The Property and Casualty Branch of the Division of Insurance Product Regulation is responsible for the review of rates, rules, and forms of all admitted property and casualty insurance companies. Operating in strict accordance with Kentucky’s Insurance Code, the division consistently strives to provide a healthy, stable and competitive marketplace while serving to protect Kentucky’s consumers.  It is also responsible for:

• Charitable Healthcare
• Exempt Policyholders 
• Mine Subsidence Fund
• Monitoring of Kentucky's markets of last resort
• No-Fault Rejection/Verification
• Risk Purchasing Groups
• Reports of medical malpractice claims

The Surplus Lines area regulates information written by a non-admitted insurance company in the Commonwealth. Surplus lines companies and brokers provide an alternative market for specialty and hard-to-place risks when coverage is not available from admitted insurance carriers.

Information regarding the Mandatory Insurance Reporting Plan is available here [].

The Property and Casualty Branch of the Division of Insurance Product Regulation is responsible for the review of rates, rules, and forms of all admitted property and casualty insurance companies.  Read More..