DEPARTMENT OF INSURANCE

Agent Licensing - Continuing Education Information

Name	Ruff, Rowena York	DOIID	338858	NAIC NPN	7186581

If a course you have completed is not listed below, please contact your CE Provider to validate that you have completed it properly, and it has been sent to the Kentucky Department of Insurance (DOI). All CE Courses received by DOI are posted on the web site within (3) working days. IT IS YOUR RESPONSIBILITY TO MONITOR AND VERIFY ALL CE COURSES HAVE BEEN PROPERLY FILED WITH DOI. Failure to do so may result in license expiration.

UPDATE FOR KENTUCKY RESIDENT LICENSEES AND NON-RESIDENT ADJUSTERS DESIGNATING KENTUCKY AS THEIR HOME STATE:

IF YOU ARE NEWLY LICENSED, compliance period begins after you are licensed for one full year, then you are subject to renewal based on your birth month and birth year. Example: John Doe – DOB is 4/12/1960, Licensed on 4/30/2017. Licensed from April 2017 to April 2018, birth month is April, and birth year is even-numbered year. Therefore, first license renewal (and CE) is due on 4/30/2018. Then compliance period will be due 4/30 of every even-numbered year.
Each compliance period, you must complete –

Minimum of 24 hours total continuing education credit, up to twelve (12) excess hours will be carried over to the next compliance period as 'general' hours.
Three (3) of those hours in course concentration of 'Ethics' for Agents, Independent Adjusters, and Public Adjusters,

There is no longer a 'classroom' requirement, so your courses may be completed by self-study, correspondence, or classroom.
REMINDER - Continuing Education is only HALF of your License Renewal Requirement – be sure to complete the license renewal through eServices by answering three (3) background questions, reporting any applicable background issues to DOI, and pay any applicable fees.
Agents - License renewal fees are only charged when you have no active insurer appointments. You must be appointed in Kentucky to sell, solicit and negotiate insurance for each insurer. If renewed within the 60-days following the renewal date, a penalty fee of $40 is applied for resident agents, or $50 for non-resident agents.
Adjusters’ license renewal fee is $50. If paid within the 60-days following the renewal date, a penalty fee of $50 is applied.

Agent CE Compliance Date: 10/31/2027

CE Compliance Date	Ethics Hours	Ethics Complete	LOA Hours	LOA Complete	Class Carryover	Class Hours Biennium	Class Complete	Corr. Carryover	Corr Hours	Total Carryover hours	Total CE Hours	Compliant This Period
10/31/2027	0	No	0	Yes	0	0	N/A	10	0	10	10	No
10/31/2025	13	Yes	12	Yes	0	0	N/A	9	25	9	34	Yes
10/31/2023	3	Yes	20	Yes	0	0	N/A	10	23	10	33	Yes
10/31/2021	6	Yes	18	Yes	0	0	N/A	10	24	10	34	Yes
10/31/2019	10	Yes	20	Yes	0	0	N/A	4	30	4	34	Yes
10/31/2017	3	Yes	21	Yes	0	0	N/A	4	24	4	28	Yes
10/31/2015	3	Yes	22	Yes	0	1	N/A	3	24	3	28	Yes
10/31/2013	3	Yes	21	Yes	0	0	N/A	3	24	3	27	Yes
10/31/2011	4	Yes	20	Yes	0	1	N/A	3	23	3	27	Yes
10/31/2009	8	Yes	19	Yes	0	8	N/A	0	19	0	27	Yes
6/30/2006	4	Yes	8	Yes	9	12	Yes	3	0	12	24	Yes
6/30/2004	10	Yes	23	Yes	4	17	Yes	0	16	4	37	Yes

Course #	Course Concentration	KY Provider Name	Completion Date	Method of Instruction	Credit Hours	Compliance Date
Ethical Practices II - C39650	Ethics	Commonwealth Schools of Insurance, Inc.	8/20/2025	Correspondence	12	10/31/2025
Suitability Issues in Insurance - C98466	Life, Health, Property & Casualty	Commonwealth Schools of Insurance, Inc.	8/20/2025	Correspondence	12	10/31/2025
Ethical Business Practices:Diversity,Equity,&Inclu - C24065	Ethics	WebCE, Inc	12/8/2023	Correspondence	1	10/31/2025
Retirement Planning Strategies - C61763	Life	WebCE, Inc	9/18/2023	Correspondence	8	10/31/2023
IRA Rollovers - C34636	Life and Health	WebCE, Inc	9/18/2023	Correspondence	6	10/31/2023
Medicare Advantage Plans and Supplemental Benefits - C21030	Life and Health	WebCE, Inc	9/11/2023	Correspondence	2	10/31/2023
Ethics and Seniors:Understanding the Mature Market - C13648	Ethics	WebCE, Inc	9/11/2023	Correspondence	3	10/31/2023
Medicare Coordination with Employer Health Plans - C20936	Life and Health	WebCE, Inc	9/3/2023	Correspondence	4	10/31/2023