correspondence	12	3/31/2024
Anti-Money Laundering for the Insurance Industry - C78856	Life and Health	WebCE, Inc	4/15/2023	Correspondence	2	3/31/2024
Recommending Annuities Under The NAIC Best Interes - C23811	Annuity Suitability	RegEd, Inc.	7/15/2022	Correspondence	5	3/31/2024
Life Insurance Policies - C60295	Life	WebCE, Inc	2/13/2022	Correspondence	9	3/31/2022
Insurance Regulation and Consumer Protection - C16531	Ethics	WebCE, Inc	2/4/2022	Correspondence	4	3/31/2022
Life and Health Insurance Principles - C66497	Life and Health	WebCE, Inc	2/4/2022	Correspondence	7	3/31/2022
Developing a Client- Centered Code - C93837	Ethics	WebCE, Inc	1/6/2022	Correspondence	3	3/31/2022