DEPARTMENT OF INSURANCE

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DEPARTMENT OF INSURANCE

Publications

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Auto and Home Insurance

Kentucky Consumer Guide to Public Adjusters Q&A - 317K

NAIC Newsroom - What You Need to Know About Filing Auto Claims [

]

Consumer Alert: What you Need to Know About Ridesharing Programs - 62K

KAIP & FAIR Plans Brochure - 351K

How Can They Do That? - 299K

No-Fault Coverage Uncovered - 781K

Household Inventory - 213K

Household Inventory Index - 1M

Kentucky FAIR Plan [

]

Kentucky Automobile Insurance Plan (KAIP) [

]

Auto and Home Insurance Guide with Disaster Guide and Premium Comparison - 7M

Title Insurance and Mortgage Guaranty Insurance - 75K

Facts About Automobile and Homeowners/Renters Insurance - 256K

Insuring Your Property Against Underground Mine Collapse - 864K

A Parent's Guide to Teen Driving - 95K

Combating Auto Insurance Fraud - 261K

Consumer Awareness Announcement: Wind and Hail Deductibles - 179K

A Consumer's Guide to Earthquake Insurance - 157K

NAIC Newsroom & Consumer Alerts Webpage [

]

Disaster Preparedness

Before and After the Storm - 1M

Household Inventory - 381K

Household Inventory Index - 1M

If Disaster Strikes, Will You be Covered? - 7M

Post-Disaster Claim Guide - 505K

A Consumer's Guide to Earthquake Insurance - 157K

NAIC Newsroom & Consumer Alerts Webpage [

]

Flood Insurance

National Flood Insurance Program - Flooding Resources --

National Flood Insurance Program - The Benefits of Flood Insurance Versus Disaster Assistance - 371K

NAIC Newsroom & Consumer Alerts Webpage [

]

Health Insurance

2026 Anthem, Molina-Passport, WellCare-Ambetter Service Area Map - 152K

2025 Anthem Marketplace Service Area Map - 172K

2025 CareSource, Molina-Passport, WellCare Marketplace Service Area Map - 180K

2024 Anthem Marketplace Service Area Map - 172K

2024 CareSource, Molina-Passport, WellCare Marketplace Service Area Map - 179K

No Surprises Act – Consumer Bulletin 12-2021 - 160K

Frequently Asked Questions for Kentucky Health Cooperative Members - 174K

Short-Term, Limited Duration Health Insurance - 442K

Insurance Benefit for Children With Autism - 348K

Consumer Alert: Health Discount Plans - 170K

Long-term Care Insurance Guide 2022 - 2M

Long-Term Care Partnership Frequently Asked Questions - 188K

How Can I Keep My Health Insurance Coverage? - 195K

Health Reform Glossary - 946K

Health Insurance Reform in the 1990s: A Kentucky Historical Perspective - 482K

Health Coverage Portability (HIPAA) - 222K

An Employer's Guide to Group Health Continuation Coverage Under COBRA - 472K

An Employee's Guide to Health Benefits Under COBRA - 709K

Find and Compare Nursing Homes [

]

Cancer Insurance: Is it right for you? - 203K

Kentucky Consumer Fact Sheet for Health Insurance - 257K

Do you need help with the cost of prescription drugs? - 305K

Home Health Quality Initiative [

]

Companies Selling Association, Large Group, Small Group and Individual Health Insurance in Kentucky - 475K

Appealing a Denial From Your Health Benefit Plan - Expanded Version - 349K

Appealing a Denial From Your Health Benefit Plan - A How-To Guide - 48K

FAQs for Employees about COBRA Continuation Health Coverage - 66K

NAIC Consumer Alert: Understanding Air Ambulance Coverage - 117K

A Roadmap to Better Care and a Healthier You - 1M

Utilization Review Training FAQs - 173K

Utilization Review Training Presentation Slides - 3M

Kentucky Life and Health Insurance Guaranty Association [

]

Companies Selling in Kentucky's Individual Market - 41K

Life, Annuity and Life Settlements

Buyer's Guide to Annuities [

]

Kentucky Consumer Guide to Understanding Life Settlements - 99K

Consumer Alert: Annuities and Senior Citizens - 184K

NAIC Consumer Alert: Annuities and Veterans Pension Qualification - 167K

Consumer Alert: Military Personnel - Deceptive and Misleading Life Insurance Sales Practices - 319K

Consumer's Guide to Life Insurance [

]

Tips on Finding Missing Life Insurance Policies - 193K

Notice 126 - Life Insurance Alternatives - 127K

Kentucky Life and Health Insurance Guaranty Association [

]

NAIC Newsroom and Consumer Alerts Webpage [

]

Medicare/Medigap

Medicare Supplement Guide 2026 - 462K

Medicare and You 2026 - 5M

Consumer Alert: Medicare Supplement Update - 215K

Choosing A Medigap Policy 2025 - 1M

Consumer Alert: Medicare Advantage - Know Before You Enroll! - 87K

Miscellaneous

Baby Boomer Insurance Concerns - 65K

Department of Insurance

Instructions for Filing a Consumer Complaint - Printable Form - 363K

Consumer Complaint Printable Form - 239K

Division of Fraud Investigation - 454K

Your Insurance Company's Financial Strength and You - 399K

Credit Scoring: How Does it Affect You? - 230K

Consumer Guide to Insurance for Young Adults - 614K

Consumer Alert: Understanding Your Insurance Policy - 500K

Consumer Tips for Shopping on the Internet - 439K

Emergency Response Team - 177K

Understanding Your Privacy Rights - 127K

Consumer Alert: Loan Fee Scams - 166K

For Your Records - 259K

Documents in Spanish

Cómo Poner una Queja del Consumidor - 69K

Hechos en cuanto al seguro de autos y para propietarios de viviendas-para el arrendatario - 310K

Beneficiarios de Medicare- Alerta Contra Estafadores Vendiendo Plan de Medicamentos Parte D - 33K

Persona de Tercera Edad- Eduquese sobre las Anualidades - 30K

Temporada de Invierno y su Seguro - 46K