DEPARTMENT OF INSURANCE

Proposed Administrative Regulations

The administrative regulations are also available on the Legislative Research Commission’s website, at https://legislature.ky.gov/Law/kar/Pages/default.aspx

KAR #	Summary
806 KAR 2:060	The function of this administrative regulation is to set forth the classification of complaints made to the Department of Insurance.
KAR Title	Filing Date	Email	Proposed Administrative Regulation	Regulatory Impact Statement	Amended MIR	Public Comment Meeting Notice
Complaints.	1/15/2021	abigail.gall@ky.gov	806 KAR 002 060 Proposed Regulation	806 KAR 2 060 Regulatory Statements		806 KAR 2 060 Public Meeting Notice
KAR #	Summary
806 KAR 9:025	This administrative regulation establishes the guidelines for individual agents, business entities, consultants, and adjusters to become licensed, obtain appointments, as required, in Kentucky, maintain their licenses through the completion of continuing education, and surrender their license voluntarily or have their appointment terminated by an insurer.
KAR Title	Filing Date	Email	Proposed Administrative Regulation	Regulatory Impact Statement	Amended MIR	Public Comment Meeting Notice
Licensing Process	9/15/2020	abigail.gall@ky.gov	806 KAR 9 025 Proposed Regulation	806 KAR 9 025 Regulatory Statements	Form 8301 Individual Application Form 8302-TE Termination Form 8302-AP Appointment	806 KAR 9 025 Public Notice
KAR #	Summary
806 KAR 14:005	This administrative regulation establishes rate and form filing procedures for life insurers, life settlement providers, and life settlement brokers.
KAR Title	Filing Date	Email	Proposed Administrative Regulation	Regulatory Impact Statement	Amended MIR	Public Comment Meeting Notice
Rate and form filing procedures for life insurers, life settlement providers, and life settlement brokers.	1/15/2021	abigail.gall@ky.gov	806 KAR 14 005 Proposed Regulation	806 KAR 14 005 Regulatory Statement		806 KAR 14 005 Public Notice
KAR #	Summary
806 KAR 14:007	This administrative regulation establishes rate and form filing procedures for health insurers.
KAR Title	Filing Date	Email	Proposed Administrative Regulation	Regulatory Impact Statement	Amended MIR	Public Comment Meeting Notice
Rate and form filing for health insurers.	1/15/2021	abigail.gall@ky.gov	806 KAR 14 007 Proposed Regulation	806 KAR 14 007 Regulatory Statement 806 KAR 14 007 Corrected RIA	HIPMC-F1 DIRTY HIPMC-R36 DIRTY HL-F11 NEW HIPMC-F16 DIRTY	806 KAR 14 007 Public Notice
KAR #	Summary
806 KAR 14:090	This administrative regulation is to prohibit the grouping of risk for the preferential treatment in insurance rates and forms.
KAR Title	Filing Date	Email	Proposed Administrative Regulation	Regulatory Impact Statement	Amended MIR	Public Comment Meeting Notice
Grouping for preferential treatment prohibited.	1/15/2021	abigail.gall@ky.gov	806 KAR 14 090 Proposed Regulation	806 KAR 14 090 Regulatory Statement		806 KAR 14 090 Public Notice
KAR #	Summary
806 KAR 14:110	This administrative regulation is to permit participation of the insured in writing dividend premium plans under a "participating" policy and shall require a filing of the dividend plan with the commissioner.
KAR Title	Filing Date	Email	Proposed Administrative Regulation	Regulatory Impact Statement	Amended MIR	Public Comment Meeting Notice
Dividend plans; filing, participation.	1/15/2021	abigail.gall@ky.gov	806 KAR 14 110 Proposed Regulation	806 KAR 14 110 Regulatory Statement		806 KAR 14 110 Public Notice
KAR #	Summary
806 KAR 14:121	The function of this administrative regulation is to establish the list of type face styles acceptable for the use in insurance contracts, and the readability and intelligibility of insurance contracts.
KAR Title	Filing Date	Email	Proposed Administrative Regulation	Regulatory Impact Statement	Amended MIR	Public Comment Meeting Notice
Minimum standards for the readability and intelligibility of insurance contracts.	1/15/2021	abigail.gall@ky.gov	806 KAR 14 121 Proposed Regulation	806 KAR 14 121 Regulatory Statement		806 KAR 14 121 Public Notice
KAR #	Summary
806 KAR 15:050	The function of this administrative regulation is to establish the standard for life settlement contracts and other forms, the information to be included in disclosures and reports, advertising standards, and general rules and prohibited practices with respect to life settlement contracts, life settlement providers, and life settlement brokers.
KAR Title	Filing Date	Email	Proposed Administrative Regulation	Regulatory Impact Statement	Amended MIR	Public Comment Meeting Notice
Reporting and general requirements for settlement providers and brokers.	1/15/2021	abigail.gall@ky.gov	806 KAR 15 050 Proposed Regulation	806 KAR 15 050 Regulatory Statement	LifeSettlementGuide DIRTY LS7_Form DIRTY	806 KAR 15 050 Public Notice
KAR #	Summary
806 KAR 15:060	The function of this administrative regulation is to establish requirements to accommodate the development and issuance of universal life insurance policies.
KAR Title	Filing Date	Email	Proposed Administrative Regulation	Regulatory Impact Statement	Amended MIR	Public Comment Meeting Notice
Universal life insurance.	1/15/2021	abigail.gall@ky.gov	806 KAR 15 060 Proposed Regulation	806 KAR 15 060 Regulatory Statement		806 KAR 15 060 Public Notice
KAR #	Summary
806 KAR 15:070	The function of this administrative regulation is to establish the requirement to implement the annuity nonforfeiture provisions established in KRS 304.15-365(4).
KAR Title	Filing Date	Email	Proposed Administrative Regulation	Regulatory Impact Statement	Amended MIR	Public Comment Meeting Notice
Annuity nonfortfeiture.	1/15/2021	abigail.gall@ky.gov	806 KAR 15 070 Proposed Regulation	806 KAR 15 070 Regulatory Statement		806 KAR 15 070 Public Notice
KAR #	Summary
806 KAR 19:050	The function of this administrative regulation is to prohibit the writing of health and dismemberment insurance in connection with a credit transaction unless the debtor has a choice upon extinguishment of the debt, to receive a refund of premiums paid for the unused insurance, or to continue the coverage under the unused insurance.
KAR Title	Filing Date	Email	Proposed Administrative Regulation	Regulatory Impact Statement	Amended MIR	Public Comment Meeting Notice
Combined health and dismemberment restrictions.	1/15/2021	abigail.gall@ky.gov	806 KAR 19 050 Proposed Regulation	806 KAR 19 050 Regulatory Statement		806 KAR 19 050 Public Notice
KAR #	Summary
806 KAR 19:060	The function of this administrative regulation shall be to prohibit the insuring of joint lives, unless the spouse of the debtor is a consigner to the credit or finance transaction.
KAR Title	Filing Date	Email	Proposed Administrative Regulation	Regulatory Impact Statement	Amended MIR	Public Comment Meeting Notice
Joint lives.	1/15/2021	abigail.gall@ky.gov	806 KAR 19 060 Proposed Regulation	806 KAR 19 060 Regulatory Statement		806 KAR 19 060 Public Notice
KAR #	Summary
806 KAR 39:050	The function of this administrative regulation is to set forth the criteria to apply for self-insurance, and the authority of the commissioner to revoke self-insurance status.
KAR Title	Filing Date	Email	Proposed Administrative Regulation	Regulatory Impact Statement	Amended MIR	Public Comment Meeting Notice
Self-insurance.	1/15/2021	abigail.gall@ky.gov	806 KAR 39 050 Proposed Regulation	806 KAR 39 050 Regulatory Statement	Application for Motor Vehicle Self-Insurance DIRTY Application for Motor Vehicle Self-Insurance CLEAN	806 KAR 39 050 Public Notice
KAR #	Summary
806 KAR 40:020	As established in KRS 304.40-075, the function of this administrative regulation is to establish guidelines for the registration of charitable health care providers who seek to obtain reimbursement of paid premium for medical professional liability insurance.
KAR Title	Filing Date	Email	Proposed Administrative Regulation	Regulatory Impact Statement	Amended MIR	Public Comment Meeting Notice
Charitable health care provider registration.	1/15/2021	abigail.gall@ky.gov	806 KAR 40 020 Proposed Regulation	806 KAR 40 020 Regulatory Statement	806 KAR 40 020 CHP2A CLEAN 806 KAR 40 020 CHPB2 CLEAN	806 KAR 40 020 Public Notice
KAR #	Summary
806 KAR 4:010	This administrative regulation prescribes these services for which the Department of Insurance will charge fees and the amounts of those fees
KAR Title	Filing Date	Email	Proposed Administrative Regulation	Regulatory Impact Statement	Amended MIR	Public Comment Meeting Notice
Fees of the Department of Insurance	4/26/2021	abigail.gall@ky.gov	806 KAR 4 010 Proposed Regulation			806 KAR 4 010 Public Notice
KAR #	Summary
806 KAR 11:020	This administrative regulation also identifies the provisions of the Insurance Code that will be applicable to multiple employer welfare arrangements.
KAR Title	Filing Date	Email	Proposed Administrative Regulation	Regulatory Impact Statement	Amended MIR	Public Comment Meeting Notice
Multiple employer welfare arrangements.	7/15/2021	abigail.gall@ky.gov	806 KAR 11 020 Proposed Regulation	806 KAR 11 020 Regulatory Statement	2020-form-5500 m1-2020 FORM 800 2021 MEWA CoR App Final	806 KAR 11 020 Public Notice
KAR #	Summary
806 KAR 12:095	This administrative regulation establishes unfair property and casualty insurance claims settlement practices, effectuating KRS 304.3-200(1)(e), 304.12-010, and 304.12-230.
KAR Title	Filing Date	Email	Proposed Administrative Regulation	Regulatory Impact Statement	Amended MIR	Public Comment Meeting Notice
Unfair claims settlement practices for property and casualty insurance.	4/26/2021	abigail.gall@ky.gov	806 KAR 12 095 Proposed Regulation	806 KAR 12 095 Regulatory Statements		806 KAR 12 095 Public Notice
KAR #	Summary
806 KAR 13:150	This administrative regulation establishes rate and rule filing procedures for property, casualty, surety, title, and mortgage guaranty insurance.
KAR Title	Filing Date	Email	Proposed Administrative Regulation	Regulatory Impact Statement	Amended MIR	Public Comment Meeting Notice
Property and casualty rate and rule filings.	4/26/2021	abigail.gall@ky.gov	806 KAR 13 150 Proposed Regulation	806 KAR 13 150 Regulatory Statements	Uniform Property & Casualty Product Coding Matrix Clean PC TD-1 Transmittal Document CLEAN	806 KAR 13 150 Public Notice
KAR #	Summary
806 KAR 15:090	This administrative regulation establishes the notice that shall be provided to owners of life insurance policies at times specified in KRS 304.15-075(3) and exempts insurers from providing notice to owners whose life insurance policy has a net death benefit that is less than $100,000.
KAR Title	Filing Date	Email	Proposed Administrative Regulation	Regulatory Impact Statement	Amended MIR	Public Comment Meeting Notice
Notice of rights as an owner of a life insurance policy.	4/26/2021	abigail.gall@ky.gov	806 KAR 15 090 Proposed Regulaiton	806 KAR 15 090 Regulatory Statements	Notice 126 CLEAN	806 KAR 15 090 Public Notice
KAR #	Summary
806 KAR 17:070	The purpose of this administrative regulation is to provide additional filing procedures for health insurance rates.
KAR Title	Filing Date	Email	Proposed Administrative Regulation	Regulatory Impact Statement	Amended MIR	Public Comment Meeting Notice
Filing procedures for health insurance rates.	4/26/2021	abigail.gall@ky.gov	806 KAR 17 070 Proposed Regulation	806 KAR 17 070 Reglatory Statements		806 KAR 17 070 Public Notice
KAR #	Summary
806 KAR 17:085	The purpose of this administrative regulation is to establish the minimum standards for short-term nursing home insurance policies.
KAR Title	Filing Date	Email	Proposed Administrative Regulation	Regulatory Impact Statement	Amended MIR	Public Comment Meeting Notice
Minimum standards for short-term nursing home insurance policies.	4/26/2021	abigail.gall@ky.gov	806 KAR 17 085 Proposed Regulation	806 KAR 17 085 Regulatory Statements	Outline of Coverage Template HIPMC-STN1 NEW	806 KAR 17 085 Public Notice
KAR #	Summary
806 KAR 17:100	The purpose of this administrative regulation is to establish the requirements for a provider sponsored network applying for a certificate of filing.
KAR Title	Filing Date	Email	Proposed Administrative Regulation	Regulatory Impact Statement	Amended MIR	Public Comment Meeting Notice
Certificate of filing for provider-sponsored networks.	4/26/2021	abigail.gall@ky.gov	806 KAR 17 100 Proposed Regulation	806 KAR 17 100 Regulatory Statements	Form 996 CLEAN	806 KAR 17 100 Public Notice
KAR #	Summary
806 KAR 17:150	The purpose of this administrative regulation is to establish the format and procedure for the submission of a health benefit plan rate filing.
KAR Title	Filing Date	Email	Proposed Administrative Regulation	Regulatory Impact Statement	Amended MIR	Public Comment Meeting Notice
Health benefit plan rate filing requirements.	4/26/2021	abigail.gall@ky.gov	806 KAR 17 150 Proposed Regulation	806 KAR 17 150 Regulatory Statements	ASOP NO HIPMC-R33 NEW HIPMC-R32 NEW HIPMC-F1 NEW ASP NO ASOP NO HIPMC-R34 NEW
KAR #	Summary
806 KAR 17:230	This administrative regulation establishes the procedure to be followed when a medical director’s signature is required on health care benefit denials.
KAR Title	Filing Date	Email	Proposed Administrative Regulation	Regulatory Impact Statement	Amended MIR	Public Comment Meeting Notice
Requirements regarding medical director’s signature on health care benefit denials.	4/26/2021	abigail.gall@ky.gov	806 KAR 17 230 Proposed Regulation	806 KAR 17 230 Regulatory Statements	HIPMC-MD-1 CLEAN	806 KAR 230 Public Notice
KAR #	Summary
806 KAR 17:240	This administrative regulation establishes the data elements and the format for submitting annual reports to the Department of Insurance.
KAR Title	Filing Date	Email	Proposed Administrative Regulation	Regulatory Impact Statement	Amended MIR	Public Comment Meeting Notice
Data reporting requirements.	6/15/2021	abigail.gall@ky.gov	806 KAR 17 240 Proposed Regulation	806 KAR 17 240 Regulatory Statements	HIPMC-DR-1 CLEAN FINAL	806 KAR 17 240 Public Notice
KAR #	Summary
806 KAR 17:260	KRS 304.18-120(2) requires the department to promulgate administrative regulations to establish minimum benefits for a conversion policy issued pursuant to the conversion privilege contained in a group health policy.
KAR Title	Filing Date	Email	Proposed Administrative Regulation	Regulatory Impact Statement	Amended MIR	Public Comment Meeting Notice
Conversion policy minimum benefits.	6/15/2021	abigail.gall@ky.gov	806 KAR 17 260 Proposed Regulation	806 KAR 17 260 Regulatory Statements		806 KAR 17 260 Public Notice
KAR #	Summary
806 KAR 17:270	KRS 304.17A-138(4) requires that the department promulgate an administrative regulation in accordance with KRS Chapter 13A to designate the claim forms and records required to be maintained for telehealth claims.
KAR Title	Filing Date	Email	Proposed Administrative Regulation	Regulatory Impact Statement	Amended MIR	Public Comment Meeting Notice
Telehealth claim forms and records.	6/15/2021	abigail.gall@ky.gov	806 KAR 17 270 Proposed Regulation	806 KAR 17 270 Regulatory Statements	ADA Dental Claim Form 2019 CLEAN CMS 1500 CLEAN	806 KAR 17 270 Public Notice
KAR #	Summary
806 KAR 17:280	This administrative regulation establishes requirements for the registration of insurers or private review agents, and the utilization review process, including internal appeal of decisions.
KAR Title	Filing Date	Email	Proposed Administrative Regulation	Regulatory Impact Statement	Amended MIR	Public Comment Meeting Notice
Registration, utilization review, and internal appeal.	6/15/2021	abigail.gall@ky.gov	806 KAR 17 280 Proposed Regulation	806 KAR 17 280 Regulatory Statements	HIPMC-MD-1 02172021 CLEAN HIPMC-MD-1 01112021 CLEAN HIPMC-UR-1 01112021 CLEAN	806 KAR 17 280 Public Notice
KAR #	Summary
806 KAR 17:290	The purpose of this administrative regulation is to establish requirements, procedures for the certification of independent review entities, and the process for initiating and conducting external review of utilization review decisions.
KAR Title	Filing Date	Email	Proposed Administrative Regulation	Regulatory Impact Statement	Amended MIR	Public Comment Meeting Notice
Independent External Review Program.	6/15/2021	abigail.gall@ky.gov	806 KAR 17 290 Proposed Regulation	806 KAR 17 290 Regulatory Statement	806 KAR 17 290 Regulatory Statement	806 KAR 17 290 Public Notice
KAR #	Summary
806 KAR 17:350	This administrative regulation prescribes the form and the time schedule for submitting reports to the Office of Health and Data Analytics within the Cabinet for Health and Family Services for each calendar year.
KAR Title	Filing Date	Email	Proposed Administrative Regulation	Regulatory Impact Statement	Amended MIR	Public Comment Meeting Notice
Guaranteed Acceptance Program (GAP) reporting requirements.	7/15/2021	abigail.gall@ky.gov	806 KAR 17 350 Proposed Regulaiton	806 KAR 17 350 Regulatory Statement	OHDA-GAPC-1 2021 DIRTY OHDA-GAPAFF-1 2021 DIRTY OHDA-GAP ERF-M-1&A-1 2021 CLEAN OHDA-GAP ERF-M-1& A-1 2021 DIRTY	806 KAR 17 350 Public Notice
KAR #	Summary
806 KAR 17:370	This administrative regulation establishes requirements for standardized health claim attachments and minimum requirements for routinely requested medical information health claim attachments.
KAR Title	Filing Date	Email	Proposed Administrative Regulation	Regulatory Impact Statement	Amended MIR	Public Comment Meeting Notice
Standardized health claim attachments.	6/15/2021	abigail.gall@ky.gov	806 KAR 17 370 Proposed Regulaiton	806 KAR 17 370 Regulatory Statements		806 KAR 17 370 Public Notice
KAR #	Summary
806 KAR 17:450	KRS 304.17A-762(3)(c) requires the commissioner promulgate regulations to establish disclosures that are required to be made by the insurance purchasing outlet to insurance
KAR Title	Filing Date	Email	Proposed Administrative Regulation	Regulatory Impact Statement	Amended MIR	Public Comment Meeting Notice
Insurance purchasing outlet requirements.	6/15/2021	abigail.gall@ky.gov	806 KAR 17 450 Proposed Regulation	806 KAR 17 450 Regulatory Statements		806 KAR 17 450 Public Notice
KAR #	Summary
806 KAR 17:470	This administrative regulation establishes requirements for the provision of health benefit plan information to an employer-organized association by an insurer offering a health benefit plan.
KAR Title	Filing Date	Email	Proposed Administrative Regulation	Regulatory Impact Statement	Amended MIR	Public Comment Meeting Notice
Data reporting to an employer-organized association health benefit plan.	6/15/2021	abigail.gall@ky.gov	806 KAR 17 470 Proposed Regulation	806 KAR 17 470 Regulatory Statements		806 KAR 17 470 Public Notice
KAR #	Summary
806 KAR 17:511	The intent of this administrative regulation is to repeal 806 KAR 17:005, 806 KAR 17:095, 806 KAR 17:170, 806 KAR 17:180, and 806 KAR 17:510.
KAR Title	Filing Date	Email	Proposed Administrative Regulation	Regulatory Impact Statement	Amended MIR	Public Comment Meeting Notice
Repeal of 806 KAR 17:005, 806 KAR 17:095, 806 KAR 17:170, 806 KAR 17:180, and 806 KAR 17:510.	4/26/2021	abigail.gall@ky.gov	806 KAR 17	806 KAR 17 511 Regulatory Statements		806 KAR 17 511 Public Notice
KAR #	Summary
806 KAR 17:580	KRS 304.17A-005(23)(j) authorizes the Department to promulgate an administrative regulation to determine other health care practitioners to be added to the definition of “health care provider” or “provider” for use in KRS Chapter 304, Subtitle 17A.
KAR Title	Filing Date	Email	Proposed Administrative Regulation	Regulatory Impact Statement	Amended MIR	Public Comment Meeting Notice
Definition of Health Care Provider	4/26/2021	abigail.gall@ky.gov	806 KAR 17 580 Proposed Regulaiton	806 KAR 17 580 Regulatory Statements
KAR #	Summary
806 KAR 39:070	This administrative regulation establishes the requirements for the proof of insurance; the methods for reporting coverage provided for personal motor vehicles insured on a personal lines motor vehicle policy; the methods for presenting proof of motor vehicle insurance to a county clerk or peace officer; and the requirements for notifying the Department of Vehicle Regulation if a binder, contract, or commercial policy of motor vehicle insurance is cancelled or not renewed.
KAR Title	Filing Date	Email	Proposed Administrative Regulation	Regulatory Impact Statement	Amended MIR	Public Comment Meeting Notice
Proof of motor vehicle insurance.	7/15/2021	abigail.gall@ky.gov	806 KAR 39 070 Proposed Regulation	806 KAR 39 070 Regulatory Statement		806 KAR 39 070 Public Notice
KAR #	Summary
806 KAR 46:050	This administrative regulation establishes the procedures for liability self-insurance groups to submit these filings.
KAR Title	Filing Date	Email	Proposed Administrative Regulation	Regulatory Impact Statement	Amended MIR	Public Comment Meeting Notice
Liability self-insurance group rate, underwriting and evidence of coverage filings	6/15/2021	abigail.gall@ky.gov	806 KAR 46 050 Proposed Regulation	806 KAR 46 050 Regulatory Statements		806 KAR 46 050 Public Notice
KAR #	Summary
806 KAR 52:030	This administrative regulation establishes workers’ compensation self-insured group rate, rule and form filing procedures.
KAR Title	Filing Date	Email	Proposed Administrative Regulation	Regulatory Impact Statement	Amended MIR	Public Comment Meeting Notice
Workers’ compensation self-insured group rate, rule and form filings.	4/26/2021	abigail.gall@ky.gov	806 KAR 52 030 Proposed Regulaiton 806 KAR 52 030 Proposed Regulaiton	806 KAR 52 030 Regulatory Statements 806 KAR 52 030 Regulatory Statements		806 KAR 52 030 Public Notice 806 KAR 52 030 Public Notice