DEPARTMENT OF INSURANCE

Proposed Administrative Regulations

The administrative regulations are also available on the Legislative Research Commission’s website, at https://legislature.ky.gov/Law/kar/Pages/default.aspx

KAR #	Summary
806 KAR 2:060	The function of this administrative regulation is to set forth the classification of complaints made to the Department of Insurance.
KAR Title	Filing Date	Email	Proposed Administrative Regulation	Regulatory Impact Statement	Amended MIR	Public Comment Meeting Notice
Complaints.	1/15/2021	abigail.gall@ky.gov	806 KAR 002 060 Proposed Regulation	806 KAR 2 060 Regulatory Statements		806 KAR 2 060 Public Meeting Notice
KAR #	Summary
806 KAR 9:025	This administrative regulation establishes the guidelines for individual agents, business entities, consultants, and adjusters to become licensed, obtain appointments, as required, in Kentucky, maintain their licenses through the completion of continuing education, and surrender their license voluntarily or have their appointment terminated by an insurer.
KAR Title	Filing Date	Email	Proposed Administrative Regulation	Regulatory Impact Statement	Amended MIR	Public Comment Meeting Notice
Licensing Process	9/15/2020	abigail.gall@ky.gov	806 KAR 9 025 Proposed Regulation	806 KAR 9 025 Regulatory Statements	Form 8301 Individual Application Form 8302-TE Termination Form 8302-AP Appointment	806 KAR 9 025 Public Notice
KAR #	Summary
806 KAR 14:005	This administrative regulation establishes rate and form filing procedures for life insurers, life settlement providers, and life settlement brokers.
KAR Title	Filing Date	Email	Proposed Administrative Regulation	Regulatory Impact Statement	Amended MIR	Public Comment Meeting Notice
Rate and form filing procedures for life insurers, life settlement providers, and life settlement brokers.	1/15/2021	abigail.gall@ky.gov	806 KAR 14 005 Proposed Regulation	806 KAR 14 005 Regulatory Statement		806 KAR 14 005 Public Notice
KAR #	Summary
806 KAR 14:007	This administrative regulation establishes rate and form filing procedures for health insurers.
KAR Title	Filing Date	Email	Proposed Administrative Regulation	Regulatory Impact Statement	Amended MIR	Public Comment Meeting Notice
Rate and form filing for health insurers.	1/15/2021	abigail.gall@ky.gov	806 KAR 14 007 Proposed Regulation	806 KAR 14 007 Regulatory Statement 806 KAR 14 007 Corrected RIA	HIPMC-F16 DIRTY HIPMC-R36 DIRTY HIPMC-F1 DIRTY HL-F11 NEW	806 KAR 14 007 Public Notice
KAR #	Summary
806 KAR 14:090	This administrative regulation is to prohibit the grouping of risk for the preferential treatment in insurance rates and forms.
KAR Title	Filing Date	Email	Proposed Administrative Regulation	Regulatory Impact Statement	Amended MIR	Public Comment Meeting Notice
Grouping for preferential treatment prohibited.	1/15/2021	abigail.gall@ky.gov	806 KAR 14 090 Proposed Regulation	806 KAR 14 090 Regulatory Statement		806 KAR 14 090 Public Notice
KAR #	Summary
806 KAR 14:110	This administrative regulation is to permit participation of the insured in writing dividend premium plans under a "participating" policy and shall require a filing of the dividend plan with the commissioner.
KAR Title	Filing Date	Email	Proposed Administrative Regulation	Regulatory Impact Statement	Amended MIR	Public Comment Meeting Notice
Dividend plans; filing, participation.	1/15/2021	abigail.gall@ky.gov	806 KAR 14 110 Proposed Regulation	806 KAR 14 110 Regulatory Statement		806 KAR 14 110 Public Notice
KAR #	Summary
806 KAR 14:121	The function of this administrative regulation is to establish the list of type face styles acceptable for the use in insurance contracts, and the readability and intelligibility of insurance contracts.
KAR Title	Filing Date	Email	Proposed Administrative Regulation	Regulatory Impact Statement	Amended MIR	Public Comment Meeting Notice
Minimum standards for the readability and intelligibility of insurance contracts.	1/15/2021	abigail.gall@ky.gov	806 KAR 14 121 Proposed Regulation	806 KAR 14 121 Regulatory Statement		806 KAR 14 121 Public Notice
KAR #	Summary
806 KAR 15:050	The function of this administrative regulation is to establish the standard for life settlement contracts and other forms, the information to be included in disclosures and reports, advertising standards, and general rules and prohibited practices with respect to life settlement contracts, life settlement providers, and life settlement brokers.
KAR Title	Filing Date	Email	Proposed Administrative Regulation	Regulatory Impact Statement	Amended MIR	Public Comment Meeting Notice
Reporting and general requirements for settlement providers and brokers.	1/15/2021	abigail.gall@ky.gov	806 KAR 15 050 Proposed Regulation	806 KAR 15 050 Regulatory Statement	LifeSettlementGuide DIRTY LS7_Form DIRTY	806 KAR 15 050 Public Notice
KAR #	Summary
806 KAR 15:060	The function of this administrative regulation is to establish requirements to accommodate the development and issuance of universal life insurance policies.
KAR Title	Filing Date	Email	Proposed Administrative Regulation	Regulatory Impact Statement	Amended MIR	Public Comment Meeting Notice
Universal life insurance.	1/15/2021	abigail.gall@ky.gov	806 KAR 15 060 Proposed Regulation	806 KAR 15 060 Regulatory Statement		806 KAR 15 060 Public Notice
KAR #	Summary
806 KAR 15:070	The function of this administrative regulation is to establish the requirement to implement the annuity nonforfeiture provisions established in KRS 304.15-365(4).
KAR Title	Filing Date	Email	Proposed Administrative Regulation	Regulatory Impact Statement	Amended MIR	Public Comment Meeting Notice
Annuity nonfortfeiture.	1/15/2021	abigail.gall@ky.gov	806 KAR 15 070 Proposed Regulation	806 KAR 15 070 Regulatory Statement		806 KAR 15 070 Public Notice
KAR #	Summary
806 KAR 19:050	The function of this administrative regulation is to prohibit the writing of health and dismemberment insurance in connection with a credit transaction unless the debtor has a choice upon extinguishment of the debt, to receive a refund of premiums paid for the unused insurance, or to continue the coverage under the unused insurance.
KAR Title	Filing Date	Email	Proposed Administrative Regulation	Regulatory Impact Statement	Amended MIR	Public Comment Meeting Notice
Combined health and dismemberment restrictions.	1/15/2021	abigail.gall@ky.gov	806 KAR 19 050 Proposed Regulation	806 KAR 19 050 Regulatory Statement		806 KAR 19 050 Public Notice
KAR #	Summary
806 KAR 19:060	The function of this administrative regulation shall be to prohibit the insuring of joint lives, unless the spouse of the debtor is a consigner to the credit or finance transaction.
KAR Title	Filing Date	Email	Proposed Administrative Regulation	Regulatory Impact Statement	Amended MIR	Public Comment Meeting Notice
Joint lives.	1/15/2021	abigail.gall@ky.gov	806 KAR 19 060 Proposed Regulation	806 KAR 19 060 Regulatory Statement		806 KAR 19 060 Public Notice
KAR #	Summary
806 KAR 39:050	The function of this administrative regulation is to set forth the criteria to apply for self-insurance, and the authority of the commissioner to revoke self-insurance status.
KAR Title	Filing Date	Email	Proposed Administrative Regulation	Regulatory Impact Statement	Amended MIR	Public Comment Meeting Notice
Self-insurance.	1/15/2021	abigail.gall@ky.gov	806 KAR 39 050 Proposed Regulation	806 KAR 39 050 Regulatory Statement	Application for Motor Vehicle Self-Insurance CLEAN Application for Motor Vehicle Self-Insurance DIRTY	806 KAR 39 050 Public Notice
KAR #	Summary
806 KAR 40:020	As established in KRS 304.40-075, the function of this administrative regulation is to establish guidelines for the registration of charitable health care providers who seek to obtain reimbursement of paid premium for medical professional liability insurance.
KAR Title	Filing Date	Email	Proposed Administrative Regulation	Regulatory Impact Statement	Amended MIR	Public Comment Meeting Notice
Charitable health care provider registration.	1/15/2021	abigail.gall@ky.gov	806 KAR 40 020 Proposed Regulation	806 KAR 40 020 Regulatory Statement	806 KAR 40 020 CHP2A CLEAN 806 KAR 40 020 CHPB2 CLEAN	806 KAR 40 020 Public Notice
KAR #	Summary
806 KAR 4:010	This administrative regulation prescribes these services for which the Department of Insurance will charge fees and the amounts of those fees
KAR Title	Filing Date	Email	Proposed Administrative Regulation	Regulatory Impact Statement	Amended MIR	Public Comment Meeting Notice
Fees of the Department of Insurance	4/26/2021	abigail.gall@ky.gov	806 KAR 4 010 Proposed Regulation			806 KAR 4 010 Public Notice
KAR #	Summary
806 KAR 12:095	This administrative regulation establishes unfair property and casualty insurance claims settlement practices, effectuating KRS 304.3-200(1)(e), 304.12-010, and 304.12-230.
KAR Title	Filing Date	Email	Proposed Administrative Regulation	Regulatory Impact Statement	Amended MIR	Public Comment Meeting Notice
Unfair claims settlement practices for property and casualty insurance.	4/26/2021	abigail.gall@ky.gov	806 KAR 12 095 Proposed Regulation	806 KAR 12 095 Regulatory Statements		806 KAR 12 095 Public Notice
KAR #	Summary
806 KAR 13:150	This administrative regulation establishes rate and rule filing procedures for property, casualty, surety, title, and mortgage guaranty insurance.
KAR Title	Filing Date	Email	Proposed Administrative Regulation	Regulatory Impact Statement	Amended MIR	Public Comment Meeting Notice
Property and casualty rate and rule filings.	4/26/2021	abigail.gall@ky.gov	806 KAR 13 150 Proposed Regulation	806 KAR 13 150 Regulatory Statements	Uniform Property & Casualty Product Coding Matrix Clean PC TD-1 Transmittal Document CLEAN	806 KAR 13 150 Public Notice
KAR #	Summary
806 KAR 15:090	This administrative regulation establishes the notice that shall be provided to owners of life insurance policies at times specified in KRS 304.15-075(3) and exempts insurers from providing notice to owners whose life insurance policy has a net death benefit that is less than $100,000.
KAR Title	Filing Date	Email	Proposed Administrative Regulation	Regulatory Impact Statement	Amended MIR	Public Comment Meeting Notice
Notice of rights as an owner of a life insurance policy.	4/26/2021	abigail.gall@ky.gov	806 KAR 15 090 Proposed Regulaiton	806 KAR 15 090 Regulatory Statements	Notice 126 CLEAN	806 KAR 15 090 Public Notice
KAR #	Summary
806 KAR 17:070	The purpose of this administrative regulation is to provide additional filing procedures for health insurance rates.
KAR Title	Filing Date	Email	Proposed Administrative Regulation	Regulatory Impact Statement	Amended MIR	Public Comment Meeting Notice
Filing procedures for health insurance rates.	4/26/2021	abigail.gall@ky.gov	806 KAR 17 070 Proposed Regulation	806 KAR 17 070 Reglatory Statements		806 KAR 17 070 Public Notice
KAR #	Summary
806 KAR 17:085	The purpose of this administrative regulation is to establish the minimum standards for short-term nursing home insurance policies.
KAR Title	Filing Date	Email	Proposed Administrative Regulation	Regulatory Impact Statement	Amended MIR	Public Comment Meeting Notice
Minimum standards for short-term nursing home insurance policies.	4/26/2021	abigail.gall@ky.gov	806 KAR 17 085 Proposed Regulation	806 KAR 17 085 Regulatory Statements	Outline of Coverage Template HIPMC-STN1 NEW	806 KAR 17 085 Public Notice
KAR #	Summary
806 KAR 17:100	The purpose of this administrative regulation is to establish the requirements for a provider sponsored network applying for a certificate of filing.
KAR Title	Filing Date	Email	Proposed Administrative Regulation	Regulatory Impact Statement	Amended MIR	Public Comment Meeting Notice
Certificate of filing for provider-sponsored networks.	4/26/2021	abigail.gall@ky.gov	806 KAR 17 100 Proposed Regulation	806 KAR 17 100 Regulatory Statements	Form 996 CLEAN	806 KAR 17 100 Public Notice
KAR #	Summary
806 KAR 17:150	The purpose of this administrative regulation is to establish the format and procedure for the submission of a health benefit plan rate filing.
KAR Title	Filing Date	Email	Proposed Administrative Regulation	Regulatory Impact Statement	Amended MIR	Public Comment Meeting Notice
Health benefit plan rate filing requirements.	4/26/2021	abigail.gall@ky.gov	806 KAR 17 150 Proposed Regulation	806 KAR 17 150 Regulatory Statements	HIPMC-R33 NEW HIPMC-R32 NEW HIPMC-F1 NEW ASP NO ASOP NO HIPMC-R34 NEW ASOP NO
KAR #	Summary
806 KAR 17:230	This administrative regulation establishes the procedure to be followed when a medical director’s signature is required on health care benefit denials.
KAR Title	Filing Date	Email	Proposed Administrative Regulation	Regulatory Impact Statement	Amended MIR	Public Comment Meeting Notice
Requirements regarding medical director’s signature on health care benefit denials.	4/26/2021	abigail.gall@ky.gov	806 KAR 17 150 Proposed Regulation	806 KAR 17 150 Regulatory Statements	HIPMC-MD-1 CLEAN	806 KAR 230 Public Notice
KAR #	Summary
806 KAR 17:511	The intent of this administrative regulation is to repeal 806 KAR 17:005, 806 KAR 17:095, 806 KAR 17:170, 806 KAR 17:180, and 806 KAR 17:510.
KAR Title	Filing Date	Email	Proposed Administrative Regulation	Regulatory Impact Statement	Amended MIR	Public Comment Meeting Notice
Repeal of 806 KAR 17:005, 806 KAR 17:095, 806 KAR 17:170, 806 KAR 17:180, and 806 KAR 17:510.	4/26/2021	abigail.gall@ky.gov	806 KAR 17	806 KAR 17 511 Regulatory Statements		806 KAR 17 511 Public Notice
KAR #	Summary
806 KAR 17:580	KRS 304.17A-005(23)(j) authorizes the Department to promulgate an administrative regulation to determine other health care practitioners to be added to the definition of “health care provider” or “provider” for use in KRS Chapter 304, Subtitle 17A.
KAR Title	Filing Date	Email	Proposed Administrative Regulation	Regulatory Impact Statement	Amended MIR	Public Comment Meeting Notice
Definition of Health Care Provider	4/26/2021	abigail.gall@ky.gov	806 KAR 17 580 Proposed Regulaiton	806 KAR 17 580 Regulatory Statements
KAR #	Summary
806 KAR 52:030	This administrative regulation establishes workers’ compensation self-insured group rate, rule and form filing procedures.
KAR Title	Filing Date	Email	Proposed Administrative Regulation	Regulatory Impact Statement	Amended MIR	Public Comment Meeting Notice
Workers’ compensation self-insured group rate, rule and form filings.	4/26/2021	abigail.gall@ky.gov	806 KAR 52 030 Proposed Regulaiton 806 KAR 52 030 Proposed Regulaiton	806 KAR 52 030 Regulatory Statements 806 KAR 52 030 Regulatory Statements		806 KAR 52 030 Public Notice 806 KAR 52 030 Public Notice