DEPARTMENT OF INSURANCE

Agent Licensing - Continuing Education Information

Name	Pence, Michelle Renae	DOIID	698492	NAIC NPN	12990361

If a course you have completed is not listed below, please contact your CE Provider to validate that you have completed it properly, and it has been sent to the Kentucky Department of Insurance (DOI). All CE Courses received by DOI are posted on the web site within (3) working days. IT IS YOUR RESPONSIBILITY TO MONITOR AND VERIFY ALL CE COURSES HAVE BEEN PROPERLY FILED WITH DOI. Failure to do so may result in license expiration.

UPDATE FOR KENTUCKY RESIDENT LICENSEES AND NON-RESIDENT ADJUSTERS DESIGNATING KENTUCKY AS THEIR HOME STATE:

IF YOU ARE NEWLY LICENSED, compliance period begins after you are licensed for one full year, then you are subject to renewal based on your birth month and birth year. Example: John Doe – DOB is 4/12/1960, Licensed on 4/30/2017. Licensed from April 2017 to April 2018, birth month is April, and birth year is even-numbered year. Therefore, first license renewal (and CE) is due on 4/30/2018. Then compliance period will be due 4/30 of every even-numbered year.
Each compliance period, you must complete –

Minimum of 24 hours total continuing education credit, up to twelve (12) excess hours will be carried over to the next compliance period as 'general' hours.
Three (3) of those hours in course concentration of 'Ethics' for Agents, Independent Adjusters, and Public Adjusters,

There is no longer a 'classroom' requirement, so your courses may be completed by self-study, correspondence, or classroom.
REMINDER - Continuing Education is only HALF of your License Renewal Requirement – be sure to complete the license renewal through eServices by answering three (3) background questions, reporting any applicable background issues to DOI, and pay any applicable fees.
Agents - License renewal fees are only charged when you have no active insurer appointments. You must be appointed in Kentucky to sell, solicit and negotiate insurance for each insurer. If renewed within the 60-days following the renewal date, a penalty fee of $40 is applied for resident agents, or $50 for non-resident agents.
Adjusters’ license renewal fee is $50. If paid within the 60-days following the renewal date, a penalty fee of $50 is applied.

Agent CE Compliance Date: 10/31/2026

CE Compliance Date	Ethics Hours	Ethics Complete	LOA Hours	LOA Complete	Class Hours Biennium	Class Complete	Corr. Carryover	Corr Hours	Total Carryover hours	Total CE Hours	Compliant This Period
10/31/2026	0	No	0	Yes	0	N/A	12	0	12	12	No
10/31/2024	4	Yes	10	Yes	0	N/A	12	24	12	36	Yes
10/31/2022	17	Yes	25	Yes	0	N/A	9	42	9	51	Yes
10/31/2020	3	Yes	21	Yes	0	N/A	9	24	9	33	Yes
10/31/2018	3	Yes	29	Yes	3	N/A	1	29	1	33	Yes
10/31/2016	4	Yes	12	Yes	0	N/A	9	16	9	25	Yes
10/31/2014	3	Yes	26	Yes	12	N/A	4	17	4	33	Yes
10/31/2012	3	Yes	25	Yes	4	N/A	0	24	0	28	Yes
10/31/2010	6	Yes	18	Yes	6	N/A	0	18	0	24	Yes

Course #	Course Concentration	KY Provider Name	Completion Date	Method of Instruction	Credit Hours	Compliance Date
P&CPlayers,ProductsComplianceandDocumentation2ndED - C25338	General Insurance Principles	RegEd, Inc.	9/24/2024	Correspondence	10	10/31/2024
Fraud Identification - C95334	Property and Casualty	RegEd, Inc.	9/24/2024	Correspondence	3	10/31/2024
Ethics: Do Not Harm - C96816	Ethics	RegEd, Inc.	9/23/2024	Correspondence	4	10/31/2024
Basic Concepts in Property & Casualty Insurance - C05868	Property and Casualty	RegEd, Inc.	8/2/2024	Correspondence	2	10/31/2024
AnExtensiveGuideToMiscellaneousPersonalLinesCovera - C26752	Property and Casualty	RegEd, Inc.	7/30/2024	Correspondence	5	10/31/2024
Acts of Nature - C07232	Property and Casualty	RegEd, Inc.	8/25/2022	Correspondence	8	10/31/2022
Auto Insurance Trends - C94562	Property and Casualty	RegEd, Inc.	8/23/2022	Correspondence	2	10/31/2022
Ethical and Legal Aspects/Being P&C Professional - C08054	Ethics	RegEd, Inc.	7/7/2022	Correspondence	10	10/31/2022
Unethical Behavior - Opportunities Abound - C03113	Ethics	RegEd, Inc.	7/7/2022	Correspondence	4	10/31/2022
Property and Casualty Concepts - C53518	Property and Casualty	RegEd, Inc.	7/7/2022	Correspondence	1	10/31/2022
Overview of Personal Lines P&C Ins Coverages - C07659	Property and Casualty	RegEd, Inc.	10/29/2021	Correspondence	11	10/31/2022
Ethical Decision Making - C14266	Ethics	RegEd, Inc.	7/12/2021	Correspondence	3	10/31/2022
Life Insurance & the Peace of Mind it Offers - C04525	Life	RegEd, Inc.	7/12/2021	Correspondence	3	10/31/2022