DEPARTMENT OF INSURANCE

Agent Licensing - Continuing Education Information

Name	Fryman Jr, Howard William	DOIID	719031	NAIC NPN	8890244

If a course you have completed is not listed below, please contact your CE Provider to validate that you have completed it properly, and it has been sent to the Kentucky Department of Insurance (DOI). All CE Courses received by DOI are posted on the web site within (3) working days. IT IS YOUR RESPONSIBILITY TO MONITOR AND VERIFY ALL CE COURSES HAVE BEEN PROPERLY FILED WITH DOI. Failure to do so may result in license expiration.

UPDATE FOR KENTUCKY RESIDENT LICENSEES AND NON-RESIDENT ADJUSTERS DESIGNATING KENTUCKY AS THEIR HOME STATE:

IF YOU ARE NEWLY LICENSED, compliance period begins after you are licensed for one full year, then you are subject to renewal based on your birth month and birth year. Example: John Doe – DOB is 4/12/1960, Licensed on 4/30/2017. Licensed from April 2017 to April 2018, birth month is April, and birth year is even-numbered year. Therefore, first license renewal (and CE) is due on 4/30/2018. Then compliance period will be due 4/30 of every even-numbered year.
Each compliance period, you must complete –

Minimum of 24 hours total continuing education credit, up to twelve (12) excess hours will be carried over to the next compliance period as 'general' hours.
Three (3) of those hours in course concentration of 'Ethics' for Agents, Independent Adjusters, and Public Adjusters,

There is no longer a 'classroom' requirement, so your courses may be completed by self-study, correspondence, or classroom.
REMINDER - Continuing Education is only HALF of your License Renewal Requirement – be sure to complete the license renewal through eServices by answering three (3) background questions, reporting any applicable background issues to DOI, and pay any applicable fees.
Agents - License renewal fees are only charged when you have no active insurer appointments. You must be appointed in Kentucky to sell, solicit and negotiate insurance for each insurer. If renewed within the 60-days following the renewal date, a penalty fee of $40 is applied for resident agents, or $50 for non-resident agents.
Adjusters’ license renewal fee is $50. If paid within the 60-days following the renewal date, a penalty fee of $50 is applied.

Agent CE Compliance Date: 11/30/2025

CE Compliance Date	Ethics Hours	Ethics Complete	LOA Hours	LOA Complete	Class Carryover	Class Hours Biennium	Class Complete	Corr. Carryover	Corr Hours	Total Carryover hours	Total CE Hours	Compliant This Period
11/30/2027	0	No	0	Yes	9	0	N/A	1	0	10	10	No
11/30/2025	9	Yes	8	Yes	5	16	N/A	7	6	12	34	Yes
11/30/2023	6	Yes	18	Yes	0	17	N/A	12	7	12	36	Yes
11/30/2021	6	Yes	27	Yes	0	8	N/A	5	25	5	38	Yes
11/30/2019	3	Yes	14	Yes	0	0	N/A	12	17	12	29	Yes
11/30/2017	3	Yes	35	Yes	0	7	N/A	0	31	0	38	Yes

Course #	Course Concentration	KY Provider Name	Completion Date	Method of Instruction	Credit Hours	Compliance Date
ETHICS SUITABILITY AND COMPLIANCE - WEBINAR - C100678	Ethics	Benefit Plans of America	4/17/2025	Classroom	3	11/30/2025
FINAL EXPENSE CE COURSE WEBINAR - C100607	Life	Benefit Plans of America	2/27/2025	Classroom	2	11/30/2025
2024 Medicare Summit - C27020	Health	National Association of Benefits and Insurance Professionals Kentucky Chapter	6/12/2024	Classroom	6	11/30/2025
Ethical Issues in Insurance - C98460	Ethics	Commonwealth Schools of Insurance, Inc.	4/24/2024	Correspondence	6	11/30/2025
Social Security Advanced Topics-Webinar - C26655	General Insurance Principles	Benefit Plans of America	2/21/2024	Classroom	2	11/30/2025
Social Security for Beginners - C15650	General Insurance Principles	Benefit Plans of America	2/21/2024	Classroom	3	11/30/2025
Understand Medicare & Skilled Nursing Webinar - C25951	Health	Senior Market Team LLC	8/22/2023	Classroom	1	11/30/2023
2023 Medicare Summit-Ethics Classroom - C25824	Ethics	National Association of Benefits and Insurance Professionals Kentucky Chapter	7/19/2023	Classroom	3	11/30/2023
2023 Medicare Summit-Afternoon Classroom - C25825	Health	National Association of Benefits and Insurance Professionals Kentucky Chapter	7/19/2023	Classroom	3	11/30/2023
Ethics In The Insurance Industry-Classroom - C25638	Ethics	Central Kentucky Association of Health Underwriters	4/19/2023	Classroom	3	11/30/2023
2023 CKAHU Symposium Part 1-Classroom - C25140	Life and Health	Central Kentucky Association of Health Underwriters	3/7/2023	Classroom	3	11/30/2023
2023 CKAHU Symposium Part2-Classroom - C25314	Life and Health	Central Kentucky Association of Health Underwriters	3/7/2023	Classroom	3	11/30/2023
2023 Medicare Advantage & Part D Plan Training - C23814	Life and Health	America's Health Insurance Plan (AHIP)	7/22/2022	Correspondence	6	11/30/2023
The Secondary Market for Life Ins: Current Trends - C32844	Life	Life Insurance Settlement Center for Education	4/20/2022	Classroom	1	11/30/2023
Annuity Suitability - Best Interest II - C20118	Annuity Suitability	Commonwealth Schools of Insurance, Inc.	2/17/2022	Correspondence	1	11/30/2023
Dental 201 - C94654	Health	Dental Care Plus Group, The	8/26/2021	Classroom	1	11/30/2021
A Field Guide to Social Security - C22986	Life	Transamerica Life Insurance Company	3/2/2021	Classroom	1	11/30/2021
Principles of Wealth Management - C43825	Life	WebCE, Inc	1/30/2021	Correspondence	8	11/30/2021
Ethical Issues - Part II - C98462	Ethics	Commonwealth Schools of Insurance, Inc.	7/22/2020	Correspondence	3	11/30/2021
2021 Medicare Advantage & Part D Plan Training - C23039	Life and Health	America's Health Insurance Plan (AHIP)	7/12/2020	Correspondence	6	11/30/2021
Foundations of Dual Eligibility vs. Low Income... - C21426	Life and Health	Anthem Blue Cross & Blue Shield	6/24/2020	Classroom	1	11/30/2021
Annuity Suitability - C97489	Annuity Suitability	Commonwealth Schools of Insurance, Inc.	4/29/2020	Correspondence	4	11/30/2021
Medicare Coordination with Employer Health Plans - C20936	Life and Health	WebCE, Inc	3/9/2020	Correspondence	4	11/30/2021
Social Determinants of Health in Medicare - C21431	Life and Health	Anthem Blue Cross & Blue Shield	2/19/2020	Classroom	1	11/30/2021
Turning 65: Medicare Advantage vs. Med. Supplement - C17661	Health	Anthem Blue Cross & Blue Shield	2/19/2020	Classroom	1	11/30/2021
Ethics in Action - C76976	Ethics	Anthem Blue Cross & Blue Shield	2/19/2020	Classroom	3	11/30/2021