DEPARTMENT OF INSURANCE

Agent Licensing - Continuing Education Information

Name	Carter, Margaret E	DOIID	374831	NAIC NPN	7202332

If a course you have completed is not listed below, please contact your CE Provider to validate that you have completed it properly, and it has been sent to the Kentucky Department of Insurance (DOI). All CE Courses received by DOI are posted on the web site within (3) working days. IT IS YOUR RESPONSIBILITY TO MONITOR AND VERIFY ALL CE COURSES HAVE BEEN PROPERLY FILED WITH DOI. Failure to do so may result in license expiration.

UPDATE FOR KENTUCKY RESIDENT LICENSEES AND NON-RESIDENT ADJUSTERS DESIGNATING KENTUCKY AS THEIR HOME STATE:

IF YOU ARE NEWLY LICENSED, compliance period begins after you are licensed for one full year, then you are subject to renewal based on your birth month and birth year. Example: John Doe – DOB is 4/12/1960, Licensed on 4/30/2017. Licensed from April 2017 to April 2018, birth month is April, and birth year is even-numbered year. Therefore, first license renewal (and CE) is due on 4/30/2018. Then compliance period will be due 4/30 of every even-numbered year.
Each compliance period, you must complete –

Minimum of 24 hours total continuing education credit, up to twelve (12) excess hours will be carried over to the next compliance period as 'general' hours.
Three (3) of those hours in course concentration of 'Ethics' for Agents, Independent Adjusters, and Public Adjusters,

There is no longer a 'classroom' requirement, so your courses may be completed by self-study, correspondence, or classroom.
REMINDER - Continuing Education is only HALF of your License Renewal Requirement – be sure to complete the license renewal through eServices by answering three (3) background questions, reporting any applicable background issues to DOI, and pay any applicable fees.
Agents - License renewal fees are only charged when you have no active insurer appointments. You must be appointed in Kentucky to sell, solicit and negotiate insurance for each insurer. If renewed within the 60-days following the renewal date, a penalty fee of $40 is applied for resident agents, or $50 for non-resident agents.
Adjusters’ license renewal fee is $50. If paid within the 60-days following the renewal date, a penalty fee of $50 is applied.

Agent CE Compliance Date: 3/31/2025

CE Compliance Date	Ethics Hours	Ethics Complete	LOA Hours	LOA Complete	Class Carryover	Class Hours Biennium	Class Complete	Corr. Carryover	Corr Hours	Total Carryover hours	Total CE Hours	Compliant This Period
3/31/2027	0	No	0	Yes	0	0	N/A	0	0	0	0	No
3/31/2025	3	Yes	11	Yes	0	0	N/A	0	14	0	14	No
3/31/2023	4	Yes	20	Yes	0	0	N/A	0	24	0	24	Yes
3/31/2021	7	Yes	17	Yes	0	0	N/A	0	24	0	24	Yes
3/31/2019	3	Yes	9	Yes	0	0	N/A	12	12	12	24	Yes
3/31/2017	3	Yes	23	Yes	0	1	N/A	10	25	10	36	Yes
3/31/2015	3	Yes	21	Yes	0	7	N/A	10	17	10	34	Yes
3/31/2013	3	Yes	19	Yes	1	11	N/A	11	11	12	34	Yes
3/31/2011	7	Yes	32	Yes	1	12	N/A	0	27	1	40	Yes
3/31/2009	6	Yes	15	Yes	2	12	N/A	2	9	4	25	Yes
6/30/2006	6	Yes	18	Yes	2	12	Yes	2	12	4	28	Yes
6/30/2004	2	Yes	26	Yes	0	14	Yes	0	14	0	28	Yes

Course #	Course Concentration	KY Provider Name	Completion Date	Method of Instruction	Credit Hours	Compliance Date
Personal Autos Used in Business - C94451	Property and Casualty	WebCE, Inc	9/3/2024	Correspondence	2	3/31/2025
IRMI on Personal Lines 101 - C58612	Personal Lines	WebCE, Inc	9/3/2024	Correspondence	4	3/31/2025
Ethical Principles, Ethical Practices - C67264	Ethics	WebCE, Inc	9/2/2024	Correspondence	3	3/31/2025
Analyzing P&C Insurance Policies and Their Key Pro - C13107	Property and Casualty	WebCE, Inc	9/2/2024	Correspondence	5	3/31/2025
Homeowners Policy: Understanding the Coverages - C19783	Personal Lines	WebCE, Inc	6/15/2023	Correspondence	12	3/31/2023
20 Key Quest to Ask When Writing Homeowners Ins. - C68626	Property and Casualty	WebCE, Inc	6/13/2023	Correspondence	4	3/31/2023
Insurance Regulation and Consumer Protection - C16531	Ethics	WebCE, Inc	6/12/2023	Correspondence	4	3/31/2023
Homeowners Insurance: Factors Impacting Premiums - C21133	Property and Casualty	WebCE, Inc	6/12/2023	Correspondence	1	3/31/2023
Flood Insurance Fundamentals: NFIP Training - C14165	Flood - NFIP	WebCE, Inc	6/11/2023	Correspondence	3	3/31/2023
Ethics for Producers: Cases and Comments - C69357	Ethics	WebCE, Inc	2/4/2021	Correspondence	3	3/31/2021
Insurance Regulation and Consumer Protection - C16531	Ethics	WebCE, Inc	2/4/2021	Correspondence	4	3/31/2021
Introduction to Life Insurance - C59842	Life	WebCE, Inc	1/12/2021	Correspondence	9	3/31/2021
Life Insurance Concepts - C58446	Life and Health	WebCE, Inc	12/28/2020	Correspondence	8	3/31/2021